Scautub Agency

What Scautub Agency does

Scautub Agency LLC is an independent insurance agency headquartered in Scotia, New York, serving the Capital Region including Schenectady, Rotterdam, Glenville, Clifton Park, and Saratoga. Founded in 1926, the agency operates as a privately held LLC with between 1 and 10 employees, distributing personal and commercial insurance products on behalf of 21 carrier partners including Chubb, Travelers, The Hartford, Progressive, MetLife, Hanover, CNA, and a set of regional mutuals (Utica National, NYCM, Midstate Mutual, Main Street America, Security Mutual). The agency organizes its offerings into three core lines — Auto Insurance (car, RV, motorcycle), Homeowner Insurance (primary residence, rental property, summer homes), and Business Insurance (Business Owners policies, Workers' Compensation, Disability, Bonds, Commercial Auto, landlord coverage) — and markets these through both direct agent contact and an online live-quote integration via consumerratequotes.com.

The underlying technology is a standard independent-agency stack: a content-managed website with SEO-optimized educational blog content, social media presence across Facebook, Twitter, and LinkedIn, and a third-party quote-routing integration that funnels consumer quote requests into the agency's carrier comparison workflow. Scautub does not operate proprietary underwriting, rating, or AI capabilities; its value proposition rests on carrier breadth and local advisory service rather than differentiated technology.

The business model is commission-based: Scautub earns carrier commissions on each policy placed through its distribution channel, with revenue mechanics tied directly to policy volume, line mix, and carrier compensation schedules. Go-to-market combines product-led digital intake (the live quote tool, top-of-funnel SEO content) with sales-assisted conversion via phone and email. Pricing is not publicly disclosed because it is set by underlying carriers based on individual risk profiles; the agency monetizes the comparison-and-advisory layer. No funding, M&A, leadership changes, or geographic expansion signals are present in the data.

Name

Scautub Agency

Legal name

Scautub Agency LLC

Website

https://scautub.com

Company type

Private

Founded year

1926

Operating status

Operating

Headcount range

1–10 employees

Short description

Scautub Agency LLC is an independent insurance agency in Scotia, New York, distributing auto, home, and business insurance through 21 carrier partnerships to consumers and small businesses across the NY Capital Region, earning commission revenue on each policy placed.

Ownership category

akta.pro rank

Product category

Insurance Brokerage Services

NAICS

Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro industry

PRIMARYFSAEADAA

Retail (Personal Lines) Insurance Brokerage

Financial & Insurance/Financial Advisory, Brokerage & Intermediation/Insurance Brokerage & Risk Advisory

Keywords

• Independent insurance agency
• Auto insurance brokerage
• Home insurance services
• Business insurance coverage
• Commercial insurance solutions

Headquarters

HQ city

Scotia

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Technology or R&D, Operations, Others

Revenue model

1. Insurance Commission Revenue: Scautub Agency generates revenue by earning commissions from insurance carriers when policies are sold. As an independent agency, they access multiple carrier quotes to find the right coverage for each customer's needs, earning commission income from each successful policy placement.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels4 records

Core offering

Scautub Agency is an independent insurance agency that brokers personal and commercial insurance products—including auto (car, RV, motorcycle), homeowner (primary residence, rental property, summer home), and business insurance (Business Owners Policies, Workers' Compensation, Disability, Bonds, Commercial Auto)—by accessing 21 partner carriers to deliver comparative quotes tailored to each customer's coverage needs. Revenue is generated through commissions earned on policies placed with these carriers.

Product overview

Scautub Agency is a New York-based insurance agency offering a portfolio of insurance products organized into three core lines: Auto Insurance (including Car, RV, and Motorcycle sub-products), Homeowner Insurance (covering Primary Residence, Summer Homes, and Rental Property), and Business Insurance (including Workers' Compensation, Commercial Auto, and landlord policies). The agency operates as an independent insurance broker, working with multiple carrier partners to provide comparative quotes. Products are available through both online live quote tools and direct agent contact.

Differentiator

Problem solved

Functional benefit

Products and services

• Auto Insurance

Segments5 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

21 partnerships are on record, tiered core.

