Port Royal Insurance Services

What Port Royal Insurance Services does

Port Royal Insurance Services is a privately held independent insurance agency headquartered at 215 N Clovis Ave, Clovis, California, serving individual consumers and small customers in the Central Valley / Fresno metro area. The firm operates as a broker intermediary rather than a carrier, distributing personal-lines insurance products — homeowners, auto, motorcycle, personal umbrella, recreational vehicles, and boats — sourced from a panel of approximately twelve carrier partners including Allied, Foremost, Safeco, Travelers, AIG, Principal Financial, Lincoln Financial, Prudential, Transamerica, Anthem Blue Cross, Blue Shield, and Kaiser Permanente. Revenue is generated entirely on a commission basis on policies placed, with premiums set carrier-side via quote-based underwriting applied to each customer's risk profile.

The agency was formed through a strategic partnership between London Properties, a long-tenured Central Valley residential real estate brokerage, and major national insurance carriers. That affiliation is the firm's principal structural advantage: London Properties' real-estate transaction flow provides a steady referral channel for homeowner policies at the point of closing, while Port Royal in turn offers London Properties' clients and the broader local market a single point of contact for bundling home, auto, and ancillary personal-lines products. The firm is led by broker/owner Patrick Conner, supported by licensed producers Maria Velasco and Annette Bushman, with headcount in the 11–50 range per firmographic record (three named licensed staff).

Operationally, Port Royal runs a traditional relationship-driven distribution model: customers reach the agency by phone (559-436-4041), email, fax, or walk-in at the Clovis office, and the firm shops the policy across its carrier panel to recommend coverage. There is no online quoting platform, no proprietary technology stack, no mobile application, no APIs, and no disclosed data or AI capabilities described in the source material. Geographic concentration is explicit — services are limited to California — and the firm has no disclosed institutional investors, no funding history, no mergers or acquisitions, and no leadership transitions beyond the long-tenured broker/owner.

Name

Port Royal Insurance Services

Legal name

Port Royal Insurance Services

Website

https://portroyalinsurance.com

Company type

Private

Founded year

1984

Operating status

Operating

Headcount range

11–50 employees

Short description

Port Royal Insurance Services is an independent personal-lines insurance agency in Clovis, California, distributing home, auto, motorcycle, umbrella, recreational vehicle, and boat insurance through a panel of national carriers, with its primary customer-acquisition channel being referrals from affiliated real estate brokerage London Properties.

Ownership category

akta.pro rank

Product category

Personal Lines Insurance Agency

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Commercial Lines Insurance Brokerage (FSAEADAB)

Keywords

• Independent insurance agency
• Homeowners insurance
• Auto insurance
• Personal umbrella insurance
• Recreational vehicle insurance

Headquarters

HQ city

Clovis

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Insurance Commission Revenue: As an independent insurance agency, Port Royal Insurance Services earns commissions from insurance carrier partners for policies placed. Revenue is generated through the sale of home, auto, motorcycle, umbrella, recreational vehicle, and boat insurance policies sourced from their network of insurance company partners including Allied, Foremost, Safeco, Travelers, AIG, and others.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels1 record

Core offering

Port Royal Insurance Services is an independent insurance agency that sells personal lines insurance products—home, auto, motorcycle, recreational vehicle, boat, and personal umbrella coverage—by placing policies with a network of major carrier partners (Allied, Foremost, Safeco, Travelers, AIG, and others) and earning commissions on the premiums written. Operating as a single-location agency in Clovis, California, it leverages its affiliation with London Properties to source home insurance customers from the real estate pipeline.

Product overview

Port Royal Insurance Services is an independent insurance agency that provides a comprehensive portfolio of insurance products including Home Insurance, Auto Insurance, Motorcycle Insurance, Personal Umbrellas, Recreational Vehicles Insurance, and Boat Insurance. As an independent agency affiliated with major insurance carriers (Allied Insurance, Foremost Insurance Group, Safeco Insurance, Travelers Insurance, AIG, and others), they act as an intermediary offering these products to customers seeking coverage for homes, vehicles, and recreational assets. The Personal Umbrella product serves as an add-on layer of liability protection that supplements the core property and auto insurance offerings.

Differentiator

Problem solved

Functional benefit

Products and services

• Home Insurance Homeowners insurance that provides financial protection against disasters, covering the structure of the home, personal belongings, liability for injuries or property damage caused by the policyholder or family members (including damage caused by household pets), and additional living expenses/loss-of-use benefits. Sold to individual California homeowners through the Clovis-based agency.
• Auto Insurance Auto insurance that protects against financial loss if an accident occurs, providing property coverage for damage to or theft of the vehicle, liability coverage for legal responsibility to others, and medical coverage for treatment of injuries. Sold to individual vehicle owners in California.
• Motorcycle Insurance Motorcycle insurance providing coverage similar to auto insurance, protecting riders against financial loss from accidents, theft, or damage to their motorcycles. Sold to individual motorcycle owners in California.
• Personal Umbrella Insurance Personal umbrella or excess liability policies that provide additional protection beyond standard liability limits on home and auto policies, including broader coverage for claims such as libel and slander. Typically priced at $200 to $350 per year for $1 million of additional coverage. Sold to individual California policyholders seeking higher liability limits.
• Recreational Vehicles Insurance Insurance coverage for recreational vehicles, protecting owners against theft, fire, and damage while the vehicle is in use or in storage. Sold to individual owners of RVs and other recreational vehicles in California.
• Boat Insurance Insurance coverage for boats and watercraft, providing protection against covered losses while on the water or during transport. Sold to individual boat owners in California.

