Stewart Insurance Group
Stewart Insurance Group is a Bayside Melbourne-based general insurance broker serving professionals, small-to-medium businesses, and large industrial organisations across Australia, offering business, personal, marine, property, and travel insurance as an Authorised Representative of McLardy McShane Partners.
- Company typePrivate
- Founded2008
- HeadquartersBrighton, Australia
- Headcount1–10
- GTM typeB2B and B2C
- OfferingServices
What Stewart Insurance Group does
Stewart Insurance Group is a general insurance broker headquartered in Brighton (Bayside Melbourne), Victoria, Australia. The firm operates under the legal entity McLardy McShane Stewart Pty Ltd and trades as both "Stewart Insurance Group" and "Coastal Insurance Brokers." It functions as a Corporate Authorised Representative (No. 1314545) of McLardy McShane Partners Pty Ltd (AFSL No: 232987) and is a member of the Steadfast Network, the dominant Australian and New Zealand general insurance broker aggregation group. Its client base spans professionals (architects, doctors, engineers, solicitors), small-to-medium businesses, and large industrial organisations across Australia, with an explicit trans-Tasman extension for marine transit cover.
The product portfolio is broad across personal, commercial, marine and specialty lines: Business Insurance, Car, Home and Contents, Landlords, Houseboat (with a Lake Eildon specialisation), Dinghy (delivered via referral to Nautilus Marine Insurance), Leisure Travel (via PassportCard), Single Transit Marine (Australia–New Zealand), Pleasurecraft, Professional Indemnity, Public & Products Liability, and Property/Strata. The underlying technology is a relatively conventional brokerage website built around online quote forms for most products, supported by third-party replacement-cost calculators and email/phone intake. Underwriting access comes through the McLardy McShane/Steadfast affiliations to a panel of major insurers (Allianz, Blue Zebra, CGU, Chubb, Club Marine, Hollard, IAG, QBE, Zurich). Distribution is sales-led, combining a digital top-of-funnel (website, LinkedIn, Facebook) with owner-operator servicing through a small team organised into Commercial, Retail, Pleasurecraft, Claims and Operations, with dedicated claims officers handling end-to-end claims.
The revenue model is commission-based: the broker earns placement commissions from insurers on bound policies and a 20% referral fee on base premium for dinghy business referred to Nautilus Marine. Pricing is quote-driven and risk-tailored with no public rate cards; billing is annual. The go-to-market is owner-operator-style personalised advice, leveraging the scale and pricing leverage of the parent/network. No AI/ML capabilities, funding events, M&A activity, or patent/trademark assets are disclosed.
Stewart Insurance Group firmographics
Firmographics- Name
- Stewart Insurance Group
- Legal name
- McLardy McShane Stewart Pty Ltd
- Website
- https://stewartinsurance.com.au
- Company type
- Private
- Founded year
- 2008
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Stewart Insurance Group is a Bayside Melbourne-based general insurance broker serving professionals, small-to-medium businesses, and large industrial organisations across Australia, offering business, personal, marine, property, and travel insurance as an Authorised Representative of McLardy McShane Partners.
- Ownership category
- akta.pro rank
Stewart Insurance Group industry classification
Industry- Product category
- General Insurance Brokerage
- NAICS
- Insurance Agencies and Brokerages (524210), Insurance Agencies and Brokerages (52421)
- SIC
- Insurance Agents, Brokers & Service (6411), Fire, Marine & Casualty Insurance (6331)
- akta.pro primary industry
- Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)
- akta.pro secondary industries
- Retail (Personal Lines) Insurance Brokerage (FSAEADAA), Marine Specialty (Hull/P&I/Cargo) (FSAJAGAJ)
Keywords
Where Stewart Insurance Group is headquartered
LocationHeadquarters
- HQ city
- Brighton
- HQ country
- Australia
- HQ region
- Oceania
Offices1 record
Markets served
Stewart Insurance Group business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure, Others
Revenue model
- Insurance Brokerage Commissions: Stewart Insurance Group operates as an insurance broker earning commissions from insurers for placing business. They receive referral fees from partners such as Nautilus Marine Insurance (20% of base premium for dinghy insurance referrals).
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Annual | Quote-based pricing tailored to individual risk profiles |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels5 records
Stewart Insurance Group product offering
Product offeringCore offering
Stewart Insurance Group is a general insurance broker based in Bayside Melbourne that arranges business, professional, marine/transport, personal, property, and liability insurance on behalf of clients, placing coverage with insurers via the McLardy McShane Partners and Steadfast Network panels. It also offers dedicated personalised claims management with assigned claims officers who liaise with insurers. Clients access quotes through online forms, phone, or email for products ranging from business and professional indemnity cover to car, home, houseboat, landlord, dinghy, leisure travel, and Australia-to-New Zealand marine transit insurance.
