Verus Title

What Verus Title does

Verus Title Inc. is a technology-enabled title insurance and settlement services company operating as a wholly owned subsidiary of Fathom Holdings Inc. (NASDAQ: FTHM). The company provides title searches and examinations, title insurance policy issuance, settlement/escrow services, transaction document recording, and property information reports for residential and commercial real estate transactions. It is licensed and operates in 36 states plus Washington D.C., with branch offices concentrated in Florida, Texas, North Carolina, Colorado, Utah, Nevada, Arizona, Indiana, Maryland, and Virginia, among others, and a national headquarters in Sarasota, Florida. As an appointed issuing agent for nine national title underwriters (including First American, Fidelity National, Stewart, Chicago Title, Old Republic, Alliant, WFG, Westcor, and Title Resources Group), Verus Title can issue policies under multiple carriers while relying on those underwriters for reinsurance and financial strength.

The company's product surface combines core title and closing services with proprietary digital tools, including Verus Title ONE (a web-based net sheet, closing cost calculator, and branded report tool for real estate professionals), Verus PAY (a digital earnest money deposit service), Remote Online Notarization (RON) where permitted by state law, and a Qualia platform integration for back-office operations. Wire fraud protection is delivered through a CertifID integration that verifies identities and wiring instructions prior to fund transfers. Go-to-market operates through two complementary motions: direct sales led through the parent Fathom Holdings agent network, and a Partner With Us referral program targeting real estate agencies, lenders, builders, and investors. Pricing is transaction-based, with title insurance rates set by state regulation and calculated off property value or loan amount.

Verus Title does not separately disclose standalone revenue; only Fathom Holdings' consolidated Q3 2025 revenue of $115.3M (38% YoY) is publicly reported, with title cited as one of several ancillary growth drivers. The company targets homebuyers, home sellers, realtors, mortgage lenders, home builders/developers, and real estate investors, with primary emphasis on residential purchase and refinance transactions and secondary exposure to specialty (REO, short sales, 1031 exchanges, construction loans) and commercial closings. Verus Title is a member of the American Land Title Association (ALTA).

Name

Verus Title

Legal name

Verus Title Inc.

Website

https://verustitle.com

Company type

Private

Founded year

2021

Operating status

Operating

Headcount range

11–50 employees

Short description

Verus Title is a technology-enabled title insurance and settlement services firm, operating as a subsidiary of Fathom Holdings and licensed in 36 states plus Washington D.C., serving homebuyers, sellers, realtors, lenders, builders, and investors with title searches, policy issuance, escrow, and digital closing tools.

Ownership category

akta.pro rank

Product category

Title Insurance and Settlement Services

NAICS

Direct Title Insurance Carriers (524127), Title Abstract and Settlement Offices (541191)

SIC

Title Insurance (6361)

akta.pro primary industry

Title Insurance (FSAJACAL)

akta.pro secondary industries

Title Search & Examination (BPAJAOAB), Title, Settlement & Closing Services Technology (FSALALAK), Notary & Signing Agent Services (Remote/Onsite) (BPAJAOAF), Abstracting Services (Title Abstracts) (BPAJAOAC)

Keywords

• Title insurance services
• Title searches and examinations
• Settlement and escrow services
• Real estate closing
• Wire fraud protection

Headquarters

HQ city

Cary

HQ country

United States

HQ region

North America

Offices18 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Others

Revenue model

1. Title Insurance Policies: Issuance of title insurance policies to protect homebuyers and lenders from financial loss due to title defects. One-time premium at closing.
2. Title Searches and Examinations: In-depth research and examination of property title history to identify any issues that could impact ownership.
3. Settlement Services: Facilitation of real estate closing transactions including escrow management and document recording.
4. Transaction Document Recording: Filing and recording of closing documents with appropriate governmental authorities.
5. Property Information Reports: Detailed reports on property status and history for buyers, sellers, and lenders.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels6 records

Core offering

Verus Title provides title insurance policies, title searches and examinations, settlement and escrow services, transaction document recording, and property information reports for residential and commercial real estate transactions across 36 states and Washington D.C. The company layers this traditional title service offering with proprietary digital tools (Verus Title ONE quoting tool, Verus PAY electronic earnest money deposit system) and integrates remote online notarization plus CertifID wire fraud protection.

Product overview

Verus Title is a technology-enabled title and settlement services company offering a unified platform of title and closing services. The core offering includes title searches, title insurance policies, settlement services, document recording, and property information reports. Technology products include Verus PAY for earnest money deposits and Verus Title ONE for instant net sheet calculations and branded reports. The company also offers Remote Online Notarization (RON) for digital closings. Services span residential transactions, specialty transactions (REO, short sales, 1031 exchanges, construction loans), and commercial properties across 36 states and Washington D.C.

