StablePay
StablePay is a non-custodial, multi-chain stablecoin invoicing platform that lets freelancers and SMBs create invoices, accept USDC/USDT/DAI payments, and auto-convert to a preferred stablecoin with sub-30-second settlement.
- Company typePrivate
- Founded2025
- Headquarters—
- Headcount1–10
- GTM typeB2B
- OfferingSoftware
What StablePay does
StablePay is a private, non-custodial stablecoin invoicing platform founded in 2025 and operating at trystablepay.com. It enables freelancers and small-to-medium businesses to issue professional invoices denominated in USDC, USDT, and DAI, and to accept cross-border payments across six blockchain networks (Ethereum, Polygon, Arbitrum, Base, Solana, and Optimism). The product is self-serve, with signup via Google or GitHub OAuth, no credit card required, and a stated onboarding time of under five minutes.
The platform's core technical components are Smart Auto-Conversion (which transforms incoming payments in any supported cryptocurrency into the user's chosen stablecoin to neutralize volatility), Smart Payment Optimization (algorithmic routing across swap paths for best execution), non-custodial wallet integration via wallet address only, and a real-time analytics dashboard. APIs, webhooks, and embeddable payment forms extend the platform into developer and partner workflows, and a card payment integration (charging a 1% fee) is positioned as a forthcoming fiat on-ramp.
StablePay operates a freemium-plus-subscription revenue model: a Free tier charges 2.9% + $0.30 per transaction; Plus and Pro are paid monthly tiers with enhanced and unlimited features respectively. The only publicly disclosed customer reference is a $1,500 demo invoice to 'Acme Corporation,' and the company states 200+ active business owners. No funding rounds, investor roster, or financial metrics are disclosed; the company is led by a small team of 1-10 employees with Frank DiGiacomo identified as a blog author. Go-to-market is product-led and self-serve with no geographic restrictions, targeting freelancers and SMBs globally.
StablePay firmographics
Firmographics- Name
- StablePay
- Website
- https://trystablepay.com
- Company type
- Private
- Founded year
- 2025
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- StablePay is a non-custodial, multi-chain stablecoin invoicing platform that lets freelancers and SMBs create invoices, accept USDC/USDT/DAI payments, and auto-convert to a preferred stablecoin with sub-30-second settlement.
- Ownership category
- akta.pro rank
StablePay industry classification
Industry- Product category
- Stablecoin Payment Processing
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)
- SIC
- Finance Services (6199), Security & Commodity Brokers, Dealers, Exchanges & Services (6200)
- akta.pro primary industry
- Crypto Payments & Stablecoin Settlement Platforms (BPAMAFAL)
- akta.pro secondary industries
- Stablecoin Payment Rails & Settlement Networks (Issuer-Led) (FSADADAF), Stablecoins & On-Chain Money (fiat-backed, crypto-backed, algorithmic; issuance/redemption) (FSAPAEAB), On/Off-Ramps & Fiat Liquidity Providers for Stablecoins (FSADADAG)
Keywords
StablePay business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Infrastructure, Marketing or Sales, Operations, Others
Revenue model
- Transaction Fees: Charges 2.9% + $0.30 per transaction when a payment is received. This is the primary revenue stream for the Free plan tier.
- Subscription Plans (Plus and Pro): Monthly subscription tiers (Plus and Pro) with enhanced features. These tiers include transaction fees but offer additional capabilities compared to the Free plan.
- Card Payment Processing: 1% fee for card payments (coming soon feature), allowing fiat-paying customers to complete transactions while businesses receive stablecoins
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Freemium | Monthly | Free Plan - Limited invoice creation with transaction fees |
| Subscription | Monthly | Plus Plan - Enhanced features with monthly subscription |
| Subscription | Monthly | Pro Plan - Unlimited features with monthly subscription |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels3 records
StablePay product offering
Product offeringCore offering
StablePay is a non-custodial, multi-chain stablecoin invoicing platform that enables freelancers and small-to-medium businesses to create professional invoices and accept cross-border payments in USDC, USDT, and other stablecoins. Incoming payments are automatically converted to the recipient's preferred stablecoin via smart routing, and funds settle directly to the user's own wallet (no custody by StablePay) in under 30 seconds across Ethereum, Polygon, Arbitrum, Base, Solana, and Optimism networks.
Product overview
StablePay is a single unified stablecoin invoicing platform designed for businesses and freelancers. Its core product is the StablePay Platform, which combines invoice creation, multi-chain payment reception, and automatic conversion into one integrated service. The platform is supported by the StablePay Dashboard for analytics and reporting. Key capabilities include Smart Auto-Conversion (automatic stablecoin conversion), Smart Payment Optimization (smart routing for best swap rates), Non-Custodial Wallet Integration (bring-your-own-wallet), and Card Payment Integration (fiat on-ramp). The platform is offered through three subscription tiers: Free Plan (limited invoices, transaction fees), Plus Plan (enhanced features, monthly subscription), and Pro Plan (unlimited features, monthly subscription).