Product overview
Stewart Insurance Group is a general insurance broker offering a portfolio of insurance products across business, professional, marine/transport, personal, property, and liability lines. The portfolio is organized as a set of distinct, self-contained insurance products that can be quoted and purchased online, supported by a claims management service staffed by dedicated claims officers. Core products include Business Insurance, Car Insurance, Home and Contents Insurance, Houseboat Insurance, Landlords Insurance, Dinghy Insurance, Leisure Travel Insurance (via PassportCard), Marine Transit Insurance, Pleasurecraft Insurance, Professional Indemnity Insurance, Public & Products Liability Insurance, and Property Insurance. The group's online quoting infrastructure enables clients to obtain quotes across these product lines, while the broader advisory and claims service is delivered by a team of experienced insurance professionals.
Differentiator
Problem solved
Functional benefit
Products and services
- Business Insurance Multi-line commercial insurance product for small to large Australian businesses across restaurants, cafes, retail, trade, import/export, manufacturing, and transport. Covers general liability, property loss/damage, tools of trade, consequential loss, income protection, commercial motor, mobile plant and equipment, and professional indemnity within a single packaged offering.
- Car Insurance Motor vehicle insurance for private and business use, with options for windscreen protection and hire car following accident. Targeted at Australian consumers and small-business vehicle owners.
- Home and Contents Insurance Home and contents insurance covering buildings and contents against accidental damage or defined events, with coverage for valuables, re-wiring/re-plumbing, and property security features. For owner-occupier households in Australia.
- Houseboat Insurance Comprehensive boat insurance tailored to houseboats and watercraft on Lake Eildon, including all-risk comprehensive cover, legal liability, and cover for ski/wake/motor boats and PWC's. Targeted at recreational houseboat owners.
- Landlords Insurance Property rental insurance covering houses, townhouses, apartments, and duplexes, with options for rent default, theft by tenant, and landlord liability. Configurable excess ($250/$500/$1,000) and liability limits ($10M/$20M) at quote stage.
- Dinghy Insurance Insurance for off-the-beach boats, underwritten and serviced through a referral partnership with Nautilus Marine Insurance. Stewart Insurance Group receives a 20% commission on the base premium of policies purchased or renewed.
- Leisure Travel Insurance Travel insurance for leisure trips, offered in partnership with PassportCard. Targeted at Australian travellers purchasing individual trip cover via online quote-and-bind.
- Marine Transit Insurance (Australia to New Zealand) Single-transit insurance covering accidental damage and listed events for household goods, personal effects, vehicles, and artwork moving between Australia and New Zealand. Targeted at relocating households and shippers using the Tasman corridor.
- Pleasurecraft Insurance Insurance for pleasure craft, marine cargo, and goods in transport for recreational vessel owners. Specialised servicing led by the firm's Pleasurecraft specialist.
- Professional Indemnity Insurance Professional indemnity and directors cover for professionals including Architects, Doctors, Engineers, and Solicitors, protecting against professional liability claims. Sold to individual professionals and small practices.
- Public & Products Liability Insurance General liability insurance covering all businesses against third party claims for bodily injury, property damage, and personal injury. For Australian businesses across sectors.
- Property Insurance Insurance for property owners and strata title properties, supplementing the landlords offering for owners and body corporates.
- Claims Management Service Personalised end-to-end claims handling service assigning a dedicated claims officer who manages the entire claims process on behalf of clients, liaising with insurer partners including Allianz, Blue Zebra, CGU, CHUBB, Club Marine, Hollard, IAL, Nautilus Marine, QBE, and Zurich. Available to clients across all product lines.
Companies that use Stewart Insurance Group
Customer profileNamed customers13 records
Segments6 records
Ideal customer profiles4 records
Stewart Insurance Group technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Stewart Insurance Group partnerships and signals
Strategic signalPartnerships
13 partnerships are on record, tiered core, major and minor.
- McLardy McShane Partners Pty LtdcoreStewart Insurance Group is an Authorised Representative (No. 1314545) of McLardy McShane Partners Pty Ltd (AFSL No: 232987). This partnership provides regulatory authorisation and access to insurance products and markets.
- Steadfast NetworkcoreStewart Insurance Group is a member of the Steadfast Network, providing security, reach, and pricing leverage through this industry network association.
- Nautilus Marine InsurancemajorReferral partner for dinghy insurance. Clients are directed to Nautilus Marine Insurance portal for quote and bind. Stewart Insurance receives 20% referral fee on base premium for policies purchased or renewed.
- PassportCardmajorPartnership with PassportCard to offer clients leisure travel insurance through their platform.
- AllianzminorInsurer partner for claims handling and coverage offerings.
- Blue ZebraminorInsurer partner for claims handling (1300 253 692).
- CGUminorInsurer partner for claims handling.
- CHUBBminorInsurer partner for claims handling (1800 726 226).
