Chartvalor

What Chartvalor does

Chartvalor AG is a Zurich-based, FINMA-supervised independent asset management firm founded in 1997 that provides discretionary asset management, advisory, and family office services to high-net-worth individuals and family offices in Switzerland. Its core offering comprises four service lines: the Vermögens-Verwaltungsmandat (discretionary asset management mandate), the Beratungsmandat (advisory mandate where clients retain decision authority), portfolio consolidation across multiple banks, and portfolio analysis/second opinion services. Supplementary services include tax planning, alternative investments, estate and succession planning, real estate financing, and charitable foundation management. The firm also manages its own branded vehicle, the CV Strategiefonds, a Swiss-listed mixed defensive fund that has received maximum 5-point LipperLeaders ratings.

The firm operates as a partner-owned boutique with approximately 22 employees and several hundred clients. Its value proposition rests on independence from any single bank, enabling best-in-class selection across the broader investment universe, combined with deeply personalized, long-tenure advisor relationships. All custody and execution is conducted through partner banks (UBS, Credit Suisse/ZKB-affiliated, Vontobel, LGT, and others) rather than through proprietary infrastructure. Chartvalor has been under direct FINMA supervision since 2009 — among the first wave of Swiss asset managers to achieve this status — and is affiliated with the Ombudsman for Financial Service Providers under FIDLEG.

Revenue is generated through recurring fee streams: AUM-based management fees on discretionary mandates, advisory fees on consulting mandates, and management fees from the CV Strategiefonds. Pricing is non-public and negotiated per client. Distribution is exclusively direct (no intermediaries), relying on referrals, the multilingual firm website, and professional network partnerships. Geographic scope is limited to Switzerland, with explicit exclusion of US persons. Revenue is not publicly disclosed, and the firm has no funding rounds, subsidiaries, or M&A activity.

Name

Chartvalor

Legal name

Chartvalor AG

Website

https://chartvalor.ch

Company type

Private

Founded year

1997

Operating status

Operating

Headcount range

11–50 employees

Short description

Chartvalor AG is a Zurich-based, FINMA-supervised independent asset manager founded in 1997 serving several hundred high-net-worth individuals and family offices in Switzerland with discretionary, advisory, and family office services.

Ownership category

akta.pro rank

Product category

Wealth Management

NAICS

Portfolio Management and Investment Advice (523940)

akta.pro primary industry

Hybrid Advice (Advisor + Digital) Platforms (FSAAAAAE)

Keywords

• Wealth management services
• Asset management
• Investment advisory
• Portfolio management
• Private banking

Headquarters

HQ city

Zürich

HQ country

Switzerland

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Others

Revenue model

1. Asset Management Mandate Fees: Fees for full portfolio management where clients delegate daily investment decisions to Chartvalor advisors who implement a systematic investment process on their behalf.
2. Advisory Mandate Fees: Fees for advisory services where clients make their own investment decisions but receive regular reviews, market updates, and recommendations from Chartvalor advisors.
3. Fund Management (CV Strategy Fund): Management fees from the CV Strategiefonds, a mixed defensive fund that has received top LipperLeaders ratings. Fund is listed in Switzerland in the 'Mixed funds defensive' category.

Pricing tiers

Go-to-market motion2 records

Distribution channels1 record

Marketing channels3 records

Core offering

Chartvalor AG is an independent Swiss asset manager that provides discretionary asset management mandates, advisory mandates, portfolio consolidation, portfolio analysis/second opinions, and supplementary family office services to private clients and family offices. The firm also manages its own CV Strategiefonds, a mixed defensive fund listed in Switzerland. Services are delivered directly by certified wealth advisors based in Zurich under FINMA supervision.

Product overview

Chartvalor offers a comprehensive wealth management service portfolio centered around its core asset management and advisory mandates. The primary offerings include the Asset Management Mandate (Vermögens-Verwaltungsmandat) where clients delegate investment decisions, the Advisory Mandate (Beratungsmandat) for self-directed investors, Portfolio Consolidation services, and Portfolio Analysis with Second Opinion. Additional services extend to family office functions, tax planning, alternative investments, estate planning, and financing arrangements. The company also manages its own branded fund, the CV Strategiefonds, a mixed defensive fund. All services follow a best-in-class selection approach from a broad investment spectrum, reflecting the firm's independence from single banks.

Differentiator

Problem solved

Functional benefit

Products and services

• Vermögensverwaltungsmandat (Asset Management Mandate) Discretionary asset management service where clients delegate daily investment decisions to Chartvalor, who implements a systematic investment process with careful diversification and best-in-class selection across the entire investment spectrum, independent of any single bank. Intended for private clients and family offices seeking outsourced portfolio management.
• Beratungsmandat (Advisory Mandate) Investment advisory service for clients who make their own investment decisions while receiving regular portfolio reviews aligned with their risk profile, market updates, and recommendations from Chartvalor advisors.
• Portfolio-Konsolidierungen (Portfolio Consolidation) Service that creates a unified overview of all client assets held across multiple bank accounts, enabling holistic financial decisions and early identification of risk concentrations.
• Portfolio-Analyse und Zweitmeinung (Portfolio Analysis and Second Opinion) Non-binding review service that evaluates a client's existing investments against their risk profile, diversification, and best-in-class benchmarks, providing an independent second opinion.
• Ergänzende Dienstleistungen (Supplementary Services) Supplementary offerings including family office services, tax returns, alternative investments (hedge funds, private equity), estate planning, financing arrangements, real estate management, and charitable foundation management.
• CV Strategiefonds (CV Strategy Fund) Mixed defensive fund listed in Switzerland under the 'Mixed funds defensive' category, managed by Chartvalor with a benchmark-independent investment approach; received maximum 5-point LipperLeaders rating from Refinitiv.

