What Health Karma does

Health Karma Inc. operates a telemental health and employee well-being platform marketed as "1st Moment Solutions," delivering 24/7 access to Master's-level clinicians via phone, video, text, and a mobile app. The product family is organized into four vertical-specific modules — Behavioral 1st Moment (general workforce mental health), Workers 1st Moment (pre-claim workplace safety intervention combining behavioral support with registered nurse triage, claiming 40%+ reductions in workers' comp claims), Responders 1st Moment (anonymous trauma support for police, fire, and EMS outside the chain of command), and Academic 1st Moment (24/7 student/faculty coverage supplementing campus counseling). The platform's central architectural choice is human-clinician delivery with structural confidentiality — no HR involvement, no department records, no fitness-for-duty triggers — and 24/7/365 coverage across all 50 states.

The company pursues a dual B2B and B2C commercial model. On the enterprise side, 1st Moment modules are sold via direct field sales to employers, government agencies, first responder departments, universities, and school districts under multi-year subscriptions with undisclosed pricing. On the consumer side, Health Karma launched PersonalCare Bundles in April 2026 — a four-tier subscription program ($14.95–$65.95/month for individuals) providing 24/7 virtual primary and urgent care, mental health support, generic prescriptions at $0 copay, lab access, and pet telehealth. PersonalCare Bundles are explicitly not insurance products and are powered by Benalign's platform, limiting availability to 37 U.S. states where Benalign holds a business license. Distribution combines direct-to-consumer online enrollment, a broker/independent agent network of 100+ partners, employer group sales, and event-driven lead generation (e.g., EMS World Expo 2026). Health Karma is a brand under publicly traded MediXall Group Inc. (OTC Pink: MDXL) and received a renewed engagement from Grace Century Angels in November 2025. The company is headquartered in Fort Lauderdale, FL, employs 11–50 people, and is pursuing international expansion with active Middle East discussions.

Name

Health Karma

Legal name

Health Karma Inc.

Website

https://healthkarmagroup.com

Company type

Public

Founded year

2023

Operating status

Operating

Headcount range

11–50 employees

Short description

Health Karma provides 24/7 telemental health and employee well-being services through its "1st Moment" platform (Behavioral, Workers, Responders, Academic modules), serving employers, universities, first responder agencies, and government clients, plus PersonalCare Bundles subscription care for underinsured consumers starting at $14.95/month.

Ownership category

akta.pro rank

Product category

Telemental Health & Employee Well-being Services

NAICS

Offices of Mental Health Practitioners (except Physicians) (621330), Outpatient Mental Health and Substance Abuse Centers (621420)

SIC

Services-Health Services (8000), Services-Misc Health & Allied Services, Nec (8090)

akta.pro primary industry

Crisis Support, Suicide Prevention & Acute Behavioral Triage Platforms (HLALAEAI)

akta.pro secondary industry

Membership/Subscription Concierge Virtual Care (HLALAAAH)

Keywords

• Telemental health services
• Employee wellness programs
• Workplace safety solutions
• Behavioral health support
• Virtual healthcare access

Headquarters

HQ city

Fort Lauderdale

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations, Others

Revenue model

1. Enterprise 1st Moment Solutions — Organizational Subscriptions: B2B subscription fees from employers, universities, first responder departments, and government agencies for 1st Moment Solutions. Pricing likely varies by headcount and solution module deployed. Generates recurring revenue under multi-year contracts.
2. PersonalCare Bundles — Direct Consumer Subscriptions: Monthly subscription fees from individuals and families for PersonalCare Bundles ($14.95–$65.95/month). Enrollment is direct via Benalign platform or through broker/employer group sales. Month-to-month with no waiting period. Generates recurring revenue from underinsured and uninsured consumers.
3. Broker/Sales Partner Commissions: Independent brokers and agents earn commissions for enrolling individuals, families, and employer groups in PersonalCare Bundles. Revenue share model for channel distribution.

Pricing tiers

Go-to-market motion4 records

Distribution channels4 records

Marketing channels7 records

Core offering

Health Karma delivers 1st Moment Solutions — a suite of proactive, in-the-moment telemental health and workplace safety interventions (Behavioral, Workers, Responders, Academic modules) providing organizations with 24/7/365 access to Master's-level clinicians via phone, video, text, and mobile app. It also offers PersonalCare Bundles, a direct-to-consumer subscription healthcare access program powered by Benalign, providing individuals and families with virtual primary and urgent care, mental health support, generic prescriptions, and lab access starting at $14.95/month.

Product overview

Health Karma offers 1st Moment Solutions — a suite of proactive, in-the-moment behavioral health and employee well-being products designed for organizations and individuals. The core portfolio consists of four 1st Moment modules (Behavioral, Workers, Responders, and Academic) delivering 24/7/365 access to Master's-level clinicians via phone, video, text, and app. In addition, the company provides PersonalCare Bundles — a direct-to-consumer healthcare access program powered by Benalign — offering virtual primary care, mental health support, and prescriptions starting at $14.95/month for underinsured individuals and families. The company also operates content hubs (1st Take, The Pulse, Daily Dose), a Sales Portal for broker distribution, and an Investor Relations portal for shareholders. All services are available across all 50 U.S. states.

