Moneyhouse
- Company typePrivate
- Founded1997
- HeadquartersSan Juan, Puerto Rico
- Headcount101–250
- GTM typeB2B and B2C
- OfferingServices
Moneyhouse firmographics
Firmographics- Name
- Moneyhouse
- Legal name
- The Money House, Inc.
- Website
- https://moneyhouseus.com
- Company type
- Private
- Founded year
- 1997
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Ownership category
- akta.pro rank
Moneyhouse industry classification
Industry- Product category
- Residential Mortgage Lending
- NAICS
- Mortgage and Nonmortgage Loan Brokers (52231)
- SIC
- Mortgage Bankers & Loan Correspondents (6162)
- akta.pro primary industry
- First-Time Homebuyer (FTHB) Mortgage Origination (FSALAAAG)
- akta.pro secondary industries
- Reverse Mortgage Funding & Liquidity Providers (Warehouse/Repo Lines) (FSALAIAE), Renovation Mortgage Origination (FHA 203(k), HomeStyle, CHOICERenovation) (FSALAAAL), Cash-Out Refinance Origination (FSALAAAF), Warehouse Lending / Mortgage Warehouse Facilities (FSALACAI)
Keywords
Where Moneyhouse is headquartered
LocationHeadquarters
- HQ city
- San Juan
- HQ country
- Puerto Rico
- HQ region
- Latin America
Offices7 records
Markets served
Moneyhouse business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure, Others
Revenue model
- Mortgage Loan Origination: Revenue generated from originating mortgage loans including FHA, VA, USDA, Conventional, Jumbo, Non-Conforming, Reverse Mortgages, and Specialty loan programs. Fees include origination fees, application fees, and other loan-related charges collected at closing.
- Loan Servicing: Revenue from servicing mortgage loans in-house, collecting monthly payments and managing escrow accounts.
- Secondary Market Operations: Revenue from selling originated loans to secondary market investors including Fannie Mae and Freddie Mac, and issuing Ginnie Mae mortgage-backed securities.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Pay-as-you-go | Quote-based mortgage lending |
Go-to-market motion2 records
Distribution channels4 records
Marketing channels8 records
Moneyhouse product offering
Product offeringCore offering
Moneyhouse is a family-owned, full-service direct mortgage lender that originates, processes, and services residential mortgage loans. It provides purchase mortgages (FHA, VA, USDA, Conventional, Jumbo, Non-Conforming, 203k, Specialty), refinance loans, reverse mortgages including H4P, and operates a B2B wholesale/correspondent platform (Moneyhouse On Demand) for partner lenders and brokers.
Differentiator
Problem solved
Functional benefit
Products and services
- FHA Loans FHA-insured purchase and refinance mortgage loans for homebuyers and homeowners, originated by licensed Mortgage Loan Originators at Moneyhouse, a fully approved HUD/FHA Mortgagee.
- VA Loans VA-backed mortgage loans for eligible veterans and service members, including 100% financing options, originated through Moneyhouse's retail branch network and online applications.
- USDA / Rural Loans USDA Rural Development mortgage loans for eligible rural properties, with 100% financing options, originated by licensed Moneyhouse Mortgage Loan Originators.
- 203k Rehabilitation Loans FHA 203k loans that finance both the purchase (or refinance) and rehabilitation of a home, rolled into a single mortgage for borrowers.
- Conventional Conforming Loans Conventional conforming purchase and refinance mortgage loans that meet Fannie Mae and Freddie Mac underwriting guidelines, originated in-house by Moneyhouse.
- Jumbo Loans Non-conforming jumbo mortgage loans for higher loan amounts that exceed conforming loan limits, originated by Moneyhouse for qualified borrowers.
- Non-Conforming Loans Non-conforming mortgage loans for borrowers who do not fit standard agency guidelines, offered by Moneyhouse with flexible qualification criteria.
- Specialty Loan Programs Specialty mortgage loan programs for borrowers with non-standard needs that fall outside traditional loan categories, originated by Moneyhouse's licensed MLOs.
- Reverse Mortgages (HECM and H4P) Reverse mortgage products for homeowners aged 62 and older to access home equity without monthly mortgage payments, including the H4P reverse mortgage for purchase program, originated and serviced by Moneyhouse as a Ginnie Mae HMBS issuer.
- Refinance Mortgage Loans Refinance mortgage loans allowing homeowners to lower payments, change loan type or term, or extract cash for debt consolidation, home improvements, education, medical expenses, or other needs.
- Moneyhouse Express Pre-Qualification Quick online pre-qualification tool that contacts customers within 60 minutes or less with a high-touch communication approach to start the mortgage application.
- Moneyhouse On Demand (MHOD) B2B Portal / Turnkey Program B2B platform providing wholesale, correspondent, and aggregation partners with 24/7 access to a CRM, Loan Origination System, and marketing resources to originate reverse mortgages through Moneyhouse's infrastructure.
- Mortgage Loan Servicing In-house mortgage loan servicing for originated loans, including collection of monthly payments and management of escrow accounts.
- Secondary Market Loan Sales Sale of originated mortgage loans to secondary market investors including Fannie Mae and Freddie Mac, plus issuance of Ginnie Mae forward (MBS) and reverse (HMBS) mortgage-backed securities.
- Moneyhouse Realty Group (Realtor Partnership Service) Specialized division of mortgage executives serving realtors and their clients with purchase transaction mortgage support, including dedicated licensed mortgage professionals available 24/7 and joint marketing through the MRG Newsletter.
