Valocity
Valocity is a New Zealand-founded cloud-based property valuation and decisioning platform serving banks, mortgage lenders, and valuers across New Zealand, Australia, India, UAE, Singapore, Turkey, and Europe, with over $1.5 trillion in loan decisions supported globally.
- Company typePrivate
- Founded2014
- HeadquartersAuckland, New Zealand
- Headcount101–250
- GTM typeB2B
- OfferingSoftware
What Valocity does
Valocity (Valocity Limited) is a New Zealand-founded property technology company that operates a cloud-based property valuation and decisioning platform serving banks, mortgage lenders, non-bank lenders, property valuers, and mortgage brokers. Founded in 2013/2014 and headquartered in Auckland with regional offices in Wellington, Dubai, and additional presence in Australia, India, Singapore, Turkey, and Europe, the company has scaled to 101–250 employees and reports that its platform has supported over $1.5 trillion in loan decisions globally. Valocity claims 90% penetration of New Zealand lenders and partnerships with 20+ leading lenders in India, alongside enterprise relationships with major banks including ANZ, BNZ, Westpac, CommBank, OCBC, Kotak Mahindra, Federal Bank, and Karnataka Bank.
The company's core platform is built on Microsoft Azure and structured as a modular product portfolio: Valocity Residential (end-to-end valuation ordering), iVal (real-time automated valuation models using ML and AI), iRent (rental estimates), DeskVal (desktop valuation workflows), Agri (rural/agricultural valuation with GIS mapping), Climate (environmental/climate risk layering), MyRebuild (insurance reinstatement calculator), Data Solutions (portfolio analytics and reporting), and Property APIs. The platform's architecture is API-first, enabling integration with lender credit rules, broker systems, and partner ecosystems. Distinctive features include an Outlier Detection function within the Surrounding Market Analysis Module for fraud prevention, an Early Warning Signal system for real-time portfolio alerts, and bulk AVM back-testing capabilities. Regional UAE variants include Valocity Core, Onsite, and BuildIQ.
Valocity operates a B2B enterprise SaaS model, generating recurring subscription revenue from financial institutions for platform access, transaction-based valuation ordering fees, and add-on analytics and data services. Go-to-market combines direct enterprise field sales with strategic channel partnerships — notably the Fabrick Open Finance partnership for Europe/MENA distribution and an exclusive partnership with the Australian Property Institute for valuer distribution. Pricing is quote-based and not publicly disclosed. Customer outcomes reported by the company include 30 minutes saved per valuation, 40% increase in valuer productivity, ₹17 million in annual savings per Indian lender, 750+ staff hours saved monthly per lender, and a 60% first-time-right report rate. The company is privately held and founder-controlled, led by Founder and Global CEO Carmen Vicelich, with Sovan Mandal as Valocity India CEO and a global board including Rachna Bhasin, Andrew Williams, and Manoj Kohli.
Valocity firmographics
Firmographics- Name
- Valocity
- Legal name
- Valocity Limited
- Website
- https://valocityglobal.com
- Company type
- Private
- Founded year
- 2014
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- Valocity is a New Zealand-founded cloud-based property valuation and decisioning platform serving banks, mortgage lenders, and valuers across New Zealand, Australia, India, UAE, Singapore, Turkey, and Europe, with over $1.5 trillion in loan decisions supported globally.