• ChubbcoreChannel Partner/ Reseller/ DistributorMajor insurance carrier partner providing commercial and personal insurance products through Scautub Agency's quote comparison platform.
• CNAcoreChannel Partner/ Reseller/ DistributorCommercial insurance carrier partner offering business coverage products through Scautub Agency's distribution network.
• EmployerscoreChannel Partner/ Reseller/ DistributorWorkers compensation insurance carrier partner serving business customers through Scautub Agency.
• ForemostcoreChannel Partner/ Reseller/ DistributorSpecialty insurance carrier partner providing coverage options through Scautub Agency.
• KempercoreChannel Partner/ Reseller/ DistributorPersonal insurance carrier partner offering auto and home insurance products through Scautub Agency.
• Main Street AmericacoreChannel Partner/ Reseller/ DistributorRegional insurance carrier partner providing commercial and personal lines coverage through Scautub Agency.
• Mass MutualcoreChannel Partner/ Reseller/ DistributorLife insurance and financial services carrier partner offering products through Scautub Agency.
• MetLifecoreChannel Partner/ Reseller/ DistributorMajor insurance carrier partner providing auto, home, and employee benefits through Scautub Agency.
• Midstate Mutual Insurance CompanycoreChannel Partner/ Reseller/ DistributorRegional mutual insurance carrier partner serving New York customers through Scautub Agency.
• National GeneralcoreChannel Partner/ Reseller/ DistributorPersonal insurance carrier partner offering auto and home products through Scautub Agency.
• NYCM InsurancecoreChannel Partner/ Reseller/ DistributorNew York-based insurance carrier partner providing regional coverage options through Scautub Agency.
• Plymouth RockcoreChannel Partner/ Reseller/ DistributorAuto insurance carrier partner serving New England and New York customers through Scautub Agency.
• ProgressivecoreChannel Partner/ Reseller/ DistributorMajor personal insurance carrier partner offering auto, home, and specialty coverage through Scautub Agency.
• Security Mutual Insurance CocoreChannel Partner/ Reseller/ DistributorRegional mutual insurance carrier partner providing coverage through Scautub Agency.
• Safeco InsurancecoreChannel Partner/ Reseller/ DistributorPersonal insurance carrier partner offering auto and home products through Scautub Agency.
• SterlingcoreChannel Partner/ Reseller/ DistributorInsurance carrier partner offering commercial and personal coverage through Scautub Agency.
• The Hanover Insurance GroupcoreChannel Partner/ Reseller/ DistributorCommercial and personal insurance carrier partner providing coverage through Scautub Agency.
• The HartfordcoreChannel Partner/ Reseller/ DistributorMajor insurance carrier partner offering business and personal insurance products through Scautub Agency.
• TravelerscoreChannel Partner/ Reseller/ DistributorMajor commercial and personal insurance carrier partner providing comprehensive coverage options through Scautub Agency.
• Utica First Insurance CompanycoreChannel Partner/ Reseller/ DistributorNew York-based insurance carrier partner specializing in business and personal coverage, offering products through Scautub Agency.
• Utica National Insurance GroupcoreChannel Partner/ Reseller/ DistributorRegional insurance group partner providing commercial and personal coverage through Scautub Agency in New York markets.

Scale indicators1 record

Recent moves4 records

Expansion highlights3 records

Broad incumbents

• GEICO: Large direct-to-consumer P&C carrier with strong personal auto and home positioning. Comparable personal-lines coverage but competes for the same retail customers via a direct (non-agent) channel, exerting pricing pressure on independent agencies.
• Marsh McLennan Agency: National insurance brokerage arm of Marsh McLennan serving mid-market and personal lines through a network of regional offices. Comparable multi-carrier brokerage model and multi-line mix, but at enterprise scale and with deeper resources.
• Brown & Brown Insurance: Large national insurance brokerage aggregator with a broad personal and commercial book. Comparable as a multi-carrier, multi-line insurance intermediary, but operating at vastly larger scale than Scautub and actively acquiring independent agencies.
• Acrisure: Fast-growing insurance brokerage roll-up that actively acquires independent personal and commercial agencies. Directly comparable as a multi-carrier brokerage model, and representative of the consolidator acquirer profile relevant to Scautub.
• Erie Insurance: Regional P&C carrier that distributes primarily through a captive independent-agent network in the Northeast and Mid-Atlantic. Comparable product lines (auto, home, business) and shared NY/Northeast distribution model, but operates as a carrier rather than a brokerage.

Emerging players

• Kin Insurance: Digital-native homeowners insurer using direct online distribution. Comparable homeowners and rental-property product set but competes by removing the agent from the transaction, posing a structural threat to agency-mediated models.
• Lemonade: Direct-to-consumer digital insurance carrier targeting personal lines with an app-native experience. Comparable personal-lines product set (auto, home, renters) but bypasses the independent-agent model that defines Scautub's distribution.

Direct peers

• The Pike Agency: Small, long-established independent insurance agency offering personal and commercial lines through multiple carriers in a regional footprint. Closely comparable on scale, product mix, and independent-broker distribution model.
• Marshall & Sterling Insurance: Long-standing New York-based independent insurance agency offering personal and commercial lines across multiple carriers. Highly comparable as a regional, multi-carrier independent broker operating in adjacent NY markets.
• Tompkins Insurance Agencies: New York independent insurance agency with personal and business lines distributed through carrier partnerships. Comparable scale, multi-line mix, and independent broker model serving regional NY customers.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights5 records

Customer concentration

• Xx.com/ScautubAgency
• Facebookfacebook.com/ScautubInsuranceAgency

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Scautub Agency