LTCPG
LTCPG is a privately-held, agent-owned Managing General Agency founded in 2008 that recruits experienced insurance producers by invitation across all 50 U.S. states, specializing in long-term care insurance distribution and earning commission overrides from multiple carrier partnerships.
- Company typePrivate
- Founded2008
- HeadquartersNot specified, United States
- Headcount11–50
- GTM typeB2B
- OfferingServices
What LTCPG does
LTCPG (Long-Term Care Producers Group) is a privately-held, agent-owned Managing General Agency (MGA) founded in 2008, with primary leadership based in Utah and operations licensed across all 50 U.S. states. The organization specializes in long-term care insurance distribution and recruits experienced insurance producers by invitation, allocating individual ownership stakes to members based on their production volumes. Its core products span long-term care insurance, life insurance, Medicare products (Supplements, Advantage, Part D), short-term care insurance, and annuities, distributed through a network of 100+ named partner agents selling directly to individual consumers, employer groups, associations, credit unions, and financial planning clients.
LTCPG firmographics
Firmographics- Name
- LTCPG
- Legal name
- LTCPG
- Website
- https://ltcpg.org
- Company type
- Private
- Founded year
- 2008
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- LTCPG is a privately-held, agent-owned Managing General Agency founded in 2008 that recruits experienced insurance producers by invitation across all 50 U.S. states, specializing in long-term care insurance distribution and earning commission overrides from multiple carrier partnerships.
- Ownership category
- akta.pro rank
LTCPG industry classification
Industry- Product category
- Insurance Distribution
- NAICS
- Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Traditional Long-Term Care (LTC) Insurance (FSAIAJAA)
- akta.pro secondary industry
- Annuity + LTC / Long-Term Care Riders (FSAIAJAC)
Keywords
Where LTCPG is headquartered
LocationHeadquarters
- HQ city
- Not specified
- HQ country
- United States
- HQ region
- North America
Offices2 records
Markets served
LTCPG business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Others
Revenue model
- Commission Overrides from Insurance Carriers: LTCPG functions as a Managing General Agency earning commission overrides from insurance carriers based on the total premium volume produced by its member agent network. Individual ownership stakes are allocated based on each producer's production volume.
Go-to-market motion1 record
Distribution channels1 record
Marketing channels4 records
LTCPG product offering
Product offeringCore offering
LTCPG is an agent-owned Managing General Agency that distributes Long-Term Care Insurance, Life Insurance, Medicare products, Short-Term Care Insurance, and Annuities through a national network of invited member producers. Individual producers receive ownership stakes based on production volume and access commission overrides, multi-carrier relationships, and professional development resources including the LTCi Sales School and an annual national sales conference.
Product overview
LTCPG is an agent-owned Managing General Agency (MGA) offering an array of Life and Health Insurance options with specialization in long-term care insurance. The company operates as a unified platform connecting independent insurance agents with multiple insurance carriers. The core product portfolio includes Long-Term Care Insurance (LTCi), Life Insurance, Medicare Products (Supplements, Advantage, Part D), Short-Term Care Insurance, and Annuities. The company supports its producer network through supplementary offerings including the LTCi Sales School (in-person sales training), Annual National Sales Conference, and Virtual Round-Table events. Individual ownership stakes are based on producer production, making LTCPG a home for self-motivated insurance producers.
Differentiator
Problem solved
Functional benefit
Brands
- LTCi Sales School: An in-person sales training course for newer through experienced LTCi agents, put on by the very best agents in the nation
Products and services
- Long-Term Care Insurance (LTCi)
Companies that use LTCPG
Customer profileNamed customers1 record
Segments1 record
Ideal customer profiles1 record
LTCPG technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
LTCPG partnerships and signals
Strategic signalPartnerships
24 partnerships are on record, tiered core and minor.
- One AmericacoreInsurance carrier partner that participates in LTCPG annual conferences, providing product training and presentations to member agents. Offers self-funded LTC planning solutions.
- NationwidecoreInsurance carrier partner offering CareMatters and other LTC products. Participates in annual conferences and provides training materials to LTCPG agents.
- Brighthouse FinancialcoreInsurance carrier partner offering SmartCare product training and presentations at LTCPG events.
- Lincoln Financial GroupcoreInsurance carrier partner offering MoneyGuard and LTC products. Provides training presentations at LTCPG annual conferences.
- Mutual of OmahacoreLong-standing insurance carrier partner providing LTC insurance products and training to LTCPG agent network.
- NGLcoreInsurance carrier partner participating in LTCPG events and providing product training to member agents.
- ThriventcoreInsurance carrier partner offering LTC insurance products through LTCPG distribution network.
- Securian FinancialcoreInsurance carrier partner providing SecureCare product training at LTCPG events.
- MasterCare AmericacoreStrategic partner providing industry presentations and training materials at LTCPG annual conferences.
- Amada Senior CareminorSenior care services partner that participates in LTCPG conferences to provide information about care coordination services.
- Lenz FinancialcoreStrategic partner providing financial planning expertise and product training at LTCPG events.
- Premier Senior MarketingcoreMarketing partner providing Medicare and short-term care product expertise to LTCPG network.
- BuddyInsminorPreferred partner providing Benefit Buddy and Group LTCi solutions. Presents at LTCPG round-table events.
