What Okioki does

OkiOki is a cloud-based financial administration automation platform operated by 33Reasons NV under the Xerius umbrella in Belgium. The platform targets two interconnected customer segments: Belgian entrepreneurs and self-employed professionals who need to manage financial paperwork and comply with VAT obligations, and Belgian accounting firms and bookkeepers who manage multiple entrepreneur clients and need real-time document access. The core product connects users' email mailboxes, supplier portals, and PSD2 bank accounts to automatically collect invoices, match transactions to documents, generate cash flow visibility, and share documents with accountants in real time. Technical capabilities include OCR-based document recognition for invoices from 2,500+ suppliers, Peppol network e-invoicing in UBL format, CODA+ bank statement file generation, and automatic deduplication of identical documents. The platform is supervised by the National Bank of Belgium and certified as a Peppol service provider, positioning it for Belgium's mandatory B2B e-invoicing deadline of January 2026.

The business model combines a freemium SaaS subscription structure with usage-based overages and a per-unit add-on for accountants. Pricing tiers include OkiOki Start (free until January 1, 2026, then €3.99/month for basic Peppol e-invoicing with 250-document fair usage) and OkiOki Smart tiers: Go (€8.99/month, 25 documents), Grow (€18.99/month, 70 documents), and Scale (€44.99/month, 200 documents), with overage charges of €0.20-0.50 per additional document. Accountants can purchase CODA+ bank statement files at €1.60 per file. Go-to-market blends a product-led self-serve motion (30-day free trials, no credit card required for Start) with a sales-led field force that personally visits accounting firms across Belgian provinces. Distribution is anchored by 400+ accounting firms that actively use or recommend OkiOki to their entrepreneur clients, creating a channel flywheel. The company is privately held with no disclosed external funding, operates with 1-10 employees, and serves exclusively the Belgian market.

Name

Okioki

Legal name

33Reasons NV

Website

https://okioki.be

Company type

Private

Founded year

2019

Operating status

Operating

Headcount range

1–10 employees

Short description

OkiOki is a Belgian cloud-based financial administration automation platform serving entrepreneurs and accounting firms with automated invoice collection, Peppol e-invoicing, PSD2 bank integration, and real-time accountant document sharing, operated by 33Reasons NV under the Xerius umbrella.

Ownership category

akta.pro rank

Product category

E-invoicing and Financial Document Automation Software

NAICS

Software Publishers (513210), Software Publishers (5132)

SIC

Services-Prepackaged Software (7372), Services-Computer Programming, Data Processing, Etc. (7370)

akta.pro primary industry

Accounts Payable (Invoice Processing, 2/3-Way Match, Vendor Payments) (BPAAAGAA)

akta.pro secondary industries

Accounts Receivable (Invoicing, Cash Application, Deductions) (BPAAAGAB), General Ledger & Close (Journal Entries, Month-End Close, Reconciliations) (BPAAAGAC)

Keywords

• E-invoicing automation
• Financial document management
• Peppol network integration
• Invoice collection software
• Accounting workflow automation

Headquarters

HQ city

Kerksken

HQ country

Belgium

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Marketing or Sales, Operations, Infrastructure

Revenue model

1. Subscription - Start Tier: E-invoicing package offering Peppol access, unlimited UBL invoice creation/sending/receiving, automatic archiving and accountant sharing. Free until January 1, 2026, then €3.99/month excl. VAT. Fair usage limit of 250 documents applies.
2. Subscription - Smart Tiers (Go/Grow/Scale): Tiered document management subscriptions with increasing monthly document limits, bank accounts, mailboxes, and cloud folders. Includes all Start features plus automatic invoice collection, payment tracking, and cash flow visibility. Extra documents charged per-unit.
3. Per-Document Overage: Additional documents beyond plan limits are charged per-unit: €0.50/document (Go), €0.30/document (Grow), €0.20/document (Scale).
4. CODA+ for Accountants: CODA+ bank statement file generation for accountants at €1.60 per file, providing structured bank data for accounting software reconciliation.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels9 records

Core offering

OkiOki provides a cloud-based SaaS platform that automates financial administration for Belgian entrepreneurs, freelancers, and accountants. The platform automatically collects invoices from email mailboxes and supplier portals, links bank transactions to documents via PSD2, sends and receives electronic invoices through the Peppol network in UBL format, and shares documents in real time with accountants. Subscription tiers (Start, Go, Grow, Scale) offer increasing document volumes and automation features, with CODA+ bank statement files available as a per-file add-on.

Product overview

Okioki offers a modular financial administration automation platform built around e-invoicing and document management. The core OkiOki Platform connects entrepreneurs' email, bank accounts, and supplier portals to automatically collect and organize financial documents. The product lineup includes OkiOki Start (entry-level e-invoicing via Peppol, free until 2026, then €3.99/month) and OkiOki Smart tiers (Go/Grow/Scale at €8.99-€44.99/month) which add automatic document collection, payment tracking, and cash flow management. A CODA+ bank statement add-on is available at €1.60 per file. All tiers include Peppol network access for mandatory B2B e-invoicing and integrate with accounting software. The platform serves both entrepreneurs (for self-management) and accountants (for client document management).

