WeShare

What WeShare does

WeShare is a faith-based Christian healthcare sharing program administered by United Faith Ministries, Inc. (UHSM), a nonprofit corporation headquartered in Norfolk, Virginia. Operating under the ministry exemption rather than as a regulated insurer, it facilitates member-to-member sharing of medical expenses through monthly contributions, serving individuals, families, and seniors across 44 U.S. states (excluding AK, HI, MA, MT, ND, WA).

The platform is structured around four core programs: WeShare Essential (catastrophic-tier, from $119/month), WeShare Comprehensive (from $149/month), WeShare Premier (premium tier with no pre-existing condition waiting periods and $0 AMCS option), and WeShare Legacy (Medicare supplement for ages 65+, from $115/month). Underlying technology is an administrative processing system integrated with the PHCS PPO provider network (1.2M+ providers covering 95% of U.S. healthcare professionals), CVS Caremark pharmacy network (68,000+ locations), Amwell for 24/7 telehealth, BetterHelp for therapy, CVS MinuteClinic for retail health, and specialty discount partners (Careington Dental, Superior Vision, Amplifon Hearing, Sleepwatchers). Value-added wellness perks (Noom, Fitbod, RightNow Media, HelloFresh, Active&Fit Direct) are bundled into membership.

The revenue model is subscription-based on recurring monthly member contributions scaled by selected program, AMCS tier, age, and family size. Go-to-market is direct-to-consumer through phone enrollment (800-900-8476), a guided online self-enrollment portal (enroll.weshare.org), and a community ambassador referral program; brand presence is amplified through a sports partnership with the WNBA's Indiana Fever, a podcast with Brittney Moses, and content marketing across blog and social channels. The organization is currently expanding to Indianapolis, has no venture funding, and operates as a nonprofit rather than a publicly traded entity.

Name

WeShare

Legal name

United Faith Ministries, Inc.

Website

https://weshare.org

Company type

Private

Founded year

2021

Operating status

Operating

Headcount range

11–50 employees

Short description

WeShare is a faith-based Christian healthcare sharing ministry operated by United Faith Ministries, Inc., offering direct-to-consumer medical cost sharing programs (Essential, Comprehensive, Premier, and Legacy) as an alternative to traditional health insurance, serving individuals, families, and Medicare-eligible seniors across 44 U.S. states.

Ownership category

akta.pro rank

Product category

Healthcare Sharing Services

NAICS

Religious, Grantmaking, Civic, Professional, and Similar Organizations (813), Other Insurance Funds (525190), Services for the Elderly and Persons with Disabilities (62412)

SIC

Hospital & Medical Service Plans (6324), Services-Membership Organizations (8600)

akta.pro primary industry

Disability Services & Independent Living Support (BPAGACAG)

Keywords

• Healthcare sharing ministry
• Faith-based health coverage
• Medical expense sharing
• Alternative health insurance
• Christian healthcare programs

Headquarters

HQ city

Norfolk

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Monthly Member Contributions: Members pay monthly share amounts that vary based on their selected program, age, and Annual Member Care Share (AMCS) tier. Contributions fund the shared pool used to pay eligible medical expenses. No co-share percentages to calculate, no dollar threshold before eligibility, and no annual or lifetime maximums on general medical care.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels6 records

Core offering

WeShare is a healthcare sharing ministry that pools monthly member contributions to pay for eligible medical expenses among its Christian community members. It offers tiered membership programs (Comprehensive, Essential/Access, Legacy for seniors, Premier) that grant access to a nationwide PHCS PPO provider network (1.2M+ physicians), CVS Caremark pharmacies, Amwell telehealth, BetterHelp therapy, and bundled wellness perks (Noom, Fitbod, RightNow Media, HelloFresh, Active&Fit Direct). Members submit bills through WeShare's administrative platform, which processes and remits shared payments on eligible expenses without co-share percentages, dollar thresholds, or annual/lifetime maximums.

Product overview

WeShare is a faith-based Christian healthcare sharing platform administered by Unite Health Share Ministries (UHSM), offering multiple program tiers designed as affordable alternatives to traditional health insurance. The product portfolio consists of four core sharing programs: WeShare (Comprehensive Program) as the flagship full-coverage option, WeShare Access (Catastrophic Program) for virtual-first catastrophic coverage, WeShare Legacy (Senior Program) as Medicare supplemental sharing for seniors 65+, and the newly launched WeShare Premier as a premium tier with no pre-existing condition waiting periods. These programs integrate with shared networks including PHCS PPO (1.2M+ providers), CVS Caremark pharmacies, Amwell telehealth, CVS MinuteClinic, and BetterHelp therapy. Members also receive wellness perks including Noom, Fitbod, RightNow Media, HelloFresh, and Active&Fit Direct subscriptions. Supplemental add-on programs (S.M.A.R.T. Care, A.I.D.D. Care, Accidental Injury Support, Critical Care Support) provide additional financial protection for serious illness or accident scenarios.

