Titan Agency

What Titan Agency does

Titan Agency is a privately held, independent insurance brokerage founded in 2017 by Michael Schiller (with Long Ngo as Founder & CEO), operating from a single office in Elmwood Park, New Jersey. The firm places personal lines (home, auto, flood, umbrella, renters, motorcycle, fine art), commercial lines (construction, hospitality, retail, non-profit, professional services, plus cyber, D&O, EPLI, professional liability, business interruption), and employee benefits (group health, dental, vision, life, disability, FSAs/HSAs, COBRA, voluntary) on behalf of individuals, families, small to mid-sized businesses, and employer groups, primarily in New Jersey and surrounding regions. The agency earns carrier commissions by brokering across multiple top-tier insurance partners, supplemented by risk management services such as claims analysis, contract review, safety training, and workers compensation premium recovery.

The operating model is a traditional relationship-driven insurance brokerage with no proprietary technology disclosed; the business runs on a Squarespace-built digital presence, a quote request funnel, an Instagram channel, an email newsletter, and an active educational blog. Distribution is direct agent sales via phone, email, and in-person consultation, with 7 named team members carrying relevant P&C, life/health, and FINRA securities licenses alongside credentials such as CPIA and MDRT. The team includes bilingual capacity in Spanish, Cantonese, and Mandarin, supporting outreach to specific community segments within the NJ market.

Revenue mechanics are commission-based with no public pricing disclosure; quotes are produced per-customer based on carrier underwriting, with one disclosed reference point being an average NJ homeowners premium of approximately $1,480 per year. There is no institutional capital, no parent company, no subsidiaries, and no M&A history disclosed, indicating Titan has scaled organically since founding. Competitive position is anchored in independent multi-carrier access and an education-first content strategy rather than technology, scale, or captive distribution.

Name

Titan Agency

Legal name

Titan Agency

Website

https://titanagency.com

Company type

Private

Founded year

2017

Operating status

Operating

Headcount range

1–10 employees

Short description

Titan Agency is a privately held, independent insurance brokerage founded in 2017 and based in Elmwood Park, New Jersey. It places personal, commercial, and employee benefits coverage with multiple carrier partners for individuals, families, small to mid-sized businesses, and employer groups, primarily across New Jersey.

Ownership category

akta.pro rank

Product category

Insurance Brokerage Services

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Mid-Market Commercial Package (Package Policies) (FSAJAFAB)

akta.pro secondary industries

Commercial Package / Business Owners Policies (BOP) (FSAJAMAG), Key Person Disability Insurance (FSAIAIAK), COBRA & Direct Billing Administration (HLAEALAC)

Keywords

• Independent insurance agency
• Commercial insurance brokerage
• Employee benefits administration
• Personal lines insurance
• Risk management services

Headquarters

HQ city

Secaucus

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Technology or R&D, Others

Revenue model

1. Insurance Brokerage Commissions: Titan Agency operates as an independent insurance agency/broker earning commissions from insurance carriers for policies placed. Works with top insurers in the industry to create solutions for partners across many lines and markets including personal insurance (home, auto, flood, umbrella), business insurance (construction, hospitality, retail, non-profit, professional services), employee benefits, and risk management.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels4 records

Core offering

Titan Agency is an independent insurance agency/broker that places personal, commercial, and employee-benefits coverage with multiple carrier partners for individuals, families, businesses, government entities, and non-profits. Core service lines include Personal Insurance (home, auto, flood, umbrella, renters, motorcycle, fine art), Business/Entities Insurance (commercial property, liability, workers comp, professional E&O, cyber, D&O, EPLI), Employee Benefits (group health, dental, vision, life, disability, FSAs, COBRA), and Risk Management (claims analysis, contract review, safety training, defensive driving, disaster preparation).

Product overview

Titan Agency is an independent insurance agency offering a comprehensive portfolio of insurance products and services. The core offerings include four main categories: Business/Entities Insurance (commercial coverage for construction, distribution, manufacturing, hospitality, real estate, retail, non-profit, public entity, and professional services), Personal Insurance (home, auto, recreational vehicles, fine art, flood, motorcycle, renters, and umbrella policies), Employee Benefits (group health, dental, vision, life, disability, flexible spending accounts, COBRA, and voluntary benefits), and Risk Management services (claims analysis, contract review, defensive driving, disaster preparation, safety training, and workers compensation recovery). The agency serves as a broker connecting clients with top insurers across multiple industries and coverage lines.

