Novelvy Retraite

What Novelvy Retraite does

Novelvy Retraite is a French professional-services firm, legally organized as Novelvy Assistance Retraite SARL, that has specialized exclusively in retirement planning and administration since its founding in 1986. Operating from its headquarters at 20 rue Gambetta, Nanterre, the company delivers two core offerings: the "Bilan Retraite," a personalized assessment that estimates future pension amounts and identifies the optimal retirement date across French and international regimes, and the "Demande de Retraite," an administrative service that prepares and files retirement claim paperwork with French pension funds and foreign institutions on behalf of clients. The firm is the only company in its sector to hold ISO 9001 quality certification.

The company serves individuals approaching retirement, with a distinct emphasis on clients with international careers. According to its own disclosures, 44% of clients have multi-country careers requiring aggregation of pensions from several jurisdictions, and the firm markets expertise across all 42 French retirement regimes plus bilateral conventions covering Europe, North America, Asia, Oceania, the Middle East, and Africa. Service delivery is organized by professional status (employees, business owners, liberal professions, artisans/merchants, expatriates/detached workers, non-linear careers) and supported by a partner referral network including wealth managers (CGP), accountants (EC), lawyers, insurers, HR departments, banks (Banque Transatlantique, Crédit Agricole next bank), and expatriate organizations (UFE, French Morning, Fiafe, USAff).

Revenue is generated through professional-service fees quoted individually to each client based on case complexity, with multi-year engagements as the billing model. The company operates a sales-led GTM motion combining direct outreach, a secure professional partner portal (espace-pro.novelvyretraite.fr), content marketing (blog, LinkedIn, Facebook, webinars via Webikéo), earned media, and up to 70 events per year in France and internationally. Pricing is not publicly disclosed. The firm is privately held, with no disclosed funding, parent company, or institutional investors, and reports no app, API, or proprietary software platform.

Name

Novelvy Retraite

Legal name

Novelvy Assistance Retraite

Website

https://novelvyretraite.fr

Company type

Private

Founded year

1986

Operating status

Operating

Headcount range

11–50 employees

Short description

Novelvy Retraite is a French professional-services firm, founded in 1986, that provides retirement planning assessments and administrative claim filing for individuals, with particular specialization in multi-jurisdiction pensions for French expatriates across Europe, the Americas, Asia, and Africa.

Ownership category

akta.pro rank

Product category

Retirement Advisory Services

NAICS

Insurance and Employee Benefit Funds (5251)

SIC

Services-Management Consulting Services (8742)

akta.pro primary industry

Retirement Income Planning & Decumulation Advisory (FSAEABAD)

akta.pro secondary industry

Retirement & Pension Planning (401(k)/IRA) (FSAEAAAD)

Keywords

• Retirement planning
• Retirement advisory
• Pension consultation
• Expatriate retirement
• Retirement liquidation

Headquarters

HQ city

Nanterre

HQ country

France

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Technology or R&D, Others

Revenue model

1. Retirement Planning Services: Novelvy Retraite generates revenue through professional service fees for retirement planning assessments (bilan retraite) and administrative support for retirement claim submissions (demande de retraite/liquidation). The company serves individuals preparing for retirement, with particular expertise in international retirement scenarios.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels8 records

Core offering

Novelvy Retraite provides personalized retirement advisory services to individuals preparing for retirement. The company's two core offerings are the Bilan Retraite (retirement assessment that evaluates rights, optimal departure age, and pension amounts) and the Demande de Retraite (administrative handling service for retirement benefit claims). Services cover all 42 French retirement regimes and international pension scenarios for expatriates.

Product overview

Novelvy Retraite offers a unified retirement advisory service platform with two core offerings: Bilan Retraite (personalized retirement assessment) and Demande de Retraite (retirement liquidation service). These are supported by specialized international retirement expertise covering France's 42 retirement regimes and cross-border pension calculations. Services are further organized by professional status (employees, business owners, freelancers, artisans, expatriates, and non-linear careers), providing targeted advisory for each client segment. The company has operated since 1986, positioning itself as a specialist in French and international retirement planning.

Differentiator

Problem solved

Functional benefit

Products and services

• Bilan Retraite (Retirement Assessment) Personalized retirement balance assessment service that evaluates accumulated rights, optimal departure age, and projected pension amounts. Provides expert guidance on retirement planning options across France's 42 retirement regimes and international pension systems for individuals preparing for retirement.
• Demande de Retraite (Retirement Request/Liquidation) Administrative handling service that takes charge of retirement benefit requests with French and international pension funds on behalf of clients. Manages the complex paperwork and formalities required to file and process retirement claims with multiple pension schemes.
• International Retirement Expertise Specialized advisory service covering retirement systems in France and internationally, with expertise in bilateral social security agreements, expatriation rules, and cross-border pension calculations for individuals with international careers.
• Professional Status-Based Retirement Advisory Tailored retirement advisory services organized by professional status including employees (salariés), business owners (chefs d'entreprise), self-employed professionals (professions libérales), artisans and merchants, expatriates, and those with non-linear careers.