Differentiator

Problem solved

Functional benefit

Brands

• 1st Moment Solutions: Proactive employee well-being solutions including Behavioral 1st Moment, Workers 1st Moment, Responders 1st Moment, and Academic 1st Moment.
• PersonalCare Bundles
• 1st Take

Products and services

• 1st Moment Solutions Umbrella brand for Health Karma's suite of proactive, in-the-moment behavioral health and employee well-being solutions (Behavioral, Workers, Responders, Academic modules) delivering immediate support anytime, anywhere through Master's-level clinicians via phone, video, text, and app. Targeted at organizations and employers.
• Behavioral 1st Moment Confidential 24/7 mental health support for employees, providing immediate access to Master's-level clinicians for stress, anxiety, depression, addiction, grief, bullying, trauma, and PTSD, with navigation and referrals to appropriate next-level care. Delivered via phone, video, text, and app.
• Workers 1st Moment Pre-claim, proactive workplace safety solution combining mental health support, registered nurse triage, and risk mitigation to reduce work comp claims and costs (40%+ reduction). Uses a Trifecta Approach — three simultaneous interventions addressing the mental health root cause of workplace accidents (80–90% caused by distracted employees) and providing immediate injury triage before claims escalate.
• Responders 1st Moment 24/7 confidential, anonymous trauma support for first responders (police, fire, EMS) and their families, providing access to trauma-trained Master's-level behavioral health clinicians via a separate third-party clinical system outside the department chain of command to eliminate fitness-for-duty review triggers.
• Academic 1st Moment 24/7/365 mental health and emotional support for college students, faculty, staff, and administration — including crisis intervention, resilience building, and warm handoffs to campus counseling. Available during breaks, weekends, and overnight hours when traditional campus counseling is closed.
• PersonalCare Bundles Direct-to-consumer subscription healthcare benefit program for individuals and families, including 24/7 virtual primary and urgent care ($0 copay), virtual mental health support ($0 copay), generic prescriptions, lab access savings, and pet telehealth. Plans range from $14.95 to $52.95/month for individuals. Powered by Benalign platform; available in 37 U.S. states.

Quantifiable outcome

• 40%+ average reduction in workers' compensation claims with pre-claim intervention
• +7 more outcomes

Named customers3 records

Segments5 records

Ideal customer profiles5 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature5 records

Partnerships

One partnership is on record.

• BenaligncoreTechnology or Integration · 2 March 2026Benalign is the technology platform powering Health Karma's PersonalCare Bundles. Benalign provides the enrollment infrastructure, provider network, and platform infrastructure enabling Health Karma to deliver virtual primary care, mental health consultations, prescription access, and lab services to underinsured consumers. Enrollment is routed through Benalign's secure platform. The program is only available in states where Benalign holds an active business license (37 states). PersonalCare Bundles are explicitly not insurance products — they are direct-access healthcare benefit programs powered by Benalign.

Scale indicators7 records

Recent moves8 records

Expansion highlights5 records

Direct peers

• Modern Health: Modern Health is a global mental health platform serving employers and health plans with therapy, coaching, and digital self-serve content. Closely comparable to Health Karma's Behavioral 1st Moment and Academic 1st Moment offerings, and competes in the same enterprise RFPs for employee mental health benefits.
• Talkspace: Talkspace operates a B2B and D2C online therapy platform connecting users to licensed therapists via text, audio, and video. Comparable to both the 1st Moment telemental health delivery and the PersonalCare Bundles subscription model for individual consumers.
• Spring Health: Spring Health provides precision mental healthcare to employers and health plans, combining therapy, coaching, medication, and self-guided digital tools. Directly comparable to Behavioral 1st Moment in serving employer benefits buyers with multi-modal virtual mental health access.
• BetterHelp: BetterHelp (owned by Teladoc Health) is the largest D2C online therapy subscription platform, serving individual consumers with monthly subscriptions. Direct competitor to the PersonalCare Bundles D2C subscription motion targeting underinsured individuals.
• Lyra Health: Lyra Health is a leading B2B mental health platform providing therapy, coaching, and medication management to employees of large enterprises. Direct competitor to Behavioral 1st Moment and the broader 1st Moment Solutions suite, with overlapping employer buyer personas (HR, benefits leaders) and a similar subscription-based delivery model.
• Headspace Health: Headspace Health (formed from the Ginger–Headspace merger) provides a combined mental health and mindfulness platform for employers, health plans, and consumers. Comparable across both Behavioral 1st Moment and PersonalCare Bundles subscription offerings, with broader content-driven engagement.

Emerging players

• Meru Health: Meru Health delivers employer-sponsored online mental health programs combining therapy, coaching, and physician-led treatment for conditions such as depression and burnout. Comparable to Behavioral 1st Moment in targeting employer buyers with multi-modal, outcomes-focused mental health programs.
• Wysa: Wysa is an AI-driven mental health chatbot platform combining self-guided digital therapeutics with optional human therapist access. Adjacent competitor in the digital mental health space, with a different modality mix (AI-led vs. clinician-led) than Health Karma's Master's-level clinician model.
• RISE Behavioral Health: RISE Behavioral Health specializes in peer support and behavioral health programs for first responders, public safety agencies, and military populations. Most directly comparable to Responders 1st Moment in addressing the unique confidentiality and trauma support needs of first responders.

Broad incumbents

• Calm Business: Calm Business provides employee well-being subscriptions covering meditation, sleep, and mental wellness to enterprise buyers. Adjacent to Behavioral 1st Moment in serving HR/benefits leaders, though positioned as a broader wellness platform rather than clinical teletherapy.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/HealthKarmaApp
• Facebookfacebook.com/HealthKarmaApp
• LinkedInlinkedin.com/company/healthkarma

Revenue estimate

Valuation estimate

Number of profiles

Profiles9 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Health Karma