Insurance Consultants International

Name

Insurance Consultants International

Legal name

Insurance Consultants International

Website

https://insuranceconsultantsintl.com

Company type

Private

Founded year

1998

Operating status

Operating

Headcount range

1–10 employees

Ownership category

akta.pro rank

Product category

Travel Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (52421), Travel Agencies (56151)

SIC

Insurance Agents, Brokers & Service (6411), Accident & Health Insurance (6321)

akta.pro industry

PRIMARYFSAIAEAI

Travel Medical Insurance (Individual)

Financial & Insurance/Insurance — Life & Health/Individual Health Insurance

Keywords

• Travel insurance brokerage
• Mission trip insurance
• International health insurance
• Trip protection plans
• Global medical coverage

Headquarters

HQ city

Niceville

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Insurance Agency Commissions: ICI acts as an insurance broker/agent earning commissions from insurance carriers for policies sold. They represent multiple insurance providers including IMG, GeoBlue, Cigna, Generali, Trawick, Seven Corners, Allianz, and others. Revenue comes from standard insurance agent commissions on each policy sold through their platform.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels6 records

Core offering

Insurance Consultants International operates as a licensed insurance broker/agency distributing travel insurance, international health insurance, and mission trip insurance policies from multiple third-party carriers (IMG, GeoBlue, Cigna, Generali, Trawick, Seven Corners, Allianz, Medjet, and others). The agency matches customers to appropriate coverage through licensed agents and dedicated specialized departments for global health, leisure travel, mission trips (TripArmor brand), and luxury travel.

Product overview

Insurance Consultants International (ICI Traveler) operates as a licensed travel and international health insurance agency founded in 1998, offering a multi-carrier platform that aggregates and distributes dozens of named insurance plans from third-party carriers including IMG, GeoBlue, Trawick International, Seven Corners, Allianz, Generali, Cigna, and others. The portfolio spans four primary departments: Global Health (comprehensive major medical insurance including IMG Global Medical Insurance, Cigna Global, GeoBlue Navigator/Xplorer, and expatriate plans), Leisure/Vacation Travel (individual trip protection plans including iTravelInsured LX/SE/Choice/Essential/Lite, TripWise, GoReady Choice, and journey-specific plans), Mission Trip Insurance (the proprietary TripArmor brand at $33/person plus carrier-based mission plans), and Luxury Travel (premium trip protection). The company differentiates through advisory-based sales (agents match customers to plans) and post-purchase claims support across all carriers. Key product families include travel medical insurance (Patriot Lite/Platinum/America Plus/Multi-Trip), trip protection/cancellation plans (Seven Corners, Trawick, Generali), annual/multi-trip plans (Allianz Executive, GeoBlue Trekker, Patriot Multi-Trip), and specialized coverage for missionaries, students abroad, inbound visitors, and expatriates.

Differentiator

Problem solved

Functional benefit

Brands

• TripArmor: Exclusive travel protection plan designed specifically for mission teams, offering post-departure coverage starting at $33 per person
• Mission Trip Insurance
• Insure Your Luxury Travel

