Cryptomus
Cryptomus is an all-in-one cryptocurrency platform offering a payment gateway, multi-currency wallet, spot exchange, staking, P2P trading, and virtual Visa/Mastercard cards to e-commerce merchants and individual crypto users across 100+ cryptocurrencies.
- Company typePrivate
- Founded2018
- HeadquartersIstanbul
- Headcount11–50
- GTM typeB2B and B2C
- OfferingSoftware
What Cryptomus does
Cryptomus is an all-in-one cryptocurrency platform that combines a merchant payment gateway, multi-currency wallet, spot exchange, P2P exchange, staking service, fiat on-ramp, blockchain explorer, and an AML checker under a single account and unified API. The Istanbul-based company, founded in 2018 (operational activity from 2022) and formerly known as Certa Payments Ltd., supports more than 100 cryptocurrencies across Bitcoin, Ethereum, TRON, Solana, BNB, Avalanche, Polygon, and Arbitrum networks, and distributes through self-serve web signup, an Android app on Google Play, and dedicated plugins for WooCommerce, Shopify, OpenCart, PrestaShop, PHPShop, BillManager, RootPanel, XenForo, and Tilda. Revenue is generated entirely through transaction-based fees: 0.4% on merchant payment processing, 0.04% on spot trading, 3.2% on virtual card USDT/USDC auto-conversion top-ups, and a $4 issuance fee per virtual Visa/Mastercard card, with staking offered free to users while yield is sourced via the Binance validator.
The platform serves two primary customer segments: e-commerce merchants and online businesses integrating crypto payments through plugins or API, and individual cryptocurrency users managing digital assets, trading, and staking. Geographic footprint spans the United Kingdom, Bangladesh, Thailand, Brazil, Canada, and the United States, with the United States as a restricted market. Cryptomus is private, has no disclosed funding rounds or institutional investors, and has 11-50 employees. The company's distribution is reinforced by press coverage in Bloomberg, Yahoo Finance, Cointelegraph, Morningstar, BeInCrypto, MarketWatch, and Bitcoin.com, and by CertiK Skynet security verification.
In October 2025, Canada's financial intelligence unit FINTRAC fined Cryptomus a record CAD $176.9 million for anti-money laundering violations tied to unreported suspicious transactions linked to child exploitation, ransomware, sanctions evasion, drug trafficking, and fraud, and separately revoked the platform's MSB registration. Cryptomus continued operating and in March 2026 launched a virtual crypto card on the Visa and Mastercard networks with Apple Pay and Google Pay integration, marking its primary pivot from pure crypto on-ramp to fiat point-of-sale acceptance.
Cryptomus firmographics
Firmographics- Name
- Cryptomus
- Legal name
- Cryptomus
- Website
- https://cryptomus.com
- Company type
- Private
- Founded year
- 2018
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Cryptomus is an all-in-one cryptocurrency platform offering a payment gateway, multi-currency wallet, spot exchange, staking, P2P trading, and virtual Visa/Mastercard cards to e-commerce merchants and individual crypto users across 100+ cryptocurrencies.
- Ownership category
- akta.pro rank
Cryptomus industry classification
Industry- Product category
- Cryptocurrency Payment Processing
- NAICS
- Credit Card Issuing (52221), Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (5182)
- SIC
- Security & Commodity Brokers, Dealers, Exchanges & Services (6200), Finance Services (6199)
- akta.pro primary industry
- Crypto Payment Gateways & Checkout APIs (FSADAIAA)
- akta.pro secondary industries
- Crypto Card Issuing & Card Programs (Debit/Credit/Prepaid) (FSADAIAC), Crypto Payments & Stablecoin Settlement Platforms (BPAMAFAL)
Keywords
Where Cryptomus is headquartered
LocationHeadquarters
- HQ city
- Istanbul
Markets served
Cryptomus business model
Business model- GTM type
- B2B and B2C
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Infrastructure, Marketing or Sales
Revenue model
- Payment Gateway Fees: Transaction fees for cryptocurrency payments processed for merchants, with rates as low as 0.4%
- Trading Fees: Commission fees on spot trading transactions on the exchange platform, with rates as low as 0.04%
- Virtual Card Fees: $4 USD issuance fee per virtual card plus 3.2% auto-conversion fee when topping up via USDT or USDC
- Crypto Conversion: Fees for converting cryptocurrencies within the wallet using real-time market data
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Payment Gateway: 0.4%+ per transaction |
| Transaction based/ take rate | Pay-as-you-go | Trading: 0.04%+ per trade |
| Transaction based/ take rate | Pay-as-you-go | Virtual Card: $4 per card + 3.2% conversion |
| Freemium | Pay-as-you-go | Staking: Free to stake, rewards earned |
Go-to-market motion2 records
Distribution channels5 records
Marketing channels5 records
Cryptomus product offering
Product offeringCore offering
Cryptomus is an all-in-one cryptocurrency platform that provides a payment gateway for merchants accepting digital assets, a multi-currency digital wallet, a spot trading exchange, staking services, and virtual crypto cards. The platform supports over 100 cryptocurrencies across multiple blockchain networks including Bitcoin, Ethereum, TRON, Solana, BNB, Avalanche, Polygon, and Arbitrum, and serves both individual crypto users and online businesses through web, mobile, and API access.
