What FINEP CZ does

FINEP CZ a.s. is a Czech residential and commercial real estate developer founded in 1995 and headquartered in Prague, operating as part of the FINEP HOLDING SE group. The company develops new-build apartments, family houses, commercial premises, and office buildings across Prague and the Central Bohemian Region, and as of 2025 has expanded into Bratislava, Slovakia. Its active portfolio comprises nine development projects offering 212 new apartments, and historically it reports "tens of thousands of satisfied clients" and "thousands of sold new apartments." The 30-year operational track record is supported by multiple industry awards including Best of Realty (2010, 2016, 2024) and CIJ Awards (Developer of the Year 2010, Best Office Development 2010, Lease of the Year 2012).

FINEP's business model is built on direct property sales to individual homebuyers (primary segment) and institutional investors (emerging segment), with properties offered in both personal and cooperative (družstevní) ownership structures. Revenue is generated primarily through one-time unit sales of developed apartments and family houses, supplemented by professional services revenue streams including interior design and kitchen studio services, mortgage brokerage through its subsidiary FINEP FINANČNÍ SLUŽBY, and realty services. Distribution is anchored by the Lannův palác client center in Prague 1, project-specific on-site sales offices, and the e-Meeting virtual consultation channel. The company differentiates itself through an integrated one-roof service model — covering property selection, financing arrangement, interior fit-out, and a 3-year warranty — and through a partnership network of major Czech banks (Česká spořitelna, ČSOB, Komerční banka, mBank, Moneta, UniCredit, Raiffeisenbank), insurance providers (AXA, Allianz, Generali, Kooperativa, Uniqa), and interior suppliers (Oresi, SAPELI, INDECO, Barkotex, INNEX). Unit sales have grown from 547 (2022) to 1,265 (2025), supported by new project launches (Nový Opatov, Harfa Park completion, Nad Krocínkou, Britská čtvrť expansion), institutional partnerships (REICO ČS NEMOVITOSTNÍ, XPlace), and geographic expansion into Slovakia.

Name

FINEP CZ

Legal name

FINEP CZ a.s.

Website

https://finep.cz

Company type

Private

Founded year

1995

Operating status

Operating

Headcount range

51–100 employees

Short description

FINEP CZ is a Prague-based residential real estate developer founded in 1995 that builds and sells new apartments, family houses, and commercial properties in Prague and the Central Bohemian Region, with 2025 expansion into Bratislava, serving individual homebuyers and institutional investors through an integrated sales, financing, and interior-design service model.

Ownership category

akta.pro rank

Product category

Residential Real Estate Development

NAICS

New Housing For-Sale Builders (236117)

SIC

General Bldg Contractors - Residential Bldgs (1520), Land Subdividers & Developers (No Cemeteries) (6552)

akta.pro primary industry

Residential General Contracting (New Build) (IMAFAAAB)

akta.pro secondary industry

Residential Design-Build & Renovation-Integrated Builders (IMAFABAE)

Keywords

• Residential real estate development
• Apartment construction
• Housing development
• Property sales
• Real estate development

Headquarters

HQ city

Prague

HQ country

Czechia

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Supply Chain, Operations, Personnel, Marketing or Sales, Technology or R&D

Revenue model

1. Residential property sales: FINEP generates revenue primarily through development and sale of new residential apartments and family houses in Prague and surrounding areas. They offer properties in both personal ownership and cooperative (družstevní) ownership models.
2. Commercial premises and office buildings: The company also develops and sells commercial spaces and office buildings as part of their real estate portfolio.
3. Interior design and furnishing services: Through their interior studio, FINEP provides comprehensive interior design services including kitchen studios, flooring, bathroom equipment, doors, and built-in wardrobes with partner suppliers.
4. Financial services: FINEP FINANČNÍ SLUŽBY provides mortgage arrangement and financial consulting services, arranging financing for property purchases through partner banks with free loan processing.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels5 records

Core offering

FINEP CZ develops and sells new residential apartments and family houses across Prague and the Central Bohemian Region in both personal and cooperative ownership models. The company also develops commercial premises and office buildings. Beyond development, FINEP provides supporting services including mortgage arrangement (FINEP FINANČNÍ SLUŽBY), interior design and kitchen studios, real estate brokerage for existing properties, and post-sale warranty support.

