The Galbreath Group

What The Galbreath Group does

The Galbreath Group is a niche financial services consulting firm that designs, implements, administers, and portfolios executive benefit plans for U.S. banks, credit unions, and corporations. Core offerings span the institutional life insurance family — Bank-Owned Life Insurance (BOLI), Company-Owned Life Insurance (COLI), ICOLI, and Credit Union-Owned Life Insurance (CUOLI) — together with Supplemental Executive Retirement Plans (SERPs), Non-Qualified Deferred Compensation plans, and Split Dollar Life Insurance structures (Endorsement, Loan Regime, Economic Benefit). The firm also markets a trademarked charitable giving program, C.A.R.E.™, which redirects COLI proceeds toward corporate philanthropy initiatives.

The company operates as a registered trade name for J. Alden Associates, Inc. (a FINRA/SIPC member broker-dealer) and Alden Capital Management, an SEC-registered investment advisor — entities consolidated under the Alden Investment Group umbrella founded in 1995. The Galbreath Group was established around 2005 and is led by Rob Galbreath Sr. (President), Will Galbreath (Chief Operating Officer), Dan Galbreath (Managing Director), and Mike Quick (Relationship Manager & Advisory Board Chairman). Strategic partnerships with The Pangburn Group supply SOC 1-audited recordkeeping infrastructure covering over 2,000 BOLI plans (representing approximately 25% of U.S. banks holding BOLI), and Equalize Capital extends CRA-eligible asset management and SBA/mortgage capabilities into the depository institution segment. The Abington, Pennsylvania headquarters supports nationwide delivery through direct relationship managers.

Revenue derives from professional services fees on custom consulting engagements — design, implementation, administration, portfolio management, and compliance — billed on multi-year contracts with quote-based pricing. Customer acquisition is consultative and relationship-driven: direct outreach via website consultation requests, phone, and email, supplemented by partner referrals from Alden and Pangburn. The customer base is concentrated in regulated depository institutions for whom executive benefits are both a talent-retention lever and a regulated balance-sheet asset class. No public revenue, funding, or headcount growth metrics are disclosed.

Name

The Galbreath Group

Legal name

J. Alden Associates, Inc.

Website

https://thegalbreathgroup.com

Company type

Private

Founded year

2005

Operating status

Operating

Headcount range

1–10 employees

Short description

The Galbreath Group is a financial consulting firm specializing in executive benefits and institutional life insurance (BOLI/COLI/ICOLI/CUOLI) plus SERPs and Split Dollar plans, serving U.S. banks, credit unions, and corporations from Abington, Pennsylvania, operating as a registered trade name of J. Alden Associates, Inc.

Ownership category

akta.pro rank

Product category

Executive Benefits Consulting

NAICS

Finance and Insurance (52), Direct Life, Health, and Medical Insurance Carriers (52411)

SIC

Investment Advice (6282), Insurance Agents, Brokers & Service (6411), Services-Management Consulting Services (8742)

akta.pro primary industry

Group Variable Universal Life (GVUL) (FSAIADAD)

akta.pro secondary industry

Supplemental/Voluntary Group Term Life (Employee-Paid) (FSAIADAB)

Keywords

• Executive benefits consulting
• Institutional life insurance
• BOLI administration
• Deferred compensation plans
• Split dollar life insurance

Headquarters

HQ city

Abington

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Benefits Consulting and Advisory Services: Professional consulting fees for design, implementation, administration, and portfolio management of executive benefit plans including BOLI/COLI, SERPs, and Split Dollar Life Insurance.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels3 records

Core offering

The Galbreath Group is a financial services consulting firm that designs, implements, administers, and manages executive benefit programs for banks, credit unions, financial institutions, and corporations. Its core offerings include institutional life insurance (BOLI/COLI/ICOLI/CUOLI), Executive Retention Plans (SERPs/Non-Qualified Deferred Compensation), Split Dollar Life Insurance, and the trademarked C.A.R.E.™ charitable giving program, supported by reporting/compliance and strategic planning services.

Product overview

The Galbreath Group is a financial services consulting firm offering a portfolio of executive benefits solutions primarily serving banks, credit unions, and corporations nationwide. The core offerings center on institutional life insurance products (BOLI/COLI/ICOLI/CUOLI) including design, implementation, administration, and portfolio management; Executive Retention Plans (SERPS/Non-Qualified Deferred Compensation); and Split Dollar Life Insurance arrangements. The company also offers the C.A.R.E.™ charitable giving program as a distinctive offering that transforms COLI death benefits into philanthropic contributions. Additional services include comprehensive reporting and compliance, strategic planning, and access to competitive insurance carriers. The firm operates through strategic partnerships with Alden Investment Group for securities and investment advisory services, and The Pangburn Group for recordkeeping solutions.