Quantifiable outcome

• CV Strategy Fund achieved +13.29% return in 2015-2017 period, highest among approximately 280 similar funds in Switzerland
• +1 more outcomes

Named customers2 records

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Twelve partnerships are on record, tiered core and minor.

• UBScoreChannel Partner/ Reseller/ DistributorBank partner providing custody and execution services. UBS is one of the primary banking partners through which Chartvalor executes client transactions and holds client assets.
• Credit SuissecoreChannel Partner/ Reseller/ DistributorBank partner providing custody and execution services for client portfolios.
• Zürcher KantonalbankcoreChannel Partner/ Reseller/ DistributorSwiss cantonal bank partner providing banking services and custody solutions.
• St. Galler KantonalbankminorChannel Partner/ Reseller/ DistributorRegional Swiss bank partner.
• Zuger KantonalbankminorChannel Partner/ Reseller/ DistributorRegional Swiss cantonal bank partner.
• VontobelcoreChannel Partner/ Reseller/ DistributorSwiss private banking partner providing custody and investment services.
• LGTcoreChannel Partner/ Reseller/ DistributorLiechtenstein-based private banking group partner.
• VP BankminorChannel Partner/ Reseller/ DistributorLiechtenstein-based bank partner.
• Badertscher RechtsanwältecoreImplementation/ SI/ Consulting PartnerLegal partner providing legal advisory services, particularly for Alexander Cica who was previously a partner at this law firm.
• AVOBISminorImplementation/ SI/ Consulting PartnerFinancial services consulting partner.
• MoneyParkminorChannel Partner/ Reseller/ DistributorSwiss mortgage and real estate financing partner.
• Swiss LifeminorChannel Partner/ Reseller/ DistributorSwiss insurance company partner for wealth protection and retirement solutions.

Scale indicators5 records

Recent moves7 records

Expansion highlights3 records

Regional players

• VP Bank AG: Liechtenstein-headquartered private bank with offices in Switzerland and other European/Asian markets, offering wealth management, investment advisory, and family office services. Comparable to Chartvalor in core wealth management model and is also a bank partner, but serves a broader regional footprint than Chartvalor's Switzerland-only focus.

Direct peers

• Hyposwiss Private Bank: Zurich-based Swiss private bank offering wealth management, asset management, and family office services to UHNW clients. Comparable to Chartvalor in boutique scale, HNW client focus, and Zurich-based private wealth management operations.
• Lienhardt & Partner Privatbank Zürich AG: Independent Zurich-based private bank focused on wealth management and investment advisory for private clients. Comparable to Chartvalor in boutique scale, independent ownership, and personalized HNW wealth management offerings in the Swiss market.
• Reichmuth & Co. Lucerne-based independent Swiss private bank owned by its partners, focused on private wealth management for UHNW families and foundations. Directly comparable to Chartvalor in partner ownership, independence from bank products, and personalized HNW/UHNW mandate services.
• Bordier & Cie: Swiss private bank founded in 1844, independent and family-controlled, offering wealth management, advisory, and asset management mandates to private clients. Comparable to Chartvalor in independent positioning, mandate-based services, and Swiss HNW client base.
• Maerki Baumann & Co. AG: Zurich-based independent Swiss private bank offering asset management and investment advisory to private and institutional clients. Comparable to Chartvalor as a FINMA-regulated, partner-owned independent wealth manager serving HNW clients in Switzerland.
• Piguet Galland & Cie: Swiss independent private bank and wealth manager based in Geneva and Zurich offering discretionary asset management, advisory, and family office services to private clients. Closely comparable to Chartvalor in business model, regulatory status, and HNW client focus.
• E. Gutzwiller & Cie Banquiers: Basel-based independent Swiss private bank with a long history (1886) serving HNW private clients and family offices through asset management and advisory mandates. Comparable to Chartvalor in independent, FINMA-regulated private banking focused on personalized Swiss HNW wealth management.
• Mirabaud & Cie: Swiss private bank with offices in Geneva, Zurich, and internationally, offering wealth management, asset management, and securities services to private and institutional clients. Comparable to Chartvalor in independent ownership, Swiss HNW focus, and discretionary/advisory mandate offerings.

Broad incumbents

• Pictet Group: One of the largest Swiss private banks and asset managers, partner-owned, with ~CHF 700B+ AUM offering wealth management, asset management, and alternative investments. Comparable to Chartvalor in independent, partner-owned Swiss wealth management roots but operates at vastly greater scale and breadth across institutional and private client segments.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/chartvalor-ag

Revenue estimate

Valuation estimate

Number of profiles

Profiles14 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Chartvalor