D'Amico & Associates

Name

D'Amico & Associates

Legal name

D'Amico & Associates

Website

https://damicoinsurance.com

Company type

Private

Operating status

Operating

Headcount range

11–50 employees

Ownership category

akta.pro rank

Product category

Independent Insurance Agency Services

NAICS

Insurance Agencies and Brokerages (524210), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Individual Health Insurance Brokerage & Distribution (FSAIAEAL)

Keywords

• Independent insurance agency
• Personal insurance lines
• Commercial insurance lines
• Multi-carrier insurance broker
• Florida insurance services

Headquarters

HQ city

Clermont, Florida

HQ country

United States

HQ region

North America

Offices5 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Commission Revenue: As an independent insurance agency, D'Amico & Associates earns commissions from insurance carriers for policies placed. Commissions are typically a percentage of premium payments made by customers. The agency represents multiple insurance companies and earns commissions across personal lines (auto, home, life, health) and commercial lines (property, liability, workers comp, etc.).

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

D'Amico & Associates is an independent insurance agency that places personal and commercial insurance policies on behalf of customers in Florida, representing over 35 insurance carriers. The agency sells personal lines (auto, home, flood, earthquake, life, health, disability, long-term care, motorcycle, renters, boat, RV, personal liability umbrella) and commercial lines (workers' comp, general liability, commercial auto, property, cyber liability, management liability, and industry-specific packages for contractors, restaurants, salons, apartment owners, and liquor liability). Its core service is multi-carrier comparison, policy customization, and ongoing claims advocacy delivered through licensed agents across five Florida offices and digital tools.

Product overview

D'Amico & Associates is an independent insurance agency offering a comprehensive portfolio of personal and commercial insurance products. As part of the Insurance Services of Central Florida family, they provide personal insurance including auto, home, flood, earthquake, life, health, disability, long-term care, motorcycle, renters, boat, and RV coverage. Their commercial lines include group benefits, commercial auto, property, workers' comp, general liability, excess liability, cyber liability, management liability, and industry-specific coverages for contractors, restaurants, salons, apartments, and liquor liability. They operate a digital service platform featuring online quote requests (with quick, detailed, and document upload methods) and secure client services for policy management. The agency represents over 35 insurance carriers including American Modern, ASI Progressive, Auto-Owners, Bankers, Citizens, CNA, Hagerty, Liberty Mutual, MetLife, Travelers, and Zurich, enabling them to match clients with appropriate coverage options.

Differentiator

Problem solved

Functional benefit

Products and services

• Personal Insurance Insurance coverage protecting individuals and families, including auto, home, motorcycle, flood, earthquake, life, health, disability, long-term care, renters, boat/personal watercraft, recreational vehicle, high-value homes, and personal liability umbrella coverage.
• Commercial Insurance Business insurance products including group benefits, commercial auto, property, inland marine, workers' compensation, general liability, excess liability, cyber liability, management liability, and industry-specific coverage for contractors, restaurants, salons, apartment owners, and liquor liability.
• Auto Insurance Vehicle coverage protecting against accidents, theft, and damage, available for personal vehicles with various deductible and coverage limit options, including tailored coverage for senior drivers.
• Home Insurance Property coverage for dwellings including standard homeowner policies, high-value homes coverage, and extended replacement cost coverage for complete rebuilding protection.
• Flood Insurance Coverage for flood damage to homes and properties, offered through the National Flood Insurance Program (NFIP) and select private carriers for properties in flood-prone areas.
• Earthquake Insurance Separate coverage for earthquake damage to homes and properties, providing financial protection beyond standard homeowner policy exclusions.
• Life Insurance Financial protection for families through death benefits paid to beneficiaries, including term and permanent life insurance options.
• Health Insurance Medical coverage options offered through partnerships with major health insurers including Cigna, UnitedHealthcare, Humana, and Assurant Health.
• Motorcycle Insurance Specialized coverage for motorcycles and riders with protection against accidents, theft, and liability.
• Personal Liability Insurance Liability protection for personal injuries or property damage caused to others, including umbrella policies for excess coverage above primary policy limits.
• Workers' Compensation Insurance Commercial coverage protecting businesses from costs associated with employee workplace injuries and illnesses.
• Cyber Liability / Data Breach Insurance Commercial coverage protecting businesses from costs related to data breaches, including notification, credit monitoring, and liability expenses.
• Contractors Insurance Specialized commercial coverage for contractors including general liability, property, and tools/equipment protection.
• Restaurants Insurance Comprehensive commercial coverage tailored for restaurants including property, liability, workers' comp, and liquor liability.
• Group Benefits Employee benefit programs including health insurance, dental, vision, and other workplace benefits for commercial clients.
• Online Quote System Digital platform offering multiple methods to request insurance quotes including quick form, detailed form, and upload of existing policy declarations pages, accessible through a secure online portal.
• Secure Online Client Services Portal Self-service portal for policy changes, ID card requests, certificate of insurance requests, and satisfaction surveys available without account setup.

