La Mutuelle Verte
French mutual health insurance company founded in 1976, serving 200,000 members with complementary health and provident insurance through a multi-channel platform spanning digital, field sales, brokerage, and agency distribution across France.
- Company typePrivate
- Founded1976
- HeadquartersToulon, France
- Headcount51–100
- GTM typeB2B and B2C
- OfferingServices
What La Mutuelle Verte does
La Mutuelle Verte is a French mutual health insurance company founded in 1976 and headquartered in Toulon, operating under Book II of the French Code de la mutualité and supervised by the ACPR. It provides complementary health insurance (Mutuelle Santé) and provident insurance (Mutuelle Prévoyance) to approximately 200,000 managed members across France, supported by more than 1,000 partner companies and 100+ employees. The product portfolio is structured around ten specialized variants targeting Actifs, Seniors, Jeunes, self-employed workers (TNS), SMEs, healthcare professionals, EU civil servants, Alsace-Moselle residents, Maghreb expatriates, and brokers.
The underlying technology layer comprises a digital platform with a mobile application (rated 4.7/5) for claims and document submission, an online member portal, 24/7 teleconsultation access through third-party providers, and a negotiated-rate care network (Réseau de Soins) in optics, dental, and audiology. Distribution is multi-channel: direct-to-consumer via website and app, field sales in Var Ouest and Bouches-du-Rhône, a brokerage channel operated through subsidiary CCMV, a phone contact center, and physical agency locations in Toulon and Arras.
The business model is subscription-based, recurring monthly premiums on individual and collective contracts, supplemented by an Offres Privilèges affiliate discount program with 12+ consumer brand partners. Revenue is not disclosed publicly; the company is a private mutual owned by its member-policyholders, with no external shareholders or parent organization. Four operating subsidiaries (AMV, AMVEM, APSMV, CCMV) address segment-specific needs including Madelin-law TNS coverage, Maghreb expatriate coverage, healthcare professional coverage, and brokerage.
La Mutuelle Verte firmographics
Firmographics- Name
- La Mutuelle Verte
- Legal name
- La Mutuelle Verte
- Website
- https://mutuelleverte.com
- Company type
- Private
- Founded year
- 1976
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- French mutual health insurance company founded in 1976, serving 200,000 members with complementary health and provident insurance through a multi-channel platform spanning digital, field sales, brokerage, and agency distribution across France.
- Ownership category
- akta.pro rank
La Mutuelle Verte industry classification
Industry- Product category
- Mutual Health Insurance
- NAICS
- Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210), Services for the Elderly and Persons with Disabilities (624120)
- SIC
- Insurance Agents, Brokers & Service (6411), Services-Health Services (8000)
- akta.pro primary industry
- Individual Supplemental Health (Hospital Indemnity, Critical Illness, Accident) (FSAIAEAD)
- akta.pro secondary industry
- Small Group Health Insurance (2–50/100) (FSAIAFAD)
Keywords
Where La Mutuelle Verte is headquartered
LocationHeadquarters
- HQ city
- Toulon
- HQ country
- France
- HQ region
- Europe
Offices2 records
Markets served
La Mutuelle Verte business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Complémentaire Santé (Supplementary Health Insurance): Core revenue stream from health insurance policies covering optical, dental, hearing aids and general healthcare. Operates under the French mutual insurance model regulated by Code de la mutualité.
- Prévoyance (Provident Insurance): Providence insurance products providing protection against life risks including death, disability, and incapacity, offering daily allowances, annuities or capital benefits.
- Offres Privilèges: Partner discount program offering members preferential rates on travel, wellness, leisure and services from partner companies.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Individual health insurance plans for actifs, seniors, and jeunes profiles |
| Subscription | Monthly | Collective/group health insurance for enterprises |
| Subscription | Monthly | Providence insurance products |
Go-to-market motion3 records
Distribution channels5 records
Marketing channels7 records
La Mutuelle Verte product offering
Product offeringCore offering
La Mutuelle Verte sells complementary health insurance (Mutuelle Santé) covering optical, dental, audiology, and general healthcare, plus provident insurance (Mutuelle Prévoyance) protecting against death, disability, and incapacity. Products are tailored across demographic segments including active professionals, seniors, youth under 30, self-employed (TNS), enterprises, healthcare professionals, EU civil servants, Alsace-Moselle residents, Maghreb expatriates, and insurance brokers, supported by a mobile app, 24/7 teleconsultation, a care network, and assistance services.