Quantifiable outcome
- 24/7 availability for customer service
- +3 more outcomes
Companies that use Moneyhouse
Customer profileNamed customers5 records
Segments4 records
Ideal customer profiles4 records
Moneyhouse technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature2 records
Moneyhouse partnerships and signals
Strategic signalPartnerships
Two partnerships are on record, tiered core.
- Realtors and Real Estate ProfessionalscoreMoneyhouse Realty Group is a specialized division created to serve realtors and their clients with purchase transaction mortgage support. Dedicated licensed mortgage professionals are available 24/7, 7 days a week to assist realtors and their customers.
- B2B Wholesale and Correspondent PartnerscoreMoneyhouse On Demand Turnkey program enables business partners to enter the reverse mortgage market with complete end-to-end solutions including access to MHOD Portal with CRM, LOS, and marketing support. Available 24/7 with bilingual support.
Scale indicators4 records
Recent moves2 records
Moneyhouse competitors and assessment
Company assessmentDirect peers
- Caliber Home Loans: Retail and wholesale mortgage lender with diversified government, conventional, and non-QM products; comparable to Moneyhouse's multi-product retail and wholesale lending model across multiple loan types.
- United Wholesale Mortgage: Largest US wholesale mortgage lender operating exclusively through broker partners; directly comparable to Moneyhouse's MHOD wholesale/correspondent platform and the B2B partner channel that drives much of Moneyhouse's reverse growth.
- Finance of America Reverse: Specialized reverse mortgage lender and HMBS issuer; directly comparable to Moneyhouse's senior-focused reverse mortgage business including HECM products and HMBS capital markets activity.
- Fairway Independent Mortgage Corporation: Large privately held retail and wholesale mortgage lender; directly comparable as a private multi-channel mortgage company of similar size profile offering forward products through branches and broker partners.
- Guild Mortgage: Retail-focused mortgage lender with strong FHA/VA government loan expertise and in-house servicing; comparable to Moneyhouse as a non-bank direct lender offering government, conventional, and specialty products with branch operations.
- Mutual of Omaha Reverse Mortgage: Acquired Reverse Mortgage Funding and operates as a leading HECM reverse mortgage lender and HMBS issuer; directly comparable to Moneyhouse's reverse mortgage origination, HMBS issuance, and HECM-for-Purchase offering.
Regional players
- Popular Mortgage (Banco Popular): Mortgage lending arm of Puerto Rico's largest bank; directly comparable as a competing mortgage provider in the Puerto Rico market where Moneyhouse is the largest privately held mortgage company.
Broad incumbents
- Rocket Mortgage: Largest US retail mortgage lender and direct-to-consumer originator; comparable as a multi-channel retail mortgage company offering purchase, refinance, and government loan products across all 50 states — Moneyhouse competes in the same product set at smaller scale.
- loanDepot: National direct-to-consumer and wholesale mortgage lender with retail, wholesale, and HELOC products; comparable as a multi-channel full-service mortgage competitor with diversification across forward products similar to Moneyhouse's product mix.
- NewRez (Rithm Capital): National mortgage originator and servicer (formerly New Penn Financial) under Rithm Capital; comparable as a multi-channel mortgage platform offering retail, wholesale, and direct-to-consumer products with servicing scale.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Moneyhouse social profiles
Digital presenceMoneyhouse financial estimates
Financial estimateRevenue estimate
Valuation estimate
Moneyhouse leadership team
Management profileNumber of profiles
Profiles8 records
Moneyhouse subsidiaries and ownership
Company hierarchySubsidiaries2 records
Moneyhouse funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Moneyhouse M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Moneyhouse
What does Moneyhouse do?
Moneyhouse is a family-owned, full-service direct mortgage lender that originates, processes, and services residential mortgage loans. It provides purchase mortgages (FHA, VA, USDA, Conventional, Jumbo, Non-Conforming, 203k, Specialty), refinance loans, reverse mortgages including H4P, and operates a B2B wholesale/correspondent platform (Moneyhouse On Demand) for partner lenders and brokers.
Is Moneyhouse a public or private company?
Moneyhouse is a private company. It is classified as family owned and is currently operating.
When was Moneyhouse founded?
Moneyhouse was founded in 1997. It employs 101 to 250 people.
Where is Moneyhouse based?
Moneyhouse is headquartered in San Juan, Puerto Rico, in the Latin America region.
How does Moneyhouse make money?
Three revenue lines are on record. Mortgage Loan Origination is the primary driver. The others are loan Servicing and secondary Market Operations.
Who are Moneyhouse's main competitors?
Direct peers on record are Caliber Home Loans, United Wholesale Mortgage, Finance of America Reverse, Fairway Independent Mortgage Corporation, Guild Mortgage and Mutual of Omaha Reverse Mortgage. Popular Mortgage (Banco Popular) is listed as a regional player. Broad incumbents are Rocket Mortgage, loanDepot and NewRez (Rithm Capital).
Does Moneyhouse have an API?
No public API is recorded for Moneyhouse.
What industry is Moneyhouse in?
Moneyhouse's product category is Residential Mortgage Lending. Its primary akta.pro industry code is FSALAAAG, First-Time Homebuyer (FTHB) Mortgage Origination, with a secondary code of FSALAIAE, Reverse Mortgage Funding & Liquidity Providers (Warehouse/Repo Lines). Its NAICS code is 52231 and its SIC code is 6162.