D&S Holding
D&S Holding B.V. is a Dutch holding company whose primary operating entity, D&S Group, runs an AI-enabled insurance distribution platform connecting insurers, binding agents, service providers, and advisors across the Netherlands, with initial expansion into Scandinavia via a partnership with Eir.
- Company typePrivate
- Founded2022
- HeadquartersVelsen, Netherlands
- Headcount1,001–5,000
- GTM typeB2B
- OfferingSoftware
What D&S Holding does
D&S Holding B.V. is a privately held Dutch holding company headquartered in Velsen, Netherlands, that provides holding, investment management, reporting, compliance, and governance services for its portfolio companies. Its primary operating entity, D&S Group, operates an insurance distribution platform that connects insurers, volmachten (binding agents), service providers, and advisors into what the company describes as a hyper-efficient distribution chain. The platform's core product is a modular and scalable system that links insurance administration systems, optimizes distribution processes, and enables 'complete outsourcing' (ontzorging) so partner firms can focus on customer service and advisory work.
The platform's technical architecture emphasizes modularity and interoperability across multiple administration back-ends, with AI positioned as a supporting technology layer for distribution optimization. The business model is B2B platform-based, generating revenue through subscription/recurring platform participation fees and shared services to its 80+ participating companies, which include major Dutch insurance distribution players such as Nedasco, VKG, and SuperGarant, as well as back-office service providers and arbo (occupational health) firms.
The go-to-market motion is partner-centric: D&S recruits ecosystem participants through direct B2B engagement, industry publication presence (AMweb, Insurance Trends 2026), and partnership inquiries via its website, rather than selling to end consumers. The company is primarily focused on the Dutch insurance market, with initial international expansion signaled through an exclusive partnership with Swedish digital insurer Eir. The company was founded in 2022 per firmographic data (with website copyright dating to 2021) and operates with a workforce of 1,001–5,000 across multiple Dutch provinces.
D&S Holding firmographics
Firmographics- Name
- D&S Holding
- Legal name
- D&S Group
- Website
- https://distributieenservices.nl
- Company type
- Private
- Founded year
- 2022
- Operating status
- Operating
- Headcount range
- 1,001–5,000 employees
- Short description
- D&S Holding B.V. is a Dutch holding company whose primary operating entity, D&S Group, runs an AI-enabled insurance distribution platform connecting insurers, binding agents, service providers, and advisors across the Netherlands, with initial expansion into Scandinavia via a partnership with Eir.
- Ownership category
- akta.pro rank
D&S Holding industry classification
Industry- Product category
- Insurance Distribution Platform
- NAICS
- Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (52421)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Customer Engagement, CRM & Agent/Broker Enablement Platforms (FSAGAGAD)
- akta.pro secondary industries
- Data, Analytics & AI for Insurance (Risk, Pricing, Personalization) (FSAGAGAE), Policy Administration, Underwriting & Rating Platforms (Core Insurance SaaS) (FSAGAGAB)
Keywords
Where D&S Holding is headquartered
LocationHeadquarters
- HQ city
- Velsen
- HQ country
- Netherlands
- HQ region
- Europe
Markets served
D&S Holding business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure
Revenue model
- Insurance Distribution Platform Services: D&S Group operates as a platform intermediary in the insurance distribution chain, providing technology and administrative services to ecosystem participants including insurers, binding agents, service providers, and advisors. Revenue is generated through platform participation fees and service provision to the 80+ participants in their network.
Go-to-market motion1 record
Distribution channels2 records
Marketing channels3 records
D&S Holding product offering
Product offeringCore offering
D&S Group operates a modular, scalable technology platform that connects insurers, binding agents (volmachten), service providers, and advisors into a hyper-efficient insurance distribution chain in the Dutch market. The platform uses technology and AI to optimize processes, integrate insurance administrations, and provide complete outsourcing (ontzorging) so partners can focus on customer service and advisory work.
Product overview
D&S Group offers a single modular and scalable platform for insurance distribution. The platform connects insurers, agents (volmachten), service providers, and advisors in a hyper-efficient distribution chain. With more than 80 participating companies, the platform provides tools that optimize processes and increase efficiency, enabling partners to focus on customer service and advice.
Differentiator
Problem solved
Functional benefit
Products and services
- D&S Platform
Companies that use D&S Holding
Customer profileNamed customers5 records
Segments4 records
Ideal customer profiles4 records
D&S Holding technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
AI capability1 record
Feature1 record
D&S Holding partnerships and signals
Strategic signalPartnerships
Nine partnerships are on record, tiered core and minor.
- EircoreExclusive collaboration between D&S Group and Eir, a Swedish digital insurer. This partnership extends D&S Group's reach into the Scandinavian insurance market while providing Eir access to the Dutch distribution ecosystem through the D&S platform.
- NedascocoreMajor insurance distribution player in the Dutch market, operating as a participant in the D&S Group platform ecosystem for insurance distribution services.
- VKGcoreVKG (Verzekerings江Group) is a significant insurance collective group participating in the D&S Group distribution network.
