Evarts Tremaine
Evarts Tremaine is a 1844-founded, fourth-generation independent insurance agency in Cleveland, Ohio, placing commercial, specialty, personal, and high-net-worth insurance through 16+ carrier partners and dedicated sub-brands including Garage Guard®, Guarden, and Sterling Coverage.
- Company typePrivate
- Founded1844
- HeadquartersCleveland, United States
- Headcount11–50
- GTM typeB2B and B2C
- OfferingServices
What Evarts Tremaine does
Evarts Tremaine is a privately held independent insurance agency founded in 1844 in Cleveland, Ohio, and operated today under fourth-generation Hannon family leadership alongside partners Todd Mazur and Brian Boland (since 2021). The firm operates through licensed insurance professionals and earns commissions by placing policies across roughly 16+ carrier partners, providing commercial, specialty, personal, and employee benefits insurance to businesses nationwide and to families concentrated in Ohio. Its core technology stack is modest: a 24/7 online Client Center for policy servicing and Clickable Coverages®, a registered trademark for digital signature/insurance document workflows, with no proprietary underwriting or AI-driven platform.
The agency's differentiation is vertical specialization run through dedicated sub-brands — Garage Guard® (automotive aftermarket, since 1998), Guarden Greenhouse Insurance (green industry), and Sterling Coverage (high net worth / private client via Chubb partnership) — supported by Keystone Insurers Group membership (Top 20 agency partner) and high professional-designation density across staff (CPCU, CAPI, CIC, CISR). It claims 3,700+ active clients, a 96% renewal rate, and a 14-year average client retention period, distributed across manufacturing, automotive aftermarket, horticulture, breweries, dealerships, family offices, and personal lines.
Evarts Tremaine firmographics
Firmographics- Name
- Evarts Tremaine
- Legal name
- Evarts Tremaine
- Website
- https://evartstremaine.com
- Company type
- Private
- Founded year
- 1844
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Evarts Tremaine is a 1844-founded, fourth-generation independent insurance agency in Cleveland, Ohio, placing commercial, specialty, personal, and high-net-worth insurance through 16+ carrier partners and dedicated sub-brands including Garage Guard®, Guarden, and Sterling Coverage.
- Ownership category
- akta.pro rank
Evarts Tremaine industry classification
Industry- Product category
- Commercial Insurance Brokerage
- NAICS
- Insurance Agencies and Brokerages (524210)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Insurtech-Enabled Brokerage (Digital Brokers & Aggregators) (FSAEADAN)
- akta.pro secondary industries
- Personal Excess Liability (High-Net-Worth) (FSAJANAF), Workers’ Compensation for High-Hazard & Specialty Trades (FSAJAEAF)
Keywords
Where Evarts Tremaine is headquartered
LocationHeadquarters
- HQ city
- Cleveland
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Evarts Tremaine business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Insurance Commissions: As an independent insurance agency, Evarts Tremaine earns commissions from insurance companies for placing policies with clients. They represent multiple insurance carriers offering a wide variety of coverage options.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Multi-year contract | Customized insurance plans built to client specifications |
Go-to-market motion1 record
Distribution channels4 records
Marketing channels8 records
Evarts Tremaine product offering
Product offeringCore offering
Evarts Tremaine is an independent specialty insurance agency that places commercial and personal insurance policies with multiple carriers on behalf of clients. It delivers customized insurance plans for businesses (including manufacturing, automotive aftermarket, greenhouses, breweries, and other specialty verticals) and for individuals and high net worth families, earning commissions from the insurance carriers whose products it distributes.
Product overview
Evarts Tremaine is an independent specialty insurance agency offering a portfolio of insurance products and services through distinct branded programs. The core offerings include Business Owners Insurance (BOP), General Liability, Commercial Property, and Business Auto Insurance for commercial clients. The agency operates specialized sub-brands including Garage Guard for automotive aftermarket businesses, Guarden Greenhouse Insurance for the green industry, and Sterling Coverage for high net worth individuals. Employee Benefits programs encompass health, dental, vision, life, disability, and 401(k) offerings. Personal insurance products cover home, auto, classic car, yacht, watercraft, and valuable possessions. The agency also provides Risk Management advisory services and Family Office Insurance. A Client Center platform provides 24/7 access for claims processing, policy management, and certificate requests.
Differentiator
Problem solved
Functional benefit
Brands
- Garage Guard: Exclusive insurance program for the automotive aftermarket industry, providing insurance for auto repair shops, car dealerships, and related businesses. Since 1998, Garage Guard has provided insurance guidance services for thousands of business owners in the automotive aftermarket.