Quantifiable outcome

• 44% of clients have international careers and will receive pensions from multiple foreign countries
• +1 more outcomes

Named customers10 records

Segments7 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Twelve partnerships are on record, tiered core, secondary and minor.

• UFE (Union des Français de l'Étranger)coreGTM or Marketing PartnerUFE is a major partner for Novelvy Retraite in organizing events and providing retirement information to French expatriates. Novelvy experts participate in UFE events and contribute content on retirement topics.
• French MorningsecondaryGTM or Marketing PartnerFrench Morning media partner for retirement information events targeting French communities abroad, particularly in North America.
• FiafesecondaryGTM or Marketing PartnerInternational network of French-speaking professionals, partner for retirement events and information sessions for French expatriates.
• USAff (US-France Financials)secondaryGTM or Marketing PartnerUS-France Financials association partner for retirement events targeting French professionals in the United States.
• Jade (Fiducial)secondaryGTM or Marketing PartnerJade, part of the Fiducial network, partners with Novelvy for professional events and retirement information sessions.
• OEC (Ordre des Experts-Comptables)coreGTM or Marketing PartnerOrder of Chartered Accountants partners with Novelvy for events and content addressing retirement planning for accountants and their clients.
• AnacofisecondaryGTM or Marketing PartnerAssociation of financial advisors partner for retirement events and information sharing for financial professionals.
• ACE (Avocats Ensemble)secondaryGTM or Marketing PartnerLawyers association partner for retirement events and professional information exchange.
• Banque TransatlantiquesecondaryGTM or Marketing PartnerBanking partner specializing in international services, collaborating on retirement events for French clients abroad.
• Crédit Agricole next banksecondaryGTM or Marketing PartnerBanking partner for Swiss market, collaborating on retirement events and services for French expatriates in Switzerland.
• WebikéosecondaryGTM or Marketing PartnerVideo content platform partner hosting Novelvy Retraite's webinar channel and multimedia content.
• Magali VoyageminorGTM or Marketing PartnerPartner for events related to return-to-France and expatriate transition services.

Scale indicators6 records

Recent moves6 records

Expansion highlights5 records

Emerging players

• Nalo: French robo-advisor offering automated, life-goal-based investment and retirement planning for individuals, representing a digital/automated alternative to Novelvy's high-touch retirement advisory.
• Harvest: French fintech providing financial-planning and retirement-projection software used by wealth advisors and CGPs, enabling competing firms to deliver automated bilan retraite-style outputs and threatening Novelvy's manual advisory model.
• Linxo: French personal finance and account-aggregation platform providing financial visibility tools to consumers, with overlap to the budgeting and retirement-preparation journey where Novelvy operates.

Broad incumbents

• BNP Paribas Cardif: Insurance arm of BNP Paribas offering life insurance, retirement savings, and pension products across France and internationally; a large incumbent that could absorb or internalize retirement advisory services.
• Crédit Agricole Assurances: Insurance and retirement-savings provider within the Crédit Agricole group, already partnering with Novelvy, with capacity to bundle advisory services into its own retirement offering.

Direct peers

• Optimaretraite.fr: French retirement advisory service providing retirement balance sheets and liquidation support to individuals, overlapping directly with Novelvy's core bilan retraite and demande de retraite offerings.
• La Retraite en Clair: French retirement advisory firm offering personalized pension assessments and liquidation support for individuals across multiple regimes, comparable in service mix to Novelvy Retraite.
• Sapiendo: French online retirement advisory platform offering personalized retirement simulations and bilan retraite services, directly competing with Novelvy in the French consumer retirement-planning market.
• Retraite.com: Online retirement information and advisory platform in France serving employees and business owners navigating the French pension system, competing for the same awareness and conversion funnel as Novelvy.

Others

• Anacofi: French association of financial advisors that partners with Novelvy for retirement events and referrals; functions as a channel and ecosystem node rather than a competitor, but its member CGPs represent potential competing advisory providers.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• YouTubewebikeo.fr/chaine/novelvy-retraite-bilan-et-liquidation-retraite-depuis-1986/share?campaign=website
• Facebookfacebook.com/NovelvyRetraite.AssistanceRetraite
• LinkedInlinkedin.com/company/assistance-retraite
• Xx.com/NovelvyRetraite

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Novelvy Retraite