Monument Title Insurance

What Monument Title Insurance does

Monument Title Insurance, Inc. is a privately held, boutique title insurance and escrow company founded in 2001 by Ron Motzkus and headquartered in Salt Lake City, Utah. The company provides title insurance policies, title search and examination, escrow and closing services, and specialized HUD/FHA closing agent services to homebuyers, sellers, real estate agents and brokers, and lenders across Utah and Nevada. It operates three physical offices — Salt Lake City (headquarters), Riverton, Utah, and Las Vegas, Nevada — with mobile closing capability, and runs an in-house title plant managed by a dedicated Title Plant Manager. Monument monetizes through one-time title insurance premiums at closing, transaction-based escrow and HUD closing fees, and ancillary tools (including a free branded MonumentAgent mobile app for agents and a public Good Faith Estimate calculator widget); in 2021 it added a wire fraud protection partnership with CertifID guaranteeing transactions up to $1 million per file.

The company's go-to-market is sales-led and channel-driven, relying heavily on real estate agent referrals as the primary distribution mechanism, supplemented by direct sales at office locations and a small digital presence (website, Facebook, Twitter, blog). The team of roughly 17 named employees is led by President Ron Motzkus, with his son Nick Motzkus serving as Sales Account Manager, suggesting a family-operated ownership structure with no disclosed institutional investors, funding rounds, or parent company. Differentiators emphasized in its positioning are personalized boutique service relative to large corporate title underwriters, bilingual (English/Spanish) staffing, deep HUD transaction experience (the combined Utah/Nevada teams claim thousands of HUD closings), and proactive wire fraud detection.

Monument Title does not appear to use AI or proprietary machine learning in its core service delivery; the underlying technology stack consists of standard title plant records, conventional escrow processing, and light agent-facing digital tools. The company has executed no acquisitions, mergers, or external fundraising, and its expansion to date has been entirely organic — adding offices, hiring title officers, and layering free agent tools to deepen referral relationships within its two-state regional footprint.

Name

Monument Title Insurance

Legal name

Monument Title Insurance, Inc.

Website

https://monumenttitle.net

Company type

Private

Founded year

2001

Operating status

Operating

Headcount range

11–50 employees

Short description

Monument Title Insurance is a privately held, boutique title insurance and escrow company founded in 2001 in Utah, providing title insurance, escrow, and HUD closing services across Utah and Nevada for homebuyers, sellers, real estate agents, and lenders.

Ownership category

akta.pro rank

Product category

Title Insurance and Escrow Services

NAICS

Direct Title Insurance Carriers (524127), Title Abstract and Settlement Offices (541191)

SIC

Title Insurance (6361), Insurance Agents, Brokers & Service (6411)

akta.pro industry

PRIMARYFSAJACAL

Title Insurance

Financial & Insurance/Insurance — Motor, Property & Casualty/Property Insurance (Homeowners, Renters & Commercial Property)

SECONDARYBPAJAOAB

Title Search & Examination

Business & Public Services/Real Estate Services (Brokerage, Property Management)/Real Estate Transaction Services (Escrow, Title & Closing Coordination)

SECONDARYBPAJAOAD

Escrow Services

Business & Public Services/Real Estate Services (Brokerage, Property Management)/Real Estate Transaction Services (Escrow, Title & Closing Coordination)

SECONDARYBPAJAOAG

Document Preparation & Recording Services (Deeds, Liens)

Business & Public Services/Real Estate Services (Brokerage, Property Management)/Real Estate Transaction Services (Escrow, Title & Closing Coordination)

Keywords

• Title insurance services
• Escrow closing services
• Title search examination
• HUD closing agent
• Wire fraud protection

Headquarters

HQ city

Salt Lake City

HQ country

United States

HQ region

North America

Offices3 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales

Revenue model

1. Title Insurance Premiums: One-time premium payment for title insurance policies that protect against hidden title hazards. Unlike other insurance, the original premium is the only cost as long as the property is owned - no annual payments required.
2. Escrow Services: Escrow and closing services involving clearing title matters, preparing settlement statements, deeds, and loan packages for real estate transaction closings.
3. HUD Closing Agent Services: Specialized closing services for HUD/FHA owned properties. Their experienced team has closed thousands of HUD transactions across Utah and Nevada.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels5 records

Core offering

Monument Title Insurance is a boutique title and escrow company that issues title insurance policies and provides escrow, title search and examination, and HUD closing agent services for real estate transactions in Utah and Nevada. The company complements these services with free agent tools (MonumentAgent app, GFE Calculator) and a CertifID-backed wire fraud protection guarantee of up to $1 million per transaction.