- Guarden Greenhouse Insurance
- Sterling Coverage
Products and services
- Business Owners Insurance (BOP) A Business Owners Policy combining business property and business liability insurance into one policy, protecting businesses from fire, flooding, theft, accidental damage, loss of income, and general liability risks. Designed for small-to-mid-sized businesses seeking integrated commercial coverage.
- General Liability Insurance Comprehensive liability coverage protecting businesses against bodily injury to people outside the business and physical damage to their property. Required for businesses that meet clients or handle client equipment.
- Commercial Property Insurance Coverage protecting business assets from theft, damage, or destruction from fire or natural disasters, including coverage for associated losses such as lost income.
- Business Auto Insurance Coverage protecting business cars, trucks, and commercial vehicles, offering higher liability limits than personal auto insurance and including collision coverage.
- Employee Benefits Comprehensive employee benefits program including group health, dental, vision, life, disability, 401(k), flexible spending accounts, health savings accounts, critical illness insurance, and voluntary benefits for employer clients.
- Garage Guard® Exclusive insurance program for the automotive aftermarket industry providing garagekeeper's insurance, workers compensation, auto repair shop coverage, and voluntary benefits. Operating since 1998.
- Guarden Greenhouse Insurance Specialized insurance program for the green industry covering greenhouses, nurseries, and garden centers with tailored risk management services and concierge claims service.
- Brewery Insurance Specialty insurance combining liquor liability, property insurance, and business insurance elements including coverage for spoilage, contamination, product recall, equipment failure, and environmental liability for breweries.
- Sterling Coverage (Private Client Insurance) Premier insurance solutions for high net worth families and individuals offering specialized private client insurance plans, art and jewelry appraisals, wind mitigation assessments, and risk management for domestic staff.
- Home Insurance Coverage protecting homes including replacement cost coverage, personal property protection, additional living expenses, valuable possessions scheduling, and flood coverage options.
- Classic Car Insurance Specialized insurance for collector, antique, and classic cars with agreed-upon value coverage, authentic parts guarantees, and limited usage policies for exhibitions and parades.
- Yacht Insurance Coverage protecting yachts against damage, theft, fire, and other risks with options for guaranteed payout or cash value policies, plus liability coverage for collisions, injuries, and environmental compliance.
- Valuable Possessions Insurance Insurance for precious belongings including jewelry, antiques, and artwork providing actual replacement value coverage, accidental damage protection, and coverage extending beyond the home.
- Risk Management Services Advisory services for planning and mitigating potential business risks including risk identification, assessment of impact and frequency, strategy development, and regular review processes for business clients.
- Family Office Insurance Comprehensive insurance programs tailored for family offices covering professional liability, family trust liability, directors and officers coverage, pension and welfare plan liability, cyber liability, and commercial property.
- Specialty Business Insurance Industry-specific insurance solutions including coverage for auto dealerships, breweries, contractors, dental offices, distilleries, golf courses, hospitality, landlords, machine shops, manufacturers, nightclubs, non-profits, offices, property managers, restaurants, schools, social services, technology firms, and wholesalers.
- Personal Insurance Comprehensive personal insurance solutions including auto, classic car, condo, earthquake, excess liability, flood, high net worth, home, individual life, motorcycle, pet, rental property, renters, RV, secondary home, travel, umbrella, valuable possessions, watercraft, wedding, and yacht insurance.
Quantifiable outcome
- 96% renewal rate demonstrating client satisfaction and retention
- +1 more outcomes
Companies that use Evarts Tremaine
Customer profileNamed customers6 records
Segments6 records
Ideal customer profiles6 records
Evarts Tremaine technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature2 records
Evarts Tremaine partnerships and signals
Strategic signalPartnerships
17 partnerships are on record, tiered core and minor.
- Keystone Insurers GroupcoreKeystone is a community of independent insurance agencies providing added resources for business and family clients. Partnership offers access to specialized expertise, products, national-level carrier relationships, and a network of industry expertise. Evarts Tremaine is recognized as a Top 20 agency partner.
- Private Risk Management AssociationminorEvarts Tremaine is a Founding Member of the Private Risk Management Association, an organization focused on improving advice, coverage and service for high net worth insurance consumers through education and awareness.
- ChubbcorePartner for Sterling Coverage program providing high net worth insurance solutions. Evarts Tremaine team members have earned CAPI (Certified Advisor of Personal Insurance) designation through Chubb/Wharton program.
- AcuityminorInsurance carrier partner offering general insurance products through the agency.
- AIGminorInsurance carrier partner providing commercial and personal insurance products.
- AllstateminorInsurance carrier partner for personal insurance products.
- Auto Owners InsuranceminorInsurance carrier partner offering personal and commercial coverage.
- ChubbcoreInsurance carrier partner, especially for high net worth (private client) insurance through Sterling Coverage program.
- Cincinnati Insurance CompaniesminorInsurance carrier partner for commercial insurance products.
