Puffenbarger Insurance & Financial Services

What Puffenbarger Insurance & Financial Services does

Puffenbarger Insurance & Financial Services, now operating as Leavitt Capital Insurance Services, LLC following the merger of Griffin Owens Insurance and Puffenbarger Insurance, is an independent insurance agency representing 100+ regional and national insurance carriers. Headquartered in Warrenton, Virginia with five physical offices across the state (Herndon, Manassas, Warrenton, Falls Church, Culpeper), the agency is licensed to serve customers in VA, MD, DC, PA, NC, SC, and WV, and operates under the umbrella of Leavitt Group Enterprises, a diversified insurance conglomerate. Its core technology is a multi-carrier independent-agency platform rather than proprietary software; there are no disclosed API products, patents, or AI/ML features. The product portfolio is organized into Business Solutions (commercial property, general liability, cyber, workers comp, commercial auto, specialty programs for construction, restaurants, churches, agribusiness, gig and rideshare workers), Personal Solutions (auto, home, life, health, high net worth, umbrella, boat, classic car, identity theft, jewelry, landlord, earthquake, flood), and Financial Solutions (asset protection, long-term care, Medicare supplements, retirement and estate planning). Operational support is delivered through an InsurLink client portal for billing, claims, certificate-of-insurance requests, and quote intake, supplemented by a $25 gift-card referral program and an insurance-insights blog.

The business model is commission-based and recurring in nature: the agency earns carrier commissions on policies placed across its 100+ carrier relationships (including Allstate, Geico, Liberty Mutual, Nationwide, Progressive, Travelers, The Hartford, and others), with policies typically billed monthly. The go-to-market is sales-led, relying on direct customer interaction at office locations, phone, email, the client portal, local SEO (targeting queries such as "Independent Insurance Agency Near Me"), content marketing, and a referral program. Customer segmentation is broad-based, spanning individual consumers, families, high-net-worth households, small businesses, and specialized industry verticals; no single customer is identified as a material concentration. Pricing is quote-based and not publicly disclosed, varying by coverage type, carrier underwriting, and individual risk factors.

The combined Leavitt Capital entity positions the firm for incremental growth across a larger seven-state Mid-Atlantic/Southeast footprint, broader specialty-program coverage, and digital self-service, while inheriting the legacy books of both predecessor agencies. However, the input contains no financial disclosures (revenue, premium volume, headcount trend), no AI differentiation, and no pending funding or acquisition activity beyond the merger itself, so any investment thesis must triangulate from office count, carrier breadth, and employee range.

Name

Puffenbarger Insurance & Financial Services

Legal name

Leavitt Capital Insurance Services, Inc.

Website

https://pinsfs.com

Company type

Private

Founded year

1989

Operating status

Operating

Headcount range

11–50 employees

Short description

Puffenbarger Insurance & Financial Services, now operating as Leavitt Capital Insurance Services, is an independent insurance agency representing 100+ carriers and serving individuals, families, and businesses with business, personal, and financial insurance across seven Mid-Atlantic and Southeast states from five Virginia offices.

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411), Fire, Marine & Casualty Insurance (6331), Surety Insurance (6351)

akta.pro primary industry

Retail (Personal Lines) Insurance Brokerage (FSAEADAA)

akta.pro secondary industries

Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ), Mid-Market Commercial Package (Package Policies) (FSAJAFAB)

Keywords

• Independent insurance agency
• Commercial insurance brokerage
• Personal insurance coverage
• Business insurance solutions
• Financial planning services

Headquarters

HQ city

Warrenton

HQ country

United States

HQ region

North America

Offices5 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Commission Revenue: As an independent insurance agency, revenue is generated through commissions paid by insurance carriers for policies placed. They represent 100+ regional and national insurance companies including AIC, Acuity, Allstate, Builders Mutual, Cincinnati, Foremost, Geico, Hagerty Insurance, Hanover, Liberty Mutual, Millers Mutual, National General Insurance, Nationwide, Philadelphia, Progressive, Rockingham Insurance, Selective, The Hartford, Travelers, and Trexis Insurance.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