Differentiator

Problem solved

Functional benefit

Brands

• WeShare Comprehensive™: Most comprehensive health sharing program providing flexibility to choose doctors through PHCS PPO Network with virtual and in-person care options.
• WeShare Access™
• WeShare Premier
• WeShare Legacy™

Products and services

• WeShare Comprehensive Program Flagship comprehensive healthcare sharing program providing sharing for preventive care, telehealth, physician services, labs, radiology, urgent care, emergency, hospitalization, maternity, and prescriptions. Members access the PHCS PPO Network (1.2M+ providers), CVS Caremark pharmacy savings, $0 wellness visits, low-cost virtual care via Amwell and CVS MinuteClinic, and behavioral health through BetterHelp. Priced from $149/month with AMCS options of $1,000–$12,000 for individuals and $2,000–$24,000 for families.
• WeShare Access (Catastrophic Program) Catastrophic healthcare sharing program priced from $119/month, focused on preventive care and major unexpected illnesses/injuries. Members access sick visits through CVS MinuteClinic and Amwell, plus sharing for prescriptions, urgent care, ER visits, and hospitalizations. AMCS options are $5,000 or $10,000 for individuals and $10,000–$20,000 for families.
• WeShare Legacy (Senior Program) Senior healthcare sharing program priced from $115/month for ages 65–69 (up to $150 for 75+). Works alongside Medicare to fill coverage gaps including Part A deductible, Part B co-insurance, preventive services, and provides access to the PHCS PPO provider network.
• WeShare Premier Premium tier program offering no waiting periods for pre-existing conditions, a $0 AMCS option, income loss reimbursement for critical illness, funeral/memorial expense sharing benefits, and 24 behavioral health visits per year through Amwell or BetterHelp. Designed as the highest level of flexibility within the WeShare portfolio.
• S.M.A.R.T. Care Program Supplemental add-on program providing additional financial sharing support for members facing serious or life-threatening illnesses, helping with mortgage, rent, utilities, and 10+ related living expenses during treatment.
• A.I.D.D. Care Program Accident benefit add-on providing additional sharing support for major medical expenses, including in-home recovery costs and out-of-pocket responsibility of the underlying WeShare program following accidental injuries.
• Premier Accidental Injury AMCS Support Program WeShare Premier add-on program that reimburses AMCS amounts paid related to qualifying accidental injuries. Not available to Texas residents.
• Premier Critical Care AMCS Support Program WeShare Premier add-on program that reimburses AMCS amounts paid related to qualifying life-threatening illnesses. Not available to Texas residents.

Quantifiable outcome

• Save up to 50% or more per month compared to traditional insurance
• +3 more outcomes

Named customers6 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration17 records

Feature4 records

Partnerships

16 partnerships are on record, tiered core and minor.

