Retirement Solution Group

What Retirement Solution Group does

Retirement Solution Group (RSG) is a privately held, New Hampshire-domiciled LLC founded in 2005 by Steve Scott that provides co-fiduciary retirement plan consulting, advisory, and third party administration (TPA) services to small and mid-sized businesses in the United States, with a stated operating focus on the New England region. The firm is organized around three integrated service lines: Plan Advisory and Co-Fiduciary Services acting under ERISA 3(21), 3(38), or 3(16) arrangements; Plan Consulting covering design, compliance, fee benchmarking, and investment monitoring; and Third Party Administration covering compliance testing, Form 5500 preparation, census review, and audit support. RSG differentiates itself by specializing exclusively in retirement plans rather than acting as a generalist benefits broker or payroll provider, and by serving as a co-fiduciary that shares legal fiscal responsibility with clients through a structured oversight-committee model.

The offering is delivered entirely as a human-led professional service with no proprietary software platform, AI components, or technology products disclosed. The firm relies on a credentialed bench that includes Certified Plan Fiduciary Advisors and Accredited Investment Fiduciaries, led by Steve Scott (CEO & Founder) with partners and principals including Scott Emering, Julie Yanez, Christie Cheng, Chris Underwood, and Elvia Sanchez, plus a VP of Business Development (Kevin Delaney), a senior plan consultant, a benefits analyst, and a client educator. Distribution is sales-led and relationship-driven, executed through direct engagement with business owners, HR directors, and CFOs, supplemented by a structured CPA referral channel that is reinforced through joint CPE-accredited seminars with John Hancock Retirement and T. Rowe Price, virtual webinars for SMB employees, and a content-driven Knowledge Library covering SECURE 2.0, 401(k) benchmarking, plan design, and tax strategy.

RSG monetizes through professional services fees tied to plan size, complexity, and engagement scope, with no publicly disclosed pricing. The customer base is primarily SMB plans, with occasional enterprise-style accounts, and the firm highlights client relationships of 10+ years as evidence of retention under the co-fiduciary model. Geographic footprint is concentrated in the Northeast United States, and the firm has begun an adjacent ecosystem buildout through a partnership with HealthPlanIQ to extend into health insurance benchmarking, while continuing to expand bilingual (English/Spanish) participant education capability.

Name

Retirement Solution Group

Legal name

Retirement Solution Group LLC

Website

https://retirementsolutiongroup.com

Company type

Private

Founded year

2005

Operating status

Operating

Headcount range

11–50 employees

Short description

Retirement Solution Group is a New England-based, privately held retirement plan consultancy founded in 2005 that provides co-fiduciary advisory, plan consulting, and third party administration services to small and mid-sized businesses across the United States.

Ownership category

akta.pro rank

Product category

Retirement Plan Consulting

NAICS

Pharmacy Benefit Management and Other Third Party Administration of Insurance and Pension Funds (524292)

SIC

Services-Management Consulting Services (8742)

akta.pro primary industry

Employer Retirement Plan Advisory (401(k)/Pension) (FSAEABAE)

akta.pro secondary industries

Corporate Retirement Plan Advisory RIAs (ERISA 401(k)/403(b)) (FSAAACAF), Benefits Administration & Enrollment Support (BPAAAIAB)

Keywords

• Retirement plan consulting
• Third party administration
• Fiduciary advisory services
• 401(k) plan design
• ERISA compliance services

Headquarters

HQ city

Chicago

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Retirement Plan Consulting and Advisory Services: RSG generates revenue through consulting fees for retirement plan advisory, co-fiduciary services, and plan management for small to mid-sized businesses. Services include plan design, investment oversight, compliance monitoring, and participant education.
2. Third Party Administration (TPA): Revenue is generated from TPA services including compliance testing, plan document maintenance, Form 5500 preparation, and administrative support for retirement plans.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels6 records

Core offering

Retirement Solution Group provides outsourced 401(k) and pension department capabilities to small-to-mid-sized businesses, delivering integrated retirement plan advisory, co-fiduciary, consulting, and third-party administration services. Acting as an independent fiduciary under ERISA 3(21), 3(38), and 3(16), RSG customizes plan design, oversees investments, manages compliance testing and Form 5500 filings, and delivers participant education through a dedicated team and oversight committee structure.

Product overview

Retirement Solution Group offers a unified retirement plan advisory and administration service for small to mid-sized businesses, combining three integrated service lines: Plan Advisory and Co-Fiduciary Services (acting as ERISA co-fiduciary), Plan Consulting (covering design, compliance, and benchmarking), and Third Party Administration (TPA) for compliance testing, recordkeeping, and regulatory filings. The firm operates as a single integrated offering rather than separate modular products, providing outsourced 401(k) and pension department capabilities through a dedicated team of specialists who serve as fiduciaries.

