First Independent-Descamps Insurance Agency

What First Independent-Descamps Insurance Agency does

First Independent-Descamps Insurance Agency (operating as First Independent Agency) is a Michigan-based independent insurance brokerage that distributes personal and commercial insurance products on behalf of multiple carriers. It operates as a subsidiary of Leavitt Group Enterprises, which provides national-scale back-office and risk-management infrastructure while the agency retains a local, relationship-driven presence. The product portfolio spans personal lines (auto, home and condo, life, boat, recreational vehicle, renters, umbrella, and pet insurance) and commercial lines (business owner's, commercial auto, general liability, product liability, cyber liability, and workers' compensation), with dedicated industry programs for construction, manufacturing, restaurant, warehouse/logistics/transportation, and commercial pet services. Client-facing technology is limited to the Leavitt Risk Management Center web portal for policy management, claims handling, and safety resources; the agency does not disclose any proprietary technology stack, AI capabilities, or APIs.

The agency earns revenue through commissions from placed insurance policies, with no subscription or fee-based components disclosed. Go-to-market is sales-led: licensed agents acquire customers via direct outreach (phone, email), an online quote request form, and client referrals, and they execute periodic account reviews to re-shop carriers on behalf of clients. Customer mix is split between individual consumers and small-to-mid-sized businesses, with named SMB clients spanning pet services, food and beverage, cleaning and restoration, and concrete services. Pricing is quote-based and not publicly listed; policies are tailored per risk profile. Operating geography is concentrated in Michigan under the Leavitt Group regional umbrella, with no evidence of national self-serve distribution, app presence, or digital issuance.

Name

First Independent-Descamps Insurance Agency

Legal name

First Independent Agency

Website

https://firstindependentinsurance.com

Company type

Private

Founded year

1991

Operating status

Operating

Headcount range

11–50 employees

Short description

First Independent-Descamps Insurance Agency is a Michigan-based independent insurance brokerage distributing personal and commercial lines from multiple carriers as a subsidiary of Leavitt Group Enterprises.

Ownership category

akta.pro rank

Headquarters

HQ city

Sterling Heights

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Insurance Commission Revenue: The agency earns commissions from insurance carriers for policies placed. As an independent broker, they represent multiple insurance companies and receive compensation based on premiums written. The agency conducts periodic account reviews to retain clients and ensure optimal coverage.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

First Independent-Descamps Insurance Agency is an independent insurance brokerage that places personal and commercial insurance policies on behalf of clients by representing multiple insurance carriers. Agents assess client risks, shop coverage across carriers, and provide ongoing policy reviews, claims support, and risk management resources including the Leavitt Risk Management Center.

Product overview

First Independent-Descamps Insurance Agency operates as an independent insurance brokerage offering a comprehensive portfolio of insurance products across personal and commercial lines. The agency's core offering consists of personal insurance products (car, home, life, boat, recreational vehicles, renters, umbrella coverage, and pet insurance) and business insurance products (business owner's insurance, commercial auto, cyber liability, general liability, product liability, and workers compensation). Additionally, the agency provides industry-specific insurance programs for construction, manufacturing, restaurants, warehouses/logistics/transportation, and commercial pet services. The agency also offers access to the Leavitt Risk Management Center, a web-based risk management platform providing policy management, claims handling, and safety tools. The product portfolio follows a traditional insurance brokerage model rather than a platform-plus-modules architecture.

Differentiator

Problem solved

Functional benefit

Products and services

• Business Insurance

Quantifiable outcome

• Client testimonials report saving 50% or more on insurance costs by switching to First Independent Agency
• +1 more outcomes

Named customers5 records

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Recent moves4 records

Expansion highlights4 records

Broad incumbents

• Acrisure: Tech-enabled insurance brokerage roll-up. Comparable to FIA in being an independent broker in personal and commercial lines, but operates at vastly larger scale with proprietary technology and data assets.
• Brown & Brown: Public insurance brokerage serving commercial, personal, and benefit needs across the U.S. Comparable to FIA in independent brokerage model and product breadth, though dramatically larger and more diversified geographically.
• Leavitt Group Enterprises: Parent company of First Independent Agency. Operates a national network of independent insurance agencies with shared technology, carrier access, and risk management resources; provides FIA's infrastructure and brand.
• Hub International: Large private insurance brokerage serving personal, commercial, and employee benefits clients. Comparable to FIA in independent brokerage model and multi-line product set, but at substantially greater scale.

Direct peers

• Kapnick Insurance Group: Michigan-based independent insurance agency offering personal and commercial lines. Highly comparable to FIA in geography, size, and relationship-driven brokerage model.
• Heffernan Insurance Brokers: Privately held independent insurance brokerage offering personal and commercial coverage. Comparable to FIA in independent agency model, multi-line portfolio, and relationship-led GTM.
• AssuredPartners: Large private independent insurance brokerage focused on middle-market commercial and personal lines. Comparable to FIA in independent agency model, though much larger and geographically diversified.
• Hilb Group: Mid-market insurance brokerage aggregator acquiring independent agencies across the U.S. Comparable to FIA as a privately held, multi-line independent agency; differs as a roll-up platform acquirer.
• Burnham & Flower Insurance Group: Michigan-based independent insurance agency serving individuals and businesses across commercial and personal lines. Directly comparable to FIA in regional footprint and product mix.

Regional players

• Frankenmuth Insurance: Michigan-headquartered mutual insurance carrier offering personal and commercial lines. Comparable to FIA in regional Michigan focus and product breadth, but operates as a carrier rather than a brokerage.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/1stindependent
• Facebookfacebook.com/Firstindependentinsurance
• LinkedInlinkedin.com/company/first-independent-financial-group

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about First Independent-Descamps Insurance Agency