- Ownership category
- akta.pro rank
Valocity industry classification
Industry- Product category
- Property Technology (Proptech) / Property Valuation Software
- NAICS
- Offices of Real Estate Appraisers (53132), Offices of Real Estate Appraisers (531320)
- SIC
- Mortgage Bankers & Loan Correspondents (6162), Real Estate Agents & Managers (For Others) (6531)
- akta.pro primary industry
- Automated Valuation Models (AVM) & Desktop/Hybrid Appraisals (BPAJAKAO)
- akta.pro secondary industries
- Automated Valuation Models (AVM) & Property Data/Analytics (FSALALAJ), Property Valuation: Appraisal Management (AMC) & Appraiser Networks (FSALALAI), Insurance Replacement Cost & Damage/Loss Valuation (BPAJAKAL), Quality Control (QC), Compliance & Audit Tools for Underwriting (FSALALAL)
Keywords
Where Valocity is headquartered
LocationHeadquarters
- HQ city
- Auckland
- HQ country
- New Zealand
- HQ region
- Oceania
Offices3 records
Markets served
Valocity business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Marketing or Sales, Operations, Infrastructure
Revenue model
- SaaS Platform Subscription: Valocity operates as a SaaS platform providing property valuation and decisioning solutions to financial institutions. The platform digitizes the entire property valuation process with cloud-based solutions for residential, commercial, and agricultural lending. Revenue is generated through subscription-based access to their valuation ordering platform and associated tools.
Go-to-market motion1 record
Distribution channels5 records
Marketing channels5 records
Valocity product offering
Product offeringCore offering
Valocity provides a cloud-based, AI-powered property valuation and decisioning SaaS platform that digitises the end-to-end property valuation workflow for banks, mortgage lenders, brokers and property valuers. It offers automated valuation models (iVal), rental estimates (iRent), desktop and rural valuations, climate risk analytics, insurance rebuild calculators, data analytics, and an API gateway for integration with lender systems.
Product overview
Valocity offers a modular, cloud-based property valuation and decisioning platform comprising multiple integrated products. The core portfolio includes Valocity Residential (end-to-end valuation ordering), Valocity iVal (automated valuation models), Valocity iRent (rental estimates), Valocity DeskVal (desktop valuations), Valocity Agri (rural/agricultural properties), Valocity Climate (climate risk), Valocity MyRebuild (insurance reinstatement), and Valocity Data Solutions (analytics/reporting). Regional variants for UAE include Valocity Core (management platform), Valocity Onsite (field data capture), and Valocity BuildIQ (project approval workflow). Property APIs enable partner integration. All products leverage AI/ML for automation, anomaly detection, and predictive analytics.
Differentiator
Problem solved
Functional benefit
Brands
- Valocity Residential: End-to-end valuation ordering platform for residential property
- Valocity iVal
- Valocity iRent
- Valocity DeskVal
- Valocity Agri
- Valocity Climate
- Valocity MyRebuild
- Valocity Data Solutions
- Valocity Nexus
- Valocity Core
- Valocity Onsite
- Valocity BuildIQ
- REIP Nexus
- Valocity Connect
Products and services
- Valocity Residential End-to-end valuation ordering platform that digitises the valuation ordering process, automates workflows and work allocation, manages risk and connects lenders with valuers nationwide for residential mortgage lending decisions.
- Valocity iVal Real-time automated valuation models (AVMs) that combine machine learning, property data and AI to produce valuations relative to the surrounding area of a subject property, supporting portfolio back-testing and historical market insights.
- Valocity iRent Real-time rental estimation product that provides instant assessment of a property's rental value, used by lenders and investors to validate rental returns and benchmark rental portfolios.
- Valocity DeskVal Desktop valuation solution that connects lenders and mortgage brokers to accredited valuers, providing real-time property sales data and tools needed to complete desktop valuation assessments efficiently.
- Valocity Agri Rural valuation data platform that provides an interactive GIS-driven, multi-layered view of farms and land with bespoke internal valuation templates for agricultural property valuations.
- Valocity Climate Climate and environmental risk analytics solution that integrates geospatial tools to layer climate change data against individual properties and lending portfolios, supporting sustainable mortgage lending and ESG reporting.
- Valocity MyRebuild Reinstatement insurance calculator that combines proprietary data, nationwide household rebuild data, building consent history and risk data to help insurers and property owners calculate insurance replacement costs.
- Valocity Data Solutions Interactive always-on reporting and analytics platform providing nationwide property data, benchmarking, interactive mapping and portfolio risk and policy management for property and lending portfolios.
- Valocity Nexus Cloud-based real estate platform providing an entirely digital workflow and seamless access to up-to-date property information for the Australasian real estate sector.
