UNEO
UNEO is a privately held Swiss fiduciary and insurance brokerage serving SMEs, enterprises, and private individuals in Suisse Romande through offices in Carouge (Geneva) and Lausanne, offering digitalized accounting, tax, payroll, insurance brokerage (FINMA-registered, 50+ carriers), and business transmission advisory to 500+ clients with a 40-expert team.
- Company typePrivate
- Founded2014
- HeadquartersCarouge, Switzerland
- Headcount11–50
- GTM typeB2B
- OfferingServices
What UNEO does
UNEO SA is a privately held Swiss fiduciary and insurance brokerage serving SMEs, large enterprises, and private individuals in Suisse Romande, headquartered in Carouge (Geneva) with a second agency in Lausanne (Vaud) opened in May 2021. The company is organized around three service poles: (1) Assurance et analyse de risque, delivered through a FINMA-registered non-tied insurance intermediary subsidiary (UNEO Private Risk Management Sàrl, FINMA no. 31717) placing business with 50+ Swiss and international carriers; (2) Comptabilité, fiscalité et salaires — outsourced fiduciary services featuring a digitalized, scanner-connected 'real-time accounting' platform with electronic document management (GED), a collaborative ERP, and a mobile application for expense reporting and time tracking, plus bespoke tax and payroll work for Romand cantonal frameworks; and (3) Transmission et implémentation — business creation, valuation, succession structuring, and operational handover support, sometimes co-developed with banking partners such as Valiant. An ancillary Espace F2 coworking space (~200 m² in Carouge) extends the offering into serviced offices.
UNEO employs 40+ experts (per company website) and reports a customer base of 500+ enterprises in the Vaud canton alone, spanning hospitality (Bamee Bar, White Rabbit, Ristorante St Paul), watchmaking/luxury (SwissKubik / ELIX Group), construction (NivelTec SA), retail pharmacies (Pharmacies de Versoix), energy (EnerCity/Sigma group, Okapi Energy Group), digital media (Talent.com), visual communication (TOPAD Group), neurotechnology (Neurosoft Bioelectronics / EPFL spin-off) and consulting (DPCH Sàrl). Pricing is not publicly disclosed; the go-to-market is sales-led via online appointment booking, agency visits, and supported by content marketing (blog, Administretto video series, 'Les Essentiels' events launched June 2025), the Forum Forward 2023 innovation laureate recognition (Le Temps / EPFL), and the Geneva 'Label 1+ pour tous' employer credential.
Revenue is generated through (a) professional services retainers for fiduciary and tax work, (b) recurring insurance brokerage commissions from placed policies, and (c) project-based advisory fees for business transmission mandates. UNEO Global (uneoglobal.com) extends the firm into international mobility solutions for enterprise clients. The company is independently owned with no disclosed parent, no venture or private equity backing, and no fundraising activity in the source data; legal structure centers on UNEO SA and the UNEO Private Risk Management Sàrl subsidiary.
UNEO firmographics
Firmographics- Name
- UNEO
- Legal name
- UNEO SA
- Website
- https://uneo.ch
- Company type
- Private
- Founded year
- 2014
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- UNEO is a privately held Swiss fiduciary and insurance brokerage serving SMEs, enterprises, and private individuals in Suisse Romande through offices in Carouge (Geneva) and Lausanne, offering digitalized accounting, tax, payroll, insurance brokerage (FINMA-registered, 50+ carriers), and business transmission advisory to 500+ clients with a 40-expert team.
- Ownership category
- akta.pro rank
Where UNEO is headquartered
LocationHeadquarters
- HQ city
- Carouge
- HQ country
- Switzerland
- HQ region
- Europe
Offices3 records
Markets served
UNEO business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Others
Revenue model
- Fiduciary and Accounting Services: UNEO provides outsourced fiduciary services including real-time accounting, tax filing, payroll management, and administrative management for SMEs. Revenue is generated through service fees, likely recurring retainer arrangements based on scope of engagement.
- Insurance Brokerage and Risk Management: UNEO acts as an independent, non-captive insurance broker (registered with FINMA under UNEO Private Risk Management Sàrl) and earns commissions from insurance carriers for placing and managing insurance policies for businesses and individuals.