Products and services

• TripArmor Travel Protection Plan Proprietary mission-focused flat-rate travel protection plan for church groups, outreach teams, and faith-based travelers covering medical emergencies, evacuations, delays, and optional trip cancellation or Cancel For Any Reason (CFAR) add-ons. Starting at $33 per person for trips up to 30 days.
• IMG iTravelInsured Travel LX Plan Top-tier IMG travel protection plan for discerning travelers covering trip cancellation, interruption, travel and baggage delays, emergency medical treatment up to $500,000, $1,000,000 emergency medical evacuation, and 24/7 telehealth via Teladoc.
• IMG iTravelInsured Travel SE Plan Mid-tier IMG travel protection plan covering trip cancellation, interruption, travel delays, emergency medical treatment, and 24/7 telehealth access.
• IMG iTravelInsured Choice Post-Departure Plan IMG post-departure protection plan offering primary emergency medical coverage up to $100,000, medical evacuation and repatriation up to $500,000, and 24/7 telehealth services via Teladoc for travelers who do not need cancellation coverage.
• IMG iTravelInsured Essential Plan Limited, cost-effective IMG travel protection plan for U.S. residents traveling within the United States covering trip cancellation up to 100% of trip cost, trip interruption up to 125%, and travel delay up to $2,000.
• IMG iTravelInsured Lite Plan Budget-level IMG travel protection plan for price-conscious travelers covering trip cancellation up to 100% of trip cost, trip interruption up to 125%, with $500 maximum for trip delay and $500,000 for medical evacuation.
• IMG Global Medical Insurance Comprehensive IMG major medical insurance program offering worldwide coverage with flexible plan options and payment modes, preventative care with no waiting period, and pre-existing condition waiver for eligible individuals.
• IMG JourneySmart Travel Protection Plan Family-friendly IMG domestic and international travel protection plan covering trip cancellation up to 100% of trip cost, trip interruption up to 150%, medical evacuation up to $250,000, and $100,000 primary medical coverage.
• GoReady Choice Plan Single-trip travel insurance plan with optional Cancel For Any Reason, Cancel For Work Reasons, increased medical and evacuation limits, coverage for electronics and sports equipment, and a 15-day free look period.
• TripWise Travel Protection Plan Travel protection plan with trip cancellation coverage up to 100% of trip cost, strong medical coverage, and children included with adults; designed for trips under $25,000.
• Patriot Lite Travel Medical Insurance Plan Temporary IMG medical insurance for individuals, families, and groups traveling outside their home country with maximum limits from $50,000 to $1,000,000 and emergency medical evacuation up to $1,000,000.
• Patriot Platinum Travel Medical Insurance Plan First-class short-term IMG travel medical insurance for discerning international travelers with maximum limits from $2,000,000 to $8,000,000, 24/7 telehealth access, COVID-19 covered same as any illness, and emergency evacuation up to policy maximum.
• Patriot Exchange Program Plan IMG international benefits plan for students studying abroad or cultural exchange participants meeting U.S. J1 and J2 visa travel insurance requirements, available in monthly increments with maximum limit of $5,000,000.
• Patriot Multi-Trip Plan IMG annual multi-trip travel medical insurance for individuals and families covering unlimited trips per year with trips up to 30, 60, or 90 days, maximum limit of $1,000,000, and $250 deductible.
• Patriot America Plus Plan Temporary IMG medical insurance for non-U.S. residents traveling to the United States for business or pleasure with maximum limits from $10,000 to $1,000,000, renewable up to 24 months, and COVID-19 coverage.
• Trawick Safe Travels International Plan Trawick travel medical and related benefits plan for non-U.S. citizens traveling outside their home country (excluding the United States) with COVID-19 treated as any other sickness and pre-existing condition coverage.
• Trawick USA Plan Trawick excess temporary accident and sickness medical coverage for non-U.S. citizens traveling to the USA and other countries, covering pre-existing condition recurrences up to $1,000 with emergency evacuation up to $2,000,000.
