What Baltis Capital does

Baltis is a Paris-based, AMF-regulated crowdfunding and alternative investment platform founded in 2016. It operates as a PSFP (Prestataire de Services de Financement Participatif) under license FP-2023-30 and is a member of Financement Participatif France. Through a fully digital self-serve platform (web and app.baltis.com), Baltis enables individual and sophisticated investors to access real estate crowdfunding, fractional real estate, startup equity, Club Deals, and feeder funds from a €100 minimum entry point. Complementary tax wrappers (PEA-PME, PER) and a CIF/COA-regulated subsidiary (Baltis Patrimoine) extend the offering into investment advisory and insurance brokerage.

The platform monetizes primarily via transaction fees on funded projects, supplemented by advisory fees from Baltis Patrimoine and any carry economics on Club Deal/feeder structures. Distribution is direct-to-consumer, supported by content marketing (blog), organic social (LinkedIn, Instagram, WhatsApp), SEO, a referral program, and a press/PR footprint; customer support runs Monday-Friday via phone, email, and contact form. Technology stack features a 24/7 real-time investment dashboard, fully digital account opening and KYC, and payment processing handled by partner Lemonway; website development and maintenance are outsourced to Capsens. Atom is a featured partnership product targeting discounted Parisian micro-housing.

Baltis reports 200+ financed projects, 17,000+ investors, a stated 0% default rate, and €110M+ raised since 2016 (€120M+ since 2020), with a target average yield of 10.7%. The team is small (~12). The company is privately held as an SAS with €75,000 share capital, registered RCS Paris 811566991, with no disclosed parent company and no announced external funding rounds.

Name

Baltis Capital

Legal name

Baltis

Website

https://baltis-capital.fr

Company type

Private

Founded year

2016

Operating status

Operating

Headcount range

1–10 employees

Short description

Baltis is a Paris-based, AMF-regulated PSFP crowdfunding platform enabling French retail and savvy investors to access real estate crowdfunding, fractional real estate, startup equity, and Club Deals from a €100 minimum entry, with a CIF/COA-regulated advisory subsidiary.

Ownership category

akta.pro rank

Product category

Real Estate Crowdfunding Investment Platform

NAICS

Investment Banking and Securities Intermediation (523150), Investment Banking and Securities Intermediation (52315), Portfolio Management and Investment Advice (52394)

SIC

Loan Brokers (6163), Security Brokers, Dealers & Flotation Companies (6211), Investment Advice (6282), Real Estate Agents & Managers (For Others) (6531)

akta.pro primary industry

Real Estate Capital Markets Brokerage (Debt & Equity Placement) (FSAEAJAK)

akta.pro secondary industries

Debt & Structured Finance / Mortgage Brokerage (BPAJABAK), Capital Markets Advisory (Equity Placement, JV & Recapitalization) (BPAJABAL), Debt & Capital Advisory (Debt Raising, Refinancing, Private Credit) (BPAHAOAD)

Keywords

• Real estate crowdfunding
• Fractional real estate
• Private equity access
• Investment platform
• Tax-optimized investing

Headquarters

HQ city

Paris

HQ country

France

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Others

Revenue model

1. Crowdfunding Platform Fees: Baltis generates revenue as a regulated PSFP (Prestataire de Services de Financement Participatif) platform by facilitating real estate crowdfunding, fractional real estate, and start-up equity investments. The platform connects investors with property developers, merchants, and startups, taking fees on funded projects.
2. Club Deal Access Fees: Exclusive Club Deals provide access to premium real estate and private equity co-investment opportunities typically reserved for institutional investors, with a 100 euro minimum entry point.
3. Investment Advisory Services: Baltis Patrimoine subsidiary provides CIF (Conseil en Investissements Financiers) and insurance brokerage services through regulated advisors, targeting wealth optimization and retirement planning (PER, PEA-PME, apport-cession).

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels8 records

Core offering

Baltis Capital operates an AMF-regulated online crowdfunding investment platform (PSFP license FP-2023-30) that enables individuals and businesses to invest in real estate projects, fractional real estate, startup equity, and exclusive Club Deals starting from €100. The platform curates and structures investment opportunities (obligations and equities) sourced from property developers, merchants, and innovative startups, with project durations of 6–24 months, mortgage/fiduciary guarantees, and tax-optimization wrappers such as PEA-PME and PER. A related subsidiary, Baltis Patrimoine, provides CIF financial advisory and insurance brokerage services.

Product overview

Baltis is a multi-product crowdfunding and investment platform offering real estate crowdfunding, fractional real estate ownership, startup equity investment, and exclusive Club Deal access. The platform operates as a unified web-based platform providing 100% digital account management, real-time investment tracking, and tax-optimization wrappers (PEA-PME, PER). Products span from accessible crowdfunding starting at €100 to institutional-feeder investments, unified by AMF regulation (PSFP license FP-2023-30) and a companion advisory brand (Baltis Patrimoine) for financial investment advisory services.

Differentiator

Problem solved

Functional benefit

Brands

• Baltis Patrimoine: A related entity offering Conseil en Investissement Financier (CIF) and Courtier d'assurance ou de réassurance (COA) services, registered with ORIAS under number 20007357.

