Havern Benefits Strategies

What Havern Benefits Strategies does

Havern Benefits Strategies (HBS) is a Wakefield, Massachusetts-based employee benefits consulting firm founded in 2017 by Ned Havern, a former National Financial Partners advisor. The firm specializes in cross-border US-Canada benefits advisory for Canadian-owned companies with US employees, while also serving domestic US clients seeking full-scope benefits support. Its service portfolio spans eight modules: Health and Welfare benefits (medical, dental, life, AD&D, disability), HR administration with HRIS technology, retirement planning (401K and deferred compensation), wealth management, property and casualty insurance, executive benefits, voluntary benefits, and a dedicated cross-border benefits practice. The cross-border practice addresses regulatory complexity, multi-state underwriting, and the cost asymmetry where one US employee can cost roughly ten times a Canadian equivalent.

Name

Havern Benefits Strategies

Legal name

Havern Benefits Strategies, LLC

Website

https://havernbenefits.com

Company type

Private

Founded year

2017

Operating status

Operating

Headcount range

1–10 employees

Short description

Havern Benefits Strategies is a Wakefield, MA-based employee benefits consulting firm founded in 2017 that specializes in US-Canada cross-border benefits advisory for Canadian-owned companies while serving US clients with full-scope health, welfare, retirement, and wealth management consulting.

Ownership category

akta.pro rank

Product category

Employee Benefits Consulting

NAICS

Insurance Agencies and Brokerages (52421), Pharmacy Benefit Management and Other Third Party Administration of Insurance and Pension Funds (524292)

SIC

Insurance Agents, Brokers & Service (6411), Services-Management Consulting Services (8742)

akta.pro primary industry

Employee Benefits Brokerage & Consulting (FSAEADAC)

akta.pro secondary industries

Compensation, Benefits & Rewards Consulting (BPAHAGAF), Compensation, Benefits & Total Rewards Advisory (BPACAJAG), Benefits Administration & Total Rewards Outsourcing (BPACAKAE)

Keywords

• Employee benefits consulting
• Cross-border benefits advisory
• Retirement plan design
• Group health insurance
• Wealth management services

Headquarters

HQ city

Boston

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Benefits Advisory & Consulting Services: HBS generates revenue through consulting fees for employee benefits advisory services, including health and welfare benefits design, retirement planning, wealth management, and property casualty insurance advisory. Revenue is likely project-based or ongoing advisory retainer arrangements.

Pricing tiers

Go-to-market motion2 records

Distribution channels1 record

Marketing channels2 records

Core offering

Havern Benefits Strategies is an employee benefits consulting firm that designs, administers, and advises on US employee benefit plans for Canadian-owned cross-border companies and US-based employers. Its core offering consists of eight interconnected service modules: health and welfare benefits, HR administration with HRIS technology, retirement planning, wealth management, property casualty insurance, executive benefits, voluntary benefits, and specialized cross-border US-Canada benefits consulting, delivered through a team-based advisory model focused on cost control and talent attraction/retention.

Product overview

Havern Benefits Strategies is an employee benefits consulting firm that provides a comprehensive suite of advisory and administrative services for US companies and Canadian-owned cross-border organizations. The core offering consists of eight interconnected service modules: Health and Welfare Benefits (medical, dental, life, disability coverage), Human Resources Administration with HRIS technology, Retirement Planning (401K and deferred compensation), Wealth Management, Property Casualty Insurance, Executive Benefits, Voluntary Benefits, and Cross-Border Benefits tailored for Canadian companies navigating the US market. The company also provides an Employee Census Data Tool for collecting employee information during the quoting process. Services are delivered through a client-first advisory model focused on cost control, talent attraction, and retention.

Differentiator

Problem solved

Functional benefit

Products and services

• Health and Welfare Benefits Comprehensive health and welfare benefit planning including Medical, Dental, Life and AD&D, Short Term Disability, and Long Term Disability coverage, designed for employers seeking a competitive benefits package to attract and retain talent.
• Human Resources Administration & Technology HR administration services combined with HRIS technology solutions to manage employee benefits data and processes for client companies.
• Retirement Planning 401K plan design and Deferred Compensation program administration to help employers attract and retain talent through competitive retirement benefits.
• Wealth Management Financial planning services integrated with employee benefits to provide holistic wealth protection and growth for employees of client companies.
• Property Casualty Insurance Workers Compensation, Errors & Omissions, and Cyber Insurance coverage advisory to protect businesses from operational risks.
• Executive Benefits Specialized benefits for executive personnel including Disability, Key Person, and Ownership Liability coverage designed for senior leadership of client companies.
• Voluntary Benefits Employee-selected supplemental coverage including Cancer, Accident, Supplemental Life & Disability insurance offered through workplace benefit programs.
• Cross-Border Benefits Specialized US employee benefits consulting for Canadian-owned companies, addressing challenges of administering US plans from Canada, healthcare cost differentials, regulatory compliance, and multi-state employee populations.

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Benefits Advisory Services Ltd.coreStrategic or Co-development PartnerLewis Mosley serves as Director and lead Global Consultant at Benefits Advisory Services Ltd., bringing over 10 years of experience in global employee benefits consulting. This partnership extends HBS's capabilities to advise US multinationals on global benefits across 30+ countries.

Scale indicators2 records

Recent moves4 records

Expansion highlights4 records

Broad incumbents

• USI Insurance Services: Top-10 US insurance brokerage with a large employee benefits practice spanning property/casualty, group benefits, retirement, and personal lines; comparable in service breadth and a likely consolidator in the small/mid-market benefits space.
• Hub International: Large North American insurance brokerage with deep Canadian and US operations and a dedicated cross-border practice; directly competitive for Canadian-owned companies needing US benefits advisory.
• Brown & Brown: National insurance brokerage with rapidly growing employee benefits division serving middle-market employers; comparable multi-line benefits and P&C offering with significantly greater geographic and capital scale.
• Acrisure: Fast-growing global insurance and benefits broker built largely through acquisitions; competes in mid-market and specialty benefits segments and has been actively aggregating regional benefits firms.
• Lockton Companies: World's largest independent insurance brokerage with a sizeable US benefits and global benefits consulting practice; competes for the same mid-market and large employer benefits mandates HBS targets.
• OneDigital: Largest US-focused benefits and HR consulting firm serving employers with benefits brokerage, retirement, wealth, and HR tech across all company sizes; broad incumbent offering the same H&W/retirement/wealth stack HBS provides but at national scale.
• Marsh McLennan (Mercer): Global benefits and health consulting arm of Marsh McLennan; directly comparable on cross-border and multinational benefits advisory with significantly larger scale and global footprint (30+ countries).

Direct peers

• Alera Group: Mid-market-focused insurance, benefits, and HR consulting firm built by aggregating regional agencies; very comparable in size, multi-line benefits/HR service mix, and middle-market employer focus.
• National Financial Partners (NFP): Large US benefits and P&C brokerage and the prior employer of HBS founder Ned Havern; closest functional peer in the mid-market benefits advisory space, including cross-border capabilities and an elite national consulting team pedigree.

Regional players

• People Corporation (Canada): Canadian-headquartered group benefits, retirement, and HR solutions provider serving Canadian employers; relevant peer for the cross-border Canadian-Owned US Employees segment HBS specializes in.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/havernbenefits
• LinkedInlinkedin.com/company/10413795

Revenue estimate

Valuation estimate

Number of profiles

Profiles10 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Havern Benefits Strategies