Fidelity Pandemic Relief Services
Fidelity Pandemic Relief Services (FPRSCORP) is a private Santa Ana, California B2B services firm that helps small and mid-sized business owners, 1099 workers, and merchants access ERC/FFCRA pandemic tax credits, SBA loans, grants, merchant processing, and SIMRP employer healthcare administration via phone, web, and partner referrals.
- Company typePrivate
- Founded-
- HeadquartersSanta Ana, United States
- Headcount251–500
- GTM typeB2B
- OfferingServices
What Fidelity Pandemic Relief Services does
Fidelity Pandemic Relief Services (operating as FPRSCORP, also doing business as Fidelity Professional Relief Services and Fidelity Professional Business Services) is a private B2B professional services firm headquartered at 1231 Warner Ave, Santa Ana, California, with 251-500 employees. The company helps small and mid-sized business owners, 1099 workers, self-employed individuals, and merchants access government pandemic-relief tax programs (ERC up to $26,000 per W-2 employee; FFCRA/SETC up to $32,000 for self-employed), federal/state/city grants, SBA loans, unsecured business loans up to $2,000,000, lines of credit up to $500,000, and merchant payment processing. Beyond pandemic relief, the firm sells SIMRP (Self-Insured Medical Reimbursement Plan) employer healthcare administration, a turnkey e-commerce Passive Income Program (PIP), business consulting, and marketing services through a partnership with DRiP Marketing Agency.
Core products are delivered as application-processing and advisory services rather than as proprietary software; the firm does not disclose a technology stack and explicitly self-identifies as a financial services and consulting firm. Operations run through phone-based sales (1-657-373-3777), website intake forms, Calendly consultation scheduling, and referral routing to a network of banks, alternative lenders, and government agencies with which the firm claims 20+ year relationships.
Revenue is generated through professional-services fees on ERC/FFCRA processing and consulting, transaction-based fees on merchant processing (claimed up to 50% client fee reduction), affiliate/referral commissions from lending partners, and managed-services fees on SIMRP administration that are covered by client payroll-tax savings. Pricing is largely outcome-based or quote-based with no publicly disclosed fee schedule, and the firm markets horizontally across the United States via content, email, social media, and partner referrals.
Fidelity Pandemic Relief Services firmographics
Firmographics- Name
- Fidelity Pandemic Relief Services
- Legal name
- Fidelity Professional Relief Services
- Website
- https://fprscorp.com
- Company type
- Private
- Operating status
- Operating
- Headcount range
- 251–500 employees
- Short description
- Fidelity Pandemic Relief Services (FPRSCORP) is a private Santa Ana, California B2B services firm that helps small and mid-sized business owners, 1099 workers, and merchants access ERC/FFCRA pandemic tax credits, SBA loans, grants, merchant processing, and SIMRP employer healthcare administration via phone, web, and partner referrals.
- Ownership category
- akta.pro rank
Fidelity Pandemic Relief Services industry classification
Industry- Product category
- Business Financial Services
- NAICS
- Pharmacy Benefit Management and Other Third Party Administration of Insurance and Pension Funds (524292), Health and Welfare Funds (52512), Other Insurance Funds (525190)
- SIC
- Accident & Health Insurance (6321), Hospital & Medical Service Plans (6324), Miscellaneous Business Credit Institution (6159)
- akta.pro primary industry
- Flexible Benefits Administration (FSA/HSA/HRA) (HLAEALAK)
- akta.pro secondary industries
- Self-Funded (ASO) Group Health Plans & Stop-Loss (FSAIAFAB), Self-Funded (ERISA) Employer Plans (HLAEAAAC)
Keywords
Where Fidelity Pandemic Relief Services is headquartered
LocationHeadquarters
- HQ city
- Santa Ana
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Fidelity Pandemic Relief Services business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Others
Revenue model
- ERC Processing Services: The company assists businesses in applying for and receiving Employee Retention Credit (ERC) benefits under the CARES Act. Revenue appears to be generated through service fees for processing applications and guiding businesses through the ERC qualification process.
