Pacific Assurance Brokers
Pacific Assurance Brokers is a family-owned independent insurance agency in Hialeah, Florida, founded in 1994, distributing personal and commercial lines to Florida consumers and small businesses through fifteen-plus carrier partnerships and EZLynx/Thimble platforms.
- Company typePrivate
- Founded1994
- HeadquartersFlushing, United States
- Headcount1–10
- GTM typeB2B and B2C
- OfferingServices
What Pacific Assurance Brokers does
Pacific Assurance Brokers, Inc. is a family-owned independent insurance agency headquartered at 428 E 49th St, Hialeah, Florida, operating continuously since 1994. The firm functions as a multi-carrier broker distributing personal lines (auto, homeowners, flood, fire dwelling) and commercial lines (general liability via Thimble's instant-bind platform, commercial auto) to Florida consumers and small businesses. It is licensed to place business across more than fifteen carriers, including Progressive, Travelers, Mercury, Kemper, GEICO on the personal side, and Citizens, Ovation, Florida Peninsula, Universal Property, Slide, Monarch, Edison on the property side.
The operating technology is built on third-party integrations rather than proprietary infrastructure. EZLynx powers personal-lines multi-carrier rating and a self-service client portal, while Thimble provides on-demand binding for small-commercial general liability. The site is SSL-secured and GDPR/FIPA-compliant, and the firm maintains a presence on Facebook, X, LinkedIn, Instagram, and Google Reviews. There is no mobile application, no proprietary underwriting or claims platform, and no disclosed AI/ML capability.
Revenue is generated through standard brokerage commissions paid by carriers on bound policies, with no public disclosure of premium volume, commission rates, or customer count. The customer base is a long-tail of Florida retail and small-business policyholders with no named enterprise accounts. The agency employs between one and ten people, operates only within Florida, has not raised capital, and is privately held by the founding family.
Pacific Assurance Brokers firmographics
Firmographics- Name
- Pacific Assurance Brokers
- Legal name
- Pacific Assurance Brokers, Inc.
- Website
- https://pabins.com
- Company type
- Private
- Founded year
- 1994
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Pacific Assurance Brokers is a family-owned independent insurance agency in Hialeah, Florida, founded in 1994, distributing personal and commercial lines to Florida consumers and small businesses through fifteen-plus carrier partnerships and EZLynx/Thimble platforms.
- Ownership category
- akta.pro rank
Pacific Assurance Brokers industry classification
Industry- Product category
- Insurance Brokerage Services
- NAICS
- Insurance Agencies and Brokerages (52421)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Commercial Lines Insurance Brokerage (FSAEADAB)
Keywords
Where Pacific Assurance Brokers is headquartered
LocationHeadquarters
- HQ city
- Flushing
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Pacific Assurance Brokers business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D
Revenue model
- Insurance Brokerage Commissions: As an independent insurance agency, Pacific Assurance Brokers earns commissions from insurance carriers for policies placed. They represent multiple carriers including Progressive, Travelers, Mercury, Kemper, GEICO, and others, comparing pricing and coverage to find best options for clients.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Pay-as-you-go | Commercial General Liability - Term-based pricing |
Go-to-market motion2 records
Distribution channels4 records
Marketing channels7 records
Pacific Assurance Brokers product offering
Product offeringCore offering
Pacific Assurance Brokers is a family-owned independent insurance agency that places personal lines (auto, homeowners, flood & fire dwelling) and commercial lines (general liability, commercial auto) policies on behalf of Florida consumers and small businesses. The agency represents more than a dozen carriers including Progressive, Travelers, Mercury, Kemper, GEICO, Citizens, and others, using the EZLynx platform to compare personal-line quotes across carriers and the Thimble platform to deliver instant commercial general liability coverage with sub-60-second Certificate of Insurance issuance.
Product overview
Pacific Assurance Brokers is an independent insurance agency offering a portfolio of Personal Lines and Business & Commercial products through multiple carrier partnerships. The core offering includes Auto Insurance, Homeowners Insurance, Flood & Fire Dwelling coverage, and Commercial products including General Liability and Commercial Auto. Personal Lines are serviced through EZLynx for multi-carrier quote comparison with agent follow-up, while General Liability is offered as an instant-purchase product via Thimble with sub-60-second COI delivery. The company acts as a broker representing carriers including Progressive, Travelers, Mercury, Kemper, GEICO, The General, National General, Assurance America, Ovation, Florida Peninsula, Citizens, Universal Property, Slide, Monarch, and Edison.
Differentiator
Problem solved
Functional benefit
Companies that use Pacific Assurance Brokers
Customer profileSegments3 records
Ideal customer profiles3 records
Pacific Assurance Brokers technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration2 records
Feature2 records
Pacific Assurance Brokers partnerships and signals
Strategic signalPartnerships
17 partnerships are on record, tiered core and secondary.
- ProgressivecoreMajor personal lines auto insurance carrier. Pacific Assurance Brokers provides distribution and quoting services through EZLynx integration. One of the primary carrier partners displayed on the website.
- TravelerscoreTop-tier national insurance carrier offering personal and commercial lines. Represented for comprehensive market comparison through the agency.
- Mercury InsurancecoreCalifornia-based insurance carrier expanding in Florida market. Available for auto and home quoting through the agency.
- KempercoreSpecialty auto insurance provider. Pacific Assurance Brokers offers Kemper auto products including Infinity brand.
- GEICOcoreDirect-to-consumer auto insurer with strong brand recognition. Available through the agency for comparison shopping.
- The GeneralsecondaryNon-standard auto insurance carrier targeting high-risk drivers. Available for instant online quotes.