- Business Transmission Advisory: UNEO accompanies companies through business transmission (sale, succession, transfer), providing evaluation, legal and fiscal structuring, financing support, and operational transition services. Revenue likely comes from project-based advisory fees.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Tailored pricing based on client scope and needs |
Go-to-market motion1 record
Distribution channels4 records
Marketing channels8 records
UNEO product offering
Product offeringCore offering
UNEO provides outsourced fiduciary, accounting, taxation, payroll, insurance brokerage, and business transmission services to SMEs, mid-market firms, large enterprises, and private individuals in Swiss Romande. Its offering is organized around three service poles: insurance and risk analysis, accounting/tax/payroll, and business transmission/company creation, all delivered through a digitalized administrative management platform with real-time accounting and collaborative ERP tools. A subsidiary, UNEO Private Risk Management Sàrl, operates as a FINMA-registered independent insurance broker.
Product overview
UNEO is a fiduciaire and insurance company operating in French-speaking Switzerland (Geneva and Lausanne) that offers a comprehensive suite of administrative management services organized around three core poles: (1) Insurance & Risk Management (Assurance et Portefeuille) for coverage optimization and claims processing, (2) Accounting/Taxation/Payroll (Fiduciaire) featuring a digitalized real-time accounting platform with scanner-connected document digitization, and (3) Business Transmission (Transmission d'Entreprise) covering company creation, valuation, and succession planning. Additionally, UNEO offers Espace F2, a private office rental service in Carouge. The company emphasizes digitalization and provides integrated collaborative tools including electronic document management (GED), collaborative ERP, and mobile applications for expense and time management.
Differentiator
Problem solved
Functional benefit
Products and services
- Digitalized Administrative Management (Gestion Administrative Digitalisée) Outsourced digital administrative management service for SMEs in Swiss Romande. Combines real-time accounting with scanner-integrated document digitization, fiscal management, payroll administration, insurance portfolio coordination, and general administrative tasks, all delivered through UNEO's collaborative digital platform (ERP + GED + mobile app).
- Insurance and Risk Analysis (Assurance et Portefeuille) Independent insurance brokerage and risk analysis service. Includes portfolio analysis, coverage optimization across business lines (property, vehicle, persons, transport, legal protection, LPP/pensions), contract administration, claims processing support, and risk assessment for businesses and individuals.
- Accounting, Taxation and Payroll (Comptabilité, Fiscalité, Salaires) Fiduciary accounting, taxation, and payroll service tailored to Romand cantonal legislative requirements. Includes ongoing bookkeeping, tax declaration preparation and filing, salary administration, social-insurance declarations, and real-time digital reporting through UNEO's collaborative ERP.
- Business Transmission (Transmission d'Entreprise) End-to-end business succession and transfer advisory for SMEs. Covers company valuation, legal and tax structuring of the transaction, financing search and coordination (e.g., with banking partners), and operational transition support through handover.
- Company Creation (Création d'Entreprise) Company formation and structuring service for entrepreneurs and new ventures in French-speaking Switzerland. Covers legal incorporation, fiscal structure setup, and onboarding to UNEO's ongoing administrative management services.
- International Mobility Solutions (Solutions de Mobilité Internationale) International mobility and expatriate advisory service for enterprise clients. Covers cross-border teleworking, assignment planning, and global mobility administration, delivered through the dedicated uneoglobal.com platform.
- Workplace Health and Psychosocial Risk Management (Santé au travail et risques psycho-sociaux) Workplace health and psychosocial risk advisory for large enterprises. Supports organizations in identifying, assessing, and managing occupational health and psychosocial risks in the workplace.
- Personal Insurance and Pension Planning (Assurances et prévoyance — Clients privés) Personal insurance and pension/social insurance advisory for private individuals in French-speaking Switzerland. Covers life, health, property, and pension planning through UNEO's network of Swiss insurers.
- Personal Tax Filing (Fiscalité des personnes physiques) Personal tax declaration preparation and filing for individual taxpayers in French-speaking Switzerland, leveraging UNEO's Romand cantonal tax expertise.
- Espace F2 (Coworking and Private Offices) Rentable coworking and private office space at Rue de la Faïencerie 2, Carouge (Geneva). Provides furnished offices for 1–8 people, meeting rooms, and a cafeteria for clients and visitors.
Quantifiable outcome
- Over 500 clients served in Vaud canton alone, with 40+ experts
Companies that use UNEO
Customer profileNamed customers13 records
Ideal customer profiles3 records
UNEO technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
UNEO partnerships and signals
Strategic signalPartnerships
59 partnerships are on record, tiered minor and core.
- AIGminorAIG is listed as one of UNEO's insurance partners, suggesting UNEO places or manages AIG insurance products for its clients.
- AllianzminorAllianz is listed as one of UNEO's insurance partners.