- FFCRA/SETC Processing Services: Assists 1099 workers, independent contractors, and business owners in qualifying for Families First Coronavirus Response Act (FFCRA) and Self-Employed Tax Credit (SETC) benefits up to $32,000.
- Merchant Services Processing: Provides merchant account processing services enabling businesses to accept electronic payments. Reduces processing fees by up to 50%. Revenue generated through transaction processing fees.
- Business Lending Facilitation: Connects businesses with unsecured loans up to $2,000,000, lines of credit up to $500,000, and SBA loans. Revenue likely earned through referral fees or commissions from lending partners.
- Passive Income Program (PIP): Turnkey e-commerce business program generating $1,000/month passive income for participants. Revenue model unclear but may involve setup fees or ongoing service charges.
- SIMRP Administration: Self-Insured Medical Reimbursement Plan setup and administration. Helps employers reduce payroll taxes through IRS-compliant SIMRP structures. Administrative fees covered by generated tax savings.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Outcome Based/ Performance | One time/ perpetual license | ERC: Up to $26,000 per W2 employee |
| Outcome Based/ Performance | One time/ perpetual license | FFCRA/SETC: Up to $32,000 for 1099 workers |
| Transaction based/ take rate | Pay-as-you-go | Merchant Processing: Up to 50% fee reduction |
| Other | Monthly | Lines of Credit: $10k to $150k at 0% APR |
| Other | Monthly | Passive Income Program: $1,000/month |
| Other | Monthly | Unsecured Business Loans: Up to $2,000,000 |
| Other | Annual | SIMRP: No net cost to employers |
Go-to-market motion1 record
Distribution channels4 records
Marketing channels7 records
Fidelity Pandemic Relief Services product offering
Product offeringCore offering
Fidelity Pandemic Relief Services (FPRSCORP) helps U.S. business owners apply for and obtain COVID-19 pandemic relief tax credits (ERC up to $26,000 per W2 employee and FFCRA/SETC up to $32,000 for 1099 workers), facilitates business funding through partner banks and lenders (unsecured loans up to $2M, lines of credit up to $500K, SBA loans), provides merchant account payment processing with fee reductions up to 50%, administers SIMRP self-insured healthcare reimbursement plans to reduce employer payroll taxes, identifies and applies for federal/state/city business grants, offers a turnkey e-commerce Passive Income Program, and delivers business consulting and marketing services.
Product overview
Fidelity Professional Relief Services (FPRSCORP) is a B2B services company offering a comprehensive suite of business solutions centered around pandemic relief, financial services, and employee benefits. The core product portfolio includes: Merchant Services for payment processing, SIMRP for employer-sponsored healthcare cost reduction, ERC and FFCRA pandemic tax credit programs, Federal Business Grants assistance, Unsecured Business Loans and Credit Lines, PIP e-commerce business opportunity, and Business Consulting services. The company positions itself as a one-stop solution for business owners seeking pandemic relief funding, healthcare cost optimization, merchant processing, and general business growth tools.
Differentiator
Problem solved
Functional benefit
Brands
- SIMRP: Self-Insured Medical Reimbursement Plan - an employer-sponsored healthcare program that helps companies manage healthcare costs by combining a self-insured medical plan with a certified wellness initiative.
- PIP
Products and services
- Merchant Services / Merchant Account Processing Payment processing solutions enabling businesses to accept electronic payments including credit cards, debit cards, and digital payment methods (Google Pay, Apple Pay) for both retail (in-store) and e-commerce transactions, with claimed reductions in processing and transaction fees of up to 50%. Includes POS and e-commerce payment gateway support and specializes in high-risk industry accounts.
- SIMRP (Self-Insured Medical Reimbursement Plan) Employer-sponsored self-insured healthcare program structured under IRS Section 105 that reduces employer payroll taxes and workers' compensation costs while providing employees access to wellness benefits including telemedicine, prescription discounts, and dental/vision coverage. Administered at no net cost to the employer with administrative fees covered by generated payroll tax savings of $500-$600 per eligible employee annually.