• NoomcoreGTM or Marketing PartnerWellness partner using behavioral science to empower people to take control of their health through psychology, technology, and human coaching. Noom is the only CDC-approved diabetes control application. Included as membership perk for all WeShare members.
• HelloFreshcoreGTM or Marketing PartnerAmerica's #1 meal kit offering healthy, convenient, nutritious meal options delivered to members' doors. Provides HelloFresh discount as membership perk to support healthy eating habits.
• FitbodcoreGTM or Marketing PartnerAward-winning fitness app using AI to provide personalized workouts tailored to members' goals, ability, and available equipment. Included as membership perk for holistic fitness support.
• RightNow MediacoreGTM or Marketing PartnerWorld's largest library of biblical video resources with over 20,000 topics from 150+ Christian publishers and ministries. Supports spiritual wellness component of holistic health.
• Active&Fit DirectcoreGTM or Marketing PartnerGym membership program with 12,700+ facility options nationwide including 24 Hour Fitness, EōS Fitness, Crunch Fitness, Blink Fitness, Anytime Fitness for $28/month. Includes 1:1 well-being coaching and free home workouts.
• PHCS (Primary Care Health Services)coreTechnology or IntegrationAmerica's #1 PPO provider with over 1.2 million doctors, hospitals, and specialists. Largest independent network of any sharing ministry, providing access to 95% of U.S. healthcare professionals.
• CVS CaremarkcoreTechnology or IntegrationLargest retail pharmacy provider with 68,000+ locations. Provides pre-negotiated member-specific rates for prescriptions and CVS MinuteClinic urgent care services at 40% less than traditional urgent care.
• AmwellcoreTechnology or IntegrationTelehealth platform providing 24/7 virtual urgent care, primary care, nutrition, dermatology, and behavioral health services. Board-certified providers available anytime, anywhere.
• BetterHelpcoreTechnology or IntegrationWorld's largest online therapy service with 30,000+ licensed therapists available via chat, phone, or video. Members matched based on unique needs and preferences for behavioral health support.
• Careington DentalcoreTechnology or IntegrationDental discount program providing 20%-50% savings on most dental procedures including routine exams, cleanings, dentures, root canals, and crowns. Access to one of the most recognized networks in the nation.
• Superior VisioncoreTechnology or IntegrationVision discount program offering 5-30% savings on eye care and wear at 40,000+ providers. Includes discounts on exams, eyeglasses, contact lenses, and LASIK surgery.
• Cancer KinshipminorGTM or Marketing PartnerCancer survivor support organization empowering survivors through peer mentorship, support systems, survivor education, and socialization. Aligns with WeShare's holistic wellness mission.
• Fireside MinistryminorGTM or Marketing PartnerUrban youth leadership ministry supporting, engaging, and connecting young people in their faith. Offers Ignite Youth Leadership Program, Fireside Huddles, mentoring and coaching.
• International Christian Coaching Institute (ICCI)minorGTM or Marketing PartnerMinistry providing biblical hope and practical help for everyday problems. Encourages and equips people with God's truth to overcome life's challenges.
• California Love DropminorGTM or Marketing PartnerNonprofit supporting Southern California healthcare workers, first responders, and community volunteers by providing meals, beverages, and supplies. Aligns with community care mission.
• Brittney MosescoreGTM or Marketing PartnerMental wellness advocate and podcast host who teaches others how to integrate faith with mental health and wellness. Hosts the WeShare Podcast focusing on wholehearted, holistic wellness.

Scale indicators6 records

Recent moves8 records

Expansion highlights5 records

Direct peers

• OneShare Health: OneShare Health is a faith-based Christian healthcare sharing ministry offering Individual & Family, Medicare Supplement, and ancillary programs. Closely comparable to WeShare's tiered program portfolio and senior (Legacy) offering.
• Liberty HealthShare: Liberty HealthShare is a healthcare sharing ministry serving Christian individuals and families, offering multiple program tiers comparable to WeShare's Essential, Comprehensive, and Senior offerings. Direct competitor in the same niche.
• Samaritan Ministries: Samaritan Ministries is a long-established Christian healthcare sharing ministry that facilitates direct member-to-member sharing of medical bills. Operates a similar faith-based, nonprofit sharing model targeting Christian individuals and families.
• Sedera Health: Sedera is a medical cost sharing community that facilitates member-to-member sharing of large medical expenses, often distributed through employer and direct-to-consumer channels. Comparable sharing model, although less explicitly faith-aligned.
• Christian Healthcare Ministries (Medi-Share): Medi-Share is the largest faith-based healthcare sharing ministry in the U.S., offering member-to-member medical expense sharing to Christians. Directly comparable to WeShare in mission, member base, and program structure, and represents the dominant competitor in this category.
• Zion HealthShare: Zion HealthShare is a faith-based medical cost sharing ministry serving individuals and families nationwide, with comparable program tiers and a Christian community positioning. Direct competitor for WeShare's target audience.
• Christian Health Plans: A faith-based health sharing/benefit program marketed to Christians, with multiple sharing tiers. Comparable offering model and target demographic.

Broad incumbents

• UnitedHealth Group (Optum): UnitedHealth Group is the largest U.S. health insurer and a major incumbent whose traditional insurance products and provider networks (PHCS, CVS Caremark, Optum Perks) are also leveraged by WeShare. Comparable only at the industry-overlap level.
• Bright Health Group: Bright Health is a tech-enabled health insurance carrier serving individuals and seniors. Overlaps with WeShare in targeting cost-conscious individual and senior segments, though it is a regulated insurance carrier rather than a sharing ministry.

Emerging players

• Sidecar Health: Sidecar Health is a tech-enabled alternative to traditional insurance offering fixed-cost plans with direct provider payment. Comparable only on the 'affordable alternative to insurance' positioning, but not faith-based.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights5 records

Customer concentration

• Xx.com/weshare_by_uhsm
• Facebookfacebook.com/wesharebyuhsm
• LinkedInlinkedin.com/company/wesharebyuhsm
• Instagraminstagram.com/weshare_by_uhsm
• TikToktiktok.com/@weshare_by_uhsm

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about WeShare