quickpaid
quickpaid is a B2B Buy Now, Pay Later platform operated by BaFin-regulated A.B.S. Global Factoring AG, offering purchasing and sales financing (up to 120-day terms) to European SMEs through digital onboarding, skonto capture automation, and embedded integrations with accounting software providers.
- Company typePrivate
- Founded1996
- HeadquartersWiesbaden, Germany
- Headcount1–10
- GTM typeB2B
- OfferingSoftware
What quickpaid does
quickpaid is a B2B Buy Now, Pay Later (BNPL) platform operated as a product brand by A.B.S. Global Factoring AG, a BaFin-regulated, bank-independent German factoring institution founded in 1996. The platform, launched in 2018, addresses short-term working capital gaps for European small and medium-sized enterprises by offering two complementary products: Einkaufsfinanzierung (purchasing financing), which allows buyers to upload supplier invoices and receive 30 to 120-day deferred payment terms while quickpaid pays suppliers immediately; and Absatzfinanzierung (sales financing), which enables suppliers to offer extended customer payment terms without bearing default risk. A proprietary skonto capture engine enables buyers to simultaneously capture 2-3% early payment discounts and defer payment, generating an effective annual yield of approximately 55% per the company's own calculations.
The underlying technology stack is a 100% digital onboarding and processing platform delivered through app.quickpaid.com, with integration into third-party accounting and ERP systems via white-label/embedded distribution channels. Digital KYC is handled through POSTIDENT, while credit and background checks rely on third-party bureaus including Creditsafe and Creditreform. Distribution is achieved through self-serve SMB onboarding, embedded integrations with Lexware and Bokio, and direct enterprise sales for verticals such as construction materials (Heidelberg Materials Beton DE), solar energy (Enpal), and machine/plant construction.
quickpaid's business model is a transaction-based revenue model that generates fees on financed purchase volumes. Pricing is quote-based, dependent on transaction size, creditworthiness, and selected payment term. The company serves a distributed base of 3,000+ companies across multiple European markets (Germany, Switzerland, Sweden, Slovenia, France, United Kingdom) and supports five currencies (EUR, USD, GBP, SEK, CHF), backed by A.B.S. Global Factoring AG's 3+ billion EUR annual liquidity capacity. quickpaid operates without external venture capital funding, relying instead on its parent company's balance sheet and 30+ years of factoring experience as core competitive advantages.
quickpaid firmographics
Firmographics- Name
- quickpaid
- Legal name
- A.B.S. Global Factoring AG
- Website
- https://quickpaid.com
- Company type
- Private
- Founded year
- 1996
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- quickpaid is a B2B Buy Now, Pay Later platform operated by BaFin-regulated A.B.S. Global Factoring AG, offering purchasing and sales financing (up to 120-day terms) to European SMEs through digital onboarding, skonto capture automation, and embedded integrations with accounting software providers.
- Ownership category
- akta.pro rank
quickpaid industry classification
Industry- Product category
- B2B Trade Finance
- NAICS
- Sales Financing (52222), Sales Financing (522220)
- SIC
- Short-Term Business Credit Institutions (6153)
- akta.pro primary industry
- B2B / Invoice-Based BNPL (Trade Credit at Checkout) (FSAGAIAC)
- akta.pro secondary industries
- Buy Now, Pay Later (BNPL) Platforms (BPAMAFAG), Merchant-Integrated BNPL (Checkout POS Financing) (FSAGAIAA)
Keywords
Where quickpaid is headquartered
LocationHeadquarters
- HQ city
- Wiesbaden
- HQ country
- Germany
- HQ region
- Europe
Offices2 records
Markets served
quickpaid business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Operations, Technology or R&D, Personnel, Marketing or Sales, Infrastructure
Revenue model
- Purchase Financing Fees: quickpaid charges fees/interest on the financed purchase amounts. The company enables buyers to defer payment while capturing early payment discounts, generating revenue from the financing spread between supplier skonto rates and customer financing costs.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Quote-based financing rates |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels7 records
quickpaid product offering
Product offeringCore offering
quickpaid is a B2B Buy Now, Pay Later (BNPL) platform that enables buyers to upload supplier invoices, select flexible payment terms of 30/60/90/120 days, and have quickpaid pay suppliers immediately while buyers pay later. For suppliers, it allows offering customers extended payment terms up to 120 days without bearing default risk, with suppliers receiving immediate full payment from quickpaid. The platform captures early-payment discounts (skonto) while maintaining buyer liquidity, and is delivered fully digitally through self-serve onboarding and white-label integrations into ERP/accounting software.
Product overview
quickpaid is a B2B Buy Now, Pay Later platform offering two interconnected financing products: Einkaufsfinanzierung (Purchasing Financing) for buyers, enabling them to defer payments up to 120 days while quickpaid pays suppliers immediately; and Absatzfinanzierung (Sales Financing) for suppliers, allowing them to offer extended payment terms to customers without bearing the payment risk. Both products are delivered digitally through quickpaid's online portal and are backed by A.B.S. Global Factoring AG.
