Insurance Plans CT

What Insurance Plans CT does

Insurance Plans CT is a privately held, independent national insurance brokerage founded in 2012 and headquartered in Hartford, Connecticut, with a second office in Killingworth, CT. The firm operates as a licensed insurance broker in eight U.S. states — Connecticut, Florida, Georgia, Massachusetts, New Jersey, New York, Pennsylvania, and Texas — representing twelve top-rated insurance carriers (Aetna, Amerigroup, Anthem, CarePartners, Cigna, Clover, ConnectiCare/Emblem, Highmark, Humana, Molina, UnitedHealthcare, and WellCare) and distributing more than 100 insurance products. Its product portfolio spans Medicare Insurance and Rx Plans, Medicare Supplement Plans, Hospital Indemnity, Cancer/Heart Attack/Stroke Policies, Funeral (Final Expense) Insurance, Permanent and Term Life Insurance, Mortgage Protection Life Insurance, Dental/Vision/Hearing Coverage, Short- and Long-Term Care Insurance, Annuities, and Access Health CT (the Connecticut state marketplace). Customer segments are individuals, families, and small-to-medium-size firms, with a stated emphasis on multigenerational client relationships.

The business runs on a traditional agency-brokerage model rather than a technology platform, with no proprietary software, mobile app, API, or AI/ML capabilities disclosed. Distribution is executed through a network of 23+ licensed insurance brokers — led by founder and Agency Team Leader Jackie Chimino — supported by a strategic co-development partnership with Premier Senior Marketing for field-office, training, and lead-generation infrastructure. Go-to-market blends a sales-led brokerage approach with a channel-partner model in which independent insurance agents retain ownership of renewals and clients. Marketing relies on community involvement, a quarterly newsletter (The Sharing Branch), Medicare Annual Enrollment Period blog content, and referral networks with affiliated agencies (Community Benefits, LPNY/NJ, LP Insurance PA).

The company earns revenue through carrier-paid commissions on placed insurance products, which the input characterizes as a recurring, subscription-like stream aligned to annual policy renewal cycles. Pricing is carrier-specific and quote-based, varying by plan type and individual circumstances, and is not publicly disclosed. Insurance Plans CT is privately held with no disclosed parent company, institutional investors, or equity funding rounds, and continues to operate as of the 2025 Medicare AEP cycle.

Name

Insurance Plans CT

Legal name

Insurance Plans CT

Website

https://insuranceplansct.com

Company type

Private

Founded year

2012

Operating status

Operating

Headcount range

11–50 employees

Short description

Insurance Plans CT is a privately held national insurance brokerage founded in 2012 and licensed in 8 U.S. states, representing 12 top-rated carriers and offering 100+ health, life, Medicare, and supplemental insurance products to individuals, families, and small businesses through a network of 23+ licensed brokers.

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (52421), Insurance Agencies and Brokerages (524210), Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Carriers and Related Activities (524)

SIC

Insurance Agents, Brokers & Service (6411), Life Insurance (6311), Hospital & Medical Service Plans (6324), Services-Health Services (8000)

akta.pro primary industry

Medigap Member Support & Care Navigation (Advocacy/Concierge) (HLAEADAH)

akta.pro secondary industries

Medicare Part D Prescription Drug Plans (PDP) (FSAIAGAC), Specified Disease Hospital Indemnity (e.g., Cancer Hospital Indemnity) (FSAIAKAI), ACA Marketplace (On-Exchange) Individual Plans (FSAIAEAA), Ancillary & Supplemental Health Products (Accident/Critical Illness/Hospital Indemnity) (HLAEABAJ)

Keywords

• Insurance brokerage
• Medicare plans
• Life insurance
• Health insurance
• Supplemental insurance

Headquarters

HQ city

Hartford

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations

Revenue model

1. Insurance Brokerage Commissions: The company earns commissions from insurance carriers for placing insurance products with consumers. As a National Insurance Broker, they represent top-rated insurance companies including Aetna, Amerigroup, Anthem, CarePartners, Cigna, Clover, ConnectiCare/Emblem, Highmark, Humana, Molina, UnitedHealthcare, and WellCare, offering 100 products in the service areas.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels4 records

Core offering

Insurance Plans CT is a National Insurance Broker serving individuals, families, and small to medium-sized firms with health, life, Medicare, and supplemental insurance products. The brokerage represents 12 top-rated insurance carriers (Aetna, Anthem, Cigna, Humana, UnitedHealthcare, and others) and offers 100+ products including Medicare plans, hospital indemnity, cancer/heart attack/stroke policies, funeral insurance, life insurance, dental/vision/hearing coverage, short- and long-term care insurance, and annuities.

