What Acquire Capital Solutions does

Acquire Capital Solutions is a Brisbane-based boutique private credit company that provides short-term, property-backed lending to builders, property developers, and small businesses across South East Queensland and Northern Rivers in Australia. The company operates as a direct lender rather than a broker, making lending decisions in-house and holding settlement funds on its own balance sheet. Its core product is project finance loans ranging from $100,000 to $3,000,000 with a maximum 12-month term requiring a clear exit strategy, supplemented by a suite of specialized products including Builder Facilities, Developer Loans (with mezzanine conversion capability), Residual Stock Loans, Small Business Loans, Recovery Solutions, and Bridging Solutions. Internal appraisals and desktop valuations are conducted on most security properties, and every borrower is met face-to-face as part of the underwriting process.

The business generates revenue primarily through interest on short-term loans, with interest that can be capitalized, prepaid, or paid in arrears depending on security property equity, plus commissions on broker-introduced deals paid by the borrower at settlement. Go-to-market combines direct sales (phone, email, in-person meetings at the Brisbane CBD headquarters) with a channel partner network of loan introducers and brokers, and an emerging family office and institutional capital management offering via Portfolio Management Services. The company has advanced over 225 projects to date and employs 1-10 staff.

Underlying technology is a relatively traditional secured-lending platform without disclosed AI, API, or integration capabilities. Competitive positioning rests on speed (same-day enquiry response, 2-3 day offers, settlement as fast as 24 hours and typically within 5-10 business days), flexibility (in-house credit decisions without rigid policy constraints, ability to take commercial views, flexible loan structures), and alignment (management co-invests its own capital into every deal). Leadership is anchored by Managing Director Krishna Pabari (25+ years directing the Pabari Family Office), Credit Manager Jon Pepper (30+ years in finance, founder of predecessor entity AUSEC Finance), and Director Kej Somaia (joined January 2024 from First Sentier Investors where he co-managed A$5B+ in multi-asset mandates).

Name

Acquire Capital Solutions

Legal name

Acquire Capital Solutions

Website

https://acquirecapital.com.au

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

Acquire Capital Solutions is a Brisbane-based boutique private credit lender offering short-term, property-backed project finance loans ($100K-$3M) to builders, developers, and small businesses across South East Queensland and Northern Rivers, with in-house lending decisions and a family office portfolio management arm.

Ownership category

akta.pro rank

Product category

Private Credit Lending

NAICS

Other Nondepository Credit Intermediation (52229)

SIC

Short-Term Business Credit Institutions (6153)

akta.pro primary industry

SME Trade Finance & Working Capital (LCs, Guarantees, Receivables) (FSABABAF)

akta.pro secondary industry

SME Term Loans & Growth Capital (FSAKAGAB)

Keywords

• Short-term lending
• Bridging finance
• Project finance loans
• Private credit
• Property development funding

Headquarters

HQ city

Brisbane

HQ country

Australia

HQ region

Oceania

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Others

Revenue model

1. Loan Interest Income: Acquire Capital generates revenue through interest charged on short-term project finance loans ranging from $100,000 to $3,000,000. Interest can be capitalized to the loan, paid prepaid, or paid in arrears depending on the security property equity.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels5 records

Core offering

Acquire Capital Solutions is a direct, boutique private credit lender in South East Queensland and Northern Rivers providing short-term project finance loans ranging from $100,000 to $3,000,000 to property developers, builders, and small businesses. The offering is delivered through specialized products (Builder Facility, Developer Loan, Residual Stock Loan, Small Business Loan, Recovery Solution, Bridging Solution) with in-house lending decisions, settlements in 5-10 business days, and a maximum 12-month term with clear exit strategy.

