What Rest Assured Finance does

Rest Assured Finance (legally Rest Finance Pty Ltd) is a private Australian mortgage brokerage headquartered in Merrylands, NSW, with a second office in North Sydney. Founded in 2014, the company intermediates between Australian consumers seeking home, investment, commercial, asset, land/construction, and refinance loans and a curated panel of over 30 lenders that includes the major Australian banks (Commonwealth Bank, ANZ, Westpac, NAB, Bankwest, Macquarie, ME Bank) plus specialist non-bank lenders (Liberty, Bluestone, Pepper Money, AMP, NLC, Auswide) and international banks (Bank of China, Citibank).

The core service offering is a six-product loan brokerage suite — Residential Home Loans, Investment Loans, Commercial Loans, Asset Finances, Land and Construction Loans, and Refinance — augmented by a nine-tool mortgage calculator suite (Borrowing Power, Home Loan Offset, Income Tax, Interest Only Mortgage, Loan Comparison, Loan Repayment, Rent vs Buy, Split Loan, Stamp Duty) that functions as a top-of-funnel lead-generation asset. The business operates with no disclosed proprietary technology platform; the calculators are standard financial tools and the back-end relies on lender relationships accessed via an aggregator.

Revenue is generated entirely through commissions paid by lenders on settled loans (upfront and trail commissions), which is the standard remuneration model for Australian mortgage brokers. The service is provided to customers at no direct cost, with full disclosure of broker remuneration at first meeting. Customer segments include first home buyers, property investors, commercial property buyers, asset finance customers, and refinancing customers — predominantly individuals and small households within the greater Sydney/NSW market. The lead practitioner is Pradip Shrestha (Credit Representative CRN 522719 under BLSSA Pty Ltd, ACL 391237). The company reports 200+ clients served and 100+ settled loans cumulatively across its operating history and currently has 101-250 employees.

Name

Rest Assured Finance

Legal name

Rest Finance Pty Ltd

Website

https://restfinance.com.au

Company type

Private

Founded year

2014

Operating status

Operating

Headcount range

101–250 employees

Short description

Rest Assured Finance is a privately held Australian mortgage brokerage (founded 2014, Merrylands NSW) that intermediates home, investment, commercial, asset, construction, and refinance loans between individual customers and a panel of 30+ lenders, earning commission on settlements.

Ownership category

akta.pro rank

Headquarters

HQ city

Merrylands

HQ country

Australia

HQ region

Oceania

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Broker Commissions from Lenders: The company's primary revenue source is commissions paid by lenders (banks and financial institutions) when loans are settled. This is a standard model for mortgage brokers in Australia where the broker receives a trail commission and upfront commission from the lender upon successful loan settlement. The service is provided to customers at no cost.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels8 records

Core offering

Rest Assured Finance is a mortgage brokerage that connects Australian borrowers with a panel of more than 30 lenders to arrange residential home loans, investment loans, commercial loans, asset finance, land and construction loans, and refinancing. The firm provides free expert advice, handles all paperwork, performs borrowing assessments, and negotiates with lenders on the customer's behalf from enquiry through to settlement. The service is provided at no cost to clients, with revenue earned via lender commissions.

Product overview

Rest Assured Finance is a mortgage brokerage service offering a unified platform for home loan products and financial tools. The core offering consists of six loan products: Residential Home Loans, Investment Loans, Commercial Loans, Asset Finances, Land and Construction Loans, and Refinance services. These loan products are complemented by a suite of nine mortgage calculator tools including Borrowing Power, Home Loan Offset, Income Tax, Interest Only Mortgage, Loan Comparison, Loan Repayment, Rent vs Buy, Split Loan, and Stamp Duty calculators. The company acts as an intermediary between borrowers and over 30 lender partners, providing comparison and brokerage services at no cost to clients.

Differentiator

Problem solved

Functional benefit

Products and services

• Residential Home Loans Home loans for individuals purchasing a home, block of land, or building a new residence, available with variable, fixed, or basic variable rate options. Arranged through the broker's panel of 30+ lenders.
• Investment Loans Home loans for purchasing investment properties such as land, buildings, or houses held for rental income or capital gains, with fixed, variable, basic, offset account, line of credit, and interest-only structures.
• Commercial Loans Large long-term loans for business purposes including buying equipment, recruiting workers, purchasing commercial property, marketing, or acquiring existing businesses.
• Asset Finances Financing solutions for vehicle and equipment purchases including car loans, chattel mortgages, hire purchase agreements, equipment finance, and scaffolding/framework finance for businesses.
• Land and Construction Loans Separate loan products for purchasing vacant land or financing construction of new homes; land loans have higher deposit requirements with no build time pressure, while construction loans release funds progressively in stages.
• Refinance Loan restructuring service to replace existing loans with new ones to benefit from market rate changes or access property equity for renovations, debt consolidation, or other financial needs.