- Valocity Core Digital valuation management platform that connects the entire valuation ecosystem with end-to-end digital workflow management, integrating with lender credit rules for the UAE and MENA markets.
- Valocity Onsite In-field data capture tool that enables valuers to complete digital valuation reports and appraisals in the field with auto calculations and smart validations.
- Valocity BuildIQ Digital APF (Approved Project Financial) and legal workflow solution that streamlines pre- and post-build project approval through an entirely digital workflow for technical and legal due diligence.
- Valocity Property APIs API gateway delivering a portfolio of API-powered micro-services that allow partners and organisations to build new applications and solutions that leverage Valocity's existing valuation and property functionality.
- Valocity Connect Integrated web and mobile platform for valuers that supports the digital valuation workflow from ordering to completion.
Quantifiable outcome
- 30 minutes saved per valuation
- +5 more outcomes
Companies that use Valocity
Customer profileNamed customers16 records
Segments4 records
Ideal customer profiles4 records
Valocity technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
AI capability5 records
Feature14 records
Valocity partnerships and signals
Strategic signalPartnerships
20 partnerships are on record, tiered flagship, core and major.
- Australian Property Institute (API)flagshipExclusive partnership empowering API members with discounted access to real-time unconditional sales data and digital tools for valuers. API is the leading professional body for property practitioners in Australia.
- New Zealand Government - Prime Minister's DelegationflagshipValocity Founder and CEO Carmen Vicelich joined New Zealand Prime Minister Christopher Luxon's delegation to India, recognizing Valocity's unprecedented success in the Indian market and supporting bilateral trade ties.
- Karnataka BankcoreKarnataka Bank selected Valocity's award-winning SaaS platform to digitize mortgage valuation process, empowering with cloud native valuation ordering platform and digital valuation tools.
- Repco Home Finance LimitedcoreRepco Home Finance partnered to accelerate digitization of mortgage appraisal process using Valocity's One Smart Platform.
- Australian Property Institute (API) - Extended PartnershipflagshipExtended strategic partnership continuing to deliver industry valuation innovation and digital transformation for property profession.
- CommBankcoreCommonwealth Bank of Australia partnered with Valocity to further digitize and enhance property valuations through cloud-based platform.
- Federal BankcoreIndian banking pioneer partnered to digitally enhance mortgage valuation process with Valocity's transformative platform.
- U GRO CapitalcoreTechnology-focused small business lending platform in India partnered to digitize mortgage lending process with Valocity's data and technology solutions.
- ThinktankmajorAustralian property lending specialist partnered to streamline Commercial Valuation Ordering process.
- REIP (Real Estate Industry Partners)majorREIP and Valocity launched REIP Nexus, a unique solution to digitally transform the Australian Real Estate industry combining Valocity's technology with REIP's industry collective.
- Wave MoneymajorAustralian non-bank lender partnered to streamline Residential Valuation Ordering using Valocity's cloud-based platform.
- FabrickflagshipItalian fintech partnership to bring Australasia's foremost property valuation solution to Europe and MENA. Fabrick will expose Valocity APIs within Fabrick Open Finance ecosystem. Valocity to go live in multiple top European jurisdictions through this partnership.
- OCBC BankcoreSingapore-based bank (World's Best Consumer Bank) partnered to transform mortgage lending and valuation process using Valocity's platform.
- ANZcoreMajor New Zealand bank partner using Valocity's valuation ordering platform for property valuations in mortgage lending.
- BNZcoreMajor New Zealand bank partner using Valocity's digital valuation platform for property assessment in lending decisions.
- WestpaccoreMajor New Zealand bank partner utilizing Valocity's end-to-end valuation platform.
- KiwibankcoreNew Zealand bank partner using Valocity's valuation platform for mortgage lending support.
- China Construction BankcoreInternational bank operating in New Zealand using Valocity's valuation services.
- Pepper MoneycoreNon-bank lender partner in New Zealand using Valocity's valuation platform.
- SquirrelcoreNew Zealand mortgage lender utilizing Valocity's digital valuation tools.