Puffenbarger Insurance & Financial Services, now operating as Leavitt Capital Insurance Services, LLC, is an independent insurance agency representing 100+ regional and national insurance carriers. The firm provides tailored insurance solutions across three lines: Business Solutions (commercial property, general liability, cyber liability, workers compensation, specialty programs), Personal Solutions (auto, home, life, high net worth, umbrella), and Financial Solutions (asset protection, long-term care, Medicare supplements, retirement and estate planning).

Product overview

Puffenbarger Insurance & Financial Services, now operating as Leavitt Capital Insurance Services, LLC following the merger with Griffin Owens Insurance, is an independent insurance agency representing 100+ regional and national insurance companies. The company offers a comprehensive portfolio of insurance products organized into three main categories: Business Solutions (including commercial property, general liability, cyber liability, and specialty programs), Personal Solutions (covering auto, home, life, and high net worth coverage), and Financial Solutions (including asset protection, long-term care, and retirement planning). The agency provides tailored insurance solutions through experienced brokers and advisors across multiple office locations in Virginia.

Differentiator

Problem solved

Functional benefit

Products and services

• Business Insurance Comprehensive business insurance coverage for businesses of all sizes, including business owner's policies and bundled commercial coverage.
• Personal Insurance Individual and family insurance coverage including auto, home, life, and specialty personal lines for households.
• Employee Benefits Group health insurance and voluntary employee benefit products for businesses seeking to provide workforce coverage.
• Cyber Liability Insurance Coverage protecting businesses against cyber threats, data breaches, and digital risks.
• Commercial Auto Insurance Insurance coverage for business vehicles and commercial fleet operations.
• General Liability Insurance Fundamental liability coverage protecting businesses against third-party claims for bodily injury and property damage.
• Car Insurance Personal auto insurance coverage for individuals, offered through multiple carriers.
• Home & Condo Insurance Property coverage for residential homes and condominiums, including homeowners and condo policies.
• Life Insurance Personal life insurance coverage including term and whole life policies for individuals and families.
• Health Insurance Individual and group health insurance coverage options through carrier partners.
• High Net Worth Insurance Specialized coverage for high-value homes, autos, jewelry, and other personal assets of affluent individuals.
• Risk Management Consulting services to help businesses identify, assess, and mitigate operational and insurance risks.
• Specialty Programs Customized insurance programs for specific industries with unique or hard-to-place coverage needs.
• Asset Protection Insurance Coverage designed to protect personal and business assets from a range of financial risks.
• Long-Term Care Insurance Insurance coverage for extended care services, assisted living, and nursing home costs.
• Medicare Supplement Planning Additional coverage and planning services to supplement Medicare benefits for seniors.
• Retirement & Estate Planning Financial advisory services supporting retirement income planning and estate planning strategies for individuals.
• Bonds / Surety Surety bonds and fidelity bonds supporting business contract and performance obligations.
• Commercial Property Insurance Coverage for commercial buildings, business equipment, and inventory against physical damage and loss.
• Commercial Umbrella Insurance Excess liability coverage extending protection beyond the limits of primary commercial liability policies.
• Executive & Professional Liability Coverage for directors, officers, and professionals against management and professional liability claims.
• Construction Insurance Specialized coverage for construction contractors and builders, including builders risk and related lines.
• Restaurant Insurance Package coverage designed for restaurants, including liability, property, and business interruption protection.
• Church Insurance Coverage tailored for churches and religious organizations, including property, liability, and related lines.
• Gig Insurance (Buy Online) On-demand insurance for gig economy workers and freelancers, purchased directly online.
• Rideshare & Delivery Insurance Coverage designed for rideshare drivers and delivery service providers operating in the gig economy.

