MediSmart
- Company typePrivate
- Founded2014
- HeadquartersSan José, Costa Rica
- Headcount51–100
- GTM typeB2B and B2C
- OfferingServices
MediSmart firmographics
Firmographics- Name
- MediSmart
- Legal name
- MediSmart
- Website
- https://medismart.net
- Company type
- Private
- Founded year
- 2014
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Ownership category
- akta.pro rank
Where MediSmart is headquartered
LocationHeadquarters
- HQ city
- San José
- HQ country
- Costa Rica
- HQ region
- Latin America
Offices3 records
Markets served
MediSmart business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Individual and Family Prepaid Medical Plans: Monthly subscription fees charged per person for access to the medical network with discounted rates on consultations, procedures, and services. Plans range from basic (Plan Esencial at $5.65/month) to comprehensive (MediSmart Individual at $14.51/month). Additional beneficiaries can be added at $7.25 per person per month.
- Business/Corporate Plans: Enterprise plans offered to employers with pricing starting from $14.51 per employee per month, with tiered plans (Standard, Golden, Premium) providing varying levels of benefits and additional services.
- Specialty Plans (MediSport, OncoSmart, Pet Plan): Add-on subscription plans for specific needs: MediSport ($9.84/month for sports coverage), OncoSmart ($2.26/month for cancer coverage), Pet Plan ($3.39/month for pet coverage), and hospitalization/surgery insurance.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Individual Plan - $14.51/person/month |
| Subscription | Monthly | Plan Esencial - $5.65/person/month |
| Subscription | Monthly | Plus Plan - $16.77/person/month |
| Subscription | Monthly | MediSport - $9.84/person/month |
| Subscription | Monthly | Hospitalization & Surgery Insurance - from ₡8,000/person/month |
| Subscription | Monthly | Pet Plan - $3.39/pet/month |
| Subscription | Monthly | OncoSmart - $2.26/person/month |
| Subscription | Monthly | Previplan - from $0.80/month |
| Subscription | Monthly | Business Plan - from $14.51/employee/month |
Distribution channels5 records
Marketing channels8 records
MediSmart product offering
Product offeringCore offering
MediSmart sells monthly subscription-based prepaid medical plans that grant members access to a network of 1,800+ healthcare professionals across 85+ specialties at discounted rates of up to 80%. Its portfolio includes individual/family plans, sports coverage, corporate plans, and add-on modules such as pet coverage, maternity, oncology, hospitalization/surgery insurance, and funeral assistance, all anchored by partner hospital Hospital Metropolitano.
Product overview
MediSmart operates as a prepaid healthcare platform offering multiple interconnected medical plans and supplementary services. The core offerings include the Individual Plan (primary prepaid medical coverage), Plan Esencial (basic primary care), MediSport (sports medicine with insurance), and Plan Empresarial (corporate plans). Add-on modules include Pet Plan, Maternity Plan, OncoSmart (oncology), Hospitalization and Surgery Insurance, and Previplan (funeral/cremation services). The platform also provides access to a medical network of 1,800+ professionals across 85+ specialties, telemedicine services, and medical emergency care. All plans integrate with the Hospital Metropolitano network and partner services.
Differentiator
Problem solved
Functional benefit
Products and services
- MediSmart Individual Plan
Quantifiable outcome
- Up to 80% savings on general medicine consultations (from ₡42,118 to ₡8,423)
- +5 more outcomes
Companies that use MediSmart
Customer profileNamed customers14 records
Segments4 records
Ideal customer profiles2 records
MediSmart technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
MediSmart partnerships and signals
Strategic signalPartnerships
18 partnerships are on record, tiered core and minor.
- Hospital MetropolitanocorePrimary healthcare provider partner offering hospital services, emergency care, surgeries, and access to medical facilities across Costa Rica (Lindora, San José, Lincoln Plaza, Plaza del Sol locations). Members receive discounted rates on hospitalizations and emergency services.
- SAAT (Servicios de Atención Aérea y Terrestre)coreProvides prehospital medical care and ambulance services for emergencies, urgent situations, and patient transportation. MediSmart members receive up to 50% savings on ground ambulance transportation at no additional membership cost.
- Farmacia La BoticacorePharmacy partner providing access to medications at special prices for MediSmart members through a pharmacy program.
- Laboratorios PaezcoreLaboratory services partner providing diagnostic testing at discounted rates for MediSmart members.
- Zenit Sports & WellnesscoreSports medicine and wellness center partner for MediSport plan members. Offers physiotherapy, rehabilitation, and sports-specific services with up to 60% savings.
- Dr. DentcoreDental services partner providing dentistry consultations and procedures at discounted rates for MediSmart members.
- PediaClinicminorPediatric clinic partner providing specialized healthcare services for children at member-discounted rates.
- CNC (Centro de Nutrición Clínica)minorClinical nutrition center providing telephone nutritional guidance services and nutrition consultations for MediSmart members.
- Assist CardminorWorld's leading travel assistance provider. MediSmart members receive 15% discount on travel plans.
- Ópticas Dr. MaxminorOptical services partner offering 50% savings on eyeglass frames at more than 35 locations nationwide.
- Fischel PharmacyminorPharmacy chain partner offering 7% discount on purchases for MediSmart members at all Fischel Pharmacy locations.