Quantifiable outcome

• Successfully settled over 100 home loans and served 200+ happy clients over 9 years of operation
• +1 more outcomes

Named customers10 records

Segments5 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

15 partnerships are on record, tiered minor and core.

• LibertyminorChannel Partner/ Reseller/ DistributorNon-bank lender providing residential and investment loan products, part of the broker's panel of over 30 lenders.
• CitibankminorChannel Partner/ Reseller/ DistributorMajor international bank offering home loan products through the broker's network.
• BluestoneminorChannel Partner/ Reseller/ DistributorNon-bank lender providing specialist home loan products, part of the broker's lender panel.
• BankwestminorChannel Partner/ Reseller/ DistributorMajor Australian bank (CBA subsidiary) offering home loan products.
• Bank of ChinaminorChannel Partner/ Reseller/ DistributorInternational bank offering home loan products through the broker's network.
• Commonwealth BankcoreChannel Partner/ Reseller/ DistributorAustralia's largest bank, offering comprehensive home loan products through the broker's distribution channel.
• ME BankminorChannel Partner/ Reseller/ DistributorOnline bank offering competitive home loan products through the broker's panel.
• WestpaccoreChannel Partner/ Reseller/ DistributorMajor Australian bank offering home loan products including residential, investment, and commercial loans.
• MacquarieminorChannel Partner/ Reseller/ DistributorInvestment bank and financial services company offering home loan products through the broker network.
• National Lending Centre (NLC)minorChannel Partner/ Reseller/ DistributorNon-bank lender providing specialist loan products.
• Pepper MoneyminorChannel Partner/ Reseller/ DistributorNon-bank lender providing specialist and prime home loan products.
• AMPminorChannel Partner/ Reseller/ DistributorAustralian financial services company offering home loan products.
• ANZcoreChannel Partner/ Reseller/ DistributorMajor Australian bank offering comprehensive home loan products through the broker network.
• NAB (Broker)coreChannel Partner/ Reseller/ DistributorNational Australia Bank's broker channel offering home loan products.
• Auswide BankminorChannel Partner/ Reseller/ DistributorRegional Australian bank offering home loan products through the broker panel.

Scale indicators5 records

Recent moves5 records

Expansion highlights4 records

Direct peers

• Yellow Brick Road: Australian mortgage broker and wealth advisory with multi-lender access, serving first home buyers, investors, and refinancers. Closely comparable product set to Rest Assured Finance including home loans, investment loans, and asset finance.
• Smartline Personal Mortgage Advisors: Major Australian mortgage broking business operating through a network of brokers. Provides comparable residential, investment, and refinance brokerage with a multi-lender panel model.
• Mortgage Choice: Long-established Australian mortgage broker franchise offering home loan, investment loan, and asset finance brokerage. Operates with a similar multi-lender panel and free-to-customer service model targeting first home buyers and refinancers.
• Aussie Home Loans: Australia's largest independent mortgage broker with a national network of brokers and a broad lender panel. Directly comparable to Rest Assured Finance in offering residential, investment, and refinance brokering services to Australian consumers via a commission-based model.
• Loan Market Group: National Australian mortgage broking franchise aggregator with a panel of lenders. Provides residential, investment, and commercial loan brokerage directly comparable to Rest Assured Finance's offering.
• Infinity Group Australia: Australian mortgage and finance broker offering home loans, investment loans, and asset finance via a multi-lender panel. Operates on a similar free-to-customer, commission-based economic model to Rest Assured Finance.

Others

• Connective Broking Services: Major Australian mortgage and asset finance aggregator providing broker accreditation, lender panel access, and technology to brokerages like Rest Assured Finance. Ecosystem participant rather than direct competitor.
• RateCity: Australian financial product comparison platform for home loans, personal loans, and other credit products. Adjacent to Rest Assured Finance's value proposition of helping customers compare lender options before settlement.
• AFG (Australian Finance Group): Australia's largest mortgage aggregator. Rest Assured Finance operates in a comparable ecosystem and competes for the same end-borrowers, but AFG itself is an aggregator/enabler rather than a direct broker to consumers.
• Choice Aggregation Services: Australian mortgage broker aggregator providing lender panel access and operational support to independent brokers. Indirectly comparable as infrastructure provider within the broker ecosystem.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/RestAssuredFin
• Facebookfacebook.com/RestAssuredFinance
• LinkedInlinkedin.com/company/rest-finance
• Instagraminstagram.com/restassuredfinance

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Rest Assured Finance