V.I.P. Insurance Services
V.I.P. Insurance Services is an independent insurance agency and subsidiary of VIP Mortgage, Inc., distributing personal, commercial, and private client / high-net-worth coverage from 24+ carriers across Arizona, California, and New Mexico.
- Company typePrivate
- Founded2015
- HeadquartersGilbert, United States
- Headcount11–50
- GTM typeB2B and B2C
- OfferingServices
What V.I.P. Insurance Services does
V.I.P. Insurance Services LLC is an independent insurance agency headquartered in Scottsdale, Arizona, operating as a subsidiary of VIP Mortgage, Inc. The agency distributes personal lines (home, auto, landlord, renters, condo, motorcycle, boat, RV), Private Client / high-net-worth coverage, and commercial lines (D&O/EPLI, professional liability, general liability, property, workers compensation) through licensed agents across three U.S. states: Arizona, California, and New Mexico.
The agency's core product is commission-based brokerage: it represents 24 or more AM Best-rated insurance carriers including Chubb, PURE, AIG Private Client Group, Cincinnati, Travelers, Progressive, Nationwide, Safeco, and specialty providers such as Hagerty (collector vehicles) and PersonalUmbrella.com. The platform operates without disclosed proprietary technology beyond a basic client access portal for policyholders; quoting, underwriting, and servicing are conducted manually by licensed agents using carrier-provided tools. No APIs, SDKs, or AI/automation capabilities are disclosed.
Revenue is generated exclusively through carrier commissions on policies placed. Pricing is quote-based, set by individual carriers based on risk and underwriting criteria, and billed to customers on a monthly cadence. The go-to-market is consultative and sales-led: discovery meetings, multi-carrier comparison shopping, dedicated account managers, and routine policy evaluations. The customer base is fragmented across individual households and small-to-mid businesses, with no disclosed enterprise anchors. Marketing relies on the company website, phone and email outreach, and earned review visibility (Trustindex-verified Google reviews).
V.I.P. Insurance Services firmographics
Firmographics- Name
- V.I.P. Insurance Services
- Legal name
- VIP Insurance Services LLC
- Website
- https://vipinsuranceservices.com
- Company type
- Private
- Founded year
- 2015
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- V.I.P. Insurance Services is an independent insurance agency and subsidiary of VIP Mortgage, Inc., distributing personal, commercial, and private client / high-net-worth coverage from 24+ carriers across Arizona, California, and New Mexico.
- Ownership category
- akta.pro rank
V.I.P. Insurance Services industry classification
Industry- Product category
- Insurance Brokerage
- NAICS
- Insurance Agencies and Brokerages (524210)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Directors & Officers (D&O) Liability (FSAJADAF)
- akta.pro secondary industry
- Individual Health Insurance Brokerage & Distribution (FSAIAEAL)
Keywords
Where V.I.P. Insurance Services is headquartered
LocationHeadquarters
- HQ city
- Gilbert
- HQ country
- United States
- HQ region
- North America
Offices3 records
Markets served
V.I.P. Insurance Services business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales
Revenue model
- Insurance Brokerage/Agency Commissions: As an independent insurance agency representing multiple carriers, VIP Insurance Services earns commissions from insurance companies for policies placed. They offer auto, home, commercial, and private client insurance products sourced from their carrier network.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Monthly | Quote-based pricing tailored to individual customer risk profiles |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels3 records
V.I.P. Insurance Services product offering
Product offeringCore offering
V.I.P. Insurance Services is an independent insurance agency that places personal lines, private client, and commercial insurance policies on behalf of multiple carriers. As a brokerage, it shops coverage options across its carrier network for individuals and businesses, with offices in Arizona, California, and New Mexico.
Product overview
V.I.P. Insurance Services is an independent insurance agency offering a portfolio of insurance products across three main categories: Personal Lines (home, auto, landlord, renters, condo, motorcycle, boat, RV), Commercial (D&O, professional liability, general liability, property, workers compensation), and Private Client (high-value asset coverage). As an independent agency, they represent multiple insurance carriers to provide coverage options. The company also provides a client access portal for policyholders.