• Trawick Single Trip Plan Trawick single-trip plan covering trip cancellation and interruption up to $14,000, trip delay, missed cruise and tour connections, emergency accident and sickness medical, evacuation, repatriation, lost baggage, and optional car rental damage up to $25,000.
• Seven Corners Trip Protection Basic Plan Seven Corners trip protection insurance covering trip cancellation, interruption, delays, emergency medical, evacuation, and baggage protection for domestic and international travelers, with optional Cancel for Any Reason coverage.
• Seven Corners Trip Protection Choice Plan Enhanced Seven Corners trip protection plan with comprehensive trip cancellation, interruption, and additional coverage benefits.
• Allianz Annual Executive Plan Allianz annual multi-trip plan for frequent travelers covering all trips within a 12-month period with per-person annual cancellation limits of $5,000, $7,500, or $10,000 and per-trip benefits resetting each journey.
• GeoBlue Navigator Health Plan Comprehensive GeoBlue worldwide health plan for NGOs, missionaries, and humanitarian workers covering inside and outside the U.S. without typical limits, with seamless stateside and furlough coverage.
• GeoBlue Voyager Plan GeoBlue international travel health plan available in Voyager Choice (comprehensive with pre-existing condition coverage, up to 182 days) and Voyager Essential options.
• GeoBlue Trekker Plan GeoBlue annual coverage plan for unlimited trips with Trekker Choice covering up to 70 days per trip and Trekker Essential option, including COVID-19 coverage.
• GeoBlue Xplorer Plan GeoBlue international health plan for individuals traveling to or from the United States for extended periods, combining worldwide benefits with medical assistance services and access to Blue Cross and Blue Shield networks.
• Generali Travel Insurance Plans Three-tier Generali Global Assistance travel protection plans (Premium, Preferred, and Standard) covering trip cancellation, interruption, baggage, medical, dental, and 24/7 assistance services.
• Atlas Travel Plan HCCMIS/Tokio Marine HCC flexible customizable travel insurance allowing selection of deductible, coverage length, and maximum coverage, with coverage for all ages including $10,000 for those 80 and older.
• Cigna Global Health Options Cigna international health coverage with access to 1.65 million partnerships, case management, chronic condition support, global telehealth, and decision support services.
• Medjet Membership Plan Medjet global air medical transport and travel security membership program arranging medical transfer to a home-country hospital of choice, with MedjetAssist and MedjetHorizon options including crisis response and evacuation.
• Expatriate Health Private international medical insurance covering treatment costs from accidents or illnesses with up to $1 million medical coverage, emergency evacuation, trip interruption, repatriation of remains, and AD&D.
• Expat International Life Insurance Plan Expatriate Group term life insurance for expatriates living overseas providing worldwide protection from one to 30 years with coverage up to $6,500,000, guaranteed premium, and coverage for hazardous occupations.
• Clements International Personal Property Plan Clements International all-risk personal effects and property insurance for individuals moving or living abroad, covering transit and shipping with full replacement cost, $500,000 personal liability, and no gaps in coverage.
• Talent Trust Omega Plan International private medical insurance for missionaries serving more than one year, offering full U.S. coverage with $1,000,000 annual maximum, emergency evacuation, pandemic cover including COVID-19, and 24/7 global telemedicine.
• Diplomat America Plan Global Underwriters accident and sickness medical coverage and AD&D for non-U.S. residents traveling to the United States for 15 to 365 days with up to $1,000,000 medical, $250,000 evacuation, and 24/7 multilingual assistance.
• IMG Group Outreach Travel Medical IMG group short-term travel medical insurance plan for international groups covering unexpected medical expenses, emergency travel benefits, and multilingual assistance services.
• Atlas Group Travel Medical Plan Atlas group travel medical plan providing coverage for unexpected medical expenses and emergency travel benefits for large international groups.

