Bicxo
BiCXO builds MiWa, an AI Business Operating System for finance automation that delivers decision intelligence and agentic process automation over existing ERP, CRM, banking, and payroll systems, targeting CFO, CEO, and business leaders across retail, manufacturing, and services.
- Company typePrivate
- Founded2019
- HeadquartersThane, India
- Headcount1–10
- GTM typeB2B
- OfferingSoftware
What Bicxo does
BiCXO is a private AI software company founded in 2019 that builds MiWa, an AI Business Operating System focused on finance automation for enterprise and mid-market customers. The platform is organized around two core capabilities: MiWa Decision OS, which delivers natural-language answers, scenario analysis, variance explanation, and automated reporting from connected operational data; and MiWa Autonomous Operation OS, which deploys AI agents for accounts payable, treasury, reconciliation, regulatory compliance, and accounts receivable, each operating with human-in-the-loop controls. BiCXO markets MiWa as a "zero hallucination" read-only intelligence layer that overlays existing ERP, CRM, banking, and payroll systems without modifying core data, supporting integrations with SAP, Oracle NetSuite, Microsoft Dynamics, Salesforce, HubSpot, Tally, QuickBooks, Sage, Xero, Zoho, and Freshworks among others.
The company's go-to-market targets CFO, CEO, CTO, and broader business-leader personas across retail, manufacturing, services, and startup segments, with named enterprise customers including DMart, Samsara Group, Kaya, Nexdigm, Ginger, Caplin, Wella, Shootfire, Nichem, Deki, and BN. BiCXO operates a dual-entity footprint with BiCXO INC headquartered in Highlands Ranch, Colorado (USA) and an India office in Thane, Maharashtra. Distribution combines enterprise direct sales, inside sales, and a channel partner program, with a demo-led conversion funnel. Pricing, ACVs, ARR, funding history, and revenue are not publicly disclosed; only the founder (Mohan Ramaseshan) is identified in available leadership data, and headcount is reported at 1-10.
Bicxo firmographics
Firmographics- Name
- Bicxo
- Legal name
- BiCXO INC
- Website
- https://bicxo.in
- Company type
- Private
- Founded year
- 2019
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- BiCXO builds MiWa, an AI Business Operating System for finance automation that delivers decision intelligence and agentic process automation over existing ERP, CRM, banking, and payroll systems, targeting CFO, CEO, and business leaders across retail, manufacturing, and services.
- Ownership category
- akta.pro rank
Bicxo industry classification
Industry- Product category
- AI Finance Automation Software
- NAICS
- Software Publishers (5132)
- SIC
- Services-Computer Programming Services (7371)
- akta.pro primary industry
- Augmented Analytics & AI-Assisted BI (NLQ/NLG, Insights) (HDAEAMAD)
- akta.pro secondary industries
- Financial Planning & Analysis (FP&A) & BI (HDAEAMAG), Dashboarding & KPI/Performance Management (HDAEAMAF)
Keywords
Where Bicxo is headquartered
LocationHeadquarters
- HQ city
- Thane
- HQ country
- India
- HQ region
- Asia
Offices2 records
Markets served
Bicxo business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Marketing or Sales, Operations, Infrastructure
Revenue model
- SaaS Subscription (implied): Subscription-based AI Business Operating System for finance automation. The product is sold as an enterprise solution with demo-based sales motion, suggesting recurring subscription revenue.
Go-to-market motion3 records
Distribution channels3 records
Marketing channels4 records
Bicxo product offering
Product offeringCore offering
BiCXO sells MiWa, an AI Business Operating System for finance automation that combines a Decision Intelligence layer (natural language answers, scenario analysis, KPI tracking, variance analysis, forecasting) with Agentic Process Automation (autonomous agents for AP, treasury, reconciliation, regulatory compliance, AR management). The product is delivered as a read-only intelligence and operations layer that connects to existing ERP, CRM, banking, and payroll systems without modifying core data, targeting CFOs, CEOs, and CTOs in retail, manufacturing, services, and startups.