Differentiator

Problem solved

Functional benefit

Brands

• C.A.R.E. A charitable giving program leveraging company-owned life insurance (COLI) proceeds to support community engagement and establish philanthropic legacy for companies and employees.
• Equalize Capital

Products and services

• Institutional Life Insurance (BOLI/COLI/ICOLI/CUOLI) Comprehensive design, implementation, administration, and portfolio management services for Bank-owned Life Insurance (BOLI), Company-owned Life Insurance (COLI), Insurance Company-owned Life Insurance (ICOLI), and Credit Union-owned Life Insurance (CUOLI) plans, including analysis and review of existing plans and access to highest-rated insurance carriers. Intended for banks, credit unions, financial institutions, and corporations.
• Executive Retention Plans (SERPs / Non-Qualified Deferred Compensation) Design, implementation, and administration of Supplemental Executive Retirement Plans (SERPs) and Non-Qualified Deferred Compensation arrangements, plus analysis and review of current plans, to recruit, reward, and retain executive talent at banks, financial institutions, and corporations.
• Split Dollar Life Insurance Split dollar life insurance arrangements offered in three structures — Endorsement, Loan Regime, and Economic Benefit — for corporations and business owners seeking tax-advantaged executive life insurance funding.
• C.A.R.E.™ Charitable Giving Program A trademarked charitable giving program that partners with banks, insurance companies, and corporations to direct Company-owned Life Insurance (COLI) proceeds toward employee communities and charitable causes, transforming potentially sensitive death benefits into ongoing philanthropic platforms.
• Reporting and Compliance Services Comprehensive reporting and compliance services delivered through cutting-edge technology to meet regulatory and plan administration requirements for financial institution clients.
• Strategic Planning Services Strategic planning services addressing both the asset and benefit side of the equation for banking, institutional, and corporate clients, supporting alignment of executive benefit programs with broader corporate objectives.

Quantifiable outcome

• Serves over 2,000 clients including approximately 25% of U.S. banks holding BOLI

Named customers3 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Partnerships

Five partnerships are on record, tiered core and minor.

• Alden Investment GroupcoreStrategic or Co-development Partner · 1 January 1995Founded in 1995, Alden is an independent financial services firm consisting of J. Alden Associates (broker/dealer), Alden Investment Advisors, and Alden Capital Management (SEC registered investment advisors). Alden offers services including private wealth advisory, asset management, research, investment banking, and retirement plans. The Galbreath Group is a registered name for J. Alden Associates, Inc., Alden Capital Management and Alden Securities.
• The Pangburn GroupcoreStrategic or Co-development PartnerHeadquartered in New Roads, Louisiana, The Pangburn Group is a leading provider of comprehensive recordkeeping solutions for Nonqualified Deferred Compensation plans and Employer Owned Life Insurance plans operating nationally. Provides plan design, consulting, implementation, and superior service with cutting edge technology. Services over 2,000 clients including approximately 25% of all U.S. banks holding BOLI.
• C.A.R.E.coreStrategic or Co-development PartnerC.A.R.E. (Companies Attaining Responsible Effectiveness) is a collaborative partnership leveraging COLI proceeds for charitable giving. Created by The Galbreath Group in partnership with banks, insurance companies, and corporations to support charitable causes and establish philanthropic platforms.
• Equalize CapitalminorStrategic or Co-development PartnerAn Alden affiliate, Equalize Capital is an SEC registered asset management company offering unique funds and investment strategies for financial institutions, CRA benefits, SBA loans, and developing separate account BOLI offerings.
• Raymond James & Associates, Inc.minorOthersRaymond James & Associates acts in an agency capacity for client orders in equity and option securities. Referenced in compliance disclosures as the clearing firm for securities transactions.

Scale indicators3 records

Recent moves5 records

Expansion highlights4 records

Broad incumbents

• HUB International: Large North American insurance brokerage with dedicated BOLI/COLI and executive benefits practices serving banks and middle-market employers. Comparable in product category and customer base but operates at much greater scale and broader scope.
• Marsh McLennan (Mercer): Global professional services firm whose Mercer and Marsh practices offer executive benefits, BOLI advisory, and nonqualified plan consulting to banks and large corporations. Broadly comparable offering but at enterprise scale and as part of a much larger portfolio.
• Raymond James Financial: Named in Galbreath's compliance disclosures as a clearing firm and broader financial services firm with corporate executive benefits and institutional life insurance capabilities. Comparable in adjacent distribution to banks and corporate clients, though operating at vastly larger scale.
• CBIZ Benefits & Insurance Services: National benefits and insurance brokerage providing executive benefits, nonqualified plan design, and BOLI consulting to financial institutions and middle-market employers. Comparable in customer vertical and service overlap, but with a much broader product suite.

Direct peers

• Foster & Foster: Actuarial and executive benefits consultancy with deep BOLI, SERP, and nonqualified deferred compensation practices serving community banks and credit unions. Highly comparable in customer vertical and niche specialization.
• The Pangburn Group: Core strategic partner and adjacent competitor providing recordkeeping, plan design, and compliance for Nonqualified Deferred Compensation and Employer Owned Life Insurance plans. Pangburn services over 2,000 clients including ~25% of U.S. banks holding BOLI, making it the most directly comparable firm in product scope and customer base.
• Pentegra Retirement Services: Provider of retirement and executive benefit plan services to banks and credit unions, including BOLI and nonqualified deferred compensation. Comparable in depository-focused distribution and similar product mix.
• Conrad Siegel Actuaries: Independent actuarial and retirement benefits firm serving financial institutions with BOLI, SERPs, and nonqualified plan services. Comparable in focus on depository institution clients and similar consulting-led delivery model.
• Criterion Executive Benefits: Boutique executive benefits consultancy focused on BOLI/COLI, SERPs, and split-dollar plans for banks and mid-market companies. Directly comparable in service mix and target customer to Galbreath's executive benefits practice.
• Total Benefit Solutions: Specialist in BOLI/COLI consulting and administration for community banks, credit unions, and corporations. Closely comparable niche focus, customer vertical, and service model.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Subsidiaries4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about The Galbreath Group