- ERC (Employee Retention Credit) Processing Service assisting businesses with W2 employees in applying for and processing CARES Act Employee Retention Credits, providing up to $26,000 per W2 employee kept on payroll during 2020 and 2021 (capped at up to $3.5 million per business); requires 4+ employees on W2 payroll.
- FFCRA/SETC Benefits Processing Service assisting 1099 workers, independent contractors, freelancers, gig workers, sole proprietors, and other self-employed business owners in qualifying for Families First Coronavirus Response Act (FFCRA) and Self-Employed Tax Credit (SETC) benefits of up to $32,000 based on net earnings in 2020 and 2021.
- Federal Business Grants Assistance Service that identifies and applies for federal, state, county, city, and specialty grants (minority, women, veteran, private) along with economic stimulus programs available to qualifying businesses.
- Unsecured Business Loans Facilitation Business financing facilitation service connecting businesses (620+ credit score) with partner banks and alternative lenders to obtain unsecured loans up to $2,000,000, SBA loans, term loans, equipment financing, and merchant cash advances for growth capital and equipment acquisition.
- Business Lines of Credit Facilitation Service connecting businesses (550+ credit score) with partner banks and alternative lenders to access lines of credit ranging from $10,000 to $500,000, including SLOC special financing up to $150,000 at 0% APR.
- PIP (Passive Income Program) Turnkey e-commerce drop-shipping business program targeting participants (650+ credit score) to generate $1,000/month passive income while establishing business credit up to $500,000, partnering with online advertisers and merchant processors.
- Business Consulting General business advisory services for business owners to access CARES-Act ERC tax credit benefits, SBA funding programs, and develop customized financial strategies for growth, credit improvement, and grants.
- Marketing Services Business marketing solution delivered through partner DRiP Marketing Agency, including lead generation, retail and e-commerce business setup, social media, website design, SEO, and traffic enhancement services for FPRS clients.
Quantifiable outcome
- $90M+ in business funding facilitated
- +8 more outcomes
Companies that use Fidelity Pandemic Relief Services
Customer profileSegments4 records
Ideal customer profiles5 records
Fidelity Pandemic Relief Services technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Fidelity Pandemic Relief Services partnerships and signals
Strategic signalPartnerships
Four partnerships are on record, tiered core and minor.
- IRS Tax Departmentcore20+ year relationship with IRS Tax departments allows FPRS to navigate CARES Act compliance, ERC processing, and tax credit programs with expertise and efficiency. This relationship enables accurate qualification and processing of pandemic relief tax benefits.
- MEC (Minimum Essential Coverage) ProvidersminorSIMRP program integrates with MEC (Minimum Essential Coverage) insurance providers. The tax savings created by SIMRP can be used to purchase qualifying coverage, and SIMRP benefits include access to telemedicine, RX discounts, and dental/vision benefits.
- Online Advertisers (Reseller Partnerships)minorThrough the Passive Income Program (PIP), FPRS partners with online advertisers who need merchant processing partnerships to handle their sales volume. Banks cap merchant accounts, so advertisers partner with PIP participants who process sales on their behalf.
- Federal and State Government Grant ProgramscoreFPRS specializes in identifying and applying for federal, state, county, and city business grants. They help businesses access government stimulus programs and economic development funding available through various government entities.
Scale indicators5 records
Recent moves6 records
Expansion highlights6 records
Fidelity Pandemic Relief Services competitors and assessment
Company assessmentBroad incumbents
- Insperity: PEO providing HR, payroll, and employee benefits administration to SMBs. Overlaps with FPRS's SIMRP-adjacent self-funded benefits administration at significantly broader scale and with proprietary insurance capabilities.
- Lendio: Online SBA and business lending marketplace connecting small businesses to multiple lenders. Directly comparable to FPRS's unsecured business loans and credit lines business in business model and customer profile.