- National GeneralsecondaryPersonal lines carrier offering auto, home, and flood insurance. Listed as payment option for existing policyholders.
- Citizens Property InsurancecoreFlorida's state-chartered insurance company providing property coverage. Critical partner for Florida homeowners in high-risk areas.
- EZLynxcoreInsurance quoting platform integration used for personal auto and home quotes. Enables multi-carrier comparison and agent workflow management. Customer data entered is transmitted directly to EZLynx.
- ThimblecoreOn-demand commercial insurance platform for instant liability coverage. Provides 100% secure automated portal for purchasing general liability from hour to annual terms. Policies underwritten by A-rated carriers.
- Assurance AmericasecondaryDirect-to-consumer auto insurance carrier. Listed as carrier partner and payment option.
- Florida Peninsula InsurancesecondaryFlorida-focused property insurer. Available for home and property coverage through the agency.
- Universal PropertysecondaryFlorida property insurance carrier. Listed with claims hotline directory and payment portal.
- Slide InsurancesecondaryFlorida-based property insurance company. Listed with claims directory and payment options.
- Monarch National InsurancesecondaryFlorida property insurer. Available for home coverage through the agency.
- Edison InsurancesecondaryFlorida-focused property insurance carrier. Available for home coverage with payment portal access.
- Ovation Home InsurancesecondaryHome insurance carrier offering coverage through the agency. Listed with claims and payment options.
Scale indicators2 records
Recent moves4 records
Expansion highlights4 records
Pacific Assurance Brokers competitors and assessment
Company assessmentBroad incumbents
- AssuredPartners: National insurance brokerage built by acquiring independent agencies. Directly comparable business model and active acquirer of Florida agencies; Pacific Assurance is the type of book AssuredPartners targets for tuck-in acquisitions.
- Hub International: Global insurance brokerage with a substantial personal and commercial lines agency network in the U.S. Comparable multi-carrier agency model, though scaled nationally and cross-border.
- Brown & Brown, Inc. Florida-headquartered national insurance brokerage and risk management firm. Same Florida roots and multi-line brokerage model, but operating at national scale through M&A; relevant as both competitor and potential acquirer of agencies like Pacific Assurance.
- Marsh McLennan Agency: Middle-market arm of Marsh McLennan offering multi-line brokerage services. Comparable personal and commercial brokerage offering at significantly larger scale.
Others
- Thimble: On-demand commercial insurance platform that powers Pacific Assurance's instant-COI offering. Technology partner rather than competitor, but its consumer-facing brand competes for the same freelancer and contractor customer.
- RPS (Risk Placement Services): Wholesale broker and managing general agent that places specialty and E&S risks for retail agents. Relevant ecosystem counterpart for hard-to-place Florida risks Pacific Assurance may need to refer out.
Regional players
- FrankCrum Insurance: Florida-based insurance agency offering commercial and personal lines for small businesses. Same Florida market and small-business focus, making it a regional peer.
Direct peers
- Foundation Risk Partners: Florida-based independent insurance brokerage offering personal, commercial, and specialty lines through multi-carrier partnerships. Closely comparable operating model and regional footprint.
- Insurance Office of America (IOA): Large Florida-based independent insurance agency offering personal and commercial lines across multiple carriers. Directly comparable as a multi-carrier independent agency in the same state, though at materially greater scale.
- LeClair Group Insurance: Independent insurance agency focused on personal and small-commercial lines with carrier partnerships. Comparable agency model, though primarily operating in different geographies.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat3 records
Key risks5 records
Key highlights5 records
Customer concentration
Pacific Assurance Brokers social profiles
Digital presencePacific Assurance Brokers compliance and trust
Trust signalCompliance2 records
Pacific Assurance Brokers financial estimates
Financial estimateRevenue estimate
Valuation estimate
Pacific Assurance Brokers leadership team
Management profileNumber of profiles
Pacific Assurance Brokers funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Pacific Assurance Brokers M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Pacific Assurance Brokers
What does Pacific Assurance Brokers do?
Pacific Assurance Brokers is a family-owned independent insurance agency that places personal lines (auto, homeowners, flood & fire dwelling) and commercial lines (general liability, commercial auto) policies on behalf of Florida consumers and small businesses. The agency represents more than a dozen carriers including Progressive, Travelers, Mercury, Kemper, GEICO, Citizens, and others, using the EZLynx platform to compare personal-line quotes across carriers and the Thimble platform to deliver instant commercial general liability coverage with sub-60-second Certificate of Insurance issuance.
Is Pacific Assurance Brokers a public or private company?
Pacific Assurance Brokers is a private company. It is classified as family owned and is currently operating.
When was Pacific Assurance Brokers founded?
Pacific Assurance Brokers was founded in 1994. It employs 1 to 10 people.
Where is Pacific Assurance Brokers based?
Pacific Assurance Brokers is headquartered in Flushing, United States, in the North America region.
How does Pacific Assurance Brokers make money?
One revenue line is on record: insurance Brokerage Commissions.
Who are Pacific Assurance Brokers's main competitors?
Broad incumbents on record are AssuredPartners, Hub International, Brown & Brown, Inc. and Marsh McLennan Agency. Others are Thimble and RPS (Risk Placement Services). FrankCrum Insurance is listed as a regional player. Direct peers are Foundation Risk Partners, Insurance Office of America (IOA) and LeClair Group Insurance.
Does Pacific Assurance Brokers have an API?
No public API is recorded for Pacific Assurance Brokers.
What industry is Pacific Assurance Brokers in?
Pacific Assurance Brokers's product category is Insurance Brokerage Services. Its primary akta.pro industry code is FSAEADAB, Commercial Lines Insurance Brokerage. Its NAICS code is 52421 and its SIC code is 6411.