Differentiator
Problem solved
Functional benefit
Products and services
- Personal Lines Insurance
- Private Client Insurance High-net-worth insurance specifically designed for individuals with high-value assets, covering auto, home, collectibles, and personal liability under a single premium through specialty carriers.
- Commercial Insurance Business insurance solutions including Directors & Officers/Employment Practices Liability, Professional Liability, General Liability, Property, and Workers Compensation coverage for business clients.
Companies that use V.I.P. Insurance Services
Customer profileNamed customers2 records
Segments3 records
Ideal customer profiles3 records
V.I.P. Insurance Services technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
V.I.P. Insurance Services partnerships and signals
Strategic signalPartnerships
26 partnerships are on record, tiered core.
- American ModerncoreInsurance carrier represented by VIP Insurance Services for various personal and commercial insurance products.
- AmShieldcoreInsurance carrier partner providing coverage options through VIP Insurance Services.
- ASI (Progressive Home)coreInsurance carrier partner for home insurance products.
- Bamboo InsurancecoreInsurance carrier partner represented by VIP Insurance Services.
- Berkley OnecoreInsurance carrier partner specializing in high-net-worth coverage.
- Bristol WestcoreInsurance carrier partner for auto insurance products.
- CAFP (California FAIR Plan)coreCalifornia FAIR Plan carrier partner for high-risk property coverage.
- ChubbcorePremium insurance carrier partner specializing in high-value personal and commercial coverage.
- Cincinnati InsurancecoreInsurance carrier partner for commercial and personal lines coverage.
- Encompass / National GeneralcoreInsurance carrier partner for various personal insurance products.
- ForemostcoreInsurance carrier partner for specialty insurance products.
- HagertycoreInsurance carrier partner specializing in classic car and collector vehicle coverage.
- NationwidecoreMajor insurance carrier partner providing wide range of coverage options.
- OpenlycoreInsurance carrier partner for home insurance products.
- PCG / AIGcoreAIG Personal Lines Private Client Group carrier partner for high-value personal coverage.
- PersonalUmbrella.comcoreUmbrella insurance carrier partner for excess liability coverage.
- ProgressivecoreMajor insurance carrier partner for auto and home coverage.
- PURE (Private Auto, Residential)corePURE Insurance carrier partner specializing in high-net-worth personal coverage.
- SafecocoreInsurance carrier partner for personal insurance products.
- SelectivecoreInsurance carrier partner for commercial coverage.
- StillwatercoreInsurance carrier partner for various personal and commercial products.
- TravelerscoreMajor insurance carrier partner providing comprehensive coverage options.
- Vault InsurancecoreInsurance carrier partner for personal coverage.
- West BendcoreInsurance carrier partner for personal insurance products.
- GEICOcoreInsurance carrier partner for auto and home coverage.
- V.I.P. Mortgage, Inc. (Parent Company)coreVIP Insurance Services is a subsidiary of VIP Mortgage, Inc., mirroring the same personal and professional service standards as the parent company. The agencies share office space and leadership synergies.
Scale indicators2 records
Recent moves2 records
Expansion highlights5 records
V.I.P. Insurance Services competitors and assessment
Company assessmentBroad incumbents
- Lockton: Lockton is the world's largest privately-held insurance brokerage, offering commercial, personal, and specialty lines. Comparable to V.I.P. in independent multi-carrier distribution, with significantly larger scale and broader specialty practice areas.
- Brown & Brown: Brown & Brown is a major publicly-traded insurance brokerage distributing personal, commercial, and specialty coverage across the U.S. Comparable to V.I.P. in independent agency multi-carrier model, with vastly greater scale, geographic reach, and carrier leverage.