Product overview

Insurance Plans CT is a National Insurance Broker that offers a comprehensive portfolio of health, life, and retirement insurance products. The company provides Medicare Insurance and RX Plans (including Medicare Supplement Plans), Hospital Indemnity, Cancer/Heart Attack/Stroke Policies, Funeral/Final Expense Insurance, Permanent and Term Life Insurance (including Mortgage Protection), Dental/Vision/Hearing Coverage, Short-Term Care Insurance, Long-Term Care Insurance, and Annuities. The company also facilitates Access Health CT (Connecticut's state health insurance marketplace). Insurance Plans CT represents top-rated insurance carriers including Aetna, Amerigroup, Anthem, CarePartners, Cigna, Clover, ConnectiCare/Emblem, Highmark, Humana, Molina, UnitedHealthcare, and WellCare, currently licensed in Connecticut, Florida, Georgia, Massachusetts, New Jersey, New York, Pennsylvania, and Texas. The company operates as a traditional insurance brokerage rather than a technology platform.

Differentiator

Problem solved

Functional benefit

Products and services

• Medicare Insurance & Rx Plans Medicare health insurance and prescription drug plans for Medicare beneficiaries, with broker-led advocacy and enrollment support.
• Medicare Supplement Plans

Named customers2 records

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

20 partnerships are on record, tiered minor and core.

• Casa Boricua de Meriden, Inc.minorStrategic or Co-development Partner · 1 January 2015Non-profit organization serving as a voice for disadvantaged individuals for the Puerto Rican and Latino community in the Greater Meriden area. Jackie Chimino serves as Board Member from 2015 to present.
• AetnacoreChannel Partner/ Reseller/ DistributorInsurance carrier represented by Insurance Plans CT. Part of the 12 top-rated insurance companies represented, offering 100 products in service areas.
• AmerigroupcoreChannel Partner/ Reseller/ DistributorInsurance carrier represented by Insurance Plans CT. Part of the 12 top-rated insurance companies represented, offering 100 products in service areas.
• AnthemcoreChannel Partner/ Reseller/ DistributorAuthorized licensed agent for Anthem Blue Cross and Blue Shield, an independent licensee of the Blue Cross Blue Shield Association.
• CarePartnerscoreChannel Partner/ Reseller/ DistributorInsurance carrier represented by Insurance Plans CT. Part of the 12 top-rated insurance companies represented, offering 100 products in service areas.
• CignacoreChannel Partner/ Reseller/ DistributorInsurance carrier represented by Insurance Plans CT. Part of the 12 top-rated insurance companies represented, offering 100 products in service areas.
• ClovercoreChannel Partner/ Reseller/ DistributorInsurance carrier represented by Insurance Plans CT. Part of the 12 top-rated insurance companies represented, offering 100 products in service areas.
• ConnectiCare/EmblemcoreChannel Partner/ Reseller/ DistributorInsurance carrier represented by Insurance Plans CT. Part of the 12 top-rated insurance companies represented, offering 100 products in service areas.
• HighmarkcoreChannel Partner/ Reseller/ DistributorInsurance carrier represented by Insurance Plans CT. Part of the 12 top-rated insurance companies represented, offering 100 products in service areas.
• HumanacoreChannel Partner/ Reseller/ DistributorInsurance carrier represented by Insurance Plans CT. Part of the 12 top-rated insurance companies represented, offering 100 products in service areas.
• MolinacoreChannel Partner/ Reseller/ DistributorInsurance carrier represented by Insurance Plans CT. Part of the 12 top-rated insurance companies represented, offering 100 products in service areas.
• UnitedHealthcarecoreChannel Partner/ Reseller/ DistributorInsurance carrier represented by Insurance Plans CT. Part of the 12 top-rated insurance companies represented, offering 100 products in service areas.
• WellCarecoreChannel Partner/ Reseller/ DistributorInsurance carrier represented by Insurance Plans CT. Part of the 12 top-rated insurance companies represented, offering 100 products in service areas.
• SureBridgeminorChannel Partner/ Reseller/ DistributorRegistered trademark used for insurance and non-insurance products offered by subsidiaries of HealthMarkets, Inc. Products are underwritten by The Chesapeake Life Insurance Company.
• Guarantee Trust Life Insurance CompanycoreChannel Partner/ Reseller/ DistributorCancer policy provider for IPC clients. Insurance company offering Cancer, Heart Attack and Stroke Policies through Insurance Plans CT.
• Premier Senior MarketingcoreStrategic or Co-development PartnerProvides field office support to Insurance Plans CT agents, offering day-in and day-out support with products and resources to help agents excel.
• Roses for AutismminorStrategic or Co-development PartnerA division of Ability and Beyond that employs individuals living with Autism and provides career training and mentoring to transition age students. IPC supports through community involvement.
• FoodshareminorStrategic or Co-development PartnerThe heart of Greater Hartford's fight against hunger, bringing together individuals and organizations to create effective solutions to end hunger in all 42 towns of Hartford and Tolland counties.
• Alzheimer's AssociationminorStrategic or Co-development PartnerOrganization with a mission to eliminate Alzheimer disease through advancement of research, providing and enhancing care and support for all affected, and reducing the risk of dementia through promotion of brain health.
• Literacy Volunteers of AmericaminorStrategic or Co-development PartnerOrganization fostering partnerships with adult learners, tutors, and communities that enable individuals and families to achieve educational, career, and quality of life goals.