Differentiator

Problem solved

Functional benefit

Products and services

• OkiOki Platform Cloud-based SaaS platform that automates financial administration for Belgian entrepreneurs, freelancers, and accountants. Collects invoices automatically from email, supplier portals, and banks; prepares financial administration and booking proposals; and enables real-time document sharing with accountants.
• OkiOki Start Entry-level e-invoicing subscription focused on mandatory Belgian B2B electronic invoicing compliance. Enables creation and sending of invoices in UBL format via Peppol network, receipt of electronic invoices, and automatic document archiving with accountant transmission. Free until January 1, 2026, then €3.99/month with 250 document fair usage limit.
• OkiOki Smart Premium tiered financial administration subscriptions including all Start features plus automatic invoice collection from email and supplier portals, payment status tracking, real-time cash flow insights, and comprehensive document management. Tiers: Go (€8.99/month, 25 documents), Grow (€18.99/month, 70 documents), Scale (€44.99/month, 200 documents). Per-document overage charges apply beyond plan limits.
• CODA+ Bank Statements CODA (Common Database Administration) bank statement files generated from PSD2 bank data. Available at €1.60 per file for accountants, enabling efficient bookkeeping and bank reconciliation in accounting software.

Quantifiable outcome

• Quarterly administrative tasks accelerated up to 6x faster
• +3 more outcomes

Named customers8 records

Segments2 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration7 records

AI capability5 records

Feature6 records

Partnerships

Four partnerships are on record, tiered core.

• National Bank of Belgium (NBB)coreOthersOkiOki is officially recognised and supervised by the National Bank of Belgium (NBB), providing institutional credibility and regulatory alignment for its financial administration services.
• PeppolcoreTechnology or IntegrationOkiOki is a Peppol service provider, enabling businesses to send and receive electronic invoices via the Peppol network in UBL format. Peppol integration is essential for B2B e-invoicing compliance mandatory from January 2026.
• XeriuscoreStrategic or Co-development PartnerXerius is a Belgian insurance and financial services company. OkiOki is branded as 'OkiOki by Xerius' and is a product of 33Reasons NV under the Xerius umbrella. Xerius provides the brand association and likely customer referral base.
• Accountant Offices (400+)coreChannel Partner/ Reseller/ DistributorOver 400 Belgian accounting firms actively use or recommend OkiOki to their entrepreneur clients. These accountants serve as distribution channels, onboarding their entire client bases to OkiOki for automated document collection and compliance.

Scale indicators4 records

Recent moves6 records

Expansion highlights6 records

Emerging players

• Xero: Global SMB cloud accounting platform with app marketplace that includes AP automation, OCR (e.g., Hubdoc), and bank feeds. Relevant comparable for product-led SMB accounting-plus-automation model that OkiOki aspires to for the Belgian market.
• Bill.com: US-listed AP/AR automation SaaS for SMBs and accountants. Closely analogous product (automated invoice capture, bill payment, document-to-transaction matching), serving as a useful template for OkiOki's product-led AP automation and accountant channel motion at greater scale.

Broad incumbents

• Sage: Global SMB accounting and payroll software incumbent with Belgian presence (Sage BOB). Competes across the full finance stack—AP, AR, banking, payroll—offering an alternative for Belgian SMBs evaluating OkiOki's narrower automation layer.
• Exact: Dutch-headquartered SMB accounting and ERP vendor with strong Belgian presence (Exact Online). Offers AP/AR, banking integration, and accountant collaboration—directly overlapping OkiOki's workflow automation scope.
• Visma: Large Northern European/SaaS conglomerate offering accounting, ERP, and AP/AR automation (including eAccounting and Visma.net) to Belgian SMBs and accountants. Broad incumbent with the resources to add Peppol and OCR features and undercut niche players on price.
• Twinfield (Wolters Kluwer): Belgian/Dutch online accounting platform owned by Wolters Kluwer, widely used by accountants and SMBs. Overlaps in document management, bank integration, and accountant collaboration; broad incumbent with regulatory and scale advantages.

Direct peers

• Accountable: Belgian-founded self-employed tax and accounting app. Directly targets the same persona as OkiOki (Belgian freelancers, sole proprietors) and offers a comparable mobile-first financial administration experience with an accountant connection.
• Silverfin: Cloud accounting analytics and workflow automation platform for accounting firms across Europe. Closely comparable in targeting accountants as the channel, automating data ingestion (similar to OkiOki's bank/OCR feeds), and layering on top of the general ledger.
• Yuki: Belgian/Dutch cloud accounting platform explicitly integrated with OkiOki. Competes and partners simultaneously: Yuki owns the ledger while OkiOki handles document collection and Peppol compliance for the same entrepreneur and accountant base.

Regional players

• Bokio: Swedish fintech offering free + paid accounting, invoicing, and automated bookkeeping for micro-businesses and self-employed. Comparable in targeting self-employed/SMB personas with simple automation, but serves a different geography.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/okiokiapp
• LinkedInlinkedin.com/company/okioki
• Instagraminstagram.com/okioki.app
• Xx.com/okiokiapp

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Okioki