Rothwell and Towler
- Company typePrivate
- Founded1973
- HeadquartersExeter, United Kingdom
- Headcount11–50
- GTM typeB2C
- OfferingServices
Rothwell and Towler firmographics
Firmographics- Name
- Rothwell and Towler
- Legal name
- Rothwell & Towler Ltd
- Website
- https://rothwellandtowler.com
- Company type
- Private
- Founded year
- 1973
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
Rothwell and Towler industry classification
Industry- Product category
- Travel Insurance
- NAICS
- Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Travel & Accident (Non-Life) Insurance (FSAJAMAN)
- akta.pro secondary industries
- Travel Insurance Coordination (HSACAKAI), Captive Insurance Advisory & Management (FSAEADAF)
Keywords
Where Rothwell and Towler is headquartered
LocationHeadquarters
- HQ city
- Exeter
- HQ country
- United Kingdom
- HQ region
- Europe
Offices2 records
Markets served
Rothwell and Towler business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Others
Revenue model
- Insurance Intermediation Commission: As an insurance intermediary acting as agent of the insurer under delegated authority arrangement, Rothwell & Towler receives commission from insurers (a portion of the insurance premium). Additional contingency income may be earned based on meeting certain targets set by insurers.
Go-to-market motion1 record
Distribution channels7 records
Marketing channels5 records
Rothwell and Towler product offering
Product offeringCore offering
Rothwell & Towler is a UK insurance intermediary that sells travel insurance policies to consumers through three specialist brands: World First (flagship comprehensive travel cover), Travel Insurance 4 Medical (cover for customers with pre-existing medical conditions), and Travel Insurance Saver (budget essential cover). Operating as an Appointed Representative of Crispin Speers & Partners Ltd under FCA regulation, the company places business with insurers under delegated authority arrangements and earns commission on premiums.
Product overview
Rothwell & Towler operates as a specialist insurance intermediary with a portfolio of three specialist travel insurance brands. The company offers policies directly to consumers and through price comparison websites, serving more than 350,000 customers per year. The brand portfolio includes World First (flagship comprehensive travel insurance), Travel Insurance 4 Medical (specialist coverage for customers with medical conditions), and Travel Insurance Saver (budget-oriented essential coverage). Products include 5 Star rated policies as verified by independent financial information business Defaqto.
Differentiator
Problem solved
Functional benefit
Brands
- World First: Flagship travel insurance brand offering the widest scope of policy options for three decades, serving everyone from weekend breakers to gap year travelers.
- Travel Insurance 4 Medical
- Travel Insurance Saver
Products and services
- World First Travel Insurance Flagship travel insurance brand offering the widest scope of policy options for travel enthusiasts, covering weekend breaks through to gap year trips, in market for three decades.
- Travel Insurance 4 Medical Specialist travel insurance for customers with pre-existing medical conditions, featuring nuanced medical screening to identify appropriate cover at fair prices.
- Travel Insurance Saver Budget-oriented travel insurance providing essential holiday cover without charging for unnecessary extras, designed to be speedy, simple and stress-free.
Quantifiable outcome
- 350,000+ customers served annually
- +2 more outcomes
Companies that use Rothwell and Towler
Customer profileNamed customers4 records
Segments3 records
Ideal customer profiles3 records
Rothwell and Towler technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Rothwell and Towler partnerships and signals
Strategic signalPartnerships
Seven partnerships are on record, tiered core and minor.
- Crispin Speers & Partners LtdcoreRothwell & Towler Ltd is an Appointed Representative of Crispin Speers & Partners Ltd who are Authorised and Regulated by the Financial Conduct Authority (FCA), Register number 311507. This principal relationship provides regulatory authorization for insurance intermediation activities.
- DefaqtominorIndependent financial information business that enables Rothwell & Towler to offer 5 Star rated policies across their established brands. Provides customers with option to choose the highest-rated level of cover on the market.
- Moneysupermarket.comminorLeading UK price comparison website distributing Rothwell & Towler's travel insurance products including World First brand.
- Go CompareminorUK price comparison website distributing Rothwell & Towler's travel insurance brands.
- Compare The MarketminorUK price comparison website distributing Rothwell & Towler's travel insurance brands.