- CLUB MARINEminorInsurer partner for marine insurance claims handling.
- HOLLARDminorInsurer partner for claims handling (1300 020 287).
- IAL (Insurance Australia Group)minorInsurer partner for claims handling.
- QBEminorInsurer partner for claims handling.
- ZURICHminorInsurer partner for claims handling (1800 611 372).
Scale indicators1 record
Recent moves6 records
Expansion highlights4 records
Stewart Insurance Group competitors and assessment
Company assessmentBroad incumbents
- Aon Australia: Global insurance brokerage with significant Australian operations covering commercial, marine, professional indemnity, and personal lines. Competes with Stewart Insurance for mid-market commercial accounts but at much greater scale.
- Westpac Insurance: Direct insurance distribution arm of Westpac Banking Group offering home, car, and business insurance. Represents the direct-to-consumer channel that competes with broker-based distribution models like Stewart Insurance Group.
- Arthur J. Gallagher & Co. (Australia): Global insurance broker with Australian presence across commercial, marine, and specialty lines. Overlaps Stewart Insurance's product suite but serves larger enterprise clients primarily.
- Marsh Advantage Insurance: Large Australian brokerage arm of Marsh, offering business, professional, marine, and personal insurance across Australia. Overlaps Stewart Insurance's product lines but operates at materially greater scale with global resources.
Direct peers
- Coverforce Insurance Brokers: Australian insurance broker network similar in size and structure to McLardy McShane/Steadfast affiliates. Comparable mid-market business, personal, and specialty insurance offering with a multi-state footprint.
- McLardy McShane Partners: Stewart Insurance Group's AFSL parent and direct network partner. McLardy McShane Partners is an Australian insurance broker network that provides regulatory authorization, product access, and back-office services to authorized representatives, including Stewart Insurance, making it a directly comparable brokerage model.
- Steadfast Network: Australia and New Zealand's largest broker network, of which Stewart Insurance Group is a member. Steadfast member brokers operate under the same network-based distribution model with shared market access, pricing leverage, and back-office services.
- Honan Insurance Group: Mid-market Australian commercial and personal lines insurance broker with a multi-line product suite similar to Stewart Insurance Group. Comparable in target customer base (SMBs to mid-market enterprises) and broker distribution model.
- Insurance House (Insurance Australia Group): Australian insurance broker network affiliated with IAG, providing multi-line business, personal, and specialty insurance products. Comparable broker model with similar SMB to mid-market customer focus.
Emerging players
- Howden Australia: Australian operations of the global Howden broking group, offering commercial, marine, and specialty insurance. Comparable to Stewart Insurance's specialty and marine product lines but operating at greater scale and with broader geographic reach.
Market position
Strengths4 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
Stewart Insurance Group social profiles
Digital presenceStewart Insurance Group financial estimates
Financial estimateRevenue estimate
Valuation estimate
Stewart Insurance Group leadership team
Management profileNumber of profiles
Profiles6 records
Stewart Insurance Group funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Stewart Insurance Group M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Stewart Insurance Group
What does Stewart Insurance Group do?
Stewart Insurance Group is a general insurance broker based in Bayside Melbourne that arranges business, professional, marine/transport, personal, property, and liability insurance on behalf of clients, placing coverage with insurers via the McLardy McShane Partners and Steadfast Network panels. It also offers dedicated personalised claims management with assigned claims officers who liaise with insurers. Clients access quotes through online forms, phone, or email for products ranging from business and professional indemnity cover to car, home, houseboat, landlord, dinghy, leisure travel, and Australia-to-New Zealand marine transit insurance.
Is Stewart Insurance Group a public or private company?
Stewart Insurance Group is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Stewart Insurance Group founded?
Stewart Insurance Group was founded in 2008. It employs 1 to 10 people.
Where is Stewart Insurance Group based?
Stewart Insurance Group is headquartered in Brighton, Australia, in the Oceania region.
How does Stewart Insurance Group make money?
One revenue line is on record: insurance Brokerage Commissions.
Who are Stewart Insurance Group's main competitors?
Broad incumbents on record are Aon Australia, Westpac Insurance, Arthur J. Gallagher & Co. (Australia) and Marsh Advantage Insurance. Direct peers are Coverforce Insurance Brokers, McLardy McShane Partners, Steadfast Network, Honan Insurance Group and Insurance House (Insurance Australia Group). Howden Australia is listed as an emerging player.
Does Stewart Insurance Group have an API?
No public API is recorded for Stewart Insurance Group.
What industry is Stewart Insurance Group in?
Stewart Insurance Group's product category is General Insurance Brokerage. Its primary akta.pro industry code is FSAEADAJ, Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines), with a secondary code of FSAEADAA, Retail (Personal Lines) Insurance Brokerage. Its NAICS code is 524210 and its SIC code is 6411.