Name

MKB Lease BV

Legal name

MKB Lease B.V.

Website

https://mkblease.nl

Company type

Private

Founded year

1988

Operating status

Operating

Headcount range

11–50 employees

Ownership category

akta.pro rank

Product category

Vehicle Leasing Services

NAICS

Automotive Equipment Rental and Leasing (5321), Passenger Car Leasing (532112), Passenger Car Rental (532111), Truck, Utility Trailer, and RV (Recreational Vehicle) Rental and Leasing (53212)

SIC

Services-Auto Rental & Leasing (No Drivers) (7510), Finance Lessors (6172)

akta.pro primary industry

SME & Small Business Vehicle Leasing (TLABAAAB)

akta.pro secondary industries

Corporate/Enterprise Car Leasing (Closed-End/Open-End) (TLABAAAA), Leasing & Lease Buyout Financing (FSAKADAC), Commercial Fleet Leasing & Management (Trucks/Vans/LCVs) (THADAKAD), Consumer/Private Lease & Subscription (Personal Contract Hire) (TLABAAAC)

Keywords

• Vehicle leasing services
• Operational lease
• Financial lease
• Fleet management
• Private lease

Headquarters

HQ city

Amersfoort

HQ country

Netherlands

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Operational Lease: Full-service operational leasing with fixed monthly payments including maintenance, insurance, and replacement vehicle coverage. The lessor retains ownership while the customer pays for usage.
2. Financial Lease: Financing solution where the customer becomes the economic owner of the vehicle. Standard interest rate of 6.49% with flexible terms from 24-72 months. Customer can deduct investment costs and interest.
3. Shortlease: Flexible short-term leasing solutions for temporary vehicle needs, allowing customers to rent vehicles for shorter periods without long-term commitment.
4. Flexlease: Flexible lease arrangements with adaptable terms to accommodate changing business needs.
5. Occasion Lease: Lease of pre-owned vehicles with thousands of options available. Vehicles delivered within 4 weeks.
6. Bicycle Lease (Fietslease): Bicycle leasing solutions complementing vehicle fleet management, offering sustainable mobility options.
7. Sale & Leaseback: Allowing businesses to sell existing vehicles back to MKB Lease and lease them back, freeing up capital while maintaining fleet mobility.

Pricing tiers

Go-to-market motion3 records

Distribution channels4 records

Marketing channels6 records

Core offering

MKB Lease BV provides vehicle and bicycle leasing services to Dutch SMEs (MKB), self-employed professionals (ZZP'ers), and private consumers, offering operational lease, financial lease, shortlease, flexlease, occasion lease, private lease, commercial vehicle lease, and electric vehicle lease. The company also delivers fleet management (wagenparkbeheer), a fleet scan advisory (wagenparkscan), and sale & leaseback solutions, supported by a digital customer portal and a driver app.

Product overview

MKB Lease BV is a Dutch business vehicle leasing company founded in 1988, operating as part of Emil Frey Nederland. The company offers a comprehensive mobility platform providing multiple lease forms including Operational Lease, Financial Lease, Occasion Lease, Flexlease, Shortlease, Private Lease, and Sale & Leaseback. Their portfolio covers passenger vehicles, commercial trucks/vans, electric vehicles, and bicycle leasing. Core products are complemented by fleet management services (Wagenparkbeheer), a dealer portal for automotive partners, the Mijn MKB Lease customer app, and a Mobiliteitspas (fuel/charging card) through MultiTankcard partnership. The company positions itself as a full-service provider handling vehicle acquisition, administration, insurance, maintenance, and end-of-contract processes.

Differentiator

Problem solved

Functional benefit

Brands

• MKB Occasion Lease: Specialized in providing used/ex-partner lease vehicles with financial lease options.
• Mijn MKB Lease

Products and services

• Operational Lease Long-term vehicle leasing product where MKB Lease BV retains ownership of the vehicle and the customer pays a fixed monthly fee covering depreciation, maintenance, insurance, and road tax. Targeted at Dutch SMEs (MKB) and self-employed professionals seeking predictable mobility costs without ownership responsibilities.
• Financial Lease Vehicle financing arrangement where the customer becomes the economic owner of the vehicle at the end of the term and pays monthly installments to MKB Lease BV until full ownership transfers. Targeted at Dutch business buyers seeking ownership at maturity.
• Shortlease Short-term vehicle rental/lease product for periods shorter than typical multi-year leases, providing flexible mobility with full-service coverage. Suitable for businesses needing temporary vehicles or transitional fleet solutions.
• Flexlease Flexible lease product with adjustable terms, mileage, and contractual conditions to accommodate changing business needs. Targeted at Dutch businesses seeking adaptable mobility contracts.
• Occasion Lease Leasing of pre-owned (occasion) vehicles, allowing customers to lease used cars at lower monthly rates. Targeted at cost-sensitive Dutch consumers and businesses seeking affordable mobility.
• Private Lease Personal vehicle leasing product for Dutch private consumers, offering a fixed monthly all-in payment for personal use of a new vehicle without ownership.
• Bedrijfswagen Lease Leasing of commercial vans and trucks for Dutch businesses needing work vehicles, structured as operational or financial lease according to customer needs.
• Elektrische Auto's Lease Leasing of electric vehicles (EVs) for Dutch businesses and private consumers, supporting sustainable mobility initiatives and aligned with the company's "Erkend Duurzaam Premium" certification.
• Fietslease Bicycle leasing product for businesses and employees, supporting sustainable commuting and tax-advantaged mobility arrangements.
• Sale & Leaseback Service where MKB Lease BV purchases existing vehicles from a business and immediately leases them back, freeing up working capital tied in owned vehicles. Targeted at Dutch SMEs seeking liquidity.
• Wagenparkbeheer (Fleet Management) Outsourced fleet management service including administration, maintenance scheduling, and coordination of vehicle fleets for Dutch businesses.
• Wagenparkscan (Fleet Scan) Standalone advisory service analyzing a client's existing vehicle fleet to identify optimization opportunities for cost, sustainability, and operational efficiency.