- ADP: Major payroll, HR, and benefits administration provider with PEO offerings via ADP TotalSource. Competes with FPRS at scale on benefits administration and payroll-adjacent services, though much broader in scope.
- Paychex: Payroll and benefits services provider serving SMBs. Overlaps with FPRS's benefits-adjacent services and consulting offerings but operates at much greater scale with proprietary technology.
- Justworks: PEO offering payroll, benefits (including self-funded plans), and HR administration to SMBs. Overlaps with FPRS's benefits administration offerings at greater scale with proprietary technology and a software-first delivery model.
Direct peers
- PeopleKeep: Cloud platform administering QSEHRA and ICHRA plans for small employers. Direct competitor in IRS-compliant HRA administration, comparable in target customer and product positioning to FPRS's SIMRP.
- Zane Benefits: Provides Section 105 plan administration and HRA documentation for small businesses and self-employed individuals. Direct counterpart to FPRS's SIMRP product with the same IRS Section 105 positioning and SMB customer base.
- Take Command Health: HRA administration platform focused on ICHRA for SMBs and the self-employed. Comparable adjacent offering to FPRS's SIMRP in IRS-compliant benefit plan administration and SMB/individual segment.
- Personnel Concepts: Provides Section 105 plan kits and self-administered HRA documentation to small employers. Closely comparable to FPRS's SIMRP offering in product, customer profile, and Section 105 framework.
- ERC Today: ERC filing service helping SMB owners claim the Employee Retention Credit. Direct competitor to FPRS in pandemic-era tax credit processing with overlapping GTM, customer segment, and product focus.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks7 records
Key highlights6 records
Customer concentration
Fidelity Pandemic Relief Services financial estimates
Financial estimateRevenue estimate
Valuation estimate
Fidelity Pandemic Relief Services leadership team
Management profileNumber of profiles
Fidelity Pandemic Relief Services funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Fidelity Pandemic Relief Services M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Fidelity Pandemic Relief Services
What does Fidelity Pandemic Relief Services do?
Fidelity Pandemic Relief Services (FPRSCORP) helps U.S. business owners apply for and obtain COVID-19 pandemic relief tax credits (ERC up to $26,000 per W2 employee and FFCRA/SETC up to $32,000 for 1099 workers), facilitates business funding through partner banks and lenders (unsecured loans up to $2M, lines of credit up to $500K, SBA loans), provides merchant account payment processing with fee reductions up to 50%, administers SIMRP self-insured healthcare reimbursement plans to reduce employer payroll taxes, identifies and applies for federal/state/city business grants, offers a turnkey e-commerce Passive Income Program, and delivers business consulting and marketing services.
Is Fidelity Pandemic Relief Services a public or private company?
Fidelity Pandemic Relief Services is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Fidelity Pandemic Relief Services founded?
Fidelity Pandemic Relief Services was founded in -1. It employs 251 to 500 people.
Where is Fidelity Pandemic Relief Services based?
Fidelity Pandemic Relief Services is headquartered in Santa Ana, United States, in the North America region.
How does Fidelity Pandemic Relief Services make money?
Six revenue lines are on record. ERC Processing Services are the primary driver. The others are FFCRA/SETC Processing Services, merchant Services Processing, business Lending Facilitation, passive Income Program (PIP) and SIMRP Administration.
Who are Fidelity Pandemic Relief Services's main competitors?
Broad incumbents on record are Insperity, Lendio, ADP, Paychex and Justworks. Direct peers are PeopleKeep, Zane Benefits, Take Command Health, Personnel Concepts and ERC Today.
Does Fidelity Pandemic Relief Services have an API?
No public API is recorded for Fidelity Pandemic Relief Services.
What industry is Fidelity Pandemic Relief Services in?
Fidelity Pandemic Relief Services's product category is Business Financial Services. Its primary akta.pro industry code is HLAEALAK, Flexible Benefits Administration (FSA/HSA/HRA), with a secondary code of FSAIAFAB, Self-Funded (ASO) Group Health Plans & Stop-Loss. Its NAICS code is 524292 and its SIC code is 6321.