- ProvidaminorPre-hospital medical care provider with ambulance services, emergency care, and home medical consultations offering up to 50% discounts for MediSmart members.
- TobipetsminorPet supplies online retailer. MediSmart members receive 20% off first purchase with AutoShip, 15% off recurring purchases, and 10% off regular purchases.
- La NaciónminorMajor Costa Rican newspaper. Strategic alliance offering MediSmart members digital newspaper subscription at 83% discount ($1.90/month) for unlimited access to news and premium content.
- MultiSpaminorFitness and wellness facility. MediSmart members receive 20% savings on enrollment fee and monthly membership for active lifestyle complementing healthcare.
- ASI DownminorOrganization supporting individuals with Down syndrome. Partnership provides FREE MediSmart plan benefits to family members with Down syndrome when they join, including enrollment fee waiver.
- Previplan (by Jardines del Recuerdo)corePreventive funeral and cremation assistance program created by Jardines del Recuerdo. Offers individual, family, and pet funeral services at minimal monthly payments starting at $0.80.
- Instituto Nacional de Seguros (INS)coreNational Insurance Institute of Costa Rica. Administers the sports accident insurance included in MediSport plans, covering hospitalization and surgeries for sports-related injuries up to $20,000 annually.
Scale indicators6 records
Recent moves6 records
Expansion highlights6 records
MediSmart competitors and assessment
Company assessmentBroad incumbents
- Sura: Sura is a major Latin American insurance and asset management group with health insurance operations across multiple LATAM countries (Mexico, Colombia, Chile, Brazil, Argentina, Dominican Republic). Comparable regional incumbent in LATAM health insurance.
- Mapfre: Mapfre is a major Spanish insurance group with deep LATAM presence across health, life, and P&C lines. A relevant regional incumbent comparable to MediSmart's health-insurance adjacency.
- Bupa: Bupa is a UK-headquartered international health insurer with significant Latin American operations (notably Bupa Chile, Bupa Mexico). Provides global health insurance including subscription models in the region — comparable as an international incumbent expanding a LATAM prepaid footprint.
- MetLife: MetLife is a global insurance and employee benefits provider with significant LATAM presence. Provides group health benefits to employers — the same B2B buyer segment that MediSmart's enterprise plans target.
- Cigna: Cigna is a global health insurer with major LATAM operations (including Cigna Latin America and presence in Costa Rica). Represents the international incumbent payer that competes for the same multi-national employer customers that anchor MediSmart's enterprise segment.
- Sanitas: Sanitas (part of Bupa Group) operates prepaid health plans (cuadro médico + aseguramiento) in Spain and across several LATAM markets. Closely comparable product model (network + tiered subscription plans) to MediSmart.
Regional players
- Instituto Nacional de Seguros (INS): Costa Rica's state insurance monopoly, including the dominant health insurance franchise. Operates in MediSmart's exact geography as both an insurance and provider-network incumbent; relevant for assessing local competitive dynamics and regulatory exposure.
Direct peers
- OSDE: OSDE is one of Argentina's largest prepaid health plan providers (prepagas), offering subscription-based access to provider networks with tiered plans. Mirrors MediSmart's prepaid plan + provider-discount model in a more mature LATAM market.
- Auna: Auna is a Latin American integrated healthcare network operating clinics, hospitals, and prepaid health plans across Peru, Colombia, and Mexico. It runs a similar provider-aggregation + subscription model and is the closest direct comparable to MediSmart's core prepaid offering in the region.
Others
- Hospital Metropolitano: Hospital Metropolitano is the primary clinical infrastructure partner and a sister entity under the same Montecristo Business Group parent. Included as a related/thematically connected strategic partner rather than a competitor — captures the structural interdependency and shared-parent exposure.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
MediSmart social profiles
Digital presenceMediSmart financial estimates
Financial estimateRevenue estimate
Valuation estimate
MediSmart leadership team
Management profileNumber of profiles
Profiles1 record
MediSmart funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
MediSmart M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about MediSmart
What does MediSmart do?
MediSmart sells monthly subscription-based prepaid medical plans that grant members access to a network of 1,800+ healthcare professionals across 85+ specialties at discounted rates of up to 80%. Its portfolio includes individual/family plans, sports coverage, corporate plans, and add-on modules such as pet coverage, maternity, oncology, hospitalization/surgery insurance, and funeral assistance, all anchored by partner hospital Hospital Metropolitano.
Is MediSmart a public or private company?
MediSmart is a private company. It is classified as family owned and is currently operating.
When was MediSmart founded?
MediSmart was founded in 2014. It employs 51 to 100 people.
Where is MediSmart based?
MediSmart is headquartered in San José, Costa Rica, in the Latin America region.
How does MediSmart make money?
Three revenue lines are on record. Individual and Family Prepaid Medical Plans are the primary driver. The others are business/Corporate Plans and specialty Plans (MediSport, OncoSmart, Pet Plan).
Who are MediSmart's main competitors?
Broad incumbents on record are Sura, Mapfre, Bupa, MetLife, Cigna and Sanitas. Instituto Nacional de Seguros (INS) is listed as a regional player. Direct peers are OSDE and Auna. Hospital Metropolitano is listed as an others.
Does MediSmart have an API?
No public API is recorded for MediSmart.