Named customers2 records

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

13 partnerships are on record, tiered core and minor.

• Insurance Services of Central FloridacoreStrategic or Co-development PartnerParent organization and network of independent insurance agencies. D'Amico & Associates is a member of this family of agencies, sharing resources, carrier relationships, and operational support across multiple Florida divisions.
• American Modern Insurance GroupminorOthersInsurance carrier represented for various personal and commercial insurance products.
• Auto-Owners InsuranceminorOthersInsurance carrier represented for auto, home, and commercial insurance products.
• Liberty MutualminorOthersInsurance carrier represented for personal and commercial insurance products.
• TravelersminorOthersInsurance carrier represented for personal and commercial insurance products.
• CNAminorOthersInsurance carrier represented for commercial insurance products.
• HagertyminorOthersInsurance carrier represented for classic car and collector vehicle insurance.
• Citizens Property Insurance CorporationminorOthersFlorida state-chartered insurance company represented for property insurance in Florida.
• Clermont Chamber of CommerceminorOthersLocal business chamber membership for community engagement and networking.
• Sanford Chamber of CommerceminorOthersLocal business chamber membership for community engagement and networking.
• West Orange Chamber of CommerceminorOthersLocal business chamber membership for community engagement and networking.
• Greater Orlando Business Association (GOBA)minorOthersBusiness association membership for LGBTQ+ business community engagement and networking.
• Hispanic Chamber of CommerceminorOthersHispanic business chamber membership for community engagement and networking.

Scale indicators1 record

Recent moves6 records

Expansion highlights4 records

Broad incumbents

• USI Insurance Services: Large US insurance brokerage and consulting firm offering property & casualty, employee benefits, and personal lines. Comparable as a multi-line brokerage serving middle-market and SMB clients, with substantially greater scale.
• Brown & Brown: One of the largest US insurance brokerages headquartered in Florida, offering a similar independent agency model across personal, commercial, and specialty lines. Comparable as a Florida-rooted multi-line agency, with much greater scale and public-company resources.
• Acrisure: Large US insurance brokerage with significant Florida presence, providing personal and commercial insurance through independent agency partners. Comparable in multi-line brokerage model and SMB focus, but at substantially larger scale.
• Hub International: Global insurance brokerage offering personal and commercial lines through independent agency operations. Comparable as a multi-carrier brokerage serving SMBs, with a broader geographic footprint and deeper specialty capabilities.

Direct peers

• Hylant Group: Mid-market independent insurance brokerage serving businesses and individuals across multiple states. Comparable as a multi-carrier agency offering personal and commercial lines with relationship-driven service.
• Insurance Office of America: Large Florida-based independent insurance agency offering personal and commercial lines across multiple carrier partnerships. Comparable in multi-line brokerage model and Florida market focus, with significantly larger scale.
• PCF Insurance Services: Fast-growing independent insurance brokerage group focused on personal and commercial lines. Comparable as a multi-carrier agency serving SMBs, with a roll-up acquisition strategy similar to what ISCF could pursue.
• Heffernan Insurance Brokers: Mid-sized independent insurance brokerage offering personal and commercial lines through multi-carrier relationships. Comparable in independent agency model and SMB customer focus, primarily serving West Coast but structurally similar.
• AssurePartners: National independent insurance brokerage providing personal and commercial lines through multi-carrier partnerships. Comparable in independent agency model and SMB commercial focus, with broader geographic reach.

Emerging players

• Smart Choice: Independent insurance agency network and franchising platform providing multi-carrier access to smaller agencies. Comparable in supporting independent agents with multiple carrier relationships and back-office services, though structured as a network rather than a single agency.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks5 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/InsuranceServicesOfCentralFlorida
• LinkedInlinkedin.com/company/d'amico-&-associates

Revenue estimate

Valuation estimate

Number of profiles

Profiles13 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about D'Amico & Associates