Secured Risk Insurance

What Secured Risk Insurance does

Secured Risk Insurance Group, Inc is a privately held, family-owned independent insurance brokerage established in 2008 and headquartered in Sugar Land, Texas. The firm operates four physical offices across Texas (Sugar Land, San Antonio, Spring) and Florida (DeLand), and holds producer licenses in 31-32 U.S. states, enabling it to serve clients nationwide. It distributes personal, commercial, employee benefits, investor/contractor, and Medicare insurance products on a commission basis, placing coverage with a panel of 13+ named carriers including Progressive, Hanover, Safeco, Liberty Mutual, Aetna, Blue Cross Blue Shield, Nationwide, Allstate, Chubb, CNA, GEICO, The Hartford, and Texas Mutual.

The product portfolio spans roughly 100+ coverage lines organized into five core categories: Personal Insurance (home, auto, motorcycle, watercraft, flood, life, renters, umbrella, and specialty coverages), Business Insurance (BOP, general liability, commercial property, workers' comp, cyber, D&O, E&O, and dozens of additional commercial lines), Employee Benefits (group health, dental, vision, disability, voluntary benefits), Insurance by Industry (70+ verticals including hospitality, restaurants, medical offices, contractors, and technology firms), and Investor/Contractor Insurance (builders risk, landlord, rental, short-term rental, property manager). A Medicare Solutions line targets the senior market.

The firm employs 1-10 people and runs on standard independent agency infrastructure: a WordPress-based website powered by Agency Revolution marketing technology, a white-label customer mobile app (Insurance Agent App) for policy access and claims, and a Service Center portal for self-service. There is no proprietary technology, no public API, and no disclosed AI/ML capabilities. Revenue is generated entirely through carrier commissions on bound and renewed policies; pricing is quote-based with no publicly listed tiers and billed monthly. Customer acquisition is sales-led, driven by office-based advisors, website quote forms, organic SEO, and referral.

Name

Secured Risk Insurance

Legal name

Secured Risk Insurance Group, Inc

Website

https://securedriskinsurance.com

Company type

Private

Founded year

2008

Operating status

Operating

Headcount range

1–10 employees

Short description

Secured Risk Insurance is a family-owned independent insurance brokerage founded in 2008, operating four offices in Texas and Florida with producer licensing in 31 U.S. states. It sells personal, commercial, employee benefits, investor/contractor, and Medicare insurance on commission across a 13+ carrier panel.

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)

Keywords

• Independent insurance agency
• Personal insurance brokerage
• Commercial insurance brokerage
• Employee benefits insurance
• Multi-carrier insurance broker

Headquarters

HQ city

Houston

HQ country

United States

HQ region

North America

Offices4 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Commission Revenue: The agency operates as an independent insurance broker representing multiple insurance carriers including Progressive, Hanover Insurance Group, Safeco Insurance, and Liberty Mutual. Revenue is generated through commissions on insurance policies sold and renewed for personal lines (home, auto, motorcycle), business insurance (general liability, business owners, commercial property), employee benefits (health, dental, vision), and investor/contractor insurance (builders risk, landlord, rental property). The agency is described as family-owned and independent, providing access to multiple insurance companies to find suitable coverage for clients.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels4 records

Core offering

Secured Risk Insurance Group is an independent insurance brokerage that sells personal, commercial, employee benefits, industry-specific, and investor/contractor insurance products on behalf of multiple carriers. The agency operates physical offices in Texas and Florida, is licensed in 32 U.S. states, and earns revenue through commissions on policies placed and renewed.

Product overview

Secured Risk Insurance Group, Inc is an independent insurance agency established in 2008, operating across Texas and Florida with a national reach. The company offers a comprehensive portfolio of insurance products organized into five core categories: Personal Insurance (home, auto, motorcycle, watercraft, flood, classic car, condo, high net worth, life, renters, travel, umbrella, valuable possessions, wedding, earthquake, identity theft, dental, vision, health, long-term care, disability, pet, RV, and specialty coverage), Business Insurance (business owners policy, general liability, business auto, workers' compensation, commercial property, cyber liability, environmental, liquor liability, natural disaster, ocean marine, risk management, and numerous additional coverages), Employee Benefits (group health, dental, vision, disability, long-term care, critical illness, voluntary benefits, life and AD&D, employee assistance, accident, hospital, telemedicine, and wellness), Insurance by Industry (tailored solutions for hospitality, restaurant, medical office, church, farm, technology firms, and 70+ other industry-specific segments), and Investor/Contractor Insurance (builders risk, landlord and rental property, contractor, vacant home, rental property, short-term rental, property manager, and real estate investor coverage). The company also offers Medicare solutions and a customer Service Center with mobile app access for policy management.