Quantifiable outcome

• Multiple insurance carriers available for comparison and optimal coverage matching

Named customers3 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Two partnerships are on record, tiered core.

• Griffin Owens InsurancecoreStrategic or Co-development PartnerGriffin Owens Insurance partnered with Puffenbarger Insurance to form Leavitt Capital Insurance Services, LLC. This merger combined two established independent insurance agencies to create a larger regional presence serving Virginia, Maryland, DC, Pennsylvania, North Carolina, South Carolina, and West Virginia.
• 100+ Regional and National Insurance CompaniescoreChannel Partner/ Reseller/ DistributorThe agency represents 100+ regional and national insurance carriers including AIC, Acuity, Allstate, Builders Mutual, Cincinnati, Foremost, Geico, Hagerty Insurance, Hanover, Liberty Mutual, Millers Mutual, National General Insurance, Nationwide, Philadelphia, Progressive, Rockingham Insurance, Selective, The Hartford, Travelers, and Trexis Insurance. These carrier partnerships enable access to diverse coverage options for customers.

Scale indicators2 records

Recent moves6 records

Expansion highlights5 records

Emerging players

• Assurex Global: Assurex Global is a network of privately held insurance and risk management agencies. Comparable as an aggregation model that allows independent agencies to compete with national brokers while maintaining local autonomy, similar to the Leavitt Group structure.

Broad incumbents

• Brown & Brown: Brown & Brown is a major national insurance brokerage operating through a network of regional offices. Comparable as a multi-line independent agency model offering commercial, personal, and specialty insurance with a regional office structure similar to Leavitt Capital.
• USI Insurance Services: USI is a large insurance brokerage and consulting firm offering property/casualty, employee benefits, and personal insurance through regional offices. Comparable in product breadth (commercial, personal, specialty, surety) and independent brokerage model.
• Hub International: Hub International is a large North American insurance brokerage providing commercial, personal, and employee benefits solutions through regional offices. Directly comparable business model: multi-carrier brokerage with regional office network and broad product portfolio.
• Acrisure: Acrisure is one of the largest insurance brokerage aggregators globally, acquiring independent agencies. It is a direct comparator as a scaled roll-up of independent agencies offering multi-carrier commercial and personal insurance brokerage, representing the strategic endgame for agencies like Puffenbarger under Leavitt Group.

Direct peers

• Hilb Group: Hilb Group is a mid-Atlantic and Southeast-focused insurance brokerage built through acquisitions of independent agencies. Direct peer given geographic overlap, similar size, multi-carrier model, and roll-up acquisition strategy under a parent platform.
• IMA Financial Group: IMA Financial Group is an independent insurance brokerage serving commercial and personal lines clients across multiple states. Closely comparable as a mid-sized multi-line independent agency with regional office structure, commercial specialty focus, and employee benefits offerings.
• Hylant: Hylant is a privately held insurance brokerage serving commercial, personal, and employee benefits clients across the Midwest and Mid-Atlantic. Comparable in product mix, mid-sized regional office model, and specialty line focus including cyber and executive liability.

Regional players

• The Buckner Company: Buckner is a privately held independent insurance and risk management agency serving the Mid-Atlantic. Comparable as a regional independent agency with similar product breadth (commercial, personal, surety, HNW) and Virginia-area market overlap.
• Parker, Smith & Feek: Parker Smith & Feek is a privately held insurance and risk management broker in the Pacific Northwest. Comparable as a mid-sized independent brokerage with similar service model (commercial, personal, surety, employee benefits) but operating in a different regional market.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/insurancepuff
• YouTubeyoutube.com/channel/UCXJ65aA8VDyhAgBYx7sAsBw
• Facebookfacebook.com/leavittcapitalinsurance
• LinkedInlinkedin.com/company/leavitt-capital-insurance
• Instagraminstagram.com/leavittcapitalinsurance

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Puffenbarger Insurance & Financial Services