Segments3 records

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

13 partnerships are on record, tiered minor and core.

• Allied InsuranceminorChannel Partner/ Reseller/ DistributorInsurance carrier partner providing home and auto insurance products distributed through Port Royal Insurance's independent agency channel.
• Foremost Insurance GroupminorChannel Partner/ Reseller/ DistributorSpecialty insurance carrier partner providing coverage for homes, condos, apartments, and manufactured homes through Port Royal Insurance.
• Safeco InsuranceminorChannel Partner/ Reseller/ DistributorLiberty Mutual subsidiary providing personal insurance products distributed through Port Royal Insurance.
• Travelers InsuranceminorChannel Partner/ Reseller/ DistributorMajor insurance carrier providing a wide range of personal and commercial insurance products through Port Royal Insurance.
• AIGminorChannel Partner/ Reseller/ DistributorGlobal insurance provider offering personal insurance products distributed via Port Royal Insurance's agency channel.
• Principal Financial GroupminorChannel Partner/ Reseller/ DistributorFinancial services company providing insurance and retirement products through Port Royal Insurance.
• Lincoln Financial GroupminorChannel Partner/ Reseller/ DistributorFortune 500 financial services company providing insurance and retirement solutions distributed through Port Royal Insurance.
• Prudential InsuranceminorChannel Partner/ Reseller/ DistributorMajor insurance provider offering life insurance and related products through Port Royal Insurance agency.
• Transamerica Investment ManagementminorChannel Partner/ Reseller/ DistributorInvestment management and financial services company with insurance products distributed through Port Royal Insurance.
• Anthem Blue CrossminorChannel Partner/ Reseller/ DistributorMajor health insurance provider offering health coverage products through Port Royal Insurance.
• Blue ShieldminorChannel Partner/ Reseller/ DistributorHealth insurance provider offering medical coverage through Port Royal Insurance's agency channel.
• Kaiser PermanenteminorChannel Partner/ Reseller/ DistributorHealth maintenance organization providing health insurance coverage through Port Royal Insurance.
• London PropertiescoreStrategic or Co-development PartnerParent company and real estate partner. London Properties has been helping customers find homes for over 40 years and formed Port Royal Insurance Services to provide insurance coverage to their real estate clients. This partnership provides a referral pipeline and brand strength.

Scale indicators1 record

Recent moves3 records

Expansion highlights3 records

Broad incumbents

• HUB International: Large North American insurance brokerage offering personal, commercial, and benefits products across multiple carrier partners. Provides similar multi-carrier distribution but at much broader scale and with national reach.
• Arthur J. Gallagher & Co. Global insurance brokerage and risk management firm placing personal, commercial, and specialty lines through multiple carrier partners. Comparable brokerage function but operates at massive scale with focus beyond personal lines.
• Brown & Brown Insurance: Large publicly traded insurance brokerage distributing personal and commercial lines through multiple carrier partners. Operates the same independent agency/brokerage model but with national scale and deeper commercial lines presence.
• Allstate (captive agent channel): Major personal lines carrier with captive exclusive-agent distribution model offering home and auto. Competes for the same homeowner/auto customer as Port Royal, but as a single-carrier model rather than independent.

Emerging players

• Hippo Insurance: Direct-to-consumer insurtech focused on homeowners insurance with embedded and online distribution. Targets the same California homeowner customer that Port Royal serves via real estate referrals, with digital quote/bind flow that bypasses agents.
• Lemonade: Direct-to-consumer digital insurance carrier offering renters, home, auto, and pet insurance through a mobile app. Competes with Port Royal for the same homeowner/renter/auto customer base, with materially lower acquisition cost and a fully digital buying experience.

Direct peers

• Brightway Insurance: Independent insurance agency franchise distributing home, auto, and personal lines through multiple carrier partners. Same multi-carrier independent agency model as Port Royal, with a much larger geographic footprint.
• Goosehead Insurance: Publicly traded independent insurance agency franchisor with a multi-carrier model distributing home, auto, and other personal lines. Closely comparable business model to Port Royal's independent agency distribution across multiple carriers, though Goosehead operates a franchise system across many states.
• Leavitt Group: Regional independent insurance agency with personal and commercial lines distributed through multiple carrier partners across the Western U.S. Comparable independent agency distribution model with similar multi-carrier, multi-line product approach.
• Confie Seguros: Multi-state independent insurance agency concentrating in personal lines (auto and home) primarily serving Hispanic and working-class markets. Comparable independent agency distribution with multi-carrier appointments, though operating at significantly larger scale.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat3 records

Key risks5 records

Key highlights5 records

Customer concentration

• LinkedInlinkedin.com/company/port-royal-insurance-services-inc.

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Port Royal Insurance Services