Quantifiable outcome

• Up to €480 bonus for damage-free driving on 48-month operational lease contracts
• +2 more outcomes

Named customers3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Partnerships

Five partnerships are on record, tiered core and minor.

• Emil Frey NederlandcoreOthersParent company of MKB Lease. Emil Frey is a large international automotive dealer and mobility service provider with Swiss roots. In the Netherlands, Emil Frey represents 28 automotive brands and numerous dealer businesses. Services include sales of new and used vehicles, maintenance, repairs, damage restoration, and vehicle purchasing.
• MultiTankcardcoreTechnology or IntegrationPartnership for mobility card solutions (brandstofpas/laadpas). MultiTankcard provides fuel and charging card services integrated with MKB Lease vehicle contracts. They have launched the MultiTankcard Next app for fuel/charging declarations and location services.
• VisumProminorImplementation/ SI/ Consulting PartnerPartnership for document legalization services for foreign declarations (buitenlandverklaring). VisumPro handles legalization through the Chamber of Commerce for travel to Morocco, Tunisia, and Turkey.
• DekraminorImplementation/ SI/ Consulting PartnerIndependent audit organization for ISO 9001:2015 certification process. Conducted multi-day audit of MKB Lease service delivery.
• Emil Frey Dealer NetworkcoreChannel Partner/ Reseller/ DistributorExtensive network of automotive dealers within Emil Frey Nederland including Nefkens, Terwolde, Pouw, Ekris, Van Nieuwkerk, and others. Dealers facilitate vehicle procurement, delivery, maintenance, and tire services for MKB Lease customers.

Scale indicators2 records

Recent moves5 records

Expansion highlights5 records

Broad incumbents

• ALD Automotive: ALD Automotive is a major European operational leasing and fleet management provider with a strong Dutch presence, now merged into Ayvens. Directly competes in the same Dutch operational lease and full-service leasing market as MKB Lease.
• Volkswagen Pon Financial Services: Volkswagen Pon Financial Services is the captive finance and leasing arm of Volkswagen in the Netherlands, offering private and operational leasing for VW Group brands. Comparable on lease products and Dutch market focus but with OEM captive advantages and broader brand coverage.
• Ayvens (formerly LeasePlan): Ayvens (the merged LeasePlan/ALD Automotive) is Europe's largest vehicle leasing and fleet management company, operating in the Netherlands across operational lease, fleet management, and mobility services. Comparable on core lease products but operates at vastly larger scale and broader geography.
• Alphabet (BMW Group): Alphabet is the multi-brand corporate fleet leasing and fleet management arm of BMW Group, offering operational leasing and fleet management across Europe including the Netherlands. Comparable on operational lease and fleet management for corporate clients but at much larger scale and as part of an OEM captive program.

Direct peers

• Van Mossel Leasing: Van Mossel Leasing is the leasing arm of Van Mossel, a large Dutch automotive dealer group, offering operational leasing and fleet services across multiple brands. Highly comparable as a Dutch dealer-affiliated lease provider targeting SMBs and corporate fleets.
• DirectLease: DirectLease is a Dutch online-focused lease broker and lease company serving the SMB and private lease segments with operational and financial lease products. Closely comparable to MKB Lease in target market (Dutch MKB/ZZP) and product breadth.
• Stern Lease: Stern Lease is part of Stern Groep, a Dutch automotive retail and leasing group, offering operational and financial lease plus fleet management to businesses. Directly comparable in product offering, Dutch SMB/corporate focus, and dealer-group ownership structure.
• J&T Autolease: J&T Autolease is a Dutch independent operational lease and fleet management company serving SMBs and corporate clients. Comparable in target segment, product set (operational lease, financial lease, fleet management), and domestic Dutch focus.

Regional players

• Terberg Leasing: Terberg Leasing is part of the Terberg Group, a Dutch family-owned automotive group, providing private and business vehicle leasing in the Netherlands. Comparable in lease product structure and SMB focus, but smaller geographic scope.

Emerging players

• Mobility Service Nederland: Mobility Service is a Dutch subscription-based mobility platform offering short-term and flexible vehicle access. Comparable as a Dutch mobility provider but differentiated by subscription/mobility-budget model versus traditional multi-year lease contracts.

Market position

Strengths1 record

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/mkblease

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about MKB Lease BV