Product overview
Cryptomus is an all-in-one cryptocurrency ecosystem offering a unified platform with multiple integrated products and modules. The core offering centers on a cryptocurrency payment gateway (with fees from 0.4%), trading platform (spot exchange with 0.04% fees), and multi-currency wallet with staking capabilities. Additional modules include cryptocurrency cards (virtual and physical), P2P exchange, converter, on-ramp, AML checker, blockchain explorer, and e-commerce plugins for platforms like WooCommerce, OpenCart, PrestaShop, Shopify, PHPShop, and others. The platform supports over 100 cryptocurrencies including Bitcoin, Ethereum, USDT, TRX, BNB, and various altcoins across Bitcoin, Tron, Ethereum, Arbitrum, Polygon, and Avalanche networks. Staking is available for TRX (20% APY), ETH, USDT, BNB, and DAI (3% APY).
Differentiator
Problem solved
Functional benefit
Products and services
- Cryptocurrency Payment Gateway A payment gateway that enables online merchants and businesses to accept cryptocurrency payments with fees as low as 0.4%, supporting more than 100 cryptocurrencies including Bitcoin, USDT, Ethereum, Solana, Litecoin, and others.
- Cryptocurrency Cards Virtual (and planned physical) crypto debit cards allowing users to spend cryptocurrency wherever Visa or Mastercard is accepted, with virtual cards priced at $4 USD each and Apple Pay/Google Pay support.
- Spot Trading Platform A spot cryptocurrency exchange offering over 100 trading pairs with fees as low as 0.04%, TradingView-powered charts, and real-time market data.
- Cryptomus Wallet A multi-currency digital wallet for storing, managing, and transferring cryptocurrencies across multiple blockchains, featuring 2FA, PIN code access, whitelist protection, and private key encryption.
- P2P Exchange A peer-to-peer exchange platform that enables users to purchase cryptocurrencies directly from other users with low fees.
- On-Ramp A fiat on-ramp service that lets users buy cryptocurrencies instantly using Visa and Mastercard payment cards.
- E-Commerce Plugins Pre-built integration plugins that allow merchants using WooCommerce, OpenCart, PrestaShop, Shopify, PHPShop, BillManager, RootPanel, XenForo, and Tilda to accept cryptocurrency payments without custom development.
- Crypto Processing A dedicated crypto payment processing service for businesses needing higher-volume or more customized transaction handling for cryptocurrency payments.
Quantifiable outcome
- Fees as low as 0.4% for payment processing vs industry average of 2-3%
- +2 more outcomes
Companies that use Cryptomus
Customer profileSegments3 records
Ideal customer profiles2 records
Cryptomus technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration13 records
Feature8 records
Cryptomus partnerships and signals
Strategic signalPartnerships
Nine partnerships are on record, tiered core.
- VisacoreCryptomus virtual cards support Visa payment network for online and in-store transactions worldwide.
- MastercardcoreCryptomus virtual cards support Mastercard payment network for global payments.
- BinancecoreBinance validator is used for staking services on the Cryptomus platform. Users can stake TRX, BNB, ETH, USDT, and DAI with Binance as the validator network.
- CertiKcoreCryptomus is verified and audited by CertiK's Skynet security platform, providing security verification for the platform's operations.
- WooCommercecoreCryptomus offers a WooCommerce plugin for easy integration of cryptocurrency payments into WooCommerce online stores.
- PHPShopcoreCryptomus provides a dedicated PHPShop plugin for integrating cryptocurrency payments into PHPShop e-commerce platforms.
- OpenCartcoreOpenCart payment gateway plugin available for integrating Cryptomus crypto payments.
- PrestaShopcorePrestaShop payment module for Cryptomus cryptocurrency integration.
- ShopifycoreShopify app/plugin for accepting cryptocurrency payments via Cryptomus.