Product overview

FINEP CZ is a Czech residential developer founded in 1995, part of FINEP HOLDING group, offering new apartments, family houses, and commercial properties across Prague and Central Bohemian Region. The core product portfolio includes multiple residential projects (Byty Nový Opatov, Byty Malý háj, Byty U Šárky, Byty Kaskády Barrandov, Byty Harfa Park, Byty Nad Krocínkou, Byty Britská čtvrť, Rodinné domy Britská čtvrť, Kralupy - Rezidence U Vltavy) available in personal or cooperative ownership. Supporting services include financial services, real estate services, interior design studio (featuring Oresi kitchens), interior consultant, e-Meeting virtual viewing, virtual tours, commercial premises, and office buildings. The company emphasizes comprehensive customer service from property selection through warranty support.

Differentiator

Problem solved

Functional benefit

Products and services

• Byty Nový Opatov New apartments in a newly developed locality near metro station Opatov in Prague 11, offered in personal or cooperative ownership for individual homebuyers.
• Byty Malý háj New apartments in a quiet part of Prague 10 in Štěrboholy, offering a family-friendly living environment in personal or cooperative ownership.
• Byty U Šárky (Rezidence U Šárky) New apartments in Rezidence U Šárky located in Prague 6, near Šárecké valley, available in personal ownership and cooperative apartments.
• Byty Kaskády Barrandov New apartments in the sought-after Barrandov location in Prague 5, available in personal ownership.
• Byty Harfa Park Final stage of Harfa Park project in Prague 9, Vysočany, offering last available apartments in personal ownership.
• Byty Nad Krocínkou New apartments in the Prosek area of Prague 9, with last units available for sale in personal ownership.
• Rodinné domy Britská čtvrť Family houses in Britská čtvrť near metro station in Prague 5 Stodůlky, designed for family-friendly living in a quiet area.
• Byty Britská čtvrť New apartments in the popular Britská čtvrť development in Prague 5 Stodůlky, available in personal and cooperative ownership.
• Kralupy - Rezidence U Vltavy New apartments in Kralupy nad Vltavou in the Central Bohemian Region, 30 minutes from Prague, available in personal ownership.
• Komerční prostory (Commercial Premises) Commercial premises available within FINEP developments, intended for businesses and retail tenants.
• Kancelářské budovy (Office Buildings) Office buildings in FINEP's development portfolio, including award-winning properties, offered to commercial tenants and investors.
• FINEP FINANČNÍ SLUŽBY (Mortgage & Financial Services) In-house mortgage and financial consulting services arranging property financing through multiple partner banks with free loan processing for buyers of FINEP properties.
• Interiérové studio (Interior Design Studio) Comprehensive interior design and furnishing service for FINEP apartment buyers, offering kitchen studios, flooring, bathroom equipment, doors, built-in wardrobes, and furniture through partner suppliers.
• Realitní služby (Real Estate Brokerage Services) Real estate brokerage service helping clients sell or rent their existing properties, including market assessment, photo staging, legal services, property presentation, and client vetting.

Quantifiable outcome

• 3-year warranty vs standard 2-year market warranty
• +1 more outcomes

Named customers3 records

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration5 records

Partnerships

Nine partnerships are on record, tiered core and minor.

