Cryptomus

What Cryptomus does

Cryptomus is an all-in-one cryptocurrency platform that combines a merchant payment gateway, multi-currency wallet, spot exchange, P2P exchange, staking service, fiat on-ramp, blockchain explorer, and an AML checker under a single account and unified API. The Istanbul-based company, founded in 2018 (operational activity from 2022) and formerly known as Certa Payments Ltd., supports more than 100 cryptocurrencies across Bitcoin, Ethereum, TRON, Solana, BNB, Avalanche, Polygon, and Arbitrum networks, and distributes through self-serve web signup, an Android app on Google Play, and dedicated plugins for WooCommerce, Shopify, OpenCart, PrestaShop, PHPShop, BillManager, RootPanel, XenForo, and Tilda. Revenue is generated entirely through transaction-based fees: 0.4% on merchant payment processing, 0.04% on spot trading, 3.2% on virtual card USDT/USDC auto-conversion top-ups, and a $4 issuance fee per virtual Visa/Mastercard card, with staking offered free to users while yield is sourced via the Binance validator.

The platform serves two primary customer segments: e-commerce merchants and online businesses integrating crypto payments through plugins or API, and individual cryptocurrency users managing digital assets, trading, and staking. Geographic footprint spans the United Kingdom, Bangladesh, Thailand, Brazil, Canada, and the United States, with the United States as a restricted market. Cryptomus is private, has no disclosed funding rounds or institutional investors, and has 11-50 employees. The company's distribution is reinforced by press coverage in Bloomberg, Yahoo Finance, Cointelegraph, Morningstar, BeInCrypto, MarketWatch, and Bitcoin.com, and by CertiK Skynet security verification.

In October 2025, Canada's financial intelligence unit FINTRAC fined Cryptomus a record CAD $176.9 million for anti-money laundering violations tied to unreported suspicious transactions linked to child exploitation, ransomware, sanctions evasion, drug trafficking, and fraud, and separately revoked the platform's MSB registration. Cryptomus continued operating and in March 2026 launched a virtual crypto card on the Visa and Mastercard networks with Apple Pay and Google Pay integration, marking its primary pivot from pure crypto on-ramp to fiat point-of-sale acceptance.

Name

Cryptomus

Legal name

Cryptomus

Website

https://cryptomus.com

Company type

Private

Founded year

2018

Operating status

Operating

Headcount range

11–50 employees

Short description

Cryptomus is an all-in-one cryptocurrency platform offering a payment gateway, multi-currency wallet, spot exchange, staking, P2P trading, and virtual Visa/Mastercard cards to e-commerce merchants and individual crypto users across 100+ cryptocurrencies.

Ownership category

akta.pro rank

Product category

Cryptocurrency Payment Processing

NAICS

Credit Card Issuing (52221), Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (5182)

SIC

Security & Commodity Brokers, Dealers, Exchanges & Services (6200), Finance Services (6199)

akta.pro primary industry

Crypto Payment Gateways & Checkout APIs (FSADAIAA)

akta.pro secondary industries

Crypto Card Issuing & Card Programs (Debit/Credit/Prepaid) (FSADAIAC), Crypto Payments & Stablecoin Settlement Platforms (BPAMAFAL)

Keywords

• Cryptocurrency payment gateway
• Crypto wallet services
• Spot trading exchange
• Crypto merchant processing
• Virtual crypto cards

Headquarters

HQ city

Istanbul

Markets served

GTM type

B2B and B2C

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Infrastructure, Marketing or Sales

Revenue model

1. Payment Gateway Fees: Transaction fees for cryptocurrency payments processed for merchants, with rates as low as 0.4%
2. Trading Fees: Commission fees on spot trading transactions on the exchange platform, with rates as low as 0.04%
3. Virtual Card Fees: $4 USD issuance fee per virtual card plus 3.2% auto-conversion fee when topping up via USDT or USDC
4. Crypto Conversion: Fees for converting cryptocurrencies within the wallet using real-time market data

Pricing tiers

Go-to-market motion2 records

Distribution channels5 records

Marketing channels5 records

Core offering

Cryptomus is an all-in-one cryptocurrency platform that provides a payment gateway for merchants accepting digital assets, a multi-currency digital wallet, a spot trading exchange, staking services, and virtual crypto cards. The platform supports over 100 cryptocurrencies across multiple blockchain networks including Bitcoin, Ethereum, TRON, Solana, BNB, Avalanche, Polygon, and Arbitrum, and serves both individual crypto users and online businesses through web, mobile, and API access.

Product overview

Cryptomus is an all-in-one cryptocurrency ecosystem offering a unified platform with multiple integrated products and modules. The core offering centers on a cryptocurrency payment gateway (with fees from 0.4%), trading platform (spot exchange with 0.04% fees), and multi-currency wallet with staking capabilities. Additional modules include cryptocurrency cards (virtual and physical), P2P exchange, converter, on-ramp, AML checker, blockchain explorer, and e-commerce plugins for platforms like WooCommerce, OpenCart, PrestaShop, Shopify, PHPShop, and others. The platform supports over 100 cryptocurrencies including Bitcoin, Ethereum, USDT, TRX, BNB, and various altcoins across Bitcoin, Tron, Ethereum, Arbitrum, Polygon, and Avalanche networks. Staking is available for TRX (20% APY), ETH, USDT, BNB, and DAI (3% APY).