- CoventryminorInsurance carrier partner providing LTC products and training at LTCPG annual events.
- John HancockcoreInsurance carrier partner offering LTC insurance products through LTCPG distribution.
- CareScoutminorCare coordination services partner providing training at LTCPG carrier day events.
- Genworth FinancialcoreMajor LTC insurance carrier partner with historical presence in LTCPG network.
- AetnaminorHealth insurance partner providing Medicare products through LTCPG agent network.
- United HealthcareminorHealth insurance partner providing Medicare Advantage products through LTCPG agents.
- HumanaminorHealth insurance partner providing Medicare products to LTCPG agent network.
- Physicians MutualminorInsurance carrier partner providing Medicare products at LTCPG carrier day events.
- Manhattan LifeminorInsurance carrier partner providing products through LTCPG network.
- Wellabe (Medico)minorInsurance carrier partner providing Medicare and insurance products through LTCPG distribution.
- TransamericacoreInsurance carrier partner providing LTC and financial products through LTCPG network.
Scale indicators3 records
Recent moves7 records
Expansion highlights5 records
LTCPG competitors and assessment
Company assessmentDirect peers
- National LTC Network: A long-term care insurance-focused MGA distributing multiple carriers' LTCi products to independent agents. Closely comparable to LTCPG in target product (LTCi), carrier model, and reliance on agent productivity for commission overrides.
- Insurance Medics: Independent LTCi-focused insurance brokerage and MGA serving agents and consumers nationwide. Comparable to LTCPG in LTCi specialization and intermediary role between carriers and individual producers.
- LTC Partners (M Financial Group): Specialty LTCi distribution arm within M Financial serving independent producers with multi-carrier LTCi access. Comparable to LTCPG in LTCi focus, multi-carrier agency model, and producer services orientation.
- CSA LTC Solutions: LTCi-focused distribution and consulting firm supporting independent agents and advisors. Comparable to LTCPG in LTCi specialization, agent-services orientation, and niche expertise within the senior market.
Broad incumbents
- Senior Market Sales: Larger, broader MGA serving senior market agents with carrier access across life, annuity, Medicare, and LTCi products. Comparable to LTCPG in MGA structure and multi-carrier distribution but with a wider product portfolio and significantly larger scale.
- Ash Brokerage: Large multi-line insurance distribution firm offering life, annuity, LTCi, and wealth solutions through independent producers. Comparable to LTCPG in MGA distribution model and LTCi placement but with much broader scale and proprietary technology.
- M Financial Group: Member-owned distribution firm providing independent producers with access to life, disability, and LTCi products from multiple carriers. Comparable to LTCPG in producer-owned ethos and multi-carrier access, though substantially larger and product-diversified.
- Highland Capital Brokerage: National insurance brokerage aggregator serving independent advisors with life, annuity, disability, and LTCi products. Comparable to LTCPG in MGA/IMO model and carrier relationships, but with substantially larger scale and broader product menu.
Others
- Genworth Financial: A major LTC insurance carrier and one of LTCPG's named carrier partners. Comparable as a counterparty in the LTCi distribution chain rather than a direct competitor; included to highlight the carrier-side dependency that defines LTCPG's economics.
Emerging players
- Petersen International Underwriters: Specialty underwriting and distribution firm with long-term care and disability products for individual and group markets. Comparable to LTCPG in LTCi distribution focus and carrier-style product representation, though with a narrower agent network.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
LTCPG social profiles
Digital presenceLTCPG financial estimates
Financial estimateRevenue estimate
Valuation estimate
LTCPG leadership team
Management profileNumber of profiles
Profiles2 records
LTCPG funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
LTCPG M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about LTCPG
What does LTCPG do?
LTCPG is an agent-owned Managing General Agency that distributes Long-Term Care Insurance, Life Insurance, Medicare products, Short-Term Care Insurance, and Annuities through a national network of invited member producers. Individual producers receive ownership stakes based on production volume and access commission overrides, multi-carrier relationships, and professional development resources including the LTCi Sales School and an annual national sales conference.
Is LTCPG a public or private company?
LTCPG is a private company. It is classified as management employee owned and is currently operating.
When was LTCPG founded?
LTCPG was founded in 2008. It employs 11 to 50 people.
Where is LTCPG based?
LTCPG is headquartered in Not specified, United States, in the North America region.
How does LTCPG make money?
One revenue line is on record: commission Overrides from Insurance Carriers.
Who are LTCPG's main competitors?
Direct peers on record are National LTC Network, Insurance Medics, LTC Partners (M Financial Group) and CSA LTC Solutions. Broad incumbents are Senior Market Sales, Ash Brokerage, M Financial Group and Highland Capital Brokerage. Genworth Financial is listed as an others. Petersen International Underwriters is listed as an emerging player.
Does LTCPG have an API?
No public API is recorded for LTCPG.
What industry is LTCPG in?
LTCPG's product category is Insurance Distribution. Its primary akta.pro industry code is FSAIAJAA, Traditional Long-Term Care (LTC) Insurance, with a secondary code of FSAIAJAC, Annuity + LTC / Long-Term Care Riders. Its NAICS code is 52421 and its SIC code is 6411.