Credito Amigo
Credito Amigo is a Montevideo, Uruguay-based financial services company founded in 2015 with 58 employees. Its name suggests a consumer or SMB credit offering, operating in the Uruguayan market under creditoamigo.com.
- Company typePrivate
- Founded-
- Headquarters—
- Headcount51–100
- GTM typeB2C
- OfferingServices
What Credito Amigo does
Credito Amigo is a Uruguay-based financial services company founded in 2015 and headquartered in Montevideo. With a workforce of 58 employees, it operates in the Uruguayan market under the domain creditoamigo.com. The company name translates from Portuguese/Spanish as "Credit Friend," which strongly suggests an offering oriented around consumer or small-business credit, microfinance, or lending-related financial services, though specific product lines, underwriting methodology, and loan terms could not be verified from the available input data.
The company's business model, revenue mechanics, and go-to-market approach are not documented in the provided sources. The firmographic record indicates an operating status and a Uruguayan domicile, but no revenue figures, funding history, customer segments, pricing models, technology stack, partnerships, or management team details were available. The primary data source returned only a verification/loading screen without substantive company information content, which materially limits the depth of verifiable claims about the company's products and operations.
Given the nine-year operating history and mid-sized headcount (58 employees), Credito Amigo appears to be an established but small-scale regional player. The company has presumably built some degree of local market presence and regulatory standing over its operating life, but absent verified product, revenue, and customer data, any further characterization would exceed the evidence available in the input.
Credito Amigo firmographics
Firmographics- Name
- Credito Amigo
- Website
- https://creditoamigo.com
- Company type
- Private
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- Credito Amigo is a Montevideo, Uruguay-based financial services company founded in 2015 with 58 employees. Its name suggests a consumer or SMB credit offering, operating in the Uruguayan market under creditoamigo.com.
- Ownership category
- akta.pro rank
Credito Amigo industry classification
Industry- Product category
- Consumer Lending
- NAICS
- Credit Intermediation and Related Activities (522)
- SIC
- Personal Credit Institutions (6141)
- akta.pro primary industry
- Credit Education, Monitoring & Consumer Credit Management Tools (FSAKAKAJ)
- akta.pro secondary industry
- Subprime / Credit-Building Credit Cards (FSAKABAJ)
Keywords
Credito Amigo business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D
Credito Amigo product offering
Product offeringCore offering
Credito Amigo is a consumer credit and personal lending services provider headquartered in Montevideo, Uruguay, founded in 2015 with 58 employees. The company name 'Credito Amigo' translates to 'Credit Friend' in Portuguese/Spanish, indicating a focus on providing personal credit products to individual borrowers in the Uruguayan market through an online platform at creditoamigo.com.
Differentiator
Problem solved
Functional benefit
Products and services
- Personal Credit and Lending Services Consumer credit and personal loan services targeted at individual borrowers in Uruguay. The offering is delivered through an online platform, with the company name 'Credito Amigo' (Credit Friend) signaling a consumer-friendly positioning in the personal credit market.
Companies that use Credito Amigo
Customer profileIdeal customer profiles1 record
Credito Amigo technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Credito Amigo partnerships and signals
Strategic signalRecent moves1 record
Credito Amigo competitors and assessment
Company assessmentEmerging players
- Z1: Brazilian teen banking and credit-building app targeting young, underbanked consumers. Comparable as an emerging LatAm consumer credit/credit-building platform, though focused on a younger demographic.
- R2: Latin American embedded finance and credit infrastructure provider enabling consumer credit offerings. Comparable as a regional player in the consumer credit ecosystem with partial overlap in target use cases.
Direct peers
- Stori: Mexico-based credit card fintech focused on building credit for underserved consumers. Comparable to Credito Amigo in product type (consumer revolving credit) and target segment (underbanked LatAm consumers).
- Addi: Colombia-based BNPL and consumer credit fintech operating across multiple LatAm markets. Comparable as a regional consumer credit provider targeting underbanked customers with digital-first underwriting.
- Kueski: Mexico-based online consumer credit and BNPL lender targeting underbanked consumers. Directly comparable to Credito Amigo as a LatAm consumer credit fintech serving similar customer profiles with digital-first credit products.
- Avista: Latin American fintech providing consumer credit and related financial products to underserved populations. Comparable as a regional consumer credit operator focused on similar customer segments.
- Konfío: Mexico-based digital lender focused on small businesses and consumer credit. Comparable as a LatAm non-bank credit platform, though with more SMB tilt.
Broad incumbents
- Mercado Crédito: Lending arm of Mercado Libre offering consumer and merchant credit across Latin America. Comparable as a broad LatAm credit incumbent, though anchored inside a much larger e-commerce ecosystem.
- NuBank: Brazil's largest digital bank with a sizable consumer credit card and personal loan portfolio across multiple LatAm markets. Comparable as a regional incumbent in consumer credit, but operates at vastly larger scale and broader footprint.
Others
- LenddoEFL: Emerging-markets credit scoring and identity verification provider serving lenders in Latin America, Asia, and Africa. Comparable as an enabler in the consumer credit ecosystem relevant to Credito Amigo's underwriting needs.
Market position
Strengths3 records
Weaknesses4 records
Competitive moat2 records
Key risks4 records
Key highlights3 records
Customer concentration
Credito Amigo social profiles
Digital presenceCredito Amigo financial estimates
Financial estimateRevenue estimate
Valuation estimate
Credito Amigo leadership team
Management profileNumber of profiles
Credito Amigo funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Credito Amigo M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Credito Amigo
What does Credito Amigo do?
Credito Amigo is a consumer credit and personal lending services provider headquartered in Montevideo, Uruguay, founded in 2015 with 58 employees. The company name 'Credito Amigo' translates to 'Credit Friend' in Portuguese/Spanish, indicating a focus on providing personal credit products to individual borrowers in the Uruguayan market through an online platform at creditoamigo.com.
When was Credito Amigo founded?
Credito Amigo was founded in -1. It employs 51 to 100 people.
Who are Credito Amigo's main competitors?
Emerging players on record are Z1 and R2. Direct peers are Stori, Addi, Kueski, Avista and Konfío. Broad incumbents are Mercado Crédito and NuBank. LenddoEFL is listed as an others.
Does Credito Amigo have an API?
No public API is recorded for Credito Amigo.
What industry is Credito Amigo in?
Credito Amigo's product category is Consumer Lending. Its primary akta.pro industry code is FSAKAKAJ, Credit Education, Monitoring & Consumer Credit Management Tools, with a secondary code of FSAKABAJ, Subprime / Credit-Building Credit Cards. Its NAICS code is 522 and its SIC code is 6141.