Differentiator

Problem solved

Functional benefit

Products and services

• Personal Insurance Personal insurance policies for individuals and families covering home, auto, motorcycle, watercraft, flood, classic car, condo, high net worth, life, renters, travel, umbrella, valuable possessions, wedding, pet, RV, and specialty coverages.
• Business Insurance Commercial insurance products for businesses including Business Owners Policy, General Liability, Business Auto, Workers' Compensation, Commercial Property, Cyber Liability, Environmental, Liquor Liability, and 20+ additional commercial coverages.
• Employee Benefits Group employee benefits packages including group health, group dental, group vision, disability, long-term care, critical illness, voluntary benefits, life and AD&D, employee assistance, accident, hospital, and telemedicine plans for employers.
• Insurance by Industry Tailored insurance solutions for 80+ industry verticals including hospitality, restaurant, medical office, church, farm, technology firm, dental, fitness, brewery, winery, trucking, and numerous contractor specializations.
• Investor and Contractor Insurance Specialized insurance for real estate investors and contractors including Builders Risk Insurance, Landlord and Rental Property Insurance, Contractor Insurance, Vacant Home Insurance, Rental Property Insurance, Short-Term Rental Insurance, Property Manager Insurance, and Real Estate Investor Insurance.
• Medicare Solutions Medicare-related insurance solutions for individuals including Medicare Advantage Plans, Medicare Part D, and Dental, Vision, and Hearing Plans.
• Service Center Online customer service portal providing mobile app login, report a claim, pay bill, request auto ID card, request certificate, policy review, and request policy change for existing clients.
• Mobile App Mobile application for customers to manage insurance policies on the go, access claims reporting, bill payment, and policy services.

Named customers3 records

Segments5 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

13 partnerships are on record, tiered core and minor.

• Progressive InsurancecoreChannel Partner/ Reseller/ DistributorInsurance carrier partner represented by Secured Risk Insurance Group. Logo displayed on website indicating active partnership for auto and various personal lines insurance products.
• Hanover Insurance GroupcoreChannel Partner/ Reseller/ DistributorInsurance carrier partner represented by Secured Risk Insurance Group. Logo displayed on website indicating active partnership for business and commercial insurance products.
• Safeco InsurancecoreChannel Partner/ Reseller/ DistributorInsurance carrier partner represented by Secured Risk Insurance Group. Logo displayed on website indicating active partnership for personal and small business insurance products.
• Liberty MutualcoreChannel Partner/ Reseller/ DistributorInsurance carrier partner represented by Secured Risk Insurance Group. Logo displayed on website indicating active partnership for personal and business insurance products.
• AetnaminorChannel Partner/ Reseller/ DistributorHealth insurance carrier partner listed on pay bill page for group health insurance and employee benefits offerings.
• Blue Cross Blue ShieldminorChannel Partner/ Reseller/ DistributorHealth insurance carrier partner listed on pay bill page for group health insurance and employee benefits offerings.
• NationwideminorChannel Partner/ Reseller/ DistributorInsurance carrier partner listed on pay bill page offering various personal and commercial insurance products.
• AllstateminorChannel Partner/ Reseller/ DistributorInsurance carrier partner listed on pay bill page offering personal insurance products.
• ChubbminorChannel Partner/ Reseller/ DistributorInsurance carrier partner listed on pay bill page offering commercial and personal insurance products.
• CNA InsuranceminorChannel Partner/ Reseller/ DistributorCommercial insurance carrier partner listed on pay bill page for business insurance offerings.
• GEICOminorChannel Partner/ Reseller/ DistributorInsurance carrier partner listed on pay bill page offering personal auto and home insurance.
• The HartfordminorChannel Partner/ Reseller/ DistributorInsurance carrier partner listed on pay bill page offering business and personal insurance products.
• Texas MutualminorChannel Partner/ Reseller/ DistributorTexas-based workers compensation insurance carrier partner listed on pay bill page.

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Smart Financial Insurance: Independent multi-carrier insurance agency operating primarily in Texas with personal and commercial focus. Directly comparable independent agency model with strong Texas overlap and similar product breadth.
• Goosehead Insurance: Independent personal lines insurance agency/franchise model operating across multiple states with multi-carrier representation. Directly comparable as an independent broker serving personal and commercial customers; Goosehead is far larger and publicly traded but operates the same agency economics.
• Higginbotham: Large Texas-headquartered independent insurance brokerage serving commercial, personal, and employee benefits customers. Highly comparable as an independent broker with Texas roots, multi-state reach, and the same product breadth across commercial and benefits lines.
• TWFG Insurance: Texas-based independent insurance agency (The Woodlands) operating across multiple states with multi-carrier partnerships. Directly comparable business model, geographic overlap (Texas focus), and customer segments (personal, commercial).

Broad incumbents

• Hub International: Large North American insurance brokerage offering personal, commercial, and benefits lines through a network of offices. Comparable independent brokerage model at substantially greater scale, with similar personal-lines and commercial-lines go-to-market.
• GEICO: Large direct-to-consumer insurance carrier and a key carrier partner of Secured Risk. Not directly comparable as a competitor in brokerage, but materially relevant as a competing channel (direct) and as one of Secured Risk's secondary carrier partners.
• Brown & Brown: National insurance brokerage and risk management firm offering personal, commercial, and employee benefits products through acquired agencies. Comparable as a multi-carrier insurance intermediary but substantially larger and diversified across risk management services.
• Integrity Marketing Group: Large independent marketing organization (IMO) and insurance distributor acquiring and supporting independent agencies. Comparable distribution-side model aggregating independent agencies, though operating at massive scale with a focus on life/health/annuities.

Regional players

• Frankenmuth Insurance: Midwest/regional insurance carrier-distributor hybrid that also operates as an independent agency channel. Comparable multi-line distribution model with a regional orientation rather than direct geographic overlap.

Others

• Agency Revolution: Technology platform vendor that powers Secured Risk's website and marketing automation. Relevant as an ecosystem enabler — a key vendor dependency and indirect comparable in agency-tech enablement for independent brokers.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/secured-risk-insurance-group

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Secured Risk Insurance