Product overview

Monument Title Insurance is a boutique title and escrow company operating in Utah and Nevada, offering a comprehensive suite of real estate closing services. The company's core offering consists of title insurance policies, title search and examination services, escrow and closing services, and HUD closing agent services. The portfolio includes MonumentAgent (The Wonder App), a free mobile application for real estate agents providing closing cost calculations and PITI estimates, and CertifID wire fraud protection partnership that guarantees transactions up to $1 million. Additional tools include a GFE calculator and title plant management services. The company positions itself as a boutique provider offering customized service through experienced escrow officers, title officers, and foreclosure specialists for buyers, sellers, lenders, and real estate agents.

Differentiator

Problem solved

Functional benefit

Brands

• MonumentAgent: A free custom mobile app provided to real estate agents, offering closing cost calculations, branded printouts and emails, and monthly affordability calculations for clients.
• The Wonder App

Products and services

• Title Insurance Title insurance policies protecting buyers and lenders against hidden title hazards such as outstanding liens or judgments, forged documents, or unknown heirs claiming an interest in the property. Sold as a one-time premium at closing with no annual renewal payments.
• Escrow Services Escrow and closing services covering clearance of matters of record on a property, plus preparation of settlement statements, deeds, and loan packages for real estate transaction closings.
• Title Search and Examination In-office title search and examination services that locate and report defects in a title, including unpaid taxes or mortgages, judgments against previous owners, easements, and court actions affecting real estate title.
• HUD Closing Agent Services Specialized HUD closing agent services for FHA/HUD-owned properties, including processing HUD-owned homes, REO properties, and assistance with FHA foreclosure transactions. A specialized team experienced with HUD processes and requirements delivers these closings.
• Title Plant Services Title plant management and dedicated title officer services including title searches, foreclosure processing, right-of-way acquisition, commercial and residential real estate title work, and resolution of title defects.

Named customers4 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

One partnership is on record.

• CertifIDcoreTechnology or Integration · 9 December 2021Monument Title partnered with CertifID to provide wire fraud protection for clients. CertifID is one of the newest and safest ways to send and receive wiring information in the title insurance industry. Each transaction protected by CertifID is guaranteed up to $1 million. Monument Title escrow officers are trained to help clients use CertifID at closing.

Scale indicators2 records

Recent moves8 records

Expansion highlights6 records

Broad incumbents

• First American Title Insurance Company: One of the largest national title insurers and escrow agents in the United States, offering title insurance, escrow, and closing services nationwide. Directly comparable as a title insurance and escrow provider, though significantly larger and operating across all 50 states versus Monument's two-state footprint.
• Fidelity National Title: A major national title insurance underwriter and agency through its FNF Family of Companies (including Fidelity National Title and Chicago Title). Comparable product offering and customer base, but vastly greater scale and capital base than Monument.
• Stewart Title: A leading national title insurance and real estate services company providing title insurance, escrow, and closing services across the U.S. Comparable in product mix; differs by operating nationally and offering lender services, default title, and technology platforms at scale.
• Old Republic Title: National title insurance underwriter providing residential and commercial title insurance and escrow services. Comparable in core offering to Monument; differs by being a large public company with national operations and balance-sheet capacity.

Direct peers

• WFG National Title Insurance Company: A national title insurance underwriter with a strong agent-network model that partners with independent title agencies similar in structure to Monument. Highly comparable in operating model (independent agent-based delivery), though with national scale.
• Ticor Title Company: A national title insurance underwriter operating through a network of direct offices and independent agents across multiple U.S. states. Directly comparable offering (title insurance, escrow, closing services) with similar boutique-style regional office operations.
• North American Title Insurance Company (NATIC): Title insurance underwriter with an agent-based distribution model focused on independent title agents and regional operations. Comparable in target customer (real estate agents, lenders, buyers/sellers) and product set, with stronger geographic reach.
• AmTrust Title: A title insurance underwriter with an independent agent model targeting regional title agencies across the U.S. Comparable product offering (title, escrow, closing) and similar reliance on agent-distributed production through independent title shops like Monument.

Regional players

• Real Advantage Title: A regional title and escrow company serving the western United States with comparable title, escrow, and closing services. Similar boutique positioning and customer base; complementary rather than overlapping geography in some western states.

Emerging players

• PropLogix: A technology-focused company providing property due diligence services including tax status, lien, and property reports used during real estate closings. Adjacent to Monument's title examination work; represents a different delivery model (tech-enabled, not agency-based).

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/MonumentTitle
• LinkedInlinkedin.com/company/monument-title-insurance

Revenue estimate

Valuation estimate

Number of profiles

Profiles10 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Monument Title Insurance