- AssuredPartners: AssuredPartners is a large U.S. insurance brokerage formed through roll-up of regional independents, offering personal, commercial, and benefits lines. Directly comparable to V.I.P. in independent agency model and represents a possible acquirer or roll-up comparator in a regional expansion thesis.
- Marsh McLennan (Marsh): Marsh is a global insurance brokerage and risk advisory firm serving commercial, personal, and HNWI clients. Overlaps with V.I.P. on commercial and HNWI placement but is many orders of magnitude larger and competes primarily at the enterprise/RBC level.
- HUB International: HUB is one of North America's largest insurance brokerages, offering personal, commercial, and specialty lines through a multi-carrier platform. Overlaps with V.I.P. on independent agency distribution and multi-line capabilities, but operates at far greater scale and national scope.
- Aon plc: Aon is a global professional services firm offering insurance brokerage, including personal lines and HNWI services through its AIG Private Client Group partnerships. Comparable to V.I.P. in commercial and HNWI insurance distribution, with global scale and corporate-risk focus.
Direct peers
- Cottingham & Butler: A mid-size independent brokerage offering commercial, personal, and specialty insurance through a multi-carrier distribution model. Comparable to V.I.P. in independent agency structure and commercial lines focus, though operating at larger scale and broader geography.
- Heffernan Insurance Brokers: Heffernan is a large California-based independent insurance brokerage offering personal, commercial, and HNW private client lines across multiple West Coast offices. Directly comparable to V.I.P. in business model, multi-line focus, and HNWI specialization, though materially larger.
- Lovitt & Touché: A Phoenix-based independent insurance brokerage with deep Arizona roots offering personal, commercial, and employee benefits across the Southwest. Closely comparable to V.I.P. in geography, size, and multi-line independent agency model.
- Leavitt Group: Leavitt Group is a mid-size independent insurance agency network operating across the western U.S. with multi-line personal, commercial, and benefits brokerage. Comparable to V.I.P. as a regional independent agency representing multiple carriers, with broader geographic reach.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks5 records
Key highlights7 records
Customer concentration
V.I.P. Insurance Services social profiles
Digital presenceV.I.P. Insurance Services financial estimates
Financial estimateRevenue estimate
Valuation estimate
V.I.P. Insurance Services leadership team
Management profileNumber of profiles
Profiles10 records
V.I.P. Insurance Services funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
V.I.P. Insurance Services M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about V.I.P. Insurance Services
What does V.I.P. Insurance Services do?
V.I.P. Insurance Services is an independent insurance agency that places personal lines, private client, and commercial insurance policies on behalf of multiple carriers. As a brokerage, it shops coverage options across its carrier network for individuals and businesses, with offices in Arizona, California, and New Mexico.
Is V.I.P. Insurance Services a public or private company?
V.I.P. Insurance Services is a private company. It is classified as corporate owned and is currently operating.
When was V.I.P. Insurance Services founded?
V.I.P. Insurance Services was founded in 2015. It employs 11 to 50 people.
Where is V.I.P. Insurance Services based?
V.I.P. Insurance Services is headquartered in Gilbert, United States, in the North America region.
How does V.I.P. Insurance Services make money?
One revenue line is on record: insurance Brokerage/Agency Commissions.
Who are V.I.P. Insurance Services's main competitors?
Broad incumbents on record are Lockton, Brown & Brown, AssuredPartners, Marsh McLennan (Marsh), HUB International and Aon plc. Direct peers are Cottingham & Butler, Heffernan Insurance Brokers, Lovitt & Touché and Leavitt Group.
Does V.I.P. Insurance Services have an API?
No public API is recorded for V.I.P. Insurance Services.
What industry is V.I.P. Insurance Services in?
V.I.P. Insurance Services's product category is Insurance Brokerage. Its primary akta.pro industry code is FSAJADAF, Directors & Officers (D&O) Liability, with a secondary code of FSAIAEAL, Individual Health Insurance Brokerage & Distribution. Its NAICS code is 524210 and its SIC code is 6411.