Differentiator

Problem solved

Functional benefit

Brands

• Verus PAY: Simplified and secured earnest money deposit service allowing users to send funds easily for real estate transactions.
• Verus Title ONE

Products and services

• Title Insurance Policies Issuance of title insurance policies to protect homebuyers and lenders from financial loss due to title defects, with premiums paid one-time at closing.
• Title Searches and Examinations In-depth research and examination of property title history to identify liens, easements, encumbrances, and other issues that could impact ownership.
• Settlement Services End-to-end facilitation of real estate closing transactions, including escrow management, document execution, and closing ceremony coordination for residential and commercial properties.
• Transaction Document Recording Filing and recording of closing documents, deeds, and other instruments with appropriate governmental recording authorities.
• Property Information Reports Detailed reports on property status and history for buyers, sellers, and lenders to support transaction due diligence.
• Remote Online Notarization (RON) Digital closing option allowing remote notarization of documents as permitted by state law, enabling closings to be completed from anywhere.

Quantifiable outcome

• Verus Title expanded into Arizona and Alabama in October 2025, growing to 34 states and D.C.
• +1 more outcomes

Segments6 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Feature4 records

Partnerships

13 partnerships are on record, tiered core and minor.

• QualiacoreTechnology or IntegrationVerus Title uses Qualia's platform for streamlined title and escrow operations management, enabling efficient transaction processing and document management.
• CertifIDcoreTechnology or IntegrationCertifID provides wire fraud prevention through identity verification, ensuring wiring instructions are legitimate before fund transfers. This partnership protects clients from wire fraud during real estate transactions.
• ALTA (American Land Title Association)coreOthersVerus Title is a member of ALTA, the primary trade association for the title insurance industry, demonstrating commitment to industry standards and best practices.
• Weapon BrandminorStrategic or Co-development PartnerPartnership for the Safer Agent Webinar during Realtor Safety Month, providing personal safety training and education for real estate professionals.
• Alliant National Title Insurance CompanycoreChannel Partner/ Reseller/ DistributorVerus Title is appointed as an issuing agent for Alliant National, one of the leading national title insurance underwriters.
• Chicago Title Insurance CompanycoreChannel Partner/ Reseller/ DistributorVerus Title is appointed as an issuing agent for Chicago Title, providing access to their financial strength and underwriting capabilities.
• Fidelity National Title Insurance CompanycoreChannel Partner/ Reseller/ DistributorVerus Title is appointed as an issuing agent for Fidelity National, offering comprehensive title insurance coverage options.
• First American Title Insurance CompanycoreChannel Partner/ Reseller/ DistributorVerus Title is appointed as an issuing agent for First American, providing access to their extensive title insurance products and services.
• Old Republic National Title Insurance CompanycoreChannel Partner/ Reseller/ DistributorVerus Title is appointed as an issuing agent for Old Republic National, offering national title insurance coverage.
• Stewart Title Guaranty CompanycoreChannel Partner/ Reseller/ DistributorVerus Title is appointed as an issuing agent for Stewart Title, providing comprehensive title insurance solutions.
• Title Resources GroupcoreChannel Partner/ Reseller/ DistributorVerus Title is appointed as an issuing agent for Title Resources Group, offering title insurance products through their network.
• Westcor Land Title Insurance CompanycoreChannel Partner/ Reseller/ DistributorVerus Title is appointed as an issuing agent for Westcor, providing access to their national title insurance capabilities.
• WFG National Title Insurance CompanycoreChannel Partner/ Reseller/ DistributorVerus Title is appointed as an issuing agent for WFG National, offering title insurance products and services.

Scale indicators3 records

Recent moves7 records

Expansion highlights6 records

Direct peers

• Title365: National title and escrow agency providing residential and commercial title insurance and settlement services through agent and direct channels; comparable scale and multi-state licensed operating model.
• Endpoint: Digital-first title and escrow agency offering technology-enabled title, settlement, and closing services to real estate agents, lenders, and consumers — most directly comparable tech-led alternative to Verus Title's model.
• PropLogix: Technology-enabled title search, examination, and property due diligence provider serving title agents and real estate professionals; overlaps with Verus's title examination and property information report services.

Emerging players

• Snapdocs: Digital closing platform providing remote online notarization (RON) and e-closing infrastructure to title agents and lenders; comparable to Verus's RON capability and Qualia-style platform integrations.

Broad incumbents

• Chicago Title Insurance Company: Large national title underwriter (part of Fidelity National Financial) with a substantial agency channel; comparable offering and customer base to Verus Title across most states.
• Stewart Title: National title underwriter and agency operator providing title insurance and settlement services through direct and agent channels; competes head-to-head with Verus in most of the 36+ states it serves.
• First American Title Insurance Company: One of the largest national title insurance underwriters; also operates a direct title agency channel that competes with Verus for real estate agent and lender referrals, offering similar title search, examination, and settlement services nationwide.
• Westcor Land Title Insurance Company: National title underwriter owned by First American; operates both direct and agent channels providing title insurance and closing services overlapping with Verus's core offering and geographic footprint.
• Fidelity National Title: Major national title underwriter with a large direct agency network; competes with Verus across residential and commercial title and closing services, and is also one of Verus's appointed underwriters.
• Old Republic Title: Established national title underwriter with agency operations across the U.S.; competes directly with Verus Title in the residential and commercial title insurance market and is also one of Verus's underwriters.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/verustitle

Revenue estimate

Valuation estimate

Number of profiles

Profiles9 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Verus Title