Quantifiable outcome

• Saved AMAC members $936 compared to individual plans they were originally considering
• +1 more outcomes

Named customers9 records

Segments6 records

Ideal customer profiles6 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Partnerships

13 partnerships are on record, tiered core and minor.

• IMG (International Medical Group)coreChannel Partner/ Reseller/ DistributorPrimary carrier partner offering iTravelInsured plans, Global Medical Insurance, Patriot plans, and outreach travel medical insurance. ICI sells and supports IMG products including TripWise, Choice, LX, and JourneySmart plans.
• GeoBluecoreChannel Partner/ Reseller/ DistributorCarrier partner offering GeoBlue Navigator, Xplorer, Voyager, and Trekker plans for international travelers, missionaries, and those needing comprehensive global health coverage.
• Allianz Global AssistancecoreChannel Partner/ Reseller/ DistributorCarrier partner for Allianz Annual Executive Plan - multi-trip annual coverage for frequent travelers. Benefits underwritten by BCS Insurance Company and Jefferson Insurance Company.
• Cigna GlobalcoreChannel Partner/ Reseller/ DistributorCarrier partner offering Cigna Global Individual Plans for expatriates and international travelers with global healthcare coverage.
• Generali Global AssistancecoreChannel Partner/ Reseller/ DistributorCarrier partner offering Generali Premium, Preferred, and Standard travel insurance plans.
• Trawick InternationalcoreChannel Partner/ Reseller/ DistributorCarrier partner offering Trawick Safe Travels International (for non-US citizens), Trawick USA Plan, and Trawick Single Trip plans.
• Seven CornerscoreChannel Partner/ Reseller/ DistributorCarrier partner offering Seven Corners Trip Protection Basic and Choice plans with trip cancellation, interruption, and COVID-19 coverage.
• MedjetcoreChannel Partner/ Reseller/ DistributorCarrier partner offering MedjetAssist and MedjetHorizon memberships for global air medical transport and travel security.
• AMAC (Association of Mature American Citizens)coreGTM or Marketing PartnerStrategic partnership providing dedicated travel insurance services to AMAC's membership base with a dedicated team (Callie, Skyler) and member-specific pricing and plan recommendations.
• Expatriate GroupminorChannel Partner/ Reseller/ DistributorCarrier partner for Expat International Life Insurance Plan offering term life insurance for expatriates with worldwide protection.
• Clements InternationalminorChannel Partner/ Reseller/ DistributorCarrier partner offering Personal Property insurance plans for international travelers covering home contents and valuables while living abroad.
• HCCMIS (Tokio Marine HCC)coreChannel Partner/ Reseller/ DistributorCarrier partner offering Atlas Travel Insurance plans with flexible coverage options for international travelers.
• Global UnderwritersminorChannel Partner/ Reseller/ DistributorCarrier partner for Diplomat America and Diplomat International plans for inbound travelers to the US and outbound international travelers.

Scale indicators3 records

Recent moves7 records

Expansion highlights6 records

Others

• GeoBlue: Carrier partner for ICI's expat and international travel health plans (Navigator, Xplorer, Voyager, Trekker). Also sells directly, making it both an important supplier and adjacent competitor in the global health segment.
• Seven Corners: Carrier partner for ICI's trip protection plans and also a direct seller of travel and international health insurance. Functions as both supplier and adjacent competitor in the trip protection and travel medical categories.
• International Medical Group (IMG): Primary carrier partner for ICI's global health and iTravelInsured product lines; also sells directly to consumers and other producers. Functions as both a supplier and an indirect competitor to ICI's brokerage in the same coverage categories.

Direct peers

• Squaremouth: Online travel insurance comparison platform that aggregates quotes from multiple carriers. Directly competes with ICI's brokerage model by offering consumers a self-service alternative to phone-based agent consultations.
• World Nomads: Travel insurance specialist focused on adventure and independent travelers, selling coverage directly via its own platform. Overlaps with ICI's leisure and adventure travel customer base and competes for similar carriers' products.
• InsureMyTrip: Travel insurance comparison and aggregator site allowing consumers to compare plans across carriers. Competes with ICI's multi-carrier brokerage by offering a digital, self-service alternative for the same carrier products ICI sells.
• RoamRight: Travel insurance provider (Arch Insurance subsidiary) selling trip protection and travel medical plans online and through agents. Competes directly with ICI's leisure travel insurance offerings.
• Travel Insurance Services: US-based travel insurance agency distributing multiple carrier plans including bucket-list, cruise, and group coverage. Closely comparable to ICI's leisure travel and multi-carrier brokerage model.

Broad incumbents

• AIG Travel Guard: Major travel insurance carrier offering trip cancellation, medical, and baggage coverage through direct and agent channels. Competes with ICI on the same product categories from a carrier rather than brokerage position.
• Allianz Travel Insurance: One of the largest global travel insurance carriers and a current ICI carrier partner (Allianz Annual Executive Plan). Sells both direct to consumers and through agents, representing both a partnership and a competitive threat to ICI's leisure travel segment.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks7 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/insuranceconsultantsintl
• LinkedInlinkedin.com/company/insurance-consultants-international

Revenue estimate

Valuation estimate

Number of profiles

Profiles8 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Insurance Consultants International