- AssuraminorAssura is listed as one of UNEO's insurance partners.
- Bâloise AssurancesminorBâloise Assurances is listed as one of UNEO's insurance partners.
- GVBminorGVB is listed as one of UNEO's insurance partners (building insurance specialist).
- DextraminorDextra is listed as one of UNEO's insurance partners.
- SimpegominorSimpego is listed as one of UNEO's insurance partners.
- Generali FortunaminorGenerali Fortuna is listed as one of UNEO's insurance partners.
- KPTminorKPT is listed as one of UNEO's insurance partners.
- GeneraliminorGenerali is listed as one of UNEO's insurance partners.
- Groupe MutuelminorGroupe Mutuel is listed as one of UNEO's insurance partners.
- HelvetiaminorHelvetia is listed as one of UNEO's insurance partners.
- La MobilièreminorLa Mobilière is listed as one of UNEO's insurance partners.
- OrionminorOrion is listed as one of UNEO's insurance partners.
- CSSminorCSS is listed as one of UNEO's insurance partners (health insurance specialist).
- SwicaminorSwica is listed as one of UNEO's insurance partners.
- SuvaminorSuva is listed as one of UNEO's insurance partners (Swiss accident insurance institution).
- Swiss LifeminorSwiss Life is listed as one of UNEO's insurance partners.
- TSMminorTSM is listed as one of UNEO's insurance partners.
- TellcominorTellco is listed as one of UNEO's insurance partners.
- AXA WinterthurminorAXA Winterthur is listed as one of UNEO's insurance partners.
- VaudoiseminorVaudoise is listed as one of UNEO's insurance partners.
- ZurichminorZurich is listed as one of UNEO's insurance partners.
- BupaminorBupa is listed as one of UNEO's insurance partners (international health insurance).
- CignaminorCigna is listed as one of UNEO's insurance partners (international health insurance).
- Rentes GenevoisesminorRentes Genevoises is listed as one of UNEO's insurance partners.
- Lombard OdierminorLombard Odier is listed as one of UNEO's insurance partners (wealth management and insurance solutions).
- Liberty Specialty MarketsminorLiberty Specialty Markets is listed as one of UNEO's insurance partners.
- Liberty PrévoyanceminorLiberty Prévoyance is listed as one of UNEO's insurance partners.
- HDI Global SEminorHDI Global SE is listed as one of UNEO's insurance partners.
- PatrimoniaminorPatrimonia is listed as one of UNEO's insurance partners.
- ITXminorITX is listed as one of UNEO's insurance partners.
- ProgresminorProgres is listed as one of UNEO's insurance partners.
- HelsanaminorHelsana is listed as one of UNEO's insurance partners.
- Liechtenstein LifeminorLiechtenstein Life is listed as one of UNEO's insurance partners.
- ProtektaminorProtekta is listed as one of UNEO's insurance partners.
- Retraites PopulairesminorRetraites Populaires is listed as one of UNEO's insurance partners.
- ConcordiaminorConcordia is listed as one of UNEO's insurance partners.
- ChubbminorChubb is listed as one of UNEO's insurance partners.
- Smile directminorSmile direct is listed as one of UNEO's insurance partners.
- FinpensionminorFinpension is listed as one of UNEO's insurance partners.
- PensExpertminorPensExpert is listed as one of UNEO's insurance partners.
- Groupe HennerminorGroupe Henner is listed as one of UNEO's insurance partners.
- ASNminorASN is listed as one of UNEO's insurance partners.
- APRILminorAPRIL is listed as one of UNEO's insurance partners.
- Automate InsuranceminorAutomate Insurance is listed as one of UNEO's insurance partners.
- Avena fondationminorAvena fondation is listed as one of UNEO's insurance partners.
- AXA XLminorAXA XL is listed as one of UNEO's insurance partners.
- EponaminorEpona is listed as one of UNEO's insurance partners.
- Global HealthminorGlobal Health is listed as one of UNEO's insurance partners.
- Gan AssuranceminorGan Assurance is listed as one of UNEO's insurance partners.
- GastroSocialminorGastroSocial is listed as one of UNEO's insurance partners (specialized for hospitality sector).
- HotelaminorHotela is listed as one of UNEO's insurance partners.
- OpsionminorOpsion is listed as one of UNEO's insurance partners.
- Paul FrankminorPaul Frank is listed as one of UNEO's insurance partners.
- ValuuminorValuu is listed as one of UNEO's insurance partners.
- ProcareminorProcare is listed as one of UNEO's insurance partners.