Differentiator
Problem solved
Functional benefit
Products and services
- Einkaufsfinanzierung (Purchasing Financing) A B2B Buy Now, Pay Later solution for buyers that enables businesses to purchase goods or services while quickpaid pays suppliers immediately. Buyers upload invoices via the quickpaid portal, select flexible payment terms of 30, 60, 90, or 120 days, and benefit from skonto advantages, improved liquidity, enhanced purchasing power, and no impact on existing bank credit lines.
- Absatzfinanzierung (Sales Financing / Pay Later) A B2B financing solution for sellers and suppliers that allows businesses to offer customers extended payment terms of 60, 90, or 120 days without waiting for payment themselves. quickpaid pays the supplier immediately in full while the customer decides at invoice receipt whether to use the payment option. Integrated via QR code or link directly on invoices, with default risk absorbed by quickpaid.
Quantifiable outcome
- 3% skonto on 10,000 EUR invoice = 300 EUR savings per invoice; 20 orders/month = 6,000 EUR monthly savings
- +2 more outcomes
Companies that use quickpaid
Customer profileNamed customers10 records
Segments4 records
Ideal customer profiles3 records
quickpaid technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
Feature4 records
quickpaid partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Lexwarecorequickpaid x Lexware partnership integrates purchase financing (Einkaufsfinanzierung) directly into Lexware's digital workflow. Lexware is a leading German accounting/ERP software provider for SMEs, enabling quickpaid to reach small businesses in their daily digital work environment.
Scale indicators5 records
Recent moves6 records
Expansion highlights4 records
quickpaid competitors and assessment
Company assessmentDirect peers
- TreviPay: B2B payments and trade credit network serving enterprise buyers and suppliers globally. Comparable in offering extended payment terms and supplier financing at a larger scale.
- Billie: Berlin-based B2B Buy Now, Pay Later provider offering invoice financing for SMEs and enterprise buyers. Closest direct competitor to quickpaid in the DACH B2B BNPL market.
- Ratio (formerly B2BNPL): B2B Buy Now Pay Later platform focused on invoice financing for SMBs across Europe. Operates a similar trade-credit-at-checkout model to quickpaid.
- Fundbox: SMB working capital and invoice financing platform. Comparable in providing short-term credit to small businesses to bridge cash flow gaps in B2B transactions.
- Hokodo: European B2B trade credit and BNPL platform enabling suppliers to offer payment terms to buyers. Direct competitor addressing the same buyer/supplier financing workflow as quickpaid.
- Behalf: SMB-focused financing provider offering short-term working capital and purchase financing. Comparable model of paying suppliers immediately while buyer pays later.
Broad incumbents
- Stenn: International trade finance provider offering invoice financing and factoring for SMEs engaged in cross-border trade. Adjacent incumbent in the same factoring/trade-credit category as A.B.S. Global Factoring AG.
- C2FO: Global working capital marketplace enabling suppliers to get early payment on invoices. Broader incumbent in dynamic discounting and B2B working capital, partially overlapping with quickpaid's skonto-capture value proposition.
Emerging players
- Resolve (formerly FieldEdge): B2B payments platform offering net-terms financing and buy-now-pay-later solutions for B2B transactions. Overlaps in buyer financing for SMBs.
Others
- kanzlei.de / Lexware (parent Haufe Group): Leading German SME accounting/ERP software. Listed as a peer because Lexware is quickpaid's named integration partner and distribution channel — relevant for understanding the partnership and channel dynamics.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
quickpaid social profiles
Digital presencequickpaid compliance and trust
Trust signalCompliance1 record
quickpaid financial estimates
Financial estimateRevenue estimate
Valuation estimate
quickpaid leadership team
Management profileNumber of profiles
Profiles6 records
quickpaid funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
quickpaid M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about quickpaid
What does quickpaid do?
quickpaid is a B2B Buy Now, Pay Later (BNPL) platform that enables buyers to upload supplier invoices, select flexible payment terms of 30/60/90/120 days, and have quickpaid pay suppliers immediately while buyers pay later. For suppliers, it allows offering customers extended payment terms up to 120 days without bearing default risk, with suppliers receiving immediate full payment from quickpaid. The platform captures early-payment discounts (skonto) while maintaining buyer liquidity, and is delivered fully digitally through self-serve onboarding and white-label integrations into ERP/accounting software.
Is quickpaid a public or private company?
quickpaid is a private company. It is classified as corporate owned and is currently operating.
When was quickpaid founded?
quickpaid was founded in 1996. It employs 1 to 10 people.
Where is quickpaid based?
quickpaid is headquartered in Wiesbaden, Germany, in the Europe region.
How does quickpaid make money?
One revenue line is on record: purchase Financing Fees.
Who are quickpaid's main competitors?
Direct peers on record are TreviPay, Billie, Ratio (formerly B2BNPL), Fundbox, Hokodo and Behalf. Broad incumbents are Stenn and C2FO. Resolve (formerly FieldEdge) is listed as an emerging player. kanzlei.de / Lexware (parent Haufe Group) is listed as an others.
Does quickpaid have an API?
No public API is recorded for quickpaid.
What industry is quickpaid in?
quickpaid's product category is B2B Trade Finance. Its primary akta.pro industry code is FSAGAIAC, B2B / Invoice-Based BNPL (Trade Credit at Checkout), with a secondary code of BPAMAFAG, Buy Now, Pay Later (BNPL) Platforms. Its NAICS code is 52222 and its SIC code is 6153.