- UswitchminorUK price comparison website distributing Rothwell & Towler's travel insurance brands.
- Confused.comminorUK price comparison website distributing Rothwell & Towler's travel insurance brands.
Scale indicators4 records
Recent moves6 records
Expansion highlights3 records
Rothwell and Towler competitors and assessment
Company assessmentDirect peers
- CoverForYou: UK travel insurance intermediary selling through price comparison websites with budget and comprehensive product tiers, directly comparable to Rothwell & Towler's no-frills and flagship brand positioning.
- Staysure: UK travel insurance specialist serving the over-50s market, with comparable direct-to-consumer and aggregator distribution and similar regulatory positioning as an FCA-authorised intermediary.
- InsureandGo: UK-based travel insurance intermediary offering direct and aggregator-distributed travel insurance, comparable on multi-brand portfolio structure and price-comparison-go-to-market.
- AllClear Travel Insurance: UK specialist travel insurance intermediary focused on customers with pre-existing medical conditions, making it the closest functional analog to Rothwell & Towler's Travel Insurance 4 Medical brand.
- Insurancewith: UK travel insurance intermediary specialising in medical-condition cover, directly comparable to Rothwell & Towler on niche underwriting, customer segmentation, and FCA-regulated intermediation.
- Columbus Direct: Long-established UK travel insurance intermediary with similar brand heritage and direct plus aggregator distribution, comparable in product set and customer base.
Broad incumbents
- Saga: UK specialist insurance provider for the over-50s with a sizeable travel insurance line, comparable in targeting older and medical-condition-heavy customers but operating at much broader scale across multiple insurance verticals.
- Direct Line Group: Major UK personal lines insurer offering travel insurance alongside motor, home, and pet lines, overlapping on travel insurance distribution and aggregator listings but at significantly larger scale.
- Aviva: One of the UK's largest general insurers, offering travel insurance through direct and aggregator channels at a scale and capital base that contrasts with Rothwell & Towler's specialist intermediation model.
Regional players
- World Nomads: Travel insurance provider focused on adventurous and international travelers; comparable on travel insurance product design and customer profile but operates primarily outside the UK domestic market.
Market position
Strengths4 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Rothwell and Towler social profiles
Digital presenceRothwell and Towler compliance and trust
Trust signalCompliance2 records
Rothwell and Towler financial estimates
Financial estimateRevenue estimate
Valuation estimate
Rothwell and Towler leadership team
Management profileNumber of profiles
Profiles2 records
Rothwell and Towler subsidiaries and ownership
Company hierarchySubsidiaries3 records
Rothwell and Towler funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Rothwell and Towler M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Rothwell and Towler
What does Rothwell and Towler do?
Rothwell & Towler is a UK insurance intermediary that sells travel insurance policies to consumers through three specialist brands: World First (flagship comprehensive travel cover), Travel Insurance 4 Medical (cover for customers with pre-existing medical conditions), and Travel Insurance Saver (budget essential cover). Operating as an Appointed Representative of Crispin Speers & Partners Ltd under FCA regulation, the company places business with insurers under delegated authority arrangements and earns commission on premiums.
Is Rothwell and Towler a public or private company?
Rothwell and Towler is a private company. It is classified as corporate owned and is currently operating.
When was Rothwell and Towler founded?
Rothwell and Towler was founded in 1973. It employs 11 to 50 people.
Where is Rothwell and Towler based?
Rothwell and Towler is headquartered in Exeter, United Kingdom, in the Europe region.
How does Rothwell and Towler make money?
One revenue line is on record: insurance Intermediation Commission.
Who are Rothwell and Towler's main competitors?
Direct peers on record are CoverForYou, Staysure, InsureandGo, AllClear Travel Insurance, Insurancewith and Columbus Direct. Broad incumbents are Saga, Direct Line Group and Aviva. World Nomads is listed as a regional player.
Does Rothwell and Towler have an API?
No public API is recorded for Rothwell and Towler.
What industry is Rothwell and Towler in?
Rothwell and Towler's product category is Travel Insurance. Its primary akta.pro industry code is FSAJAMAN, Travel & Accident (Non-Life) Insurance, with a secondary code of HSACAKAI, Travel Insurance Coordination. Its NAICS code is 5242 and its SIC code is 6411.