DELTA S.R.S. BROKER DE ASIGURARE-REASIGURARE SRL

What DELTA S.R.S. BROKER DE ASIGURARE-REASIGURARE SRL does

Revenue is generated entirely through broker commissions embedded in insurance premiums and remitted by the underwriters, with commission rates standardized across online, broker, agent and direct insurer channels. The firm is funded entirely by its registered share capital of 150,000 Lei, with no external investors, no parent company, no M&A activity, no subsidiaries, and no disclosed funding rounds; governance rests with Executive Director Mariana Rotaru supported by three additional named managers (Operations, Retail, Project). The operating team comprises approximately five people, supplemented by the external assistant network, making this a small-scale, domestic, capital-light brokerage.

Name

DELTA S.R.S. BROKER DE ASIGURARE-REASIGURARE SRL

Legal name

DELTA S.R.S. BROKER DE ASIGURARE-REASIGURARE SRL

Website

https://deltasrs.ro

Company type

Private

Founded year

2010

Operating status

Operating

Headcount range

1–10 employees

Short description

DELTA S.R.S. is a privately held, ASF-authorized Romanian insurance and reinsurance broker that distributes 100+ insurance products from 20+ insurer partners to individuals and businesses in Romania via its deltasrs.ro online platform, an agent network, and phone consulting, earning commission embedded in premiums.

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Commercial Lines Insurance Brokerage (FSAEADAB)

Keywords

• Insurance brokerage services
• Reinsurance intermediation
• Personal insurance products
• Commercial insurance brokerage
• Multi-insurer aggregator

Headquarters

HQ city

Bucharest

HQ country

Romania

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Intermediation Commission: Delta SRS acts as a principal intermediary (broker principal) for insurance distribution. The company is empowered by multiple insurers through intermediation contracts to issue insurance documents and collect premiums. Broker commission is included in the insurance premium and is paid by the insurer. Commission rates are the same regardless of distribution channel (online, insurer, broker, or agent).

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels5 records

Core offering

DELTA S.R.S. is an insurance and reinsurance broker that intermediates between policyholders and more than 20 partner insurers, distributing over 100 personal and commercial insurance products (mandatory RCA/PAD as well as voluntary Casco, home, travel, health, life, fleet, property and liability cover). Brokerage is delivered through two parallel digital storefronts plus phone and email advisory, with online quote/issuance backed by DRPCIV integration for motor policies and PayU for premium payment.

Product overview

Delta S.R.S. is an insurance and reinsurance broker offering a comprehensive portfolio of over 100 insurance products through a web-based platform. The core offering consists of mandatory insurance products (RCA auto liability, PAD home insurance) and voluntary insurance across multiple lines: auto (Casco), travel, home, civil liability, personal protection (health, life, accident, pension), agricultural, business/commercial (corporate, SME), maritime & aviation, financial bonds (contract guarantees, customs, credit, insolvency), and transport insurance (cargo, CMR, rolling stock, valuables, art exhibitions). The platform enables online quoting, purchase, and management of auto and travel policies, while other products are quote-requested with broker consultation. The company provides free consultation to match clients with optimal coverage and negotiates with insurers on their behalf.

Differentiator

Problem solved

Functional benefit

Products and services

• Mandatory motor liability (RCA) intermediation Online intermediation of mandatory civil motor liability (RCA) cover for vehicle owners in Romania, offered across multiple partner insurers so that the customer can compare and purchase electronically in one session.
• Voluntary motor (Casco) intermediation Voluntary own-damage motor cover (Casco) for private vehicles, distributed through deltasrs.ro via partner insurers with online comparison and policy issuance.
• Mandatory home (PAD) intermediation Mandatory home insurance (PAD — insurance against natural disasters) intermediated from multiple partner insurers for Romanian homeowners, including those with an active mortgage.
• Voluntary home insurance intermediation Voluntary household property insurance (fire, theft, water damage, liability) intermediated from multiple partner insurers for private homeowners.
• Travel insurance intermediation Travel insurance (medical expenses, trip cancellation, luggage, civil liability abroad) intermediated from multiple partner insurers for private travellers.
• Health insurance intermediation Voluntary private health insurance intermediated from multiple partner insurers, providing access to private medical networks and reimbursement of medical expenses.
• Life insurance intermediation Life insurance products (savings, term life, unit-linked) intermediated from multiple partner insurers for individual policyholders.
• Commercial fleet insurance intermediation Multi-vehicle commercial fleet insurance (RCA, Casco, cargo, carrier liability) intermediated from multiple partner insurers for legal-entity clients.
• Commercial property insurance intermediation Commercial property and asset insurance (fire, all-risks, business interruption) for companies, intermediated from multiple partner insurers.
• Professional and general liability insurance intermediation Professional indemnity, public liability and management liability insurance intermediated from multiple partner insurers for legal-entity clients.
• Employee benefits and group health insurance intermediation Group health insurance and voluntary employee benefit schemes (private medical subscriptions, accident insurance) intermediated from multiple partner insurers for employer clients.
• Claims assistance (constatare amiabila and RCA dossier) Post-sale claims support provided by DELTA S.R.S., covering constatare amiabila preparation, RCA dossier filing and ongoing liaison with the insurer on the policyholder's behalf.