Products and services

• Crowdfunding Immobilier (Real Estate Crowdfunding) Real estate crowdfunding platform enabling individual investors to finance property projects alongside property developers and promotion companies, with 6–24 month durations, mortgage and fiduciary guarantees, and attractive target yields. Minimum entry €100.
• Immobilier Fractionné (Fractional Real Estate) Fractional ownership of real estate assets with reduced capital requirements, generating monthly coupon income and potential capital gains upon resale. No property management responsibilities for the investor.
• Start-up à Impact (Impact Startup Equity) Equity investment platform providing access to young innovative French companies in high-growth sectors including mobility, health, sports, water, industry, aerospace, and web3, with potential tax advantages under French dispositifs.
• Club Deal Immobilier Exclusive co-investment opportunity allowing investors to co-invest with real estate professionals in premium assets starting from €100, featuring institutional-grade management.
• Club Deal Private Equity Access to private equity fundraising rounds in high-growth companies, typically reserved for institutional investors, made accessible through the Baltis platform.
• Feeder Investissement Investment feeder mechanism providing access to investment funds normally reserved for institutional investors.
• Atom (Micro-logements Parisiens) Specialized investment product targeting discounted micro-housing units in central Paris, operated as an alternative to hotel rooms, targeting 7.5% annual returns with minimum investment of €100.
• Baltis Patrimoine (Financial Advisory & Insurance Brokerage) Subsidiary entity offering Financial Investment Advisory (CIF) and Insurance Brokerage (COA) services, registered with ORIAS under number 20007357, targeting wealth optimization and retirement planning.
• Crowdfunding PEA-PME Tax-advantaged investment wrapper allowing investors to access crowdfunding through PEA-PME accounts, providing capital gains tax exemptions.
• PER (Plan Épargne Retraite) Retirement savings wrapper enabling tax-optimized retirement investments through the Baltis platform.

Quantifiable outcome

• 10.7% average target yield
• +3 more outcomes

Named customers4 records

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Eight partnerships are on record, tiered core and minor.

• Financement Participatif France (FPF)coreStrategic or Co-development PartnerBaltis is a member of Financement Participatif France (FPF), the French crowdfunding industry association accredited by AMF. FPF membership demonstrates Baltis's commitment to industry standards, regulatory compliance, and best practices in participatory financing. The association provides a framework for ethical crowdfunding operations in France.
• AtomcoreStrategic or Co-development PartnerAtom is a partner platform for micro-housing investments in Paris. Baltis enables investors to participate in Atom projects starting from 100 euros, targeting 7.5% annual yield on micro-apartments in Paris operated as hotel alternatives. This partnership expands Baltis's real estate offering with premium urban assets.
• Puzzle (by Baltis)coreChannel Partner/ Reseller/ DistributorPuzzle is a subsidiary investment platform operated by Baltis, providing additional real estate investment opportunities accessible through puzzle.baltis.com. This extends Baltis's product distribution to specialized investor segments.
• Banque Publique d'Investissement (BPI)minorStrategic or Co-development PartnerBPI France (Banque Publique d'Investissement) is a French public investment bank supporting innovation and business development. Baltis participates in BPI's 'Tous nos projets' initiative, indicating collaboration on project financing and support for French entrepreneurs and real estate developers.
• The French PropTechminorStrategic or Co-development PartnerThe French PropTech is an association representing proptech companies in France. Baltis is a member, demonstrating engagement with the broader real estate technology ecosystem and industry networking.
• Réseau Entreprendre NordminorStrategic or Co-development PartnerRéseau Entreprendre Nord is a business network supporting entrepreneurs in the Nord region of France. The partnership supports Baltis's presence in regional entrepreneurial ecosystems and deal sourcing.
• LemonwaycoreTechnology or IntegrationLemonway is a payment institution licensed in France that handles payment processing for Baltis's investment platform. This partnership ensures secure payment infrastructure for investor transactions.
• La Compagnie des CIFcoreStrategic or Co-development PartnerLa Compagnie des CIF is an association of financial investment advisors (Conseillers en Investissements Financiers) accredited by AMF. Baltis Patrimoine's membership demonstrates compliance with CIF regulatory requirements for investment advisory services.

Scale indicators7 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Anaxago: Anaxago is a leading French real estate and private equity crowdfunding platform offering similar products to Baltis (real estate crowdfunding, equity, Club Deals) under AMF PSFP regulation. Direct head-to-head competitor in the French retail real estate crowdfunding market.
• Wiseed: Wiseed is a French crowdfunding platform offering both real estate and start-up equity investments, directly comparable to Baltis's start-up à impact and crowdfunding immobilier offerings under AMF regulation.
• October (formerly Lendix): October is a European lending/crowdfunding platform for SME and real estate financing, regulated similarly to Baltis and offering comparable debt-based crowdfunding products across multiple European markets.
• Homunity: Homunity is a French SCPI-focused real estate investment platform enabling retail access to fractional property assets, overlapping with Baltis's Immobilier Fractionné product line.
• Lendosphere: Lendosphere is a French crowdfunding platform focused on energy transition and real estate projects, comparable to Baltis in regulatory status and target retail investor base, with overlapping project categories.
• ClubFunding: ClubFunding is a French private debt and real estate crowdfunding platform offering similar direct-lending and property financing products to Baltis, including Club Deal co-investment opportunities.
• Fundimmo: Fundimmo is a French real estate crowdfunding platform specializing in property-backed loans to developers and merchants, closely mirroring Baltis's core crowdfunding immobilier product with similar €1,000+ minimums.

Emerging players

• Prello: Prello is a French proptech enabling fractional real estate ownership, closely aligned with Baltis's Immobilier Fractionné product. Competes for the same retail investor segment targeting real estate exposure without full property purchase.
• Bricks.co: Bricks is a French real estate fractional investment platform offering SCPI-like exposure to retail investors, partially overlapping with Baltis's fractional real estate and crowdfunding product set.
• Ramify: Ramify is a French wealthtech offering curated private equity, real estate, and Club Deal access to retail investors — directly comparable to Baltis's Club Deal and feeder investment offerings, though delivered via a different product wrapper.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/baltis-crowdfunding
• Instagraminstagram.com/baltis_com
• Xx.com/baltiscapital

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Baltis Capital