Cavallino Risk Management

What Cavallino Risk Management does

Cavallino Risk Management, Inc. is a privately held commercial insurance agency founded by Frank Caponi and headquartered in Huntington, New York that places truck insurance and related commercial coverages for the US transportation market (the company history timeline anchors founding to 1998, while firmographics data lists 1995 — over 25 years of operating history is consistent with both). The firm serves owner operators, small to large trucking fleets, and charter bus and public auto operators, with an emphasis on FMCSA-compliant primary trucking liability products. Service is positioned as national in reach but grounded in local, relationship-driven distribution out of Long Island.

Cavallino Risk places eight core coverage lines: primary Truck Liability Insurance, Auto Physical Damage, General Liability, Motor Truck Cargo, Non-Trucking Liability (Bob Tail), Trailer Interchange, Public Auto coverage, and a second Trucking Liability product line. Operations rely on industry-standard infrastructure rather than proprietary technology: a Vertafore-integrated client portal handles policy and certificate-of-insurance access, Xpress-Pay processes premium payments, and a multilingual website (English, Punjabi, Spanish, Turkish, Urdu) supports quote intake and downloads Trucker and Public Auto intake forms. No proprietary software, data products, or AI/ML systems are disclosed; differentiated capability is concentrated in industry relationships, multilingual staffing, and niche transportation underwriting expertise.

The firm earns carrier and underwriter commissions on policies placed, with pricing quoted per account based on coverage limits, fleet radius, vehicle count, commodity, and risk profile. Distribution is sales-led via direct phone (631-385-5980), email, the website quote request form, and fax/mail intake forms; no third-party agent network is referenced. The customer book is a long-tail mix of mostly small commercial accounts, with brand credibility anchored by an A+ Better Business Bureau accreditation and the registered service-mark 'The Right Truck Insurance at the Right Price®'. Revenue, premium volume, and headcount time series are not disclosed.

Name

Cavallino Risk Management

Legal name

Cavallino Risk Management, Inc.

Website

https://cavallinorisk.com

Company type

Private

Founded year

1998

Operating status

Operating

Headcount range

11–50 employees

Short description

Cavallino Risk Management is a privately held US insurance agency headquartered in Huntington, New York that places truck insurance and related commercial coverages for owner operators, trucking fleets, and charter bus and public auto operators across the United States.

Ownership category

akta.pro rank

Product category

Commercial Truck Insurance

NAICS

Insurance Agencies and Brokerages (524210), Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Commercial Auto & Fleet Insurance (FSAJAMAB)

Keywords

• Truck insurance agency
• Commercial trucking insurance
• Motor carrier coverage
• Fleet insurance services
• Transportation risk management

Headquarters

HQ city

Huntington

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Insurance Agency/Brokerage Commissions: Cavallino Risk Management operates as an insurance agency that connects trucking businesses (owner operators and fleets) with insurance carriers. The company earns commissions from insurance underwriters and carriers for policies placed. Revenue is generated through the placement of various truck insurance coverages including primary liability, physical damage, cargo coverage, general liability, and other trucking-specific insurance products. The company has access to top insurance markets, allowing them to negotiate optimal combinations of price and coverage for clients.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

Cavallino Risk Management is a commercial truck insurance agency that places trucking and public auto insurance policies on behalf of owner operators, truck fleets, charter buses, and limousine operators. The agency connects clients with insurance carriers and underwriters, providing coverage types including primary truck liability, auto physical damage, motor truck cargo, non-trucking liability, trailer interchange, general liability, and public auto insurance. Revenue is earned through commissions paid by carriers for policies placed, with quote-based pricing tailored to each client's risk profile and FMCSA compliance requirements.

Product overview

Cavallino Risk Management is a truck insurance agency offering a comprehensive portfolio of insurance products for owner operators and truck fleets. The company provides The Right Truck Insurance at the Right Price through eight core coverage types: Truck Liability Insurance Coverage (bodily injury, PIP, property damage), Auto Physical Damage Truck Insurance (comprehensive and collision), General Liability, Motor Truck Cargo Insurance, Non-Trucking Liability (Bob Tail), Trailer Interchange Insurance, Public Auto Insurance, and Trucking Liability. These products are tailored to meet FMCSA compliance requirements and protect trucking business assets.

Differentiator

Problem solved

Functional benefit

Products and services

• Truck Liability Insurance Coverage Primary truck liability insurance covering Bodily Injury Liability, Personal Injury Protection, and Property Damage Liability for negligence in the use of insured vehicles, mandated at a minimum of $750,000 combined single limit and up to $5,000,000 for hazardous material haulers. Intended for owner operators, truck fleets, and other commercial trucking operators required to meet FMCSA and shipper/broker minimums.
• Auto Physical Damage Truck Insurance
• General Liability Insurance
• Motor Truck Cargo Insurance
• Non-Trucking Liability (Bob Tail) Insurance
• Trailer Interchange Insurance
• Public Auto Insurance

Quantifiable outcome

• 25+ years of transportation insurance expertise

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators2 records

Recent moves4 records

Expansion highlights4 records

Direct peers

• Founders Insurance Group: Multi-line property and casualty agency placing commercial auto and trucking coverage with a relationship-driven, niche-focused sales motion similar to Cavallino. Directly comparable in target customer and brokerage business model.
• NICO Insurance: Long-standing niche insurance agency specializing exclusively in trucking and commercial auto coverage for owner-operators and small fleets, with similar multi-line placement and direct-sales motion. Directly comparable in target customer, product mix, and brokerage (not carrier) business model.
• North American Risk Services: Specialty insurance brokerage focused on commercial transportation including trucking, public auto, and limousine risks. Direct competitor for the same owner-operator and fleet customer base with a comparable specialty distribution model.

Broad incumbents

• RPS (Risk Placement Services): National wholesale and specialty retail brokerage with a dedicated transportation practice serving trucking fleets and public auto operators. Comparable in target market and product range but vastly larger scale and broader geographic footprint than Cavallino.
• Insurance Office of America (IOA): Large privately held commercial insurance brokerage offering commercial auto, trucking, and public auto lines through agency and direct channels. Comparable commercial P&C placement capability for fleet and owner-operator customers.
• Acrisure: Global insurance brokerage with significant commercial transportation and trucking practice, including CoverWallet-style digital placement. Touches the same trucking-insurance buyer with both traditional and digital distribution channels.
• Heffernan Insurance Brokers: Large independent commercial insurance brokerage with transportation and trucking specialty practice serving owner-operators and fleet accounts. Overlaps in customer segment and product offering, but operates at meaningfully greater scale.
• HUB International: Major North American insurance brokerage with a national transportation practice handling commercial auto, trucking liability, and public auto. Comparable line of business and target customer but offers breadth and geographic reach far beyond Cavallino.

Emerging players

• CoverWallet: Digital-first commercial insurance platform (now part of Aon) offering instant quoting and binding for commercial auto, general liability, and trucking-adjacent lines. Targets the same SMB/commercial customers but competes on speed and digital UX rather than personal service.

Others

• The Hartford: Direct property and casualty insurance carrier that also writes commercial auto and fleet coverage for small businesses. Not a direct brokerage peer but a relevant ecosystem participant as a potential carrier partner or competitor via direct channels for the same insured base.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat4 records

Key risks7 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/cavallino-risk-management

Revenue estimate

Valuation estimate

Number of profiles

Profiles10 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Cavallino Risk Management