Exclusive healthcare

What Exclusive healthcare does

Exclusive Healthcare is a privately-held French insurance brokerage (SARL) founded in 2004 by Larry Fulton and headquartered in Toulouse at 16 rue Saint Antoine du T, with €42,550 in registered capital and RCS registration 453 595 043. The firm specializes in serving English-speaking residents in France — expatriates, retirees, and relocating professionals — acting as an independent intermediary between clients and a network of 24+ recognized insurance partners including Spvie, Neoliane, Entoria, Europ Assistance, April, Helvetia, and Henner. Under current CEO Bastien Perrot, the brokerage holds ORIAS registration (07029474) and operates without exclusivity obligations to any single insurer.

The company's offering spans 15 insurance product categories: health, vehicle, home, pet, borrower, legal protection, travel assistance, funeral, collection/art, savings/retirement, business, professional, income protection, expatriate, and life assurance. Core focus remains health insurance for expatriates, including visa compliance coverage and bridging policies for the waiting period before French public system (PUMa) eligibility. No proprietary technology platform is disclosed; client acquisition occurs entirely through web-based quote request forms hosted via a third-party form service (pro-formulaire.app.lyaprotect.com), bilingual English/French content marketing, and a referral partnership with the relocation service EasyFranceNow. Distribution is fully direct-to-consumer and remote, with no physical retail presence.

Revenue is generated exclusively via brokerage commissions paid by partner insurers on intermediated contracts (affiliate/referral model). The firm offers free, no-obligation quotes and does not publicly disclose pricing tiers, headcount, revenue figures, or transaction volumes. There are no disclosed funding rounds, M&A activity, mobile applications, or APIs. The business operates as a niche, founder-rooted brokerage whose strategic value rests on bilingual expertise and insurer-broker breadth rather than scale or technology differentiation.

Name

Exclusive healthcare

Legal name

EXCLUSIVE HEALTHCARE

Website

https://exclusive-healthcare.com

Company type

Private

Founded year

2004

Operating status

Operating

Short description

Exclusive Healthcare is a privately-held French insurance brokerage (SARL) founded in 2004 in Toulouse, serving English-speaking residents and expatriates in France. It intermediates 15 insurance product lines — anchored in health insurance — through a network of 24+ partner insurers, generating revenue via brokerage commissions from web-based quote requests and relocation-partner referrals.

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

International/Expatriate Individual Health Insurance (FSAIAEAH)

akta.pro secondary industries

International / Expatriate Group Health Plans (FSAIAFAJ), Individual Supplemental Health (Hospital Indemnity, Critical Illness, Accident) (FSAIAEAD)

Keywords

• Insurance brokerage services
• Health insurance broker
• Expatriate insurance solutions
• Expat health coverage
• Insurance intermediary services

Headquarters

HQ city

Ernée

HQ country

France

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure, Others

Revenue model

1. Insurance Brokerage Commissions: The company operates as an insurance broker, earning commissions paid by each insurance company authorized to market insurance products through the firm. The broker analyzes client needs and recommends insurance contracts from partner insurers, receiving commission-based remuneration from those insurers for intermediation services.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

Exclusive Healthcare is an independent French insurance broker (SARL, ORIAS #07029474) that intermediates between English-speaking residents in France and a network of 24+ recognised insurance partners. It analyses each client's needs, recommends the most appropriate insurance contracts, handles administrative implementation, and negotiates terms. The portfolio spans 15 categories including health, vehicle, home, pet, borrower, legal protection, travel assistance, funeral, art, savings/retirement, business, professional, income protection, expatriate, and life assurance insurance.

Product overview

Exclusive Healthcare is an insurance brokerage firm that offers a comprehensive portfolio of insurance products designed for English-speaking residents in France, particularly those moving to the country. The company acts as an intermediary between clients and partner insurance companies, analyzing client needs and recommending appropriate coverage. The product portfolio includes 15 distinct insurance categories: Vehicle Insurance (covering cars, motorcycles, scooters, quads), Home Insurance, Health Insurance, Pet Insurance, Borrower Insurance, Legal Protection, Travel Assistance, Funeral Insurance, Collection/Art Insurance, Savings/Retirement (life insurance), Business Insurance, Professional Insurance, Income Protection, Expatriate Insurance, and Life Assurance. The core offering centers on Health Insurance for expatriates, with the company providing support across all insurance needs including vehicle, home, legal protection, welfare, pet, art, savings, professional, and business coverage through partnerships with recognized insurers.