Product overview
BiCXO offers MiWa, an AI Business Operating System for Finance Automation. The platform consists of two core capabilities: MiWa Decision OS (strategic intelligence enabling natural language queries, scenario analysis, and automated reporting) and MiWa Autonomous Operation OS (agentic process automation featuring AI agents for AP automation, treasury management, reconciliation, regulatory compliance, and AR management). Supporting modules include ETL/Data Pipeline for data integration, Analytics & Dashboard for visualization, and Data Connectors for connecting to various ERP and accounting systems. The system operates as a read-only intelligence layer around existing business systems, providing 80% faster decision-making and 90% reduction in manual effort.
Differentiator
Problem solved
Functional benefit
Brands
- MiWa: AI Business Operating System that accelerates decision-making with real-time, unified data and instant scenario analysis. MiWa includes Decision OS (for MIS reporting automation, KPI tracking, variance analysis, forecasting) and Autonomous Operation OS (for AP automation, treasury management, reconciliation, regulatory compliance, AR management).
Products and services
- MiWa AI Business Operating System AI Business Operating System that provides decision intelligence and autonomous operations for finance teams. MiWa works as a secure, read-only intelligence and operations layer around existing ERP, CRM, banking, and payroll systems, transforming raw data into answers, actions, and outcomes. Targeted at CFOs, CEOs, and CTOs in retail, manufacturing, services, and startups.
- MiWa Decision OS Strategic intelligence module of MiWa enabling natural language queries, performance analysis, scenario exploration, and automated report and dashboard generation for faster decision-making.
- MiWa Autonomous Operation OS Agentic process automation module of MiWa featuring AI agents for AP automation, treasury management, reconciliation, regulatory compliance, and AR management with human-in-the-loop oversight controls.
Quantifiable outcome
- 80% faster decision-making
- +5 more outcomes
Companies that use Bicxo
Customer profileNamed customers11 records
Segments8 records
Ideal customer profiles4 records
Bicxo technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration23 records
AI capability8 records
Feature4 records
Bicxo partnerships and signals
Strategic signalPartnerships
Eleven partnerships are on record, tiered core.
- QuickBookscoreNative integration with Intuit QuickBooks for financial data connectivity and automated reporting. Listed in Common Integration section.
- SagecoreNative integration with Sage accounting software for finance data connectivity. Listed in Common Integration section.
- XerocoreNative integration with Xero cloud accounting platform for financial data connectivity. Listed in Common Integration section.
- Oracle NetSuitecoreNative integration with Oracle NetSuite ERP for enterprise financial data connectivity. Listed in Common Integration section.
- SAPcoreNative integration with SAP ecosystem including SAP Business One, SAP ECC, SAP S/4 HANA for enterprise ERP connectivity. Listed in Common Integration section.
- MicrosoftcoreNative integration with Microsoft Dynamics 365, Dynamics NAV, Business Central, and SQL Server for enterprise data connectivity. Listed in Common Integration section.
- SalesforcecoreNative integration with Salesforce CRM for customer and sales data connectivity. Listed in Common Integration section.
- HubSpotcoreNative integration with HubSpot CRM for marketing and sales data connectivity. Listed in Common Integration section.
- ZohocoreNative integration with Zoho Books for accounting data connectivity. Listed in Common Integration section.
- FreshworkscoreNative integration with Freshworks CRM and Freshworks platform for customer data connectivity. Listed in Common Integration section.
- TallycoreNative integration with Tally accounting software for finance data connectivity, particularly relevant for India market. Listed in Common Integration section.
Scale indicators7 records
Recent moves5 records
Expansion highlights5 records
Bicxo competitors and assessment
Company assessmentBroad incumbents
- Pigment: Enterprise FP&A and business planning platform serving large enterprises with forecasting, scenario planning, and integrated BI. Comparable to MiWa's Planning & Budgeting and Forecasting modules but operating as a full planning suite rather than an ERP overlay.