Scale indicators10 records
Recent moves9 records
Expansion highlights7 records
Valocity competitors and assessment
Company assessmentRegional players
- Domain Group: Australian residential property portal and analytics platform with property valuation and market insights — overlaps with Valocity's Australian data and analytics capabilities.
- PropertyGuru Group: Leading Southeast Asian proptech platform with property data, valuation, and mortgage tools; an Asia-Pacific regional peer overlapping with Valocity's Singapore and broader APAC ambitions.
Direct peers
- ClearCapital: US property valuation technology company offering AVMs, appraisal management, and analytics to lenders — closely aligned with Valocity's iVal, Residential, and DeskVal product suite.
- Veros: US-based AVM and collateral valuation technology provider for mortgage servicers and lenders; directly comparable to Valocity iVal and valuation management offerings.
- Landmark Information Group: UK/European property data, environmental risk, and valuation services provider; comparable to Valocity's Climate and valuation workflows, particularly relevant as Valocity expands into Europe via Fabrick.
- PropTrack: Australian property data and AVM provider (REA Group subsidiary) directly comparable to Valocity's AVM, Data Solutions, and DeskVal offerings for Australian lenders and brokers.
- HouseCanary: US-based AVM and residential property analytics provider serving lenders and investors; competes head-to-head with Valocity iVal on automated valuation accuracy and bulk portfolio analytics.
Broad incumbents
- ICE Mortgage Technology (Black Knight): Dominant US mortgage technology platform encompassing origination, closing, and valuation tools; competes with Valocity Residential/DeskVal as integrated workflow alternatives for large lenders.
- CoreLogic (Cotality): Global property data and analytics giant (now rebranded Cotality) offering AVMs, property datasets, and valuation workflow tools to mortgage lenders — directly overlapping with Valocity's iVal, Residential, and Data Solutions offerings across multiple geographies.
Others
- Fabrick: Italian open finance platform and Valocity's channel partner for European/MENA expansion; included as an ecosystem enabler rather than a direct competitor, illustrating Valocity's partner-led go-to-market motion.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks6 records
Key highlights7 records
Customer concentration
Valocity social profiles
Digital presenceValocity financial estimates
Financial estimateRevenue estimate
Valuation estimate
Valocity leadership team
Management profileNumber of profiles
Profiles10 records
Valocity funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Valocity M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Valocity
What does Valocity do?
Valocity provides a cloud-based, AI-powered property valuation and decisioning SaaS platform that digitises the end-to-end property valuation workflow for banks, mortgage lenders, brokers and property valuers. It offers automated valuation models (iVal), rental estimates (iRent), desktop and rural valuations, climate risk analytics, insurance rebuild calculators, data analytics, and an API gateway for integration with lender systems.
Is Valocity a public or private company?
Valocity is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Valocity founded?
Valocity was founded in 2014. It employs 101 to 250 people.
Where is Valocity based?
Valocity is headquartered in Auckland, New Zealand, in the Oceania region.
How does Valocity make money?
One revenue line is on record: saaS Platform Subscription.
Who are Valocity's main competitors?
Regional players on record are Domain Group and PropertyGuru Group. Direct peers are ClearCapital, Veros, Landmark Information Group, PropTrack and HouseCanary. Broad incumbents are ICE Mortgage Technology (Black Knight) and CoreLogic (Cotality). Fabrick is listed as an others.
Does Valocity have an API?
Yes. Valocity offers an API gateway delivering a portfolio of API-powered micro-services that empower partners and organisations to create new applications and solutions leveraging existing functionality. Valocity's API-first approach means that software seamlessly integrates with other systems and third-party services.
What industry is Valocity in?
Valocity's product category is Property Technology (Proptech) / Property Valuation Software. Its primary akta.pro industry code is BPAJAKAO, Automated Valuation Models (AVM) & Desktop/Hybrid Appraisals, with a secondary code of FSALALAJ, Automated Valuation Models (AVM) & Property Data/Analytics. Its NAICS code is 53132 and its SIC code is 6162.