Differentiator

Problem solved

Functional benefit

Products and services

• Plan Advisory and Co-Fiduciary Services Fiduciary advisory services in which RSG acts as a co-fiduciary under ERISA 3(21), 3(38), or 3(16) arrangements, providing investment selection, oversight committee guidance, and legally shared fiduciary responsibility for client retirement plans.
• Plan Consulting
• Third Party Administration (TPA)

Quantifiable outcome

• IRS penalty avoidance through proactive monitoring of staffing thresholds
• +1 more outcomes

Named customers3 records

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Three partnerships are on record, tiered core and minor.

• John Hancock RetirementcoreStrategic or Co-development Partner · 4 June 2025John Hancock Retirement, represented by Dan Zibaitis (Regional Vice President), co-presented the CPE seminar on small business retirement planning. Dan Zibaitis has over 20 years of industry experience and delivers continuing education content in partnership with RSG. This partnership supports RSG's educational initiatives for CPAs and tax professionals.
• T. Rowe PricecoreStrategic or Co-development Partner · 4 June 2025T. Rowe Price, represented by Alan Valença (Vice President - Regional Sales Consultant, CFP®, CIMA®, RMA®), co-presented the CPE seminar on small business retirement planning. Alan Valença shares extensive DC industry expertise, business development insights, and industry trend knowledge as part of the partnership.
• HealthPlanIQminorStrategic or Co-development PartnerHealthPlanIQ, co-founded by Joshua Jefferies, provides health insurance benchmarking expertise that complements RSG's retirement planning services. Joshua Jefferies is quoted in RSG content discussing healthcare plan auditing and benchmarking, suggesting a referral or content partnership for holistic employee benefits consulting.

Scale indicators1 record

Recent moves6 records

Expansion highlights4 records

Direct peers

• Strategic Retirement Partners (SRP): Nationally focused retirement plan consulting firm providing plan design, fiduciary advisory, and benchmarking to mid-market employers. Same SMB-to-mid-market target customer and fiduciary advisory model as RSG.
• CAPTRUST: One of the largest independent retirement plan advisory firms in the U.S., providing fee-only 3(21)/3(38) co-fiduciary services, plan consulting, and investment oversight to corporate plans. Highly comparable to RSG in service mix, fiduciary model, and SMB/mid-market target, but at materially greater scale.
• Alerus Retirement & Benefits: Provides employer retirement plan services (recordkeeping, TPA, and advisory) alongside institutional consulting for SMB and mid-market corporate plans. Directly comparable to RSG in the TPA-plus-fiduciary-advisory service bundle.
• DWC - The 401(k) Specialists: Boutique retirement plan consulting firm providing co-fiduciary advisory, plan design, and administrative support primarily to small business 401(k) plans. Highly comparable niche specialist positioning to RSG.
• SageView Advisory: Independent retirement plan consulting firm focused on 401(k), 403(b), defined benefit, and executive benefit plans for small to mid-sized businesses, offering co-fiduciary advisory, investment oversight, and plan design — directly mirroring RSG's core offerings and client segment.

Broad incumbents

• USI Consulting Group: National insurance and benefits consulting firm with a retirement plan consulting practice serving mid-market employers, offering retirement plan design, benchmarking, and co-fiduciary services. Comparable service lines to RSG but embedded in a broad insurance/benefits platform.
• HUB International: North American insurance brokerage and benefits consulting platform that includes employer retirement plan advisory and TPA-adjacent services. Provides overlapping retirement advisory capabilities to RSG but as part of a much broader insurance and benefits brokerage.
• Lockton: World's largest independent insurance broker, with a retirement plan consulting practice providing 401(k) advisory, co-fiduciary, and benchmarking services to corporate employers. Similar fiduciary and retirement advisory capabilities but much broader insurance/broker portfolio and global scale.
• NFP, an Aon company: Large diversified insurance, benefits, and retirement advisory platform serving mid-market and enterprise employers with retirement plan consulting, co-fiduciary, and TPA-adjacent services. Overlaps with RSG on employer retirement advisory but operates as part of a broader benefits/property-casualty portfolio.
• OneDigital: National employee benefits and retirement plan consulting firm providing 401(k)/403(b) advisory, co-fiduciary, and benefits administration to mid-market employers. Overlaps with RSG on retirement advisory but operates a much broader benefits/HR/insurance stack.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/rsg_solution
• Facebookfacebook.com/RetirementSolutionGroup
• LinkedInlinkedin.com/company/retirement-solution-group-llc

Revenue estimate

Valuation estimate

Number of profiles

Profiles10 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Retirement Solution Group