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Humana: Humana is a major Medicare Advantage and Part D carrier that Insurance Plans CT actively represents. As a broad incumbent, Humana sells direct and through captive agents but also through independent agencies like IPC, making it both a key partner and a competitive force.

Direct peers

• CoverRight: CoverRight is a Medicare-focused digital advisory brokerage offering Medicare Advantage, Supplement, and Part D guidance via licensed agents. It targets the same Medicare-aged household that Insurance Plans CT serves, with a tech-enabled engagement model.
• eHealth: eHealth operates an online health insurance marketplace offering Medicare, individual/family, and supplemental plans from multiple carriers. It overlaps Insurance Plans CT on Medicare Advantage/Supplement distribution but competes primarily through a digital self-service channel rather than agent-led.
• United Medicare Advisors: United Medicare Advisors is an independent brokerage connecting Medicare beneficiaries with Advantage, Supplement, and Part D plans across multiple states. It directly competes with Insurance Plans CT for the same Medicare shopper, using a licensed-agent model.
• HealthMarkets: HealthMarkets is a large national independent insurance brokerage representing multiple top-rated carriers across health, life, Medicare, and supplemental products. It is the most direct comparable to Insurance Plans CT in operating model — multi-carrier agency with similar product breadth, and IPC explicitly references SureBridge, a HealthMarkets subsidiary trademark.
• GoHealth: GoHealth is a Medicare-focused health insurance brokerage with a technology-enabled platform serving consumers across multiple states. It competes for the same Medicare-eligible customer base that Insurance Plans CT serves and represents many of the same carriers.
• SelectQuote: SelectQuote is a direct-to-consumer insurance brokerage specializing in life, Medicare, and supplemental health products using a multi-channel agent model. Its product mix and agent-driven distribution closely mirror Insurance Plans CT's Medicare + Life + Supplemental positioning.

Emerging players

• Medicareful: Medicareful is an agent-facing Medicare shopping and enrollment platform that supports independent brokers with quoting and enrollment tools. It represents the emerging tech-enabled tooling layer that traditional brokerages like Insurance Plans CT either adopt or risk falling behind.
• Chapter: Chapter is a Medicare advisory platform that helps seniors compare Medicare Advantage, Supplement, and Part D plans on a per-state basis. It addresses the same Medicare enrollment complexity pain point Insurance Plans CT solves, but with a stronger digital-advisor hybrid model.

Regional players

• Senior Market Sales: Senior Market Sales is an insurance marketing organization (IMO) focused on senior market products including Medicare, life, and annuities, primarily serving independent agents. It is comparable to the broader independent distribution model Insurance Plans CT operates within, with a national footprint.

Market position

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/JackieChiminoIPC
• LinkedInlinkedin.com/company/insuranceplans50

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Insurance Plans CT