- Valiant BankcoreValiant Bank partnered with UNEO to secure financing for the Pharmacies de Versoix transmission project. This collaboration aligned operational needs with financing adapted to the reality of the pharmacy network, demonstrating a strategic co-development approach in business transmission.
- UNEO Global (uneoglobal.com)minorUNEO offers international mobility solutions through its uneoglobal.com platform, extending its service reach beyond Swiss Romande for large enterprise clients requiring global solutions.
Scale indicators3 records
Recent moves7 records
Expansion highlights6 records
UNEO competitors and assessment
Company assessmentBroad incumbents
- BDO Switzerland: BDO Switzerland is a mid-tier audit, tax and advisory network offering fiduciary, accounting and corporate services to Swiss SMEs — directly comparable to UNEO's fiduciary and transmission advisory offering but at materially larger scale across multiple cantons.
- KPMG Switzerland: KPMG Switzerland provides audit, tax and advisory services that overlap with UNEO's fiduciary, accounting and tax offerings, but serves a materially broader client base including large multinationals headquartered in Romandie.
- PwC Switzerland: PwC Switzerland offers accounting, tax, payroll and corporate services comparable to UNEO's fiduciary pole — competing for large Romande client mandates with broader advisory and assurance depth.
- Mazars Switzerland: Mazars is an internationally integrated audit, tax and advisory firm with a Swiss presence — overlapping with UNEO on accounting, tax and SME advisory services across French-speaking Switzerland.
Direct peers
- Aon Switzerland: Aon is one of the largest insurance brokers in the world with a Switzerland operation — competing with UNEO for enterprise insurance placement and risk advisory mandates across Swiss Romande commercial accounts.
- WTW Switzerland: WTW is a global insurance brokerage and risk advisory firm with a Swiss presence — comparable to UNEO on the insurance brokerage and risk-analysis pole, with overlapping customer base among Romande enterprises seeking non-captive broker advice.
- Marsh Switzerland: Marsh is a global insurance broker and risk management firm serving Swiss enterprises — directly comparable on the insurance brokerage and enterprise risk analysis dimension where UNEO competes for mid-market and large accounts.
Emerging players
- Bexio: Bexio is a Swiss SaaS accounting platform widely used by Romande SMEs — it does not offer fiduciary services itself but represents the digital alternative that competes for the lower end of the market UNEO serves.
Regional players
- Funk Gruppe: Funk is a German-language insurance broker operating in the DACH region — broadly comparable to UNEO on independent broker positioning and risk-management advisory, but focused on different national markets and German-speaking enterprises.
Others
- Abacus Research: Abacus is a Swiss ERP and business software provider whose accounting and payroll modules are used by fiduciaries across Switzerland — an enabling technology peer shaping client expectations for digital workflows.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks5 records
Key highlights6 records
Customer concentration
UNEO social profiles
Digital presenceUNEO compliance and trust
Trust signalCompliance2 records
UNEO financial estimates
Financial estimateRevenue estimate
Valuation estimate
UNEO leadership team
Management profileNumber of profiles
Profiles3 records
UNEO subsidiaries and ownership
Company hierarchySubsidiaries1 record
UNEO funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
UNEO M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about UNEO
What does UNEO do?
UNEO provides outsourced fiduciary, accounting, taxation, payroll, insurance brokerage, and business transmission services to SMEs, mid-market firms, large enterprises, and private individuals in Swiss Romande. Its offering is organized around three service poles: insurance and risk analysis, accounting/tax/payroll, and business transmission/company creation, all delivered through a digitalized administrative management platform with real-time accounting and collaborative ERP tools. A subsidiary, UNEO Private Risk Management Sàrl, operates as a FINMA-registered independent insurance broker.
Is UNEO a public or private company?
UNEO is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was UNEO founded?
UNEO was founded in 2014. It employs 11 to 50 people.
Where is UNEO based?
UNEO is headquartered in Carouge, Switzerland, in the Europe region.
How does UNEO make money?
Three revenue lines are on record. Fiduciary and Accounting Services are the primary driver. The others are insurance Brokerage and Risk Management and business Transmission Advisory.
Who are UNEO's main competitors?
Broad incumbents on record are BDO Switzerland, KPMG Switzerland, PwC Switzerland and Mazars Switzerland. Direct peers are Aon Switzerland, WTW Switzerland and Marsh Switzerland. Bexio is listed as an emerging player. Funk Gruppe is listed as a regional player. Abacus Research is listed as an others.
Does UNEO have an API?
No public API is recorded for UNEO.