Differentiator

Problem solved

Functional benefit

Products and services

• Cryptocurrency Payment Gateway A payment gateway that enables online merchants and businesses to accept cryptocurrency payments with fees as low as 0.4%, supporting more than 100 cryptocurrencies including Bitcoin, USDT, Ethereum, Solana, Litecoin, and others.
• Cryptocurrency Cards Virtual (and planned physical) crypto debit cards allowing users to spend cryptocurrency wherever Visa or Mastercard is accepted, with virtual cards priced at $4 USD each and Apple Pay/Google Pay support.
• Spot Trading Platform A spot cryptocurrency exchange offering over 100 trading pairs with fees as low as 0.04%, TradingView-powered charts, and real-time market data.
• Cryptomus Wallet A multi-currency digital wallet for storing, managing, and transferring cryptocurrencies across multiple blockchains, featuring 2FA, PIN code access, whitelist protection, and private key encryption.
• P2P Exchange A peer-to-peer exchange platform that enables users to purchase cryptocurrencies directly from other users with low fees.
• On-Ramp A fiat on-ramp service that lets users buy cryptocurrencies instantly using Visa and Mastercard payment cards.
• E-Commerce Plugins Pre-built integration plugins that allow merchants using WooCommerce, OpenCart, PrestaShop, Shopify, PHPShop, BillManager, RootPanel, XenForo, and Tilda to accept cryptocurrency payments without custom development.
• Crypto Processing A dedicated crypto payment processing service for businesses needing higher-volume or more customized transaction handling for cryptocurrency payments.

Quantifiable outcome

• Fees as low as 0.4% for payment processing vs industry average of 2-3%
• +2 more outcomes

Segments3 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration13 records

Feature8 records

Partnerships

Nine partnerships are on record, tiered core.

• VisacoreTechnology or Integration · 4 March 2026Cryptomus virtual cards support Visa payment network for online and in-store transactions worldwide.
• MastercardcoreTechnology or Integration · 4 March 2026Cryptomus virtual cards support Mastercard payment network for global payments.
• BinancecoreTechnology or IntegrationBinance validator is used for staking services on the Cryptomus platform. Users can stake TRX, BNB, ETH, USDT, and DAI with Binance as the validator network.
• CertiKcoreTechnology or IntegrationCryptomus is verified and audited by CertiK's Skynet security platform, providing security verification for the platform's operations.
• WooCommercecoreTechnology or IntegrationCryptomus offers a WooCommerce plugin for easy integration of cryptocurrency payments into WooCommerce online stores.
• PHPShopcoreTechnology or IntegrationCryptomus provides a dedicated PHPShop plugin for integrating cryptocurrency payments into PHPShop e-commerce platforms.
• OpenCartcoreTechnology or IntegrationOpenCart payment gateway plugin available for integrating Cryptomus crypto payments.
• PrestaShopcoreTechnology or IntegrationPrestaShop payment module for Cryptomus cryptocurrency integration.
• ShopifycoreTechnology or IntegrationShopify app/plugin for accepting cryptocurrency payments via Cryptomus.

Scale indicators4 records

Recent moves5 records

Expansion highlights5 records

Broad incumbents

• Crypto.com: Crypto.com operates a Visa card program, exchange, wallet, and merchant payment infrastructure across many of the same product lines as Cryptomus, representing a broader incumbent in the crypto cards/payments convergence.
• BitPay: BitPay is a long-established crypto payment processor serving merchants with multi-coin support, e-commerce plugins, and card offerings — an established incumbent in the same crypto payment gateway category as Cryptomus.
• Coinbase Commerce: Coinbase Commerce is the merchant crypto-acceptance arm of Coinbase, offering payment gateway services, multi-asset support, and integrations — competing with Cryptomus in the broader crypto payments space though backed by a larger exchange.

Direct peers

• Plisio: Plisio offers crypto payment processing, mass payouts, invoicing, and plugins for e-commerce platforms — competing head-to-head with Cryptomus's payment gateway and APIs in the SMB crypto-merchant segment.
• CoinGate: CoinGate offers crypto payment gateway services to merchants with POS and plugin integrations supporting major e-commerce platforms, directly comparable to Cryptomus's gateway and plugins offering.
• CoinPayments: CoinPayments is a long-running crypto payment gateway supporting 1,000+ coins with plugins for major e-commerce platforms, targeting the same SMB merchant and individual crypto users as Cryptomus.
• NOWPayments: NOWPayments is a direct competitor operating a crypto payment gateway with similar multi-coin support, low-fee processing, e-commerce plugins, and an all-in-one ecosystem including a POS, wallet, and custodial tools for merchants.

Emerging players

• Wirex: Wirex offers a crypto-linked debit card, in-app exchange, and merchant services — directly comparable to Cryptomus's virtual card, wallet, and exchange offerings as a niche player focused on the cards/payments convergence.
• Triple-A: Triple-A is a Singapore-licensed crypto payment gateway offering merchant acceptance and crypto-funded payments, comparable as an emerging peer in the regulated crypto merchant payments space.
• Alchemy Pay: Alchemy Pay combines fiat-crypto on-ramps with crypto card issuance and merchant payment acceptance, closely overlapping Cryptomus's payment, on-ramp, and virtual card products as an emerging player.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat6 records

Key risks5 records

Key highlights7 records

Customer concentration

• Xx.com/cryptomus
• Facebookfacebook.com/profile.php
• LinkedInlinkedin.com/company/cryptomusgateway

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Cryptomus