- Domo: Cloud BI and analytics platform with AI-driven insights, dashboards, and broad ERP/CRM data integration. Comparable to MiWa's analytics, dashboarding, and natural-language insight capabilities, though serving a much broader BI audience.
- Mosaic: Strategic finance and FP&A platform with automated data pipelines, reporting, and scenario modeling for finance teams. Comparable in CFO-targeting BI/FP&A functionality and ERP data integration, though positioned as a planning platform rather than agentic automation.
- Planful: Cloud FP&A platform offering financial planning, close, and analytics for the office of the CFO. Comparable in persona (CFO) and use cases (planning, close, reporting) but as a broader incumbent suite rather than an ERP-overlaying AI OS.
- Anaplan: Enterprise connected planning platform covering finance, sales, HR, and supply chain planning. Comparable at the planning/forecasting use-case level but as a large, established incumbent rather than an AI-native overlay.
Direct peers
- Numeric: AI-powered accounting close and flux analysis platform serving controllers and CFOs with automated variance analysis and reporting workflows. Directly comparable to MiWa's Decision OS and Reconciliation Agent capabilities for finance teams.
- Fathom: Financial analysis, reporting, and FP&A tool for advisors and finance teams offering KPI tracking, dashboards, and forecasting. Directly comparable to MiWa's KPI tracking, forecasting, and analytics modules.
- Bookkeep.ai: AI bookkeeping and accounting automation platform targeting SMB and mid-market finance teams with automated transaction categorization and reconciliation. Comparable to MiWa's AP/AR/Recon agents and zero-hallucination finance automation positioning.
- Trovata: AI-native cash management, treasury, and forecasting platform that connects to banks and ERPs to deliver real-time financial intelligence. Closely comparable to MiWa's Treasury Management Agent and Decision OS treasury use cases.
Emerging players
- ThoughtSpot: AI-native analytics platform with natural language search and AI-powered insights over enterprise data. Closely comparable to MiWa's natural-language Decision OS and zero-hallucination positioning, but serves a broader analytics buyer than BiCXO's CFO focus.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights5 records
Customer concentration
Bicxo financial estimates
Financial estimateRevenue estimate
Valuation estimate
Bicxo leadership team
Management profileNumber of profiles
Profiles1 record
Bicxo funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Bicxo M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Bicxo
What does Bicxo do?
BiCXO sells MiWa, an AI Business Operating System for finance automation that combines a Decision Intelligence layer (natural language answers, scenario analysis, KPI tracking, variance analysis, forecasting) with Agentic Process Automation (autonomous agents for AP, treasury, reconciliation, regulatory compliance, AR management). The product is delivered as a read-only intelligence and operations layer that connects to existing ERP, CRM, banking, and payroll systems without modifying core data, targeting CFOs, CEOs, and CTOs in retail, manufacturing, services, and startups.
Is Bicxo a public or private company?
Bicxo is a private company. It is classified as unknown and is currently operating.
When was Bicxo founded?
Bicxo was founded in 2019. It employs 1 to 10 people.
Where is Bicxo based?
Bicxo is headquartered in Thane, India, in the Asia region.
How does Bicxo make money?
One revenue line is on record: saaS Subscription (implied).
Who are Bicxo's main competitors?
Broad incumbents on record are Pigment, Domo, Mosaic, Planful and Anaplan. Direct peers are Numeric, Fathom, Bookkeep.ai and Trovata. ThoughtSpot is listed as an emerging player.
Does Bicxo have an API?
No public API is recorded for Bicxo.
What industry is Bicxo in?
Bicxo's product category is AI Finance Automation Software. Its primary akta.pro industry code is HDAEAMAD, Augmented Analytics & AI-Assisted BI (NLQ/NLG, Insights), with a secondary code of HDAEAMAG, Financial Planning & Analysis (FP&A) & BI. Its NAICS code is 5132 and its SIC code is 7371.