Differentiator

Problem solved

Functional benefit

Products and services

• Personal Insurance Personal lines coverage for individuals and families including home, auto (standard, classic, antique), recreational vehicles, fine art, flood (including NFIP), motorcycle, renters, and umbrella policies. Coverage components include dwellings, personal property, liability, loss of use, water backup, identity fraud, and valuable items protection. Designed for homeowners, renters, vehicle owners, and individuals seeking personal asset protection in New Jersey and surrounding regions.
• Business / Entities Insurance Commercial insurance solutions for businesses across industries including construction, distribution, manufacturing, hospitality, real estate, retail, non-profit, public entity, and professional services. Coverage lines encompass construction (inland marine, surety bonds, premises liability, completed operations, workers comp, commercial auto), cyber risk, Directors & Officers liability, Professional Liability / E&O, Employment Practices Liability, business interruption, flood (private and NFIP), and umbrella liability. Designed for small and mid-sized business entities that need integrated commercial coverage.
• Employee Benefits Group benefits administration for employers including group health, dental, vision, and life insurance, long-term disability, Flexible Spending Accounts (FSAs), Health Savings Accounts / Health Reimbursement Accounts, COBRA administration, and voluntary employee-elected benefits. Targeted at employer groups seeking competitive employee benefits packages, cost management, and compliance support.
• Risk Management Risk mitigation services including claims analysis, contract review, defensive driving courses, disaster preparation, safety training, and workers compensation premium recovery. Designed for businesses seeking to reduce exposure, improve safety outcomes, and recover premium costs in addition to placing coverage.

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Two partnerships are on record, tiered minor.

• EquitableminorGTM or Marketing PartnerEquitable is referenced as a wealth management and financial planning resource page partner. Titan Agency provides links to Equitable's resources for clients seeking additional financial planning services beyond insurance coverage.
• HustleManiaminorGTM or Marketing PartnerHustleMania is a hub for community-based, inspiring and motivational stories. Partnership appears to be a content/marketing collaboration for community engagement purposes.

Scale indicators1 record

Recent moves5 records

Expansion highlights5 records

Broad incumbents

• Brown & Brown: Major U.S. insurance brokerage with national footprint providing commercial, personal, and benefits products across all 50 states — broad incumbent offering the same lines as Titan but at much greater scale and broader geographic reach.
• Acrisure: Fast-growing national insurance brokerage built largely through acquisitions of independent agencies, offering commercial and personal lines — comparable independent broker DNA but with national reach and capital resources Titan lacks.
• HUB International: Large North American insurance brokerage providing commercial, personal, and employee benefits products across the U.S. and Canada — same multi-line offering as Titan but at significantly larger scale and broader geographic footprint.
• USI Insurance Services: Large national broker delivering property/casualty, employee benefits, and personal insurance to mid-market clients — directly comparable multi-line product mix, though at significantly larger scale and geographic footprint than Titan.
• Marsh McLennan: Global professional services firm offering risk, insurance brokerage, and consulting through Marsh and Mercer — overlaps with Titan on commercial P&C placement and benefits advisory, though operating at vastly greater scale and complexity.
• Arthur J. Gallagher & Co. Global insurance brokerage and risk management services firm offering commercial P&C, employee benefits, and personal lines — comparable multi-line capabilities but operating at vastly larger scale with global infrastructure Titan cannot match.
• NFP (an Aon company): Large multi-line insurance broker and consultant acquired by Aon, providing property/casualty, benefits, and personal lines across the U.S. — comparable product portfolio and SMB/mid-market focus, but at much larger scale than Titan.

Direct peers

• World Insurance Associates: Fast-growing regional insurance brokerage with a strong footprint in the Northeast/Mid-Atlantic, offering personal, commercial, and benefits lines through an independent agency model — comparable in service mix and target SMB/professional customer base.
• Conner Strong & Buckelew: One of the largest independent insurance and risk management brokerages in the NJ/PA region, serving commercial, personal, and employee benefits clients across the same geography and segments as Titan Agency — directly comparable independent broker model with multi-line capabilities.
• Hilb Group: Mid-Atlantic and Northeast-focused insurance brokerage built through acquisition of independent agencies, offering personal, commercial, and benefits products — directly comparable multi-line independent agency model serving SMBs in overlapping geographies.

Market position

Strengths5 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights6 records

Customer concentration

• Instagraminstagram.com/titaninsuranceagency
• LinkedInlinkedin.com/company/titan-agency-nj

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Titan Agency