- SuperGarantcoreInsurance collective group operating within the D&S Group platform ecosystem for insurance distribution.
- Anac BackOfficecoreBack-office service provider for insurance distribution, integrated into the D&S Group platform network.
- Boval GroepcoreInsurance services group participating in the D&S Group ecosystem for distribution services.
- Consense ArbominorArbo (occupational health) services provider participating in the D&S Group platform network.
- GHW AssurantiegroepminorInsurance group operating within the D&S Group distribution ecosystem.
- PoliserviceminorInsurance service provider in the D&S Group network.
Scale indicators3 records
Recent moves5 records
Expansion highlights5 records
D&S Holding competitors and assessment
Company assessmentEmerging players
- Cover Genius: Global embedded insurance distribution platform enabling partners to offer insurance at the point of sale. Comparable as a technology-led insurance distribution platform, with overlap on the agent/advisor enablement value proposition but focused on embedded rather than Dutch broker channel distribution.
- Earnix: Insurance AI and analytics provider delivering pricing, rating, and personalization tools for insurers. Comparable in the AI-for-insurance dimension D&S describes, though Earnix is an analytics vendor rather than a full distribution platform.
- Messagesolutions / Insurance Technologies Corporation: Insurance distribution and consumer engagement platform serving carriers, agents, and consumers with digital marketing, quoting, and lead generation tools. Comparable as a distribution enablement platform targeting the same ecosystem D&S orchestrates.
- Bold Penguin: U.S. commercial insurance platform connecting carriers, agents, and small business buyers through a digital exchange. Comparable multi-sided distribution concept applied to commercial lines, though focused on U.S. SMB commercial insurance rather than the broader Dutch distribution chain D&S orchestrates.
Direct peers
- Vertafore: U.S.-based insurance distribution technology provider serving agencies, carriers, and MGAs with agency management, rating, and connectivity tools. Comparable as a long-standing insurance distribution platform connecting ecosystem participants, with similar enabling focus for agents and advisors.
- Hypoport: Germany-based fintech/insurance platform operating a network connecting insurers, brokers, and financial product distributors through technology platforms (e.g., Europace). Highly comparable business model: multi-sided B2B platform enabling insurance and finance distribution with network effects and modular architecture.
- iPipeline: UK-headquartered insurance technology platform providing end-to-end distribution, underwriting, and policy administration solutions to insurers, brokers, and distributors globally. Directly comparable as a digital insurance distribution enablement platform serving the same ecosystem participants (carriers, agents, advisors) as D&S.
- Applied Systems: Leading provider of cloud-based software for insurance agencies, brokerages, MGAs, and carriers in North America. Comparable as an insurance distribution platform connecting agents and carriers through integrated technology, though it operates at a larger scale and predominantly in North America.
- Zywave: Insurance tech platform providing distribution, content, and analytics tools to insurance brokers and agencies. Comparable as a B2B platform serving the insurance distribution ecosystem with modular SaaS offerings and partner integrations.
Broad incumbents
- Visma: Nordic-headquartered software conglomerate providing vertical SaaS across accounting, ERP, and adjacent verticals including insurance administration in Scandinavia. Comparable as a broad incumbent software platform provider serving European SMB and mid-market with overlap on insurance administration; provides a useful public-market benchmark for European vertical SaaS scale economics.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key highlights7 records
Customer concentration
D&S Holding social profiles
Digital presenceD&S Holding financial estimates
Financial estimateRevenue estimate
Valuation estimate
D&S Holding leadership team
Management profileNumber of profiles
Profiles1 record
D&S Holding funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
D&S Holding M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about D&S Holding
What does D&S Holding do?
D&S Group operates a modular, scalable technology platform that connects insurers, binding agents (volmachten), service providers, and advisors into a hyper-efficient insurance distribution chain in the Dutch market. The platform uses technology and AI to optimize processes, integrate insurance administrations, and provide complete outsourcing (ontzorging) so partners can focus on customer service and advisory work.
Is D&S Holding a public or private company?
D&S Holding is a private company. It is classified as unknown and is currently operating.
When was D&S Holding founded?
D&S Holding was founded in 2022. It employs 1,001 to 5,000 people.
Where is D&S Holding based?
D&S Holding is headquartered in Velsen, Netherlands, in the Europe region.
How does D&S Holding make money?
One revenue line is on record: insurance Distribution Platform Services.
Who are D&S Holding's main competitors?
Emerging players on record are Cover Genius, Earnix, Messagesolutions / Insurance Technologies Corporation and Bold Penguin. Direct peers are Vertafore, Hypoport, iPipeline, Applied Systems and Zywave. Visma is listed as a broad incumbent.
Does D&S Holding have an API?
No public API is recorded for D&S Holding.
What industry is D&S Holding in?
D&S Holding's product category is Insurance Distribution Platform. Its primary akta.pro industry code is FSAGAGAD, Customer Engagement, CRM & Agent/Broker Enablement Platforms, with a secondary code of FSAGAGAE, Data, Analytics & AI for Insurance (Risk, Pricing, Personalization). Its NAICS code is 5242 and its SIC code is 6411.