JKM Services
JKM Services, Ltd. is an independent Lombard, Illinois-based insurance broker serving individuals and families in the Chicago/West Suburban market, representing multiple A-rated carriers across home, auto, life, health, dental, disability, liability, and title insurance, plus estate planning services.
- Company typePrivate
- Founded1996
- HeadquartersLombard, United States
- Headcount11–50
- GTM typeB2C
- OfferingServices
What JKM Services does
JKM Services, Ltd. is an independent insurance agency and broker based in Lombard, Illinois, serving individual consumers and families in the Chicago and West Suburban Illinois market. The company represents a panel of roughly ten A-rated or better insurance carriers — including AAA, ASI, First Chicago, Foremost, Grange, Kemper, MetLife, Safeco, Travelers, and Zurich — and offers personal lines across home and auto, life, dental, health, temporary health, disability, and liability insurance. It also operates an in-house Illinois-registered title insurance agency and provides estate planning services (trusts and wills), positioning itself as a one-stop personal financial assistant for households navigating insurance and home-financing decisions.
The business runs on a traditional insurance brokerage model with no proprietary technology platform. Customer acquisition is driven by word-of-mouth referrals, the company website with quote forms, a Facebook page, and affiliate placements on lead-aggregation sites (agentinsure.com, deltadentalil.me, buyyourcoverage.com, pivothealth.com). Pricing is set by the underlying carriers based on individual underwriting; JKM earns commissions on policy sales and renewals, and supplements commission income with title agency fees on home purchase and refinance closings.
The firm is privately held and appears to be founder- or family-owned, with no institutional investors, no parent company, and no publicly disclosed financials. It has operated continuously since 1980 and was formally incorporated as JKM Services, Ltd. in 1996, growing organically over four decades through client referrals rather than through funding rounds, acquisitions, or geographic expansion beyond its core Chicago-area market.
JKM Services firmographics
Firmographics- Name
- JKM Services
- Legal name
- JKM Services, Ltd.
- Website
- https://jkmserve.com
- Company type
- Private
- Founded year
- 1996
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- JKM Services, Ltd. is an independent Lombard, Illinois-based insurance broker serving individuals and families in the Chicago/West Suburban market, representing multiple A-rated carriers across home, auto, life, health, dental, disability, liability, and title insurance, plus estate planning services.
- Ownership category
- akta.pro rank
JKM Services industry classification
Industry- Product category
- Insurance Brokerage
- NAICS
- Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (52421), Direct Title Insurance Carriers (524127)
- SIC
- Insurance Agents, Brokers & Service (6411), Title Insurance (6361)
- akta.pro primary industry
- Medicare Plan Distribution & Brokerage (Captive, Independent, FMOs) (FSAIAGAH)
Keywords
Where JKM Services is headquartered
LocationHeadquarters
- HQ city
- Lombard
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
JKM Services business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales
Revenue model
- Insurance Commissions: JKM Services earns commissions from insurance carriers when they sell or renew policies for customers. As an independent insurance agency/broker, they represent multiple insurance companies (AAA, ASI, First Chicago, Foremost, Grange, Kemper, Metlife, Safeco, Travelers, Zurich) and receive commission payments based on policy premiums written.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Monthly | $250,000 10-year term life insurance available at less than $10/month |
Go-to-market motion1 record
Distribution channels2 records
Marketing channels3 records
JKM Services product offering
Product offeringCore offering
JKM Services is an independent insurance brokerage that represents multiple A-rated insurance carriers and sells personal insurance products directly to individual consumers and families, including home, auto, life, health, dental, disability, liability, and title insurance. The company also provides estate planning services (trusts, wills) and functions as an Illinois-registered title agency for home purchases and refinancings. Services are delivered via personalized consultation supported by 24/7 availability, with customer acquisition through the company website, affiliate quote sites, and referrals.
Product overview
JKM Services offers a unified personal financial assistant service that provides insurance brokerage across multiple product lines: Home & Auto, Life, Dental, Health, Temporary Health, Disability, Liability, and Title Insurance. The company acts as an independent broker representing dozens of insurance carriers (rated A or better) and brings over 40 years of experience to help clients find optimal coverage at competitive prices. All services are delivered through personalized consultation with 24/7 availability, with products available via online quote forms and in-person support.
Differentiator
Problem solved
Functional benefit
Products and services
- Home & Auto Insurance Brokerage of home and auto insurance across multiple carriers, including coverage for cars, homes, boats, motorcycles, antique cars, and other personal property. The service reviews existing coverage, provides quotes from multiple A-rated carriers, and offers recommendations for better coverage at competitive prices. Targeted at individual consumers and families in the Chicago/West Suburban area.
- Life Insurance Term life insurance brokerage providing coverage for mortgages, college expenses, and income protection. Example pricing: $250,000 10-year term policies available at less than $10/month for healthy individuals. Designed for individuals and families seeking income replacement and final-expense protection.
- Dental Insurance Family dental insurance plans accepted by most dentists in the Chicago area, with some plans including orthodontic coverage. Sourced through Delta Dental Illinois partnership. Targeted at families seeking dental and orthodontic coverage.
- Health Insurance Affordable Care Act compliant health coverage brokerage available during Open Enrollment and Special Enrollment Periods, including standalone prescription drug plans. Targeted at individuals and families needing major medical coverage.
- Temporary Health Insurance Low-cost short-term health insurance options for individuals between policies or entering the workforce, accepted by most doctors and hospitals in the Chicago area. Sourced through Pivot Health affiliate partnership. Designed for transitional coverage gaps.
- Disability Insurance Disability income protection policies that provide ongoing monthly income if the policyholder is injured and unable to work. Targeted at working individuals seeking income protection.
- Liability Insurance Various liability coverage options including personal liability umbrellas, errors and omissions, general liability, and malpractice insurance. Targeted at individuals and professionals seeking liability protection beyond standard policies.
- Title Insurance Illinois-registered title agency services for home buying and refinancing, providing in-house title work to reduce attorney costs. Targeted at homebuyers and refinancers in Illinois.
Quantifiable outcome
- Clients often end up with better coverage and still save money compared to their existing arrangements
- +1 more outcomes
Companies that use JKM Services
Customer profileNamed customers1 record
Segments1 record
Ideal customer profiles1 record
JKM Services technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
JKM Services partnerships and signals
Strategic signalPartnerships
13 partnerships are on record, tiered core and minor.
- AAA InsurancecoreJKM Services represents AAA as one of their insurance carrier partners, offering auto, home, and other personal insurance products to customers.
- ASI (American Strategic Insurance)coreJKM Services represents ASI as one of their insurance carrier partners.
- First Chicago InsurancecoreJKM Services represents First Chicago as one of their insurance carrier partners.
- Foremost InsurancecoreJKM Services represents Foremost as one of their insurance carrier partners, specializing in specialty products like boats, motorcycles, and antique cars.
- Grange InsurancecoreJKM Services represents Grange as one of their insurance carrier partners.
- Kemper InsurancecoreJKM Services represents Kemper as one of their insurance carrier partners.
- MetLifecoreJKM Services represents MetLife as one of their insurance carrier partners.
- Safeco InsurancecoreJKM Services represents Safeco as one of their insurance carrier partners.
- Travelers InsurancecoreJKM Services represents Travelers as one of their insurance carrier partners.
- Zurich InsurancecoreJKM Services represents Zurich as one of their insurance carrier partners.
- Delta Dental IllinoisminorReferral partnership for dental insurance quotes in the Chicago area through deltadentalil.me with JKM as the agency contact.
- Buy Your CoverageminorAffiliate partner for health insurance and prescription drug plan leads during Open Enrollment and Special Enrollment Periods.
- Pivot HealthminorAffiliate partner for short-term health insurance quotes for customers between policies or entering the workforce.
Scale indicators3 records
Recent moves6 records
Expansion highlights4 records
JKM Services competitors and assessment
Company assessmentEmerging players
- Policygenius: Online insurance brokerage platform for life, disability, and other personal lines. Competes with JKM by enabling digital comparison and purchase without an agent, particularly attractive to younger consumers.
- SelectQuote: Direct-to-consumer insurance platform primarily focused on term life and senior health products. Competes with JKM for the same end customers but reaches them through digital channels rather than agent-based distribution.
Others
- EverQuote: Online insurance marketplace that connects consumer demand with insurance agents and carriers. Functions both as a lead-generation channel for agencies like JKM and as a competing digital distribution path.
Direct peers
- Integrity Marketing Group: Large independent insurance distributor that represents multiple carriers and supports independent agents distributing life, health, and personal lines. Comparable to JKM in independent distribution model, though operating at materially greater scale with institutional backing.
- Brightway Insurance: Independent insurance franchise agency representing multiple carriers and selling home, auto, life, and other personal lines. Closely comparable to JKM in multi-carrier personal lines brokerage model, though structured as a franchise network.
- Goosehead Insurance: Publicly traded independent personal lines insurance agency operating through a franchise model across multiple U.S. states. Directly comparable to JKM as a multi-carrier personal lines broker serving individual consumers, though at significantly greater scale.
Broad incumbents
- Allstate: Largest U.S. personal lines insurer with an extensive captive agent channel. Competes directly with JKM for home and auto customers in the Chicago market through exclusive agents who represent only Allstate.
- State Farm: Largest U.S. property and casualty insurer with a dominant captive agent model. The principal large-incumbent competitor in the home and auto insurance markets where JKM operates, with deep penetration in Chicago suburbs.
- Brown & Brown: Large diversified insurance brokerage with retail personal lines and commercial operations. Overlaps with JKM in personal lines brokerage model and customer segments, but operates as a much larger diversified firm.
- Arthur J. Gallagher & Co. Global insurance brokerage and risk management firm offering personal and commercial lines through multiple distribution channels. Comparable broker model but at vastly larger scale with a global footprint.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat3 records
Key risks5 records
Key highlights6 records
Customer concentration
JKM Services social profiles
Digital presenceJKM Services financial estimates
Financial estimateRevenue estimate
Valuation estimate
JKM Services leadership team
Management profileNumber of profiles
JKM Services funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
JKM Services M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about JKM Services
What does JKM Services do?
JKM Services is an independent insurance brokerage that represents multiple A-rated insurance carriers and sells personal insurance products directly to individual consumers and families, including home, auto, life, health, dental, disability, liability, and title insurance. The company also provides estate planning services (trusts, wills) and functions as an Illinois-registered title agency for home purchases and refinancings. Services are delivered via personalized consultation supported by 24/7 availability, with customer acquisition through the company website, affiliate quote sites, and referrals.
Is JKM Services a public or private company?
JKM Services is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was JKM Services founded?
JKM Services was founded in 1996. It employs 11 to 50 people.
Where is JKM Services based?
JKM Services is headquartered in Lombard, United States, in the North America region.
How does JKM Services make money?
One revenue line is on record: insurance Commissions.
Who are JKM Services's main competitors?
Emerging players on record are Policygenius and SelectQuote. EverQuote is listed as an others. Direct peers are Integrity Marketing Group, Brightway Insurance and Goosehead Insurance. Broad incumbents are Allstate, State Farm, Brown & Brown and Arthur J. Gallagher & Co..
Does JKM Services have an API?
No public API is recorded for JKM Services.
What industry is JKM Services in?
JKM Services's product category is Insurance Brokerage. Its primary akta.pro industry code is FSAIAGAH, Medicare Plan Distribution & Brokerage (Captive, Independent, FMOs). Its NAICS code is 5242 and its SIC code is 6411.