Differentiator
Problem solved
Functional benefit
Products and services
- StablePay Platform
Quantifiable outcome
- Instant settlement replaces 3-7 day international wire transfers
- +3 more outcomes
Companies that use StablePay
Customer profileNamed customers1 record
Segments3 records
Ideal customer profiles2 records
StablePay technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Feature6 records
StablePay partnerships and signals
Strategic signalScale indicators1 record
Recent moves5 records
Expansion highlights4 records
StablePay competitors and assessment
Company assessmentDirect peers
- NOWPayments: NOWPayments is a crypto payment gateway enabling businesses to accept payments in multiple cryptocurrencies with auto-conversion to stablecoins. It directly competes with StablePay in freelancer and SMB crypto invoicing.
- Cryptomus: Cryptomus is a crypto payment processor offering merchant invoicing and stablecoin settlement. It targets a similar freelancer and SMB segment with comparable multi-chain acceptance.
- CoinGate: CoinGate is a crypto payment gateway supporting stablecoin acceptance and invoicing for merchants and freelancers. It overlaps directly with StablePay on multi-chain stablecoin invoicing for SMBs.
Broad incumbents
- Coinbase Commerce: Coinbase Commerce is the merchant-facing arm of Coinbase enabling businesses to accept crypto payments. It is a broader incumbent in the same crypto payment acceptance category where StablePay operates.
- Stripe (crypto initiatives): Stripe has expanded into stablecoin acceptance and settlement capabilities for merchants. As a broad incumbent in payments, its entry into stablecoin rails represents a long-term competitive threat to niche players like StablePay.
- BitPay: BitPay is one of the longest-running crypto payment processors serving merchants globally with invoicing, settlement, and stablecoin support. It is an established incumbent against which StablePay competes on speed and fees.
Emerging players
- BTCPay Server: BTCPay Server is an open-source, self-hosted crypto payment processor supporting stablecoins and multi-chain invoicing. It competes for technically inclined SMB merchants with a non-custodial model similar to StablePay's positioning.
- Request Network: Request Network is a decentralized network for crypto invoicing and payment requests, targeting freelancers and businesses with on-chain invoices. It overlaps with StablePay's invoicing use case but with a more protocol-native architecture.
- Paycrest: Paycrest is a stablecoin payment orchestration platform enabling merchants to accept and settle stablecoin payments across multiple chains. It competes in the stablecoin payment rails layer adjacent to StablePay.
- DePay: DePay is a Web3-native crypto payment and invoicing platform supporting multi-chain stablecoin acceptance. It targets merchants and creators with similar non-custodial payment flows as StablePay.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat3 records
Key risks6 records
Key highlights6 records
Customer concentration
StablePay social profiles
Digital presenceStablePay financial estimates
Financial estimateRevenue estimate
Valuation estimate
StablePay leadership team
Management profileNumber of profiles
Profiles1 record
StablePay funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
StablePay M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about StablePay
What does StablePay do?
StablePay is a non-custodial, multi-chain stablecoin invoicing platform that enables freelancers and small-to-medium businesses to create professional invoices and accept cross-border payments in USDC, USDT, and other stablecoins. Incoming payments are automatically converted to the recipient's preferred stablecoin via smart routing, and funds settle directly to the user's own wallet (no custody by StablePay) in under 30 seconds across Ethereum, Polygon, Arbitrum, Base, Solana, and Optimism networks.
Is StablePay a public or private company?
StablePay is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was StablePay founded?
StablePay was founded in 2025. It employs 1 to 10 people.
How does StablePay make money?
Three revenue lines are on record. Transaction Fees are the primary driver. The others are subscription Plans (Plus and Pro) and card Payment Processing.
Who are StablePay's main competitors?
Direct peers on record are NOWPayments, Cryptomus and CoinGate. Broad incumbents are Coinbase Commerce, Stripe (crypto initiatives) and BitPay. Emerging players are BTCPay Server, Request Network, Paycrest and DePay.
Does StablePay have an API?
Yes. StablePay offers simple APIs, webhooks, and integrations for embedding payment forms into websites, managing invoices programmatically, and integrating with existing accounting software. The platform provides secure API endpoints with rate limiting and monitoring. Specific API type (REST/GraphQL), authentication method, rate limits, versioning, and sandbox availability are not detailed in the provided source material.
What industry is StablePay in?
StablePay's product category is Stablecoin Payment Processing. Its primary akta.pro industry code is BPAMAFAL, Crypto Payments & Stablecoin Settlement Platforms, with a secondary code of FSADADAF, Stablecoin Payment Rails & Settlement Networks (Issuer-Led). Its NAICS code is 522320 and its SIC code is 6199.