Quantifiable outcome

• Over 10 years of experience in insurance and pension intermediation
• +1 more outcomes

Named customers2 records

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration6 records

Feature2 records

Partnerships

21 partnerships are on record, tiered core and minor.

• ABC Asigurari ReasiguraricoreOthersInsurance company partner providing insurance products through Delta SRS as intermediary. Delta SRS holds empowerment from multiple insurers to offer at least 3 quotes per request.
• Agra-asiguraricoreOthersAgricultural insurance specialist partner. Delta SRS offers agricultural insurance products for crops, animals, birds, greenhouses, vineyards, and fruit trees.
• Allianz-TiriaccoreOthersMajor insurance provider partner offering auto, home, travel, life, and health insurance products through Delta SRS.
• AsiromcoreOthersInsurance provider partner offering RCA, Casco, home, travel, life, and health insurance through Delta SRS.
• Asito-KapitalcoreOthersInsurance company partner in the Delta SRS network.
• AxeriacoreOthersInsurance provider partner in the Delta SRS network.
• CofacecoreOthersCredit insurance specialist partner. Delta SRS offers commercial credit insurance through Coface for protecting against non-payment of invoices.
• ColonnadecoreOthersInsurance provider partner in the Delta SRS network.
• EurolifecoreOthersInsurance provider partner offering life and health insurance products.
• EximAsigcoreOthersInsurance provider specializing in export-import related insurance and guarantees.
• GarantacoreOthersInsurance provider partner in the Delta SRS network.
• GeneralicoreOthersMajor international insurance provider partner offering comprehensive insurance products including auto, home, travel, and life insurance.
• GrawecoreOthersInsurance provider partner offering life, property, and travel insurance.
• GroupamacoreOthersInternational insurance provider partner offering auto, life, and agricultural insurance products.
• HellascoreOthersInsurance provider partner in the Delta SRS network.
• MondialcoreOthersInsurance provider partner specializing in assistance services and travel insurance.
• OmniasigcoreOthersMajor Romanian insurance provider partner offering comprehensive auto, home, and travel insurance.
• Signal-IdunacoreOthersInsurance provider partner in the Delta SRS network.
• UniqacoreOthersInternational insurance provider partner offering auto, home, travel, life, and health insurance products.
• PAID RomaniaminorOthersPartnership for PAD (mandatory home insurance) policy verification through the PAID Romania portal, allowing customers to verify their PAD coverage online.
• AIDA RomaniaminorOthersPartnership for RCA policy verification through the AIDA Romania information system, enabling customers to verify RCA coverage online.

Scale indicators3 records

Recent moves5 records

Expansion highlights4 records

Broad incumbents

• Marsh Romania: Global insurance brokerage and risk advisory firm with a Romanian presence serving large corporate and commercial accounts. Comparable in intermediation of complex commercial and specialty lines, but at materially larger scale.
• Aon Romania: International insurance and reinsurance broker with Romanian operations focusing on enterprise risk management and commercial placements. Overlaps with Delta SRS on commercial intermediation but lacks the personal-line / online retail focus.
• Howden Romania: Global insurance broker group with Romanian operations intermediating personal and commercial lines. Comparable on multi-carrier intermediation model but operating at significantly greater scale and capital base.

Direct peers

• Destine Broker de Asigurare: Established Romanian insurance broker intermediating personal and commercial lines via digital and offline channels. Comparable as a multi-carrier broker with similar ASF authorisation and target segments.
• Safety Broker de Asigurare: One of the largest independent insurance brokers in Romania, also operating as a principal intermediary with multi-carrier partnerships and a wide product range. Directly comparable on business model, regulatory status, and customer segments to Delta SRS.
• CONCORDIA Broker de Asigurare: Mid-sized Romanian insurance broker authorised by ASF, intermediating personal and commercial lines via multi-carrier partnerships. Closely matches Delta SRS in product breadth, target customers, and geographic footprint.

Others

• Uniqa Asigurari Romania: Insurance carrier that partners with Delta SRS for product distribution. Not a direct competitor but represents both a comparable Romanian multi-line insurance offering and a key business partner where partnership terms directly affect Delta's portfolio.
• Allianz-Tiriac Asigurari: Major Romanian insurer (Allianz-Tiriac joint venture) that is both a Delta SRS carrier partner and a competing distribution channel via its direct sales force. Relevant as an upstream supplier/downstream competitor shaping Delta's commission economics.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/deltasrs.ro
• LinkedInlinkedin.com/company/delta-s-r-s-broker-de-asigurare-reasigurare-srl

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles8 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about DELTA S.R.S. BROKER DE ASIGURARE-REASIGURARE SRL