- HartfordminorInsurance carrier partner for business insurance products.
- NationwideminorInsurance carrier partner for personal and commercial insurance.
- ProgressiveminorInsurance carrier partner for auto insurance products.
- TravelersminorInsurance carrier partner for commercial and personal insurance products.
- Liberty MutualminorInsurance carrier partner for personal and commercial coverage.
- Berkshire HathawayminorInsurance carrier partner (through BHH Cares) for workers compensation and commercial coverage.
- State AutominorInsurance carrier partner for commercial property and auto coverage.
- Westfield InsuranceminorRegional insurance carrier partner for commercial coverage.
Scale indicators5 records
Recent moves6 records
Expansion highlights5 records
Evarts Tremaine competitors and assessment
Company assessmentDirect peers
- Oswald Companies: Cleveland-based independent insurance brokerage and risk management firm founded in 1893. Directly comparable as another multi-generational, family-influenced Ohio independent agency with commercial and specialty expertise.
- Leavitt Group: Network of independent insurance agencies across the western U.S. with similar multi-carrier model, employee benefits, and specialty commercial offerings. Comparable independent-agency business model and regional focus.
- Heffernan Insurance Brokers: Mid-size independent insurance brokerage serving commercial and personal lines with specialty expertise. Comparable as a multi-line independent agency combining personal, commercial, and benefits practices.
- The Buckner Company: Independent insurance agency founded in 1939 serving Ohio clients with commercial and personal lines. Comparable as a long-standing Ohio-headquartered independent agency competing in similar markets.
- Hylant Group: Ohio-based (Toledo HQ) independent insurance brokerage with similar specialty programs and multi-state commercial focus. Closely comparable in size, model, and emphasis on industry-specific expertise.
Broad incumbents
- USI Insurance Services: Large U.S. insurance brokerage and consulting firm with mid-market commercial focus. Comparable as a scaled aggregator of regional independent agencies and provider of specialty and benefits services.
- Arthur J. Gallagher & Co. Global insurance brokerage and risk management firm. Comparable as a broader incumbent offering overlapping commercial brokerage, employee benefits, and risk consulting to similar client segments.
- Marsh McLennan: Global insurance brokerage and risk advisory firm. Comparable as a broad incumbent serving commercial clients with overlapping capabilities, though operating at vastly larger scale across enterprise accounts.
- Brown & Brown: Large national insurance brokerage with deep retail and specialty practice. Comparable as an aggregator of independent agencies and provider of commercial brokerage services across similar verticals.
Others
- Keystone Insurers Group: Strategic partner and network of independent insurance agencies. Comparable as an enabling partner/aggregator that provides Evarts Tremaine with national carrier access and shared resources.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
Evarts Tremaine social profiles
Digital presenceEvarts Tremaine financial estimates
Financial estimateRevenue estimate
Valuation estimate
Evarts Tremaine leadership team
Management profileNumber of profiles
Profiles7 records
Evarts Tremaine subsidiaries and ownership
Company hierarchySubsidiaries2 records
Evarts Tremaine funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Evarts Tremaine M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Evarts Tremaine
What does Evarts Tremaine do?
Evarts Tremaine is an independent specialty insurance agency that places commercial and personal insurance policies with multiple carriers on behalf of clients. It delivers customized insurance plans for businesses (including manufacturing, automotive aftermarket, greenhouses, breweries, and other specialty verticals) and for individuals and high net worth families, earning commissions from the insurance carriers whose products it distributes.
Is Evarts Tremaine a public or private company?
Evarts Tremaine is a private company. It is classified as family owned and is currently operating.
When was Evarts Tremaine founded?
Evarts Tremaine was founded in 1844. It employs 11 to 50 people.
Where is Evarts Tremaine based?
Evarts Tremaine is headquartered in Cleveland, United States, in the North America region.
How does Evarts Tremaine make money?
One revenue line is on record: insurance Commissions.
Who are Evarts Tremaine's main competitors?
Direct peers on record are Oswald Companies, Leavitt Group, Heffernan Insurance Brokers, The Buckner Company and Hylant Group. Broad incumbents are USI Insurance Services, Arthur J. Gallagher & Co., Marsh McLennan and Brown & Brown. Keystone Insurers Group is listed as an others.
Does Evarts Tremaine have an API?
No public API is recorded for Evarts Tremaine.
What industry is Evarts Tremaine in?
Evarts Tremaine's product category is Commercial Insurance Brokerage. Its primary akta.pro industry code is FSAEADAN, Insurtech-Enabled Brokerage (Digital Brokers & Aggregators), with a secondary code of FSAJANAF, Personal Excess Liability (High-Net-Worth). Its NAICS code is 524210 and its SIC code is 6411.