• ORESI (kitchen brands: Dolti, Dolti Collection, Livanza, Bauformat)coreChannel Partner/ Reseller/ DistributorFINEP offers ORESI kitchen products through their interior studio, including Dolti (mid-range), Dolti Collection (design collection with Italian designer), Livanza (German premium), and Bauformat (German luxury) lines. Full design-to-installation service provided.
• Dobrá rodina o.p.s.minorOthersHumanitarian partnership for evacuation of Ukrainian children from war zones. FINEP contributed 3 million CZK in the first wave to support the evacuation of 54 children and 9 adults from Ukraine. Long-term charitable partner.
• SAPELI (interior doors)coreChannel Partner/ Reseller/ DistributorFINEP interior studio offers SAPELI doors as part of their comprehensive interior solutions. Both standard and luxury entrance and interior doors available.
• INDECO (built-in wardrobes)coreChannel Partner/ Reseller/ DistributorCustom-built wardrobe solutions offered through FINEP interior studio with materials, colors, and door panel customization.
• Barkotex (flooring)coreChannel Partner/ Reseller/ DistributorFlooring partner offering wooden, vinyl, and laminate floor coverings plus carpets through the FINEP interior studio.
• INNEX (furniture and shading)coreChannel Partner/ Reseller/ DistributorProvider of furniture, window treatments (curtains, drapes, blinds, shutters, pleats, Japanese screens), and exterior solutions (Venetian blinds, roller shutters).
• XPlaceminorStrategic or Co-development PartnerStrategic partner for rental housing projects. Purchased rental house in U Šárky project. Collaboration for modern family housing developments.
• SBD Praha (Stavební bytové družstvo Praha)minorChannel Partner/ Reseller/ DistributorHousing cooperative partner for cooperative housing development and sales.
• Proceram, Siko (bathroom studios)coreChannel Partner/ Reseller/ DistributorBathroom equipment suppliers with showrooms for tiles, sanitary ware, and bathroom accessories.

Scale indicators7 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Central Group: Largest Czech residential developer, headquartered in Prague, developing and selling new-build apartments in similar metro-adjacent locations. Closest direct competitor by product mix, geography, and target customer (individual Prague homebuyers).
• HB Reavis: Slovak-origin CEE developer active in Czech and Slovak residential and commercial markets. Directly comparable on cross-border Czech/Slovak footprint and on shifting toward build-to-rent and mixed-use developments.
• JRD: Czech residential developer focused on new-build apartments and family houses with an energy-efficiency and sustainability angle. Comparable scale and Prague-centric footprint with similar for-sale model.
• YIT Stavo: Czech arm of Finnish developer YIT, building new residential apartments and houses in Prague and other Czech cities. Direct competitor on for-sale residential product with comparable scale and end-customer targeting.
• Trigema: Major Prague-based residential and commercial developer with a similar integrated model spanning new-build apartments, family houses, and supporting services. Direct competitor for mid-market Prague housing supply.
• Penta Real Estate: CEE-focused developer of residential, office, and mixed-use properties, including the BTR segment. Comparable in product breadth (residential plus commercial) and in pursuing institutional rental partnerships.

Emerging players

• Daramis: Smaller Prague-based residential developer focused on boutique apartment projects in select locations. Comparable product offering but with narrower project pipeline and lower annual unit delivery than FINEP.
• AFI Europe: CEE-focused developer and investor with residential and mixed-use projects in Czech Republic and Slovakia. Comparable cross-border footprint and exposure to build-to-rent as well as for-sale residential.

Broad incumbents

• CPI Property Group: Major CEE diversified real estate group with residential, office, retail, and hospitality assets across the region. Comparable through its Czech residential exposure and institutional rental housing strategy, but operates at far greater scale and breadth.
• Skanska Residential: Czech subsidiary of Swedish construction group Skanska, offering residential developments alongside large commercial and infrastructure projects. Overlaps on residential for-sale product but operates within a much broader portfolio.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks7 records

Key highlights7 records

Customer concentration

• Xx.com/finepcz
• Facebookfacebook.com/finepcz
• LinkedInlinkedin.com/company/finep-cz-a-s-

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Subsidiaries6 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about FINEP CZ