Product overview
La Mutuelle Verte is a French mutual health insurance company governed by the French Mutual Code, offering a comprehensive portfolio of health and providence insurance products. The core offering consists of Mutuelle Santé (health insurance) and Mutuelle Prévoyance (providence/protection insurance), supported by digital services including a mobile application (rated 4.7/5), remote consultation, and a care network for optics, dental, and audiology. The company serves diverse segments including active professionals, seniors, youth under 30, independent workers (TNS), businesses, healthcare professionals, EU civil servants, Alsace-Moselle residents, Maghreb expatriates, and insurance brokers. Additional member benefits include the quarterly Mutuelle Verte Magazine and the Offres Privilèges discount program with partner companies. The product portfolio spans individual plans (Mutuelle Actifs, Mutuelle Seniors, Mutuelle Jeunes), professional plans (Mutuelle Indépendants, Mutuelle Professionnels de Santé), collective plans (Mutuelle Entreprise), and specialized offerings for specific populations.
Differentiator
Problem solved
Functional benefit
Quantifiable outcome
- 200,000 people covered by the mutuelle
- +2 more outcomes
Companies that use La Mutuelle Verte
Customer profileNamed customers4 records
Segments11 records
Ideal customer profiles7 records
La Mutuelle Verte technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature4 records
La Mutuelle Verte partnerships and signals
Strategic signalPartnerships
13 partnerships are on record, tiered minor.
- OdalysminorVacation rental partner offering up to 28% discount on apartments, hotels, chalets, and mobile homes across 400+ vacation residences in France, Corsica, Italy, Spain, and Croatia.
- WonderboxminorGift experience partner offering up to 15% discount on thousands of activities including parachute jumps, treehouses, and fine dining across France and Europe.
- MiléademinorVacation village partner with 34 destinations in France offering up to 10% discount on all-inclusive packages, rentals, or half-board at 3-star villages.
- HandicareminorStairlift provider partner with 60+ partners in France and overseas, offering solutions for all types of stairs with customizable options.
- Gentlemen du DéménagementminorMoving services partner with 80 companies and 130 agencies in France, ISO 9001 and 14001 certified, serving 50,000+ families annually with up to 8% discount.
- MisterflyFlight booking partner offering negotiated rates with FLEX options for refundable tickets, payment in 4 installments, no booking fees, and vacation vouchers accepted.
- ThalazurminorThalassotherapy partner in 9 coastal wellness destinations across France including Cabourg, Ouistreham, Carnac with up to 35% discount.
- Vichy Célestins Spa Hôtelminor5-star spa hotel partner in Vichy offering refined stays with thermal water benefits, health treatments, beauty services, accommodation, and dining with up to 20% discount.
- Thalasso Spa MarinminorThalassotherapy center in Châtelaillon-plage near La Rochelle offering day, weekend, and 3-6 day stays with thalassotherapy treatments, massages, and hotel accommodation.
- GoeliaminorTourism residence partner with 150+ 3-star residences in France, Spain, Italy, and Portugal offering up to 8% discount on seaside, mountain, and countryside accommodations.
- VTF VacancesminorVacation village partner with 50+ villages in France offering up to 17% discount on rentals, full-board, and family-friendly packages with free children's clubs.
- Hôtel pour tousminorHotel booking partner offering access to 1.2 million accommodations worldwide at negotiated rates with immediate availability.
- Rugby Club Toulonnais (RCT)minorSports partnership with the iconic Rugby Club Toulonnais based in Toulon. The partnership includes RCT merchandise discount and joint branding as RCT Store partner.
Scale indicators4 records
Recent moves6 records
Expansion highlights6 records
La Mutuelle Verte competitors and assessment
Company assessmentDirect peers
- Henner: French independent group specializing in health and prévoyance insurance for individuals, expatriates, and enterprises — including specific offerings for international/expatriate populations. Comparable to La Mutuelle Verte's expatriate (Maghreb) and enterprise segments and mutualist-adjacent positioning.
- Malakoff Humanis: Leading French group in social protection and health insurance, offering collective and individual complémentaire santé, prévoyance, and retirement products. Strong overlap in enterprise collective contracts and individual offerings with La Mutuelle Verte.