Differentiator

Problem solved

Functional benefit

Products and services

• Vehicle Insurance Complete range of vehicle insurance options for cars, motorcycles, scooters, quads, and cars without a license, including coverage for young drivers and those with cancellations or suspensions, offered through partner insurers.
• Home Insurance Tailor-made homeowner and tenant insurance coverage from studio to country house, for occupying and non-occupying owners, sourced via partner insurers.
• Health Insurance Health insurance brokerage for English-speaking residents in France, offering multiple partner insurer options to meet service and price expectations, including support for visa-related health coverage requirements and bridging coverage before French public system (PUMa) eligibility.
• Pet Insurance Pet insurance coverage sourced through partner insurers to protect pets.
• Borrower Insurance Borrower insurance coverage arranged for clients financing property or other loans in France.
• Legal Protection Comprehensive legal protection contracts arranged for individuals to assist them in dealing with large companies across a range of situations.
• Travel Assistance Travel assistance and expatriate insurance arranged via partner insurers, including medical insurance, death insurance, repatriation assistance, and civil liability.
• Funeral Insurance Insurance arranged to maintain standard of living during work stoppage, disability, dependency, or death, available for employed and self-employed individuals.
• Collection/Art Insurance Insurance coverage arranged for works of art whether entrusted, owned, purchased, or inherited, regardless of value.
• Savings/Retirement Life insurance products arranged for advantageous tax frameworks, retirement planning, savings improvement, and inheritance/heritage passing, with guarantees adapted to client needs.
• Business Insurance Business insurance solutions tailored to client needs based on their exact situation and sector of activity, providing appropriate guarantees at suitable budgets.
• Professional Insurance Professional insurance coverage arranged for individuals and businesses, including professional liability and related protections.
• Income Protection Insurance coverage arranged to protect client income during various life circumstances.
• Expatriate Insurance Comprehensive expatriate insurance solutions for people living outside their country of origin, including medical insurance, death insurance, repatriation assistance, and civil liability.
• Life Assurance Life assurance coverage arranged for protection and financial security of clients and their beneficiaries.

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

24 partnerships are on record, tiered core.

• SpviecoreChannel Partner/ Reseller/ DistributorInsurance company partner from the Exclusive Healthcare network of recognized insurers serving English-speaking residents in France.
• NeolianecoreChannel Partner/ Reseller/ DistributorInsurance company partner specializing in health insurance solutions for expatriates and residents in France.
• EntoriacoreChannel Partner/ Reseller/ DistributorInsurance company partner in the Exclusive Healthcare network offering various insurance products.
• ECAcoreChannel Partner/ Reseller/ DistributorInsurance company partner in the Exclusive Healthcare network.
• ASAF-AFPScoreChannel Partner/ Reseller/ DistributorInsurance company partner in the Exclusive Healthcare network.
• Europ AssistancecoreChannel Partner/ Reseller/ DistributorGlobal assistance and insurance company partner offering travel assistance and expatriate insurance solutions.
• MaxancecoreChannel Partner/ Reseller/ DistributorInsurance company partner in the Exclusive Healthcare network.
• Ami 3FcoreChannel Partner/ Reseller/ DistributorInsurance company partner in the Exclusive Healthcare network.
• VerspierencoreChannel Partner/ Reseller/ DistributorInsurance company partner in the Exclusive Healthcare network.
• EasyFranceNowcoreStrategic or Co-development PartnerRelocation partner providing healthcare onboarding support and educational resources for English-speaking arrivals in France. EasyFranceNow offers informational content on French healthcare setup and refers clients to Exclusive Healthcare for insurance needs, while Exclusive Healthcare provides insurance expertise to EasyFranceNow's relocating clients.
• Identites MutuellecoreChannel Partner/ Reseller/ DistributorMutual insurance company partner offering complementary health coverage.
• AprilcoreChannel Partner/ Reseller/ DistributorInsurance company partner in the Exclusive Healthcare network.
• NoveliacoreChannel Partner/ Reseller/ DistributorInsurance company partner in the Exclusive Healthcare network.
• Solly AzarcoreChannel Partner/ Reseller/ DistributorInsurance company partner in the Exclusive Healthcare network.
• ZephircoreChannel Partner/ Reseller/ DistributorInsurance company partner in the Exclusive Healthcare network.
• Plus SimplecoreChannel Partner/ Reseller/ DistributorInsurance company partner in the Exclusive Healthcare network.
• Afi EscacoreChannel Partner/ Reseller/ DistributorInsurance company partner in the Exclusive Healthcare network.
• NetvoxcoreChannel Partner/ Reseller/ DistributorInsurance company partner in the Exclusive Healthcare network.
• ACScoreChannel Partner/ Reseller/ DistributorInsurance company partner specializing in solutions for expatriates and international residents.
• HelvetiacoreChannel Partner/ Reseller/ DistributorSwiss insurance company partner in the Exclusive Healthcare network.
• HennercoreChannel Partner/ Reseller/ DistributorInsurance company partner specializing in health insurance and expat coverage solutions.
• ApiviacoreChannel Partner/ Reseller/ DistributorInsurance company partner in the Exclusive Healthcare network.
• AlptiscoreChannel Partner/ Reseller/ DistributorInsurance company partner in the Exclusive Healthcare network.
• AlbingiacoreChannel Partner/ Reseller/ DistributorInsurance company partner in the Exclusive Healthcare network.

Scale indicators3 records

Recent moves6 records

Expansion highlights3 records

Direct peers

• Entoria: French insurance broker operating with a panel of partner insurers to deliver coverage to individuals and professionals. The brokerage model, panel approach, and focus on serving French residents through multi-carrier selection directly mirror Exclusive Healthcare's go-to-market.
• Verspieren: Established French insurance broker with both individual and corporate clients. Like Exclusive Healthcare, it earns commission through partner insurers and provides multi-line coverage including health, property, and professional lines, making it a comparable brokerage peer in the French market.
• Europ Assistance: Global assistance and insurance provider offering travel, expatriate, repatriation, and medical insurance products. Comparable to Exclusive Healthcare in serving internationally mobile residents in France with travel, health, and expatriate-specific coverage needs.
• Henner: International group specializing in health insurance and benefits solutions for expatriates, globally mobile employees, and individuals. Henner serves the same expat insurance buyer as Exclusive Healthcare via brokerage and product distribution in France, making it a strong functional peer in the cross-border health-insurance space.
• Alptis: French insurance broker focused on individuals, professionals, and small businesses, offering health, home, vehicle, and savings products through a panel of partner insurers. Comparable to Exclusive Healthcare in multi-line brokerage model and reliance on a network of insurer partners rather than proprietary underwriting.
• ACS (Assurances Confédération Suisse / ACS-AMI): Insurance provider focused on expatriate and international-resident solutions in France, including health and travel. Directly comparable in the niche of serving English-speaking and international residents requiring tailored coverage in France.
• Neoliane: French health-insurance specialist with explicit focus on expatriates and residents in France. While Neoliane also acts as a carrier/product designer, its distribution and target customer (expatriates needing health coverage) closely overlap with Exclusive Healthcare's core health-insurance offering.
• Identites Mutuelle: French mutual health insurer offering complementary health coverage (mutuelle) to individuals. Comparable to Exclusive Healthcare's mutuelle-selection use case for English-speaking residents seeking complementary coverage to the French public system.
• April: One of France's largest insurance brokers, April serves individuals, professionals, and businesses across health, home, vehicle, and life lines. It is also a partner carrier of Exclusive Healthcare, making it a directly comparable French broker with similar multi-line offerings and the same target audience of relocating English-speaking residents.

Broad incumbents

• Helvetia: Swiss insurance group with broad European operations including health, property, and life products. As a carrier partner of Exclusive Healthcare and a major international insurer, Helvetia overlaps with the firm's expat health and life assurance offerings while operating at much larger scale.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks7 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/exclusive-healthcare
• Facebookfacebook.com/Exclusive-Healthcare-798005863734191

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Exclusive healthcare