Product overview

Acquire Capital Solutions operates as a boutique private credit company offering a unified suite of short-term lending products centered on project finance. The core offering consists of project finance loans ($100K-$3M) supplemented by specialized loan products including Builder Facilities, Developer Loans, Residual Stock Loans, Small Business Loans, Recovery Solutions, and Bridging Solutions. The company also provides Portfolio Management Services targeting family offices and institutional investors. All products are delivered through a face-to-face, partnership-based approach with in-house lending decisions and approval timeframes of 5 business days or less.

Differentiator

Problem solved

Functional benefit

Products and services

• Project Finance Loans Short-term project finance loans ranging from $100,000 to $3,000,000 provided directly to builders, developers, and small businesses across South East Queensland and Northern Rivers, with a maximum 12-month term requiring a clear exit strategy.
• Builder Facility Tailored funding solution for custom home builders providing creative control, flexible rolling facilities for multiple back-to-back projects, and streamlined workforce transitions.
• Developer Loan Short-term development funding that can convert from first mortgage to mezzanine funding, supporting property purchases, development approvals, and construction phases.
• Residual Stock Loan Refinance solution for completed developments with unsold units, capitalizing interest and providing cash out to bridge between projects.
• Small Business Loan Short-term lending solutions for small businesses facing time-sensitive property acquisition needs, often utilizing multiple security positions.
• Recovery Solution Support for borrowers experiencing loan maturity without exit, including extension options, marketing funding, and property possession with completion of finishings for optimal sale outcomes.
• Bridging Solution Short-term financing to bridge gaps in property transactions, particularly for parties facing settlement pressures or deposit protection needs.
• Portfolio Management Services Portfolio management services offering access to deal flow and joint ventures for family offices and institutional clients, with a focus on property-backed investments delivering consistent defensive income, capital stability, and low correlation to traditional capital markets.

Quantifiable outcome

• Same-day response to loan enquiries
• +4 more outcomes

Named customers6 records

Segments4 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators3 records

Recent moves5 records

Expansion highlights4 records

Direct peers

• Maxiron Capital: Boutique Australian bridging and development finance lender serving property developers and investors. Closely comparable on deal-size band, speed-of-execution and target borrower profile to Acquire.
• Pallas Capital: Australian private credit fund manager originating senior and mezzanine property loans via a network of introducers. Directly comparable business model combining institutional capital with property-backed short-term lending in the same corridors Acquire operates.
• Balmain Private Lending: Australian boutique private credit manager providing senior and mezzanine loans to property developers and investors across Australia. Closely comparable niche, deal-size band and borrower profile to Acquire's developer and builder book.
• Entourage Finance: Australian boutique property funder specialising in bridging, construction and development finance. Comparable as a small, fast, relationship-driven non-bank lender targeting the same developer and builder segment in similar geographies.
• La Trobe Financial: Australia's largest non-bank lender with a multi-decade track record in short-term and term property credit across residential, commercial and development. Directly comparable to Acquire as a non-bank property lender offering speed, flexibility and wholesale-style funding that banks cannot.
• Wingate Group: Australian non-bank financier offering development, construction, residual stock and bridging loans to property professionals. Highly comparable product suite (builder/developer/bridging) and similar speed-of-execution value proposition to Acquire.
• Angle Finance: Australian non-bank lender providing property, vehicle and equipment finance with a private-credit orientation. Comparable as a non-depository lender using own balance sheet and offering flexible structures where banks cannot.

Broad incumbents

• Mortgage House: Australian non-bank lender providing residential and commercial mortgages, bridging and asset finance. Comparable in offering flexible short-term property finance where mainstream banks are too slow or restrictive.
• Resimac: Australian non-bank lender specialising in residential mortgage and asset finance including prime, specialist and securitisation programs. Comparable as a non-depository credit intermediary serving borrowers that banks decline or under-serve.
• Firstmac: Large Australian non-bank lender focused on residential mortgages and asset finance with significant RMBS issuance. Comparable as a non-depository lender serving customers outside the major banks, though at much larger scale than Acquire.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Acquire Capital Solutions