- Harmonie Mutuelle: One of France's largest mutuelles offering complémentaire santé and prévoyance to individuals, professionals, and enterprises across the country. Directly comparable as a mutualist health and provident insurer with multi-channel distribution and similar product taxonomy.
- MGEN: Major French mutuelle (groupement de mutuelles) providing health, prévoyance, and social-protection coverage to public-sector employees and the broader population. Operates under the same Code de la mutualité framework and serves overlapping individual, family, and enterprise segments.
- Aesio Mutuelle: French mutuelle offering complémentaire santé and prévoyance to individuals, professionals, and businesses through a regional and national network. Directly comparable as a multi-segment mutuelle with similar product portfolio and mutualist regulatory framework.
Emerging players
- Alan: French digital-first health insurance insurtech serving individuals and SMEs with a streamlined digital experience and teleconsultation. Comparable on the digital channel and SME/enterprise motion but competing more on tech-enabled UX than mutualist trust.
Broad incumbents
- Covéa (MAAF / MMA / GMF): French mutual insurance group encompassing MAAF, MMA, and GMF, offering health, auto, home, and life coverage to individuals and small businesses. Comparable on the mutualist governance model and individual/SMB health segment, though at materially larger scale.
- SwissLife France: French subsidiary of Swiss Life offering health, prévoyance, savings, and retirement products to individuals and enterprises. Overlaps with La Mutuelle Verte on individual and collective health/prévoyance but with broader financial-services capabilities.
- AXA France: Major French insurer providing individual and group health, life, and property-casualty coverage. Competes in the same individual and collective complémentaire santé market with broader product breadth and national distribution.
- Groupama: Large French mutual insurance group offering health, property, auto, and life insurance to individuals and professionals nationwide. Overlaps with La Mutuelle Verte on individual complémentaire santé and prévoyance but operates at much greater scale across multiple lines of business.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
La Mutuelle Verte social profiles
Digital presenceLa Mutuelle Verte financial estimates
Financial estimateRevenue estimate
Valuation estimate
La Mutuelle Verte leadership team
Management profileNumber of profiles
Profiles2 records
La Mutuelle Verte subsidiaries and ownership
Company hierarchySubsidiaries4 records
La Mutuelle Verte funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
La Mutuelle Verte M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about La Mutuelle Verte
What does La Mutuelle Verte do?
La Mutuelle Verte sells complementary health insurance (Mutuelle Santé) covering optical, dental, audiology, and general healthcare, plus provident insurance (Mutuelle Prévoyance) protecting against death, disability, and incapacity. Products are tailored across demographic segments including active professionals, seniors, youth under 30, self-employed (TNS), enterprises, healthcare professionals, EU civil servants, Alsace-Moselle residents, Maghreb expatriates, and insurance brokers, supported by a mobile app, 24/7 teleconsultation, a care network, and assistance services.
Is La Mutuelle Verte a public or private company?
La Mutuelle Verte is a private company. It is classified as nonprofit foundation owned and is currently operating.
When was La Mutuelle Verte founded?
La Mutuelle Verte was founded in 1976. It employs 51 to 100 people.
Where is La Mutuelle Verte based?
La Mutuelle Verte is headquartered in Toulon, France, in the Europe region.
How does La Mutuelle Verte make money?
Three revenue lines are on record. Complémentaire Santé (Supplementary Health Insurance) is the primary driver. The others are prévoyance (Provident Insurance) and offres Privilèges.
Who are La Mutuelle Verte's main competitors?
Direct peers on record are Henner, Malakoff Humanis, Harmonie Mutuelle, MGEN and Aesio Mutuelle. Alan is listed as an emerging player. Broad incumbents are Covéa (MAAF / MMA / GMF), SwissLife France, AXA France and Groupama.
Does La Mutuelle Verte have an API?
No public API is recorded for La Mutuelle Verte.
What industry is La Mutuelle Verte in?
La Mutuelle Verte's product category is Mutual Health Insurance. Its primary akta.pro industry code is FSAIAEAD, Individual Supplemental Health (Hospital Indemnity, Critical Illness, Accident), with a secondary code of FSAIAFAD, Small Group Health Insurance (2–50/100). Its NAICS code is 5242 and its SIC code is 6411.