Scale indicators4 records
Recent moves5 records
Expansion highlights5 records
Cryptomus competitors and assessment
Company assessmentBroad incumbents
- Crypto.com: Crypto.com operates a Visa card program, exchange, wallet, and merchant payment infrastructure across many of the same product lines as Cryptomus, representing a broader incumbent in the crypto cards/payments convergence.
- BitPay: BitPay is a long-established crypto payment processor serving merchants with multi-coin support, e-commerce plugins, and card offerings — an established incumbent in the same crypto payment gateway category as Cryptomus.
- Coinbase Commerce: Coinbase Commerce is the merchant crypto-acceptance arm of Coinbase, offering payment gateway services, multi-asset support, and integrations — competing with Cryptomus in the broader crypto payments space though backed by a larger exchange.
Direct peers
- Plisio: Plisio offers crypto payment processing, mass payouts, invoicing, and plugins for e-commerce platforms — competing head-to-head with Cryptomus's payment gateway and APIs in the SMB crypto-merchant segment.
- CoinGate: CoinGate offers crypto payment gateway services to merchants with POS and plugin integrations supporting major e-commerce platforms, directly comparable to Cryptomus's gateway and plugins offering.
- CoinPayments: CoinPayments is a long-running crypto payment gateway supporting 1,000+ coins with plugins for major e-commerce platforms, targeting the same SMB merchant and individual crypto users as Cryptomus.
- NOWPayments: NOWPayments is a direct competitor operating a crypto payment gateway with similar multi-coin support, low-fee processing, e-commerce plugins, and an all-in-one ecosystem including a POS, wallet, and custodial tools for merchants.
Emerging players
- Wirex: Wirex offers a crypto-linked debit card, in-app exchange, and merchant services — directly comparable to Cryptomus's virtual card, wallet, and exchange offerings as a niche player focused on the cards/payments convergence.
- Triple-A: Triple-A is a Singapore-licensed crypto payment gateway offering merchant acceptance and crypto-funded payments, comparable as an emerging peer in the regulated crypto merchant payments space.
- Alchemy Pay: Alchemy Pay combines fiat-crypto on-ramps with crypto card issuance and merchant payment acceptance, closely overlapping Cryptomus's payment, on-ramp, and virtual card products as an emerging player.
Market position
Strengths4 records
Weaknesses5 records
Competitive moat6 records
Key risks5 records
Key highlights7 records
Customer concentration
Cryptomus social profiles
Digital presenceCryptomus compliance and trust
Trust signalCompliance1 record
Cryptomus financial estimates
Financial estimateRevenue estimate
Valuation estimate
Cryptomus leadership team
Management profileNumber of profiles
Profiles1 record
Cryptomus funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Cryptomus M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Cryptomus
What does Cryptomus do?
Cryptomus is an all-in-one cryptocurrency platform that provides a payment gateway for merchants accepting digital assets, a multi-currency digital wallet, a spot trading exchange, staking services, and virtual crypto cards. The platform supports over 100 cryptocurrencies across multiple blockchain networks including Bitcoin, Ethereum, TRON, Solana, BNB, Avalanche, Polygon, and Arbitrum, and serves both individual crypto users and online businesses through web, mobile, and API access.
Is Cryptomus a public or private company?
Cryptomus is a private company. It is classified as unknown and is currently operating.
When was Cryptomus founded?
Cryptomus was founded in 2018. It employs 11 to 50 people.
Where is Cryptomus based?
Cryptomus is headquartered in Istanbul.
How does Cryptomus make money?
Four revenue lines are on record. Payment Gateway Fees are the primary driver. The others are trading Fees, virtual Card Fees and crypto Conversion.
Who are Cryptomus's main competitors?
Broad incumbents on record are Crypto.com, BitPay and Coinbase Commerce. Direct peers are Plisio, CoinGate, CoinPayments and NOWPayments. Emerging players are Wirex, Triple-A and Alchemy Pay.
Does Cryptomus have an API?
Yes. Cryptomus provides a unified API for all its tools including payment gateway, trading, wallet, and processing services. The API supports invoice creation, payment status checking via IPN (Instant Payment Notification), and domain verification for merchants. Support available through email and Telegram. Developer documentation is at doc.cryptomus.com.
What industry is Cryptomus in?
Cryptomus's product category is Cryptocurrency Payment Processing. Its primary akta.pro industry code is FSADAIAA, Crypto Payment Gateways & Checkout APIs, with a secondary code of FSADAIAC, Crypto Card Issuing & Card Programs (Debit/Credit/Prepaid). Its NAICS code is 52221 and its SIC code is 6200.