Health Insurance and Medicare
Health Insurance and Medicare is a privately-held, local licensed insurance agency in Elmhurst, Illinois, that brokers health, Medicare, dental, vision, life, and retirement plans from multiple carriers for individual and family consumers across the Chicago metro area.
- Company typePrivate
- Founded2014
- HeadquartersElmhurst, United States
- Headcount11–50
- GTM typeB2C
- OfferingServices
What Health Insurance and Medicare does
Health Insurance and Medicare is a privately-held, locally licensed insurance agency headquartered at 100 North York Street in Elmhurst, Illinois, selling individual and family health, Medicare, dental, vision, life, and retirement insurance products to consumers across the Chicago metropolitan area and surrounding Illinois communities. Founded in 2014, the firm employs 11–50 people and operates under the legal name Health Insurance and Medicare, Inc. Its primary contact is Edward Pudlo Jr, a licensed agent holding UHC broker ID AA4504328, with no evidence of institutional investors, private equity backing, or parent-company ownership.
The agency functions as a multi-carrier broker rather than a proprietary insurance underwriter. It maintains appointments with a broad set of carriers — United Healthcare, Aetna, Blue Cross Blue Shield, Humana, Mutual of Omaha, Transamerica, Gerber Life, Cigna HealthSpring, Wellcare/Meridian, Molina, Devoted Health, Essence Health, Zing Health, Delta Dental, Spirit/Denali/Ameritas, EyeMed, and VSP — and drives enrollment through third-party partner platforms HealthSherpa (for under-65, major medical, and Obamacare plans) and PlanEnroll (for Medicare Advantage, PDP, and Supplement plans). Its in-house technology footprint is limited to a basic customer portal offering account management and bookings; there is no proprietary quoting, underwriting, or AI capability.
Revenue is generated on a transaction-fee, commission-only basis from insurance carriers on policies sold, with no disclosed pricing or revenue figures published. The go-to-market is sales-led, relying on licensed agents providing personalized enrollment assistance via phone, WhatsApp, contact form, and a segmented set of regional Illinois phone numbers. Customers can also be redirected to carrier-branded platforms (UHOne, GeoBlue) for quote and enrollment processing, with free Medicare plan reviews and checkups used as acquisition tools.
Health Insurance and Medicare firmographics
Firmographics- Name
- Health Insurance and Medicare
- Legal name
- Health Insurance and Medicare, Inc
- Website
- https://healthinsuranceandmedicare.com
- Company type
- Private
- Founded year
- 2014
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Health Insurance and Medicare is a privately-held, local licensed insurance agency in Elmhurst, Illinois, that brokers health, Medicare, dental, vision, life, and retirement plans from multiple carriers for individual and family consumers across the Chicago metro area.
- Ownership category
- akta.pro rank
Health Insurance and Medicare industry classification
Industry- Product category
- Insurance Brokerage
- NAICS
- Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242)
- SIC
- Insurance Agents, Brokers & Service (6411), Accident & Health Insurance (6321)
- akta.pro primary industry
- Medigap Marketing, Lead Gen & Compliance (CMS/Do-Not-Call/TPMO) (HLAEADAE)
- akta.pro secondary industries
- Medigap Member Support & Care Navigation (Advocacy/Concierge) (HLAEADAH), Medicare Dental & Vision (MA Embedded & Supplemental) (FSAIAHAJ)
Keywords
Where Health Insurance and Medicare is headquartered
LocationHeadquarters
- HQ city
- Elmhurst
- HQ country
- United States
- HQ region
- North America
Offices2 records
Markets served
Health Insurance and Medicare business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D
Revenue model
- Insurance Sales Commissions: Agency earns commissions from insurance carriers for policies sold. Revenue is generated when customers enroll in health, Medicare, dental, vision, and life insurance plans through their licensed agents.
Go-to-market motion1 record
Distribution channels2 records
Marketing channels3 records
Health Insurance and Medicare product offering
Product offeringCore offering
Health Insurance and Medicare is a local licensed insurance brokerage that sells health insurance, Medicare Advantage and Supplement plans, dental and vision coverage, life insurance, short-term medical, travel insurance, and retirement and annuity products. Licensed agents assist individuals and families with enrollment across multiple carriers including United Healthcare, Aetna, Blue Cross Blue Shield, Humana, Mutual of Omaha, Transamerica, and Gerber Life, with enrollment processed through partner platforms such as HealthSherpa and PlanEnroll.
Product overview
Health Insurance and Medicare is a local and licensed insurance agency offering a comprehensive portfolio of insurance and financial products. The core offering consists of health insurance plans, Medicare plans, dental/vision plans, life insurance, and travel insurance. The agency operates as a broker distributing products from multiple carrier partners including Blue Cross Blue Shield, Aetna, Humana, United Healthcare, Transamerica, Mutual of Omaha, and Gerber Life. Their Medicare offerings include Part A/B/D coverage, Medicare Advantage plans (HMO/PPO), and Medicare Supplements (Medigap). Life insurance products span Whole Life, Term Life, Index Universal Life, Final Expense, and retirement vehicles like Annuities. The company primarily drives enrollment through partner platforms (HealthSherpa, PlanEnroll) rather than a proprietary technology platform.
Differentiator
Problem solved
Functional benefit
Products and services
- Health Insurance Plans Comprehensive health insurance coverage including Major Medical/Obamacare plans, hospital coverage, and under-65 plans offered through carriers like Blue Cross Blue Shield, Aetna, Humana, United Healthcare, and Cigna HealthSpring for individuals and families seeking health protection.
- Medicare Plans Medicare enrollment assistance and plan options including Part A (hospital), Part B (medical), Part C (Medicare Advantage), Part D (prescription drug), and Medicare Supplement plans (Medigap Plans F and G) through carriers such as Aetna, Blue Cross Blue Shield, Cigna-HealthSpring, Humana, Mutual of Omaha, and United Healthcare, for individuals turning 65 or new to Medicare.
- Short Term Medical Plans Temporary health insurance coverage for up to 180 days, offered through United Healthcare, Aetna, and other carriers, designed for individuals between jobs, who missed open enrollment, or who need gap coverage.
- Dental Plans Dental insurance coverage including preventive services (checkups, cleanings, x-rays), basic services (fillings, cavities), and major services (crowns, root canals, implants), offered through Spirit Dental, Denali Dental, PrimeStar Dental (Ameritas), Humana, Aetna, United Healthcare, Blue Cross, and Delta Dental for individuals and families.
- Life Insurance Plans Life insurance products including Whole Life (permanent coverage with cash value accumulation), Term Life (affordable temporary coverage for 10-30 years), Index Universal Life (flexible premiums with index fund-based cash value growth), and Final Expense insurance (burial and funeral cost coverage for adults and seniors), offered through Transamerica and Mutual of Omaha.
- Travel Insurance International travel insurance coverage for traveling abroad, including international plans and worldwide coverage options suitable for executives, students, and individuals living abroad.
- Retirement Plans Retirement planning products including Index Universal Life, Annuities, and Cash Accumulating Plans designed to help families maintain comfortable lifestyles through tax-advantaged accumulation and income strategies.
- Vision Plans Vision insurance coverage available as standalone plans or add-ons with dental plans, offered through EyeMed, VSP, and carrier partner networks including United Healthcare, Aetna, Spirit Dental, and Denali Dental.
- Accident Plans Accident insurance coverage providing protection against unexpected accident-related expenses for individuals and families.
- Disability Plans Disability income protection plans offered through Mutual of Omaha to replace lost income if unable to work due to illness or injury.
- Critical Illness/Cancer Plans Critical illness insurance coverage providing financial protection for cancer and other serious health conditions.
- Prescription Drug Plans Standalone prescription drug coverage plans (Part D) to help cover medication costs, available through Medicare plan offerings.
Companies that use Health Insurance and Medicare
Customer profileSegments4 records
Ideal customer profiles3 records
Health Insurance and Medicare technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Health Insurance and Medicare partnerships and signals
Strategic signalPartnerships
20 partnerships are on record, tiered core and minor.
- United HealthcarecoreUnited Healthcare is a major insurance carrier partner offering health insurance plans, Medicare Advantage plans, dental plans, and vision plans. The agency sells UHC products and directs customers to UHOne platform for enrollment.
- AetnacoreAetna provides Medicare Advantage plans (HMO/PPO), dental and vision plans. Multiple Aetna plan options including CSNP and DSNP plans are offered through the agency.
- Blue Cross Blue ShieldcoreBlue Cross Blue Shield offers Medicare plans, health insurance, and dental coverage. BCBS HMO and PPO plans are available for enrollment through the agency.
- HumanacoreHumana provides Medicare plans (HMO/PPO), dental, vision, and PDP prescription drug plans. The agency offers Humana Giveback plans and multiple CSNP/DSNP options.
- TransamericacoreTransamerica offers life insurance products including term life, whole life, index universal life, annuities, and long-term care rider benefits. Multiple Transamerica brochures and plan summaries available.
- Mutual of OmahacoreMutual of Omaha provides term life, whole life, children's whole life, disability plans, Medicare plans, index universal life, and final expense insurance products.
- Gerber LifecoreGerber Life offers children's whole life insurance, term life, accident coverage, adult/senior whole life, guaranteed issue policies, and college savings plans.
- Cigna HealthSpringminorCigna HealthSpring Medicare plans are offered through the agency for Medicare beneficiaries.
- Wellcare / MeridianminorWellcare and Meridian Medicare plans are available for sale through the agency.
- Devoted HealthminorDevoted Health Medicare Advantage plans including HMO, PPO, CSNP, and Giveback options are offered.
- Essence HealthminorEssence Health $0 PPO plans available for Chicago area Medicare beneficiaries.
- Molina HealthcareminorMolina Healthcare Medicare plans are offered through the agency.
- Zing HealthminorZing Health Medicare Advantage plans including HMO and CSNP options are available.
- Delta DentalcoreDelta Dental PPO plans offered through the agency for dental coverage in Illinois.
- Spirit Dental (Ameritas)coreSpirit Dental PPO plans from Ameritas network offered with dental and vision coverage options.
- Denali Dental (Ameritas)coreDenali PPO dental plans from Ameritas offered with large dental networks and vision add-ons.
- EyeMed VisionminorEyeMed vision plans offered as add-on to dental coverage through the agency.
- VSP VisionminorVSP network vision plans available as standalone or add-on coverage.
- HealthSherpacoreHealthSherpa platform used for health insurance enrollment including Obamacare, major medical, and under 65 plans.
- PlanEnrollcorePlanEnroll platform used for Medicare plan enrollment including Advantage plans, PDP plans, and Medicare supplements.
Scale indicators1 record
Recent moves5 records
Expansion highlights4 records
Health Insurance and Medicare competitors and assessment
Company assessmentBroad incumbents
- UnitedHealthcare: UnitedHealthcare is the nation's largest health insurer and a primary carrier partner of this agency; it also sells Medicare, individual, and ancillary plans directly, partially disintermediating independent agents.
- Aetna (CVS Health): Aetna is a major national health and Medicare carrier that distributes through both independent agents and direct channels, overlapping this agency's MA, dental, and individual health product offerings.
- Blue Cross Blue Shield of Illinois: BCBS of Illinois is the dominant regional health and Medicare carrier that this agency sells, but also operates its own direct sales channels and competes with independent agents for the same Illinois customers.
- Humana: Humana is one of the largest Medicare Advantage carriers and also sells dental, vision, and life products through its own direct channels, making it both a key partner and a direct competitor to independent agents.
Direct peers
- HealthMarkets: HealthMarkets is a national insurance agency connecting individuals with health, Medicare, life, and supplemental coverage from multiple carriers via licensed agents, serving the same customer profile as this agency.
- eHealth: eHealth is a publicly traded online health insurance marketplace that helps individuals compare and enroll in Medicare, individual/family, and ancillary plans from multiple carriers — directly competing with this agency for the same Medicare and ACA customer segments.
- HealthSherpa: HealthSherpa is an ACA enrollment platform used by agents like this agency but also accessible directly by consumers, posing both a partner and competitive threat in the individual/family health segment.
- GoHealth: GoHealth is a leading Medicare-focused insurance brokerage that uses licensed agents to sell Medicare Advantage and Supplement plans from multiple carriers, mirroring this agency's core Medicare enrollment model at significantly greater scale.
- Assurance IQ: Assurance (now part of Prudential) is a tech-enabled insurance platform that sells life, health, Medicare, and supplemental products via digital and agent-assisted channels, competing for the same broad household insurance buyer.
- SelectQuote: SelectQuote operates a multi-channel insurance distribution platform selling term life, final expense, Medicare, and senior health products through its own agent force, overlapping directly with this agency's life and Medicare offerings.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat3 records
Key risks6 records
Key highlights7 records
Customer concentration
Health Insurance and Medicare social profiles
Digital presenceHealth Insurance and Medicare financial estimates
Financial estimateRevenue estimate
Valuation estimate
Health Insurance and Medicare leadership team
Management profileNumber of profiles
Profiles1 record
Health Insurance and Medicare funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Health Insurance and Medicare M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Health Insurance and Medicare
What does Health Insurance and Medicare do?
Health Insurance and Medicare is a local licensed insurance brokerage that sells health insurance, Medicare Advantage and Supplement plans, dental and vision coverage, life insurance, short-term medical, travel insurance, and retirement and annuity products. Licensed agents assist individuals and families with enrollment across multiple carriers including United Healthcare, Aetna, Blue Cross Blue Shield, Humana, Mutual of Omaha, Transamerica, and Gerber Life, with enrollment processed through partner platforms such as HealthSherpa and PlanEnroll.
Is Health Insurance and Medicare a public or private company?
Health Insurance and Medicare is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Health Insurance and Medicare founded?
Health Insurance and Medicare was founded in 2014. It employs 11 to 50 people.
Where is Health Insurance and Medicare based?
Health Insurance and Medicare is headquartered in Elmhurst, United States, in the North America region.
How does Health Insurance and Medicare make money?
One revenue line is on record: insurance Sales Commissions.
Who are Health Insurance and Medicare's main competitors?
Broad incumbents on record are UnitedHealthcare, Aetna (CVS Health), Blue Cross Blue Shield of Illinois and Humana. Direct peers are HealthMarkets, eHealth, HealthSherpa, GoHealth, Assurance IQ and SelectQuote.
Does Health Insurance and Medicare have an API?
No public API is recorded for Health Insurance and Medicare.
What industry is Health Insurance and Medicare in?
Health Insurance and Medicare's product category is Insurance Brokerage. Its primary akta.pro industry code is HLAEADAE, Medigap Marketing, Lead Gen & Compliance (CMS/Do-Not-Call/TPMO), with a secondary code of HLAEADAH, Medigap Member Support & Care Navigation (Advocacy/Concierge). Its NAICS code is 52421 and its SIC code is 6411.