What Dappre does

Dappre operates a Dutch privacy-by-design mobile platform that connects social organizations, their members, and local merchants through automatic savings triggered by everyday payment card transactions. Founded in 2018 and structured as an initiative of the Qiy Foundation (a non-profit), the platform serves Dutch sports clubs, cultural associations, charities, and consumer-facing SMBs by routing a configurable share of participating members' purchases toward their chosen causes. The product is positioned around trust rather than data extraction: organization and member identifiers are protected via Qiy Trust Principles, and the company explicitly does not trade member data.

The technical foundation is built on Open Banking rails accessed under a De Nederlandsche Bank (DNB) PSD2 license, with a Digital Club Card activation flow that links members' bank accounts and powers round-up and allocation mechanics. The product surface spans Dappre Clubs (organization pages), Dappre Cards (the activation instrument), Dappre Coins (a savings instrument), Dappre Xtras (a voucher marketplace), Dappre Partner Pages (self-service publishing), Dappre Toolkit, Dappre Shop, Dappre Events, and the De Tussenstand newsletter; a Health Connect integration supports activity-data capture tied to sponsorship programs. Distribution is anchored by partnerships with Mastercard Open Banking, CCV, NOC*NSF, INretail, NL Actief, KNHS, VSG, Gemeente Venlo, TUI, and Grote Clubactie, and a forthcoming Mastercard/CCV-backed debit card (Q2 2026) extends the company from open-banking aggregation into embedded payment-issuance.

Revenue is generated through a multi-stream fee model: 20% on club allocations, 10% on contribution savings, a €5 one-time club join fee, a €0.01 merchant join fee, and additional voucher/merchant fees. Headcount is 11-50, no funding rounds are disclosed, and the company is Netherlands-only with reported coverage of 2,000+ social organizations, 700+ merchants, and 170+ municipalities.

Name

Dappre

Legal name

Dappre B.V.

Website

https://dappre.com

Company type

Private

Founded year

2018

Operating status

Operating

Headcount range

11–50 employees

Short description

Dappre is a Dutch privacy-by-design mobile platform that connects 2,000+ social organizations with 700+ local merchants by automatically routing a share of members' everyday payment card spending to their chosen clubs, operating under a Qiy Foundation initiative.

Ownership category

akta.pro rank

Headquarters

HQ city

Amsterdam

HQ country

Netherlands

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Operations, Personnel, Marketing or Sales, Infrastructure

Revenue model

1. Transaction Fee - Club Allocations: When a participant makes a purchase at a Dappre network partner, the merchant contributes a self-determined amount. Of the amount participants allocate to their chosen clubs, Dappre retains 20% excl. VAT as a service fee for network development, maintenance, administration, and transaction processing.
2. Contribution Savings Fee: A 10% fee is deducted from the savings amount reserved for contribution payouts (contributie sparen), covering maintenance, further development of the contribution savings feature, and bank transaction costs.
3. Voucher Fees: One-time fees for merchants subscribing to voucher products: Loyalty Voucher at €109 ex VAT (digital stamp-based loyalty system) and Activation Voucher at €79 ex VAT (welcome gift for new participants).
4. Club Deactivation Fee: A one-time fee of €85 excl. VAT is charged if a club requests removal of their Digital Club Card from the network within one year of going live, reflecting the work involved in setup and network integration.

Pricing tiers

Go-to-market motion3 records

Distribution channels5 records

Marketing channels7 records

Core offering

Dappre operates a privacy-by-design Dutch mobile network that links participants' bank accounts or debit cards via Mastercard Open Banking so that PIN-based purchases at participating local merchants automatically generate contributions to the participant's chosen clubs, associations, or charities, alongside a personal savings pot for membership fees. The platform offers four integrated modules — Dappre Clubs (savings for clubs), Dappre Cards (anonymous loyalty/gift/voucher cards), Dappre Coins (rewards for spending and physical activity), and Dappre Xtras (Activation and Loyalty Vouchers) — sold primarily to local merchants and clubs on a transaction-fee and one-time-fee basis while remaining free for individual participants.

Product overview

Dappre is a Dutch privacy-by-design digital network app that operates as a unified platform with three core modules — Dappre (the general app for card and account management), Dappre Cards (anonymous loyalty/gift/voucher card management), Dappre Clubs (automatic savings for clubs via spending at network partners), and Dappre Coins (rewards for spending and physical activity). The ecosystem is extended by Dappre Xtras (voucher and loyalty tools including Activation and Loyalty Vouchers), Dappre Partner Pages (branded partner information pages), a Dappre Toolkit (communication and promotional resource hub), a Dappre Shop (physical promotional materials), Dappre Events (webinars and on-location events), and De Tussenstand (a regular newsletter). All Dappre services are delivered via the mobile app (iOS/Android) and website, with no public API. The network is grounded in the Qiy Trust Principles and is an initiative of the non-profit Qiy Foundation.

Differentiator

Problem solved

Functional benefit

Brands

• Dappre Clubs: A service enabling people to save anonymously for their favourite club(s) by making purchases from partners in the Dappre network.
• Dappre Coins
• Dappre Cards

Products and services

• Dappre Mobile App The Dappre app is a privacy-friendly Dutch network application enabling individuals to save for clubs, manage loyalty cards, and earn rewards without creating an account. It links to the user's bank account or debit card to automatically detect qualifying purchases at network partners and allocate contributions to the user's chosen club(s) and personal savings pot.
• Dappre Clubs A service enabling participants to save anonymously for their favourite club(s), associations, or charities by making purchases from partners in the Dappre network. Participants link their bank account or debit card; spending at network partners automatically generates contributions to the chosen clubs and a personal savings pot (up to half the balance). Clubs receive monthly payouts minus a 20% excl. VAT service fee.
• Dappre Cards A module within the Dappre app enabling users to add and use loyalty cards, gift cards, vouchers, and savings cards anonymously. Publishers of physical and virtual cards can establish a 1-to-1 connection with Dappre users and enrich cards with interactive functionality, including balance information and preference-sharing capabilities.
• Dappre Coins A rewards module within the Dappre ecosystem allowing network partners to reward participants for spending and physical activity. Coins are earned based on bank-linked spending or via activity tracker data from Android Health Connect, and are redeemable as vouchers in Dappre Xtras, for club membership fees, or as donations to charities.
• Dappre Xtras — Activation Voucher A welcome-gift voucher product within Dappre Xtras priced at €79 ex VAT (one-time), set up per merchant location with customizable targeting by club, location, or sport type, and delivered in-app to new participants.
• Dappre Xtras — Loyalty Voucher An automated digital stamp loyalty product within Dappre Xtras priced at €109 ex VAT (one-time), allowing merchants to configure repeat-visit requirements, minimum spend, validity, and incentives to drive customer loyalty and club contributions.
• Dappre Partner Pages Branded pages available to participating entrepreneurs, containing tips, links, and activation materials styled in the partner's own branding, used to direct customers, members, and club boards to personalized information about their Dappre participation.

Quantifiable outcome

• Top clubs earn up to €520 per month automatically from daily spending
• +4 more outcomes

Named customers12 records

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

Feature6 records

Partnerships

15 partnerships are on record, tiered core, strategic and minor.

• MastercardcoreTechnology or Integration · 1 April 2026Mastercard provides Open Banking infrastructure (MCOBS) enabling Dappre's anonymous bank account linking for transaction tracking. In April 2026, Dappre adopted Mastercard's entirely redesigned Open Finance technology, improving privacy protection so participants share only transactions needed to receive contributions. The partnership is supervised by De Nederlandsche Bank and positions Mastercard as a trusted technology backbone.
• CCVcoreTechnology or IntegrationCCV is a payment technology partner that, together with Mastercard, enables Dappre's card-based participation model. From Q2 2026, linking with a debit card (in addition to bank account) is planned, making participation even more accessible for consumers who prefer not to link their bank account directly.
• Qiy FoundationcoreStrategic or Co-development PartnerDappre is an initiative of the Dutch Qiy Foundation, a non-profit organization dedicated to giving consumers control over their own data. Dappre operates according to the Qiy Trust Principles, which form the philosophical and governance foundation of the network's privacy-by-design approach. The Foundation is the origin and ideological backbone of the company.
• Stichting Derdengelden DapprecoreOthersStichting Derdengelden Dappre is an independent escrow foundation that manages the collection and distribution of funds between participants and clubs. The foundation collects monthly contributions from merchants on behalf of all participating consumers and remits them to clubs minus applicable fees. Merchant verification (1 cent payment) and club verification (5 euro payment) are also processed through this foundation's bank account.
• TUIstrategicGTM or Marketing PartnerTUI travel agency (15 branches in Tilburg and Utrecht region) joined Dappre in April 2022 as a network partner. TUI sponsors clubs with €20 per booking through the Dappre network, with the local TUI team actively approaching sports clubs, cultural institutions, and charities to join. TUI benefits from a new channel to demonstrate local community engagement.
• NOC*NSFstrategicGTM or Marketing PartnerNOC*NSF, the Dutch Olympic Committee * Dutch Sports Federation, officially supports Dappre as a safe and effective instrument to help all clubs in the Netherlands with structural financial support. NOC*NSF's Director-General Marc van den Tweel has publicly endorsed the platform, lending significant credibility and distribution reach to the Dappre network.
• INretailstrategicGTM or Marketing PartnerINretail is the Dutch retail trade association with approximately 14,000 member businesses. INretail endorses Dappre as a platform enabling retailers to make a reciprocal societal contribution to all Dutch foundations, associations, and charities. The association enables Dappre to reach a large network of SMB retailers who can participate in the platform.
• NL ActiefstrategicGTM or Marketing PartnerNL Actief represents approximately 1,000 fitness locations, 3 million athletes, and 5,000 instructors across the Netherlands. The federation actively propagates Dappre to its member clubs as a structural fundraising mechanism, leveraging its extensive reach into the Dutch fitness and sports community.
• KNHS (Koninklijke Nederlandse Hippische Sportbond)strategicGTM or Marketing PartnerThe Royal Dutch Equestrian Sports Federation (KNHS), representing 1,500 equestrian associations, officially embraces Dappre as a sustainable connection between local businesses and riding clubs. KNHS Director Theo Fledderus has publicly endorsed the platform for creating a continuous money flow to associations and individual riders.
• SchuldenlabNL / Stichting SocialdebtstrategicStrategic or Co-development PartnerDappre participated in a SchuldenlabNL brainstorm session attended by Queen Máxima, exploring how Dappre's network can help young people transition from debt to financial health through automatic savings. Dappre's platform is positioned as a social and financial network solution for debt assistance and prevention, demonstrating an expansion of the platform's use cases beyond sports sponsorship.
• Vereniging Sport & Gemeenten (VSG)strategicGTM or Marketing PartnerVSG (Vereniging Sport & Gemeenten) represents municipalities and sports organizations in the Netherlands. As a founding partner of the Scoor voor je Club movement (the precursor/branding under which Dappre Clubs was initially launched), VSG helped establish the platform's early reach into municipal sports ecosystems.
• Koninklijke Nederlandse Biljart BondminorGTM or Marketing PartnerThe Royal Dutch Billiards Association endorsed Scoor voor je Club (Dappre Clubs) for its 1,200 member clubs, encouraging them to participate in the network as a new structural funding mechanism.
• Gemeente VenlostrategicGTM or Marketing PartnerGemeente Venlo, specifically through Venlo.fit, actively encourages sports clubs in the municipality to participate in the Dappre network. Jaap Litjens, Head of Sport and Movement for Gemeente Venlo, has publicly endorsed Dappre as offering sports clubs opportunities for extra income and local business engagement.
• Grote ClubactiestrategicGTM or Marketing PartnerThe Grote Clubactie (founded 1972), which supports Dutch associations through lottery sales, was a Dappre Network Partner in October-November 2025. When Dappre participants purchased a Grote Clubactie lottery ticket, 5% of the purchase amount was automatically donated to the participant's chosen club. The collaboration generated additional sponsorship for Dappre-participating clubs and was noted as repeatable by both parties.
• INGminorOthersING Sector Banker Dirk Mulder interviewed Dappre founder Marcel van Galen on a podcast (available on Spotify), discussing the network's model and impact on local communities. The ING relationship provides a platform for visibility in the financial services sector.

Scale indicators6 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Whydonate: European online donation and crowdfunding platform serving NGOs and small causes. Comparable in enabling digital donations to clubs and charities, though operates on traditional donation mechanics rather than Dappre's Open Banking-driven automatic contributions.
• ClubCollect: Dutch membership and contribution management platform for sports clubs and associations. Comparable in targeting the same amateur-club segment, though focused on membership fees and administrative tooling rather than automatic spending-linked contributions.
• Kentaa: Dutch fundraising and crowdfunding platform specifically serving sports clubs and charities. Competes with Dappre Clubs for the same social-organization wallet but focuses on one-off campaigns rather than recurring automatic contributions.
• Geef.nl: Major Dutch online donation platform operated by het Nederlandse Rode Kruis. Comparable as a Dutch donation infrastructure for charitable giving, but lacks Dappre's automatic-spending linkage and club-specific sponsorship use case.
• SponsorKlik: Dutch platform that converts online shopping commissions into donations for clubs, charities, and schools. Closest direct competitor to Dappre's online-to-club contribution model, though Dappre extends the concept to in-store PIN payments.

Broad incumbents

• Tikkie (ABN AMRO): Dominant Dutch peer-to-peer payment request app from ABN AMRO. Comparable as Dutch payment infrastructure used by clubs for collections, though it does not provide automatic spending-linked contributions or loyalty functionality.

Emerging players

• Givt: Dutch contactless donation technology used in churches and events. Comparable as Dutch donation-tech but focused on point-of-collection giving rather than ongoing spending-linked contributions for clubs.

Regional players

• LoyalX (formerly Loyalty Lab): Dutch loyalty platform serving retailers and brands with stamp-card and rewards programs. Comparable in the merchant-loyalty mechanics of Dappre Xtras, but lacks the club/charity contribution and Open Banking linkage.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/dappre
• Instagraminstagram.com/dappre_clubs

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Dappre