Compare Your Travel Insurance

What Compare Your Travel Insurance does

Compare Your Travel Insurance is an online travel insurance price comparison platform operated by Aequotech Limited, a Gibraltar-registered private limited company (Company Number 111831) that has been trading since 2013. The company aggregates real-time quotes from a panel of over 200 UK travel insurance providers through a self-serve web platform (quote.compareyourtravelinsurance.co.uk), enabling UK resident consumers to compare, filter, and purchase single-trip, annual multi-trip, long-stay, and pre-existing medical conditions policies, with optional add-ons for winter sports, cruise, and gadget cover. It is authorised by the Gibraltar Financial Services Commission (Reference 20376) and operates into the UK under FCA freedom of services (Firm Reference Number 677661), with only regulated providers permitted on the panel.

The underlying technology is a quote aggregation engine that integrates with multiple insurer pricing APIs or feeds, fed by an online questionnaire that captures traveller demographics, trip parameters, and pre-existing medical conditions to generate tailored quotes. The platform does not underwrite or issue policies itself; customers who select a quote are redirected to the insurance provider for purchase and policy delivery, and the company earns commission from the provider as a percentage of policy premium. There is no sales team, no physical retail, and no mobile app — distribution is fully digital via website, content marketing, SEO, and email newsletter.

The business is run by a small team of 1–10 employees based between its Gibraltar registered office and a UK postal address in Hindhead, led by Managing Director Tommy Lloyd, who has over 15 years of insurance industry experience. There is no disclosed revenue, no external funding, no parent company ownership, and the platform is restricted to UK residents (excluding Channel Islands and non-UK residents). Its value proposition rests on independence (not owned by any insurer), breadth of panel, and a specialized medical screening flow for higher-friction pre-existing conditions use cases.

Name

Compare Your Travel Insurance

Legal name

Aequotech Limited

Website

https://compareyourtravelinsurance.co.uk

Company type

Private

Founded year

2013

Operating status

Operating

Headcount range

1–10 employees

Short description

Compare Your Travel Insurance is an online price comparison platform operated by Aequotech Limited that aggregates real-time quotes from 200+ UK travel insurance providers, serving UK resident consumers seeking single-trip, annual, long-stay, and pre-existing medical condition cover via a self-serve website.

Ownership category

akta.pro rank

Product category

Travel Insurance Comparison

NAICS

Insurance Agencies and Brokerages (524210), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro industry

PRIMARYTHALALAB

Trip Cancellation/Interruption & Refund Protection Platforms

Travel & Hospitality/Travel Technology & Distribution Services/Travel Insurance & Protection Technology (Embedded, Assistance Platforms)

SECONDARYFSAJAJAA

Travel Insurance (Trip Cancellation/Interruption & Delay)

Financial & Insurance/Insurance — Motor, Property & Casualty/Travel & Accident (Non-Life) Insurance

SECONDARYHSACAKAI

Travel Insurance Coordination

Home & Personal Services/Event & Personal Concierge Services/Travel & Itinerary Concierge Services

Keywords

• Travel insurance comparison
• Insurance quote aggregation
• Online insurance intermediary
• Travel insurance marketplace
• Medical screening insurance

Headquarters

HQ city

Belfast

HQ country

United Kingdom

HQ region

Europe

Offices2 records

Markets served

GTM type

B2C

Offering type

Digital Commerce or Content

Cost components

Technology or R&D, Marketing or Sales, Personnel, Operations, Infrastructure

Revenue model

1. Commission from Insurance Providers: When a customer purchases a travel insurance policy through the platform, the insurance provider pays Compare Your Travel Insurance a commission. The commission is a percentage of the cost of the insurance policy. No commission is charged to customers for using the comparison service.

Pricing tiers

Go-to-market motion2 records

Distribution channels1 record

Marketing channels4 records

Core offering

Compare Your Travel Insurance operates an online comparison platform that aggregates real-time travel insurance quotes from a panel of over 200 UK insurance providers, enabling individual travellers to compare, filter, and purchase policies covering single trips, annual multi-trips, long-stay journeys, and pre-existing medical conditions. The service is provided free to consumers, with revenue earned through affiliate commissions paid by insurance providers when policies are purchased.

Product overview

Compare Your Travel Insurance is an online travel insurance comparison platform operated by Aequotech Limited, offering a suite of core insurance products including Single Trip, Annual Multi-Trip, and Long Stay Travel Insurance, with specialized coverage for pre-existing medical conditions. The platform aggregates quotes from over 200 trusted UK insurance providers and allows users to compare and purchase policies. Optional add-on coverages include Gadget Cover, Winter Sports Cover, and Cruise Cover, which can be added to enhance standard policies. The company has been operating since 2013 and is regulated by both the Gibraltar Financial Services Commission and the UK's Financial Conduct Authority.

Differentiator

Problem solved

Functional benefit

Products and services

• Single Trip Travel Insurance Coverage for a specific single trip within a specified duration. Covers medical emergencies, trip cancellations, lost luggage, flight delays, and personal liability. Ideal for travellers who take one or two trips per year. Starting price from £7.99 (1 traveller aged 25, no medical conditions, Spain, 5 nights, March 2024).
• Annual Multi-Trip Travel Insurance Year-round travel insurance for multiple trips within a 12-month period. Covers unlimited trips subject to a maximum trip duration (typically 31 days). Includes medical emergencies, cancellation, lost luggage, and delays. Starting price from £17.90 (1 traveller aged 25, no medical conditions, Europe, March 2024).
• Long Stay Travel Insurance Travel insurance for extended trips lasting 90 days or more for single trip coverage, or up to 90 days per trip for annual cover. Designed for snowbirds, digital nomads, and extended holidaymakers.
• Pre-Existing Medical Conditions Travel Insurance Specialized travel insurance coverage for travellers with pre-existing medical conditions such as asthma, high blood pressure, diabetes, and heart disease. Requires medical screening via an online questionnaire and includes coverage for declared conditions accepted by the insurer in writing. Starting price from £8.23 (1 traveller aged 25 with asthma, Spain, 5 nights, March 2024).

Quantifiable outcome

• Compare over 200 prices from trusted travel insurance providers in minutes

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Partnerships

20 partnerships are on record, tiered core.

• Post Office MoneycoreChannel Partner/ Reseller/ DistributorInsurance brand available on Compare Your Travel Insurance panel. Customers can compare Post Office Money travel insurance alongside other providers.
• Virgin MoneycoreChannel Partner/ Reseller/ DistributorInsurance brand available on Compare Your Travel Insurance panel. Virgin Money travel insurance products included in quote comparison results.
• RIAScoreChannel Partner/ Reseller/ DistributorInsurance brand on the panel. Part of Hood Travel Limited. Available for comparison on the platform.
• Puffin Travel InsurancecoreChannel Partner/ Reseller/ DistributorInsurance brand on the panel. Puffin Group UK Ltd brand available for customer comparison.
• CoverwisecoreChannel Partner/ Reseller/ DistributorInsurance brand on the panel. Coverwise and Southdowns brands available for comparison.
• Sainsbury's BankcoreChannel Partner/ Reseller/ DistributorInsurance brand available on Compare Your Travel Insurance panel through Hood Travel Limited.
• AdmiralcoreChannel Partner/ Reseller/ DistributorInsurance brand on the panel under EUI Limited. Admiral travel insurance included in comparison service.
• ERGO Travel Insurance Services LtdcoreChannel Partner/ Reseller/ DistributorInsurance provider on the panel. ERGO brand available for customer comparison with privacy policy available on platform.
• Explorer Insurance Services LimitedcoreChannel Partner/ Reseller/ DistributorInsurance provider on panel offering Explorer and Travel Time brands.
• HolidayRisk (Globalshield)coreChannel Partner/ Reseller/ DistributorInsurance provider on the panel offering HolidayRisk brand.
• AgeascoreChannel Partner/ Reseller/ DistributorInsurance brand available through Hood Travel Limited on the panel.
• EsurecoreChannel Partner/ Reseller/ DistributorInsurance brand available through Hood Travel Limited on the panel.
• RACcoreChannel Partner/ Reseller/ DistributorInsurance brand available through Hood Travel Limited on the panel.
• Insure For TravelcoreChannel Partner/ Reseller/ DistributorInsurance provider on the panel offering travel insurance products.
• PJ Hayman & Company Limited (Free Spirit)coreChannel Partner/ Reseller/ DistributorSpecialist insurance provider on the panel offering Free Spirit travel insurance for those with medical conditions.
• Post Office Management Services LimitedcoreChannel Partner/ Reseller/ DistributorInsurance brand available on the panel.
• Rothwell & Towler LtdcoreChannel Partner/ Reseller/ DistributorInsurance provider on panel offering Travel Insurance 4 Medical and Travel Insurance Saver brands.
• TauruscoreChannel Partner/ Reseller/ DistributorInsurance provider on panel offering A to Z Insurance, Oasis Insurance, Switched on Insurance, and Trusted Insurances brands.
• Worldwide Internet Insurance Services LtdcoreChannel Partner/ Reseller/ DistributorInsurance provider on panel offering Cedar Tree, Cover for You, and Insure & Escape brands.
• Ancile Insurance Group LimitedcoreChannel Partner/ Reseller/ DistributorInsurance provider on panel offering Good to Go and Insure with Ease brands.

Scale indicators2 records

Recent moves5 records

Expansion highlights2 records

Direct peers

• Confused.com: UK price-comparison platform covering travel insurance among other lines, with a similar panel-based affiliate revenue model and direct-to-consumer GTM motion.
• Compare the Market: Major UK price-comparison platform owned by BGL Group, offering travel insurance comparison alongside home, motor and life insurance. Highly comparable on product, customer and distribution mechanics.
• TravelSupermarket: Travel-specialist comparison platform from the MoneySupermarket Group that compares travel insurance alongside flights, hotels and holidays. Closest comparable by travel-only focus.
• MoneySupermarket Group: Operator of MoneySupermarket, one of the UK's largest price-comparison platforms covering travel insurance alongside broader insurance and financial products. Most directly comparable comparator by scale, vertical and customer base.
• GoCompare: UK price-comparison website with a dedicated travel insurance category aggregating quotes from multiple insurers. Directly comparable as a consumer-facing UK insurance comparator.

Emerging players

• Staysure: UK travel insurance specialist focused on older travellers and those with medical conditions. Comparable in the medical-conditions niche that Compare Your Travel Insurance highlights as a differentiator.
• AllClear Travel Insurance: Specialist UK travel insurance provider focused on travellers with pre-existing medical conditions. Comparable target segment and product specialisation, though AllClear is an underwriter rather than an aggregator.
• Quotezone: Smaller UK insurance comparison platform covering travel, home and motor lines. Comparable aggregator business model and target customer, but smaller scale and brand presence.

Broad incumbents

• Aviva: Large UK general insurer offering travel insurance alongside home, motor and life products. Comparable as a panel partner and competitive force, but operates as a direct carrier rather than a comparator.
• Admiral: Major UK insurance group offering travel insurance as part of a multi-line personal lines portfolio. Comparable as a panel partner and competitor, but Admiral is a vertically integrated carrier rather than a comparator.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/your_compare
• Facebookfacebook.com/CompareYourTravelInsurance
• LinkedInlinkedin